y***n
发帖数: 309 | 1 看房时遇到一个BOA的mortgage loan agent.一直要我们去做个pre-approval。说这样
看房容易些。不知道做pre-approval有啥坏处没有？比如credit history上的hard
pull？ |
b**2
发帖数: 519 | 2 如果不一定要Direct Lender的pre-approval，在加州的话可以找我。银行做pre-
approval一定要run你的Credit report的。
【在 y***n 的大作中提到】
: 看房时遇到一个BOA的mortgage loan agent.一直要我们去做个pre-approval。说这样
: 看房容易些。不知道做pre-approval有啥坏处没有？比如credit history上的hard
: pull？
|
y***n
发帖数: 309 | 3 我在湾区，怎么联系你？
【在 b**2 的大作中提到】
: 如果不一定要Direct Lender的pre-approval，在加州的话可以找我。银行做pre-
: approval一定要run你的Credit report的。
|
k******o
发帖数: 3328 | 4
【在 y***n 的大作中提到】
: 看房时遇到一个BOA的mortgage loan agent.一直要我们去做个pre-approval。说这样
: 看房容易些。不知道做pre-approval有啥坏处没有？比如credit history上的hard
: pull？
|
k******o
发帖数: 3328 | 5 As like other CA agent here, unless you have FICO score, legally we have to
run your credit score. This is hard pull which might lower your FICO score
by about 10-20 points. However, if you have multiple hard pull on your FICO
for the same reason (i.e. purchasing house) during the specific period of
time (i.e. 2 month), all of those could be regarded as one (1) hard pull.
I, as a licensed mortgage broker, will cover the credit pull cost for you.
It is completely FREE for you.
If you have not had one yet, you are welcomed to contact me.
Dr. Kelly Guo (佳信财务贷款）
Cell/Text: 626.765.4066
Fax: 626.737.1163
Email: k********[email protected]
DRE# 01890066 (Real Estate Broker)
NMLS# 333430 (Mortgage Broker)
欢迎加入我的俱乐部 (加州贷款省税俱乐部)
http://www.mitbbs.com/club_bbsdoc/CA_RealtyMortgage.html
*************************************************************************
【在 y***n 的大作中提到】
: 看房时遇到一个BOA的mortgage loan agent.一直要我们去做个pre-approval。说这样
: 看房容易些。不知道做pre-approval有啥坏处没有？比如credit history上的hard
: pull？
|
