T***a
发帖数: 218 | 1 没什么idea，就看见非jumbo都是4%左右，觉得这个好像挺高的.
30 yr. 4.75-4.875% with closing cost $4000
5/1 arm. 3.125% with closing cost $4000
7/1 arm. 3.5% with closing cost around $4000
10/1 arm. 4.125% with closing cost around $4000
Any comments are welcome! Thanks... |
R***U
发帖数: 1860 | 2 7 yr ARM Jumbo is 3.25%.
Get a 7 arm and then change to confirming loan after 7 or 8 yr.
【在 T***a 的大作中提到】
: 没什么idea，就看见非jumbo都是4%左右，觉得这个好像挺高的.
: 30 yr. 4.75-4.875% with closing cost $4000
: 5/1 arm. 3.125% with closing cost $4000
: 7/1 arm. 3.5% with closing cost around $4000
: 10/1 arm. 4.125% with closing cost around $4000
: Any comments are welcome! Thanks...
|
k******o
发帖数: 3328 | 3 $600K 的jumbo loan, you should get it around 4.25%-4.375% for No Point No Fee Refinancing depending on your case (FICO score, LTV, etc).
You could check the rate from my 俱乐部.
【在 T***a 的大作中提到】
: 没什么idea，就看见非jumbo都是4%左右，觉得这个好像挺高的.
: 30 yr. 4.75-4.875% with closing cost $4000
: 5/1 arm. 3.125% with closing cost $4000
: 7/1 arm. 3.5% with closing cost around $4000
: 10/1 arm. 4.125% with closing cost around $4000
: Any comments are welcome! Thanks...
|
h***b
发帖数: 1233 | 4 加州做 60W high balance 的可以到4.375%。请到俱乐部参考。
虽然不同州的利率和costs会不一样， 5% 还是比较高的。
【在 T***a 的大作中提到】
: 没什么idea，就看见非jumbo都是4%左右，觉得这个好像挺高的.
: 30 yr. 4.75-4.875% with closing cost $4000
: 5/1 arm. 3.125% with closing cost $4000
: 7/1 arm. 3.5% with closing cost around $4000
: 10/1 arm. 4.125% with closing cost around $4000
: Any comments are welcome! Thanks...
|
T***a
发帖数: 218 | 5 How about in MA?
Fee Refinancing depending on your case (FICO score, LTV, etc).
【在 k******o 的大作中提到】
: $600K 的jumbo loan, you should get it around 4.25%-4.375% for No Point No Fee Refinancing depending on your case (FICO score, LTV, etc).
: You could check the rate from my 俱乐部.
|
k******o
发帖数: 3328 | 6 Most state has its own licensing requirement. My CA license (NMLS# 333430)
limits my business primarily on CA boundary only.
【在 T***a 的大作中提到】
: How about in MA?
:
: Fee Refinancing depending on your case (FICO score, LTV, etc).
|
k********n
发帖数: 1819 | 7 high balance conforming or jumbo? it should not be this low for Jumbo.
Fee Refinancing depending on your case (FICO score, LTV, etc).
【在 k******o 的大作中提到】
: $600K 的jumbo loan, you should get it around 4.25%-4.375% for No Point No Fee Refinancing depending on your case (FICO score, LTV, etc).
: You could check the rate from my 俱乐部.
|
b**2
发帖数: 519 | 8 在加州的很多County,$600K算是jumbo conforming,只要Fannie Mae买这个Loan,利率就
可以做到4.25%.
【在 k********n 的大作中提到】
: high balance conforming or jumbo? it should not be this low for Jumbo.
:
: Fee Refinancing depending on your case (FICO score, LTV, etc).
|
k******o
发帖数: 3328 | 9 If your loan amount is $600K (<=$$625.5K) in some counties in CA, this is
regarded as jumbo conforming loan, which GSE (Government Sponsored
Enterprise, namely Fannie Mae, Freddie Mac) may buy and hold your loan
principle.
Counties with $625.5K limit: Los Angeles, Orange, Santa Clara, San Francisco
, San Mateo, but not San Diego, etc) after Oct 1.
【在 k********n 的大作中提到】
: high balance conforming or jumbo? it should not be this low for Jumbo.
:
: Fee Refinancing depending on your case (FICO score, LTV, etc).
|
l******s
发帖数: 1276 | 10 I locked 2.75 45 day 5/1 ARM , 70W loan with citi , cost 1500$ ...
【在 T***a 的大作中提到】
: 没什么idea，就看见非jumbo都是4%左右，觉得这个好像挺高的.
: 30 yr. 4.75-4.875% with closing cost $4000
: 5/1 arm. 3.125% with closing cost $4000
: 7/1 arm. 3.5% with closing cost around $4000
: 10/1 arm. 4.125% with closing cost around $4000
: Any comments are welcome! Thanks...
|
f*****u
发帖数: 729 | |
b**2
发帖数: 519 | 12 很多地方60万是Jumbo，不是Jumbo conforming,两房是不买的。
【在 f*****u 的大作中提到】
: 5%太高了
|
