k******n
发帖数: 3154 | 1 如果这个卡1年后cancel了，mileage还能用吗？
accrued |
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t****u
发帖数: 709 | 3 一定要approve之后马上去register online and submit proof of your airline吗？
现在mile还没有下来，不知道能不能申了过段时间再去要求match mile？
accrued |
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i*********d
发帖数: 2739 | 5 有人拿到了发包子吧
我先排着
就不跟你们抢名额了
accrued |
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i*********d
发帖数: 2739 | 6 其实还不如AA的75K。。
如果买暑假的机票花1000
就需要100K pts
如果花1000多就要100K以上pts
而航空公司的里程消耗是不跟着价格变的
70K就是能换回国往返
虽然需要早点动作
而且这个只有1w名额拿不到就亏了
I would pass..
accrued |
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u******c
发帖数: 1077 | 7 thanks. 100,000 miles have been reserved.
accrued
programs: |
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y****i
发帖数: 17878 | 8 because your principle and accrued interest are certainly not FDIC or NCUA
or SIPC insured. You could lose everything. |
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a*****n
发帖数: 5158 | 9 是不错了，那个federal的还有4% fee
The Graduate PLUS loan (Grad PLUS) is available to students at the
graduate level through the Direct Loan program.
This loan is dependent on a credit check. If it is determined that
you have an adverse credit history, you will have the ability to
obtain an endorser.
The interest rate on the Grad PLUS loan is a fixed 7.9 percent. This
loan is a type of unsubsidized loan so interest does accrue while you
are in school or in deferment.
There is a loan origination fee of 4 ... 阅读全帖 |
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s*****s
发帖数: 536 | 10 看板上很多人都要到了75K，我没忍住，又发了封信，Amex就给了75K，真是太nice了。
前段时间花了500多，后来又退了，决定再花500报答Amex
Dear AAA,
I understand that the promotional offer that was offer to you when you
applied for this card was "50,000 points after spending 500 dollars on
purchase" and now we are offering "75,000 Membership Rewards bonus points if
Cardmembers spend $500 within the first three months of Cardmembership."
I would like to assure you that we will honor you this new promotional offer.
I see that we issued your 10,000 points and... 阅读全帖 |
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l***a
发帖数: 12410 | 11 内牛满面啊。。。50k的时候打了2次电话没搞定，结果一次msg就搞定了。75k的时候悲
剧了2次msg，最后一次msg总算批了
You would be happy to know that we have extended the bonus ID 5894 to your C
ard account.
Since you have already been credited of 10,000 bonus points, I have issued t
he remaining 65,000 bonus points to your Card account.
You currently have 75,000 pending Membership Rewards points.
Since you were recently enrolled in the program on 05/14/2011, you may notic
e a slight delay before seeing accrued points applied to your Membership Rew... 阅读全帖 |
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p*i
发帖数: 1481 | 12 根据版上牛人提供的经验，给Amex发信要求match 5894的offer，很快收到回信，表示
同意。75K的点，只免一年年费，8错！就是会比较慢，要等 two billing periods。
下面是收到的回信：
Dear XXX,
I have now issued remaining 25,000 bonus points to match the bonus points
offered in Bonus ID 5894. Currently, you have 75,000 pending points.
Since you were recently enrolled in the program, you may notice a slight
delay before seeing accrued points applied to your Membership Rewards
account. Please allow one to two billing periods for the points to appear.
I hope my quick actio... 阅读全帖 |
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d**w
发帖数: 122 | 13 想请问下，AMEX GOLD卡的点是否可以转给别的的AMEX GOLD卡的帐户，想转给LG的，但
是AMEX 网上说：No. The points accrued in your account are not transferable
to any other person or account.。由别人成功的吗？ |
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C******n
发帖数: 9204 | 14 You will not accrue points in your program account for the following:
Savings; Balance Transfers; Privileged Assets®; Express Cash; AMEX
Travelers Cheque or “AMEX Gift Cheque Purchases”; “reloadable prepaid
card purchases and loads; Cash Advances”; Membership Rewards point
redemptions; Charges for Returned Payments; Convenience Check Transactions;
Interest Charges; Delinquency Charges; Late Fees and other Fees, including
program annual fees, Card account annual fees, fees for enrollment-bas... 阅读全帖 |
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W**r
发帖数: 1492 | 15 A Membership Account may be closed at the Company's discretion if no Points
or Miles are accrued during a 24-month period. All Points in the Membership
Account will be forfeited at that time.
http://www.marriott.com/rewards/terms/default.mi
Some comments
My wife had points in her account for about 10 years without any activity
and Marriott never closed the account. So as mentioned, they reserve the
right to close the account, but in practice they don't seem to be doing that. |
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K****s
发帖数: 59 | 16 看了AMEX的FAQ，貌似点数不能转到另外一个账号啊
Can I transfer Membership Rewards points to another person's account?
No. The points accrued in your account are not transferable to any other
person or account. |
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a**********c
发帖数: 70 | 17 第一个影响因素就是你的credit utilization使用状况~，有注释如下。可见控制在总共limit的20%内很重要。
Credit card utilization is defined as your total credit card balances divided by your total credit card limits. The utilization percentage is often correlated to your credit score.
Note: You do not have to carry a credit card balance from month to month to show credit card utilization. Simply using your card is enough to show activity, even if you pay the balance in full and never accrue interest. Credit card balances are reported by... 阅读全帖 |
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f******s
发帖数: 3849 | 18 E-REWARDS WELCOME GIFT 250
As a MileagePlus member, you may qualify to receive an invitation to join
the e-Rewards Opinion Panel. As a member of e-Rewards, you'll accrue e-
Rewards earnings for participating in market research surveys that have been
selected to match your interests, which can be redeemed for MileagePlus
award miles.
