m*******a
发帖数: 192 | 1 请大家出出主意，先谢谢。
看中一个房子(880k now)，但觉得还是有点overpriced .我的价位是810k-820k. 同小
区最近刚有一个非常相似条件的房子以810k-820k走掉 （和listing agent谈了，相信
他说的是真的),现在penging中（才20天）。走掉的这个房子降价趋势是：900k->880k(
one month later)->850k(two months later)->pending(three months later).现在看
中的这个房子降价趋势是：900k->880k(two months later)->it is 10 days after
the price reduce now.我们的agent认为我的first offer (810k) is an insult to
the seller.建议我们等等那个pending的房子sold price出来。他认为这个seller看到
另一个相似条件房子的sold price后，接受我们offer的可能性大一些。我觉得最近房
屋买卖活跃，可能是应为8000k的原因。我们倒是不赶 |
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f********l
发帖数: 1473 | 2 Good school districts in here, such as Palo Alto where the Stanford U is
located, are valued a lot. I once made an offer for a 800 sf living (2
bed, 1 bath, 1 living, 1 mini kitchen) and a 1-car garage, 3200 sf lot, 80
years house w/o repaired or remodeled. It was listed as $680k, and was sold
$820k 2 weeks later in the summer of 2007. In the bad school district within
the SAME county, such as Gilroy, $820k could buy a huge new Spanish style
house within golf course, 4500 sf of living, 5 bed, 4 |
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w*******r
发帖数: 7276 | 3 Well, got official counter letter, they did lower by 5k, make it 845k. But
that still seems to show they are extreamly confident about their asking
price. While I feel it is worth at most 820k based on neighbouring sales
past year, although I can afford higher than that.Really haven't decided
whether I should try to counter another time to 815k or 820k. Although I
think even that price doesn't have a good chance to be accepted.
Maybe because it is ealy spring, they are not in a hurry? BTW, they ... 阅读全帖 |
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l**k
发帖数: 45267 | 4 甭管实际上挥霍了多少，你要能作实$820K的证据，也够中国的官员喝一壶了，不信你
问问陈良宇。只不过你是抓不到而已 |
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n*****t
发帖数: 22014 | 5 Peak price 1M，现在差 18% 是 820k，如果跌了一半就是 500k，到现在涨了 64%，艾
玛，这数学美国 9 年级学生都会吧？
至于谁告诉你做小生意的，呵呵，只能说你这个圈子。 |
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J***b
发帖数: 76 | 6 Was asked to send a request of a startup package. I am in the biomedical
field.
Is the following request too much?
Equipment: 250K
General lab supplie: 150K
Specific request: 90K
Animals (3 yrs) :135K
Computer & software: 25k
Pensonnel : 171k
(1 tech x 3 yrs + 1 month salary x 3yrs)
Total: 820K
Thanks much. |
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g********d
发帖数: 203 | 8 【 以下文字转载自 Living 讨论区 】
发信人: guitarnerd (Guitar Nerd), 信区: Living
标 题: 急！贷款求建议
发信站: BBS 未名空间站 (Wed Mar 9 22:45:01 2011, 美东)
过去几年买房把cash都放房子上面了。现在有急需，想把cash从房子里抽出一些来。
我名下有3个房子，两个是cash买的，一个有mortgage。
房1：现在市价应该750k左右，08年以primary residence 820k买的，代了30万的
conventional mortage。房子在county record显示是roomming house。后来分租给学
生，5000/m，转在llc下。mortgage还在我名下。
房2：去年3月cash买的，现在市价应该300k左右。去年7月租出去的，租金1900/m，
year
lease。
房3：去年3月cash买的，现在市价应该400k左右。原来的tenant就一直住在里面，租金
1650/m，
month to month。
我自己从09年3月起就一直没有上班，直到最近才准备重新... 阅读全帖 |
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g********d
发帖数: 203 | 9 过去几年买房把cash都放房子上面了。现在有急需，想把cash从房子里抽出一些来。
我名下有3个房子，两个是cash买的，一个有mortgage。
房1：现在市价应该750k左右，08年以primary residence 820k买的，代了30万的
conventional mortage。房子在county record显示是roomming house。后来分租给学
生，5000/m，转在llc下。mortgage还在我名下。
房2：去年3月cash买的，现在市价应该300k左右。去年7月租出去的，租金1900/m，
year
lease。
房3：去年3月cash买的，现在市价应该400k左右。原来的tenant就一直住在里面，租金
1650/m，
month to month。
我自己从09年3月起就一直没有上班，直到最近才准备重新上班。09年之前的工资是60k
-85k，新的
offer是105k，下个礼拜开始上班。我还一直在租房，我的credit应该有700+。
各位能不能给我一点建议，我应该怎么做最好？
我联系了当年给我做loan的agent，谈过一次以后就完全不回我电话... 阅读全帖 |
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J2
发帖数: 104 | 10 Purchase price: $820K
Loan amount: $625K
purchase loan.
