r******u
发帖数: 281 | 1 比如，存入529时 state income tax rate是5%。state可以deduct 10，000的529
contribution 每年. 假设，我一共放了10，000本金，取出时本金加gain是12，000。
除了了我要付的federal penalty 是2000*0.1=200。State的penalty 是不是10000*0.
05=500？我的federal taxable income 是不是只是2000，假设我没有其他任何的收入。
谢谢 | r****m
发帖数: 1204 | 2 If you take out 529 money for non-qualified uses, in your example, you will
incur 4 taxes:
a) federal income tax on the $2000
b) federal penalty on the $2000
c) state income tax on the deducted portion
d) state income tax on the earning portion. |
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