Agent说我有两个选择, 一个是3.625%, no point, no lender fee,
一个是3.5%, $1500 Lender fee.
我是h1b, perfect credit, 想知道这个利率是不是太高了？
找别人可以降到多少？
谢谢！ |
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y**z
发帖数: 4154 | 11 都说房市回温了，隔我家几条街有一间前两个礼拜挂牌，要价750k,结果21个offers,最
后卖了820k. 可前几个月我同事在City of Duarte才买了个condo,1200尺，$215k,现在
租$1650...
不谈投资了，天天在公司开会算各种比例回报率已经算得一个头两个大了，上网灌个水
还要继续这么严肃的问题太伤了~ |
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y**z
发帖数: 4154 | 12 都说房市回温了，隔我家几条街有一间前两个礼拜挂牌，要价750k,结果21个offers,最
后卖了820k. 可前几个月我同事在City of Duarte才买了个condo,1200尺，$215k,现在
租$1650... |
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w*y
发帖数: 77 | 14 You sure you read it right? Mortgage is 820k so it's about 1.7M from the
primary residence. Other 1M is from cash, 401k or investment.
House asset is actually the sweetest because up to 500k gain is tax free.
If including RSUs vested or in pipeline, way over 3M. |
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S****e
发帖数: 931 | 15 2 Bed 1.5 bath SFH was sold for $820k. Are people crazy? |
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b******e
发帖数: 445 | 16 Occupancy： primary
Property Type： SFH
Loan Amount: 355K
Property's Market Value: 820k
Loan Term: 30y and 15y
Credit Score: 750+
Please pm , thanks. |
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y***u
发帖数: 205 | 17 no point no fee, 7arm, jumbo 820K, SFH自住，credit 790, Green card. |
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y***u
发帖数: 205 | 18 no point no fee, 7arm, jumbo 820K / 1.2M, SFH自住，credit 790, Green card |
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b**********r
发帖数: 2664 | 19 来自主题: SanFrancisco版 - 求贷款利率 Buy a SFH
Primary resident
Purchase price： 820K
Down payment： 20%
Fico score：780
Looking for 30y fixed |
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r******d
发帖数: 1879 | 20 来自主题: SanFrancisco版 - 求贷款利率 Is this new purchase or refinance? the purchase price should be 820K?? |
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发帖数: 1 | 21 Asset value: 820k, TH
Loan amount: 480K
Credit score: > 750
Request: 5 or 7 ARM, 15 or 30 yr fixed, no point no fee |
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n*****1
发帖数: 83 | 22 home value: 1.2M
loan amount:820k.
primary residency
excellent credit score
green card
求no closing cost的7ARM 和30fix的refinance rate。谢谢 |
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k****n
发帖数: 165 | 23 94568 townhouse
appraisal ~820k 6 months ago
loan balance ~600k
FICO credit score ~780
current ARM interest rate: 3.50%
Please let me know your refinance rate. Thanks! |
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T****r
发帖数: 4006 | 24 7/13/2010
更新一下吧
今天去跑了步，四天没去了，还好运动能力还在，很轻松的跑了7mile(6.2-7.5mph),消
耗820k,最近吃得不少，明天开始重新记录吃的喝的，给自己个约束。 |
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T****r
发帖数: 4006 | 25 我昨天跑10mile消耗1200k，仪器显示的，对不对不知道了。
7mile的时候消耗掉820k这样子... |
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f*****g
发帖数: 15860 | 26 i told my indian coworker, don't raise your son as yet another engineer, lol
, his cousin used to be a doctor and director, not satisified with his 820K/
yr salaried job, quit and opened his own clinic, now he beats that in less
than 2 years as his own boss. he has more than 500 clients already.
for |
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p****r
发帖数: 9164 | 27 but you can make much more if you can be VP of facebook or google as an
engineer.
lol
820K/ |
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b******n
发帖数: 1629 | 28 OS X Yosemite 10.10.5.
top出现无数sshd进程，每个进程占的内存还不少。杀都杀不掉，因为进程id在变，感
觉是不停产生新的sshd。killall提示找不到sshd。电脑被这些sshd完全绑架了。
83423 sshd 0.0 00:00.01 1 0 8+ 768K+ 0B 0B
83365 83365 sleeping *0[1+]
83422 sshd 0.0 00:00.01 1 0 8+ 788K+ 0B 0B
83366 83366 sleeping *0[1+]
83421 sshd 0.0 00:00.01 1 0 8+ 800K+ 0B 0B
83386 83386 sleeping *0[1+]
83418 sshd 0.0 00:00.01 1 0 8+ 820K+ 0B 0B
... 阅读全帖 |
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t****u
发帖数: 8614 | 29
不错了，就算现在可以做Jumbo loan了，也就到1M。
人家也要come out 820K cash。
这种房子与普通人民群众是无关的。 |
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