Membership is by invitation only. Update your profile to receive news and
offers and you could receive an invitation to join e-Rewards. 1
Website: www.united.com/... 阅读全帖 |
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n*******y
发帖数: 3337 | 19 "
Card: Club Carlson Premier Rewards Visa Signature and Club Carlson Business
Rewards Visa Signature
Type: Personal & Business
Current Bonus: 85,000 bonus points – 50,000 upon first purchase, additional
35,000 when you spend $2,500 in 90 days.
Category Spending Bonuses: 10 points per $1 at Carlson Rezidor hotels, 5
points per $1 on other purchases.
Perks: When you redeem Gold Points for 2 or more consecutive Award Nights,
your last night is free; 40,000 renewal bonus points each year; automatic
... 阅读全帖 |
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y****i
发帖数: 17878 | 20 interest is compounded daily and credited monthly
in account details you can see these
Daily Interest Accrued:
Interest YTD:
Interest Prior Year:
system |
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D*****E
发帖数: 9352 | 21 理论上MARRIOTT POINTS 24个月过期
A Membership Account may be closed at the Company's discretion if no Points
or Miles are accrued during a 24-month period. All Points in the Membership
Account will be forfeited at that time.
实际上，他们只是保留关账户的权力，5年10年没有点数活动他们也不关 |
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f******w
发帖数: 1856 | 22 看了一下term,好像30天之内还可以用点数,
If you voluntarily cancel enrollment in the program or cancel all Linked
Accounts enrolled in the program but keep at least one AMEX Card open and in
good standing, you will have up to 30 days from date of cancellation to
redeem the points accrued in the program account.
不过现在没啥offer, 看看能不能convert成没年费的卡, 这样可以慢慢用点数. |
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n*******y
发帖数: 3337 | 23 Mar 9, 14, 12:09 pm #47
EagleTX
Join Date: Mar 2014
Posts: 9
First off, thank you all for the great feedbacks.
Based on your comments here are more facts:
From what I can determine from the limited details provided by AA analyst J.
C. my (and my wife) AAdvantage accounts are being closed because I returned
purchases that were made with my Citibank AA credit card back in 2012/2013.
First email from AA Analyst J. C. came in on Tuesday 3/4/14 – asking me for
proof of purchase and proof of... 阅读全帖 |
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c**********e
发帖数: 32 | 24 From The Desk of the Information Officer,
Compensation Payment Department,
United Nations Headquarters.
New York, USA.
Dear Beneficiary,
NOTICE OF YOUR PAYMENT
I write to notify you of the payment of your compensation fund to this
office as one those that has been Scammed through African countries mainly
from Nigeria, you only have to re-verify your data such as your full name,
your address, your phone number and your occupation so it can be used to
authent... 阅读全帖 |
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j*******s
发帖数: 66 | 25 Dear XXX,
My name is Fernando Uribe. As an analyst with American Airlines, one of my
responsibilities is investigating violations of the General AAdvantage
Program Conditions. It has come to our attention that your AAdvantage
account # Xxxxxxx has been involved in the attempted online sale or barter
of AAdvantage mileage.
American Airlines appreciates all of our customers, but we cannot tolerate
the sale or barter of AAdvantage mileage credit or Systemwide Upgrades. When
earn... 阅读全帖 |
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t*****g
发帖数: 5282 | 26 原来是被关了
It had come to our attention that mileage from your account has been
bartered or sold. The Mileage Plus Program Rules clearly indicate that “
the sale or barter of any such mileage, certificates, awards or benefits
other than as authorized and/or sponsored by United is expressly prohibited.
Any mileage, certificates, awards or benefits transferred, assigned or
sold in violation of the Program Rules, in addition to exposing the member
to the penalties otherwise associated with violation... 阅读全帖 |
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t*********u
发帖数: 26311 | 27 【 以下文字转载自 ebiz 讨论区 】
发信人: yiqieke (yiqieke), 信区: ebiz
标 题: 靠，aa这么牛。。。
发信站: BBS 未名空间站 (Fri Feb 27 21:10:36 2015, 美东)
我只是在版上卖而已，都还没有交易过。只是和神医商量中，没来得及回信，就来了一
封信：
My name is Linda Kennedy. As an analyst with American Airlines, one of my
responsibilities is investigating violations of the General AAdvantage®
Program Conditions. It has come to our attention that your AAdvantage
account # xxx has been involved in the attempted online sale or barter of
AAdvantage mileage.
Americ... 阅读全帖 |
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t*********u
发帖数: 26311 | 28 【 以下文字转载自 ebiz 讨论区 】
发信人: yiqieke (yiqieke), 信区: ebiz
标 题: 靠，aa这么牛。。。
发信站: BBS 未名空间站 (Fri Feb 27 21:10:36 2015, 美东)
我只是在版上卖而已，都还没有交易过。只是和神医商量中，没来得及回信，就来了一
封信：
My name is Linda Kennedy. As an analyst with American Airlines, one of my
responsibilities is investigating violations of the General AAdvantage®
Program Conditions. It has come to our attention that your AAdvantage
account # xxx has been involved in the attempted online sale or barter of
AAdvantage mileage.
Americ... 阅读全帖 |
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w****8
发帖数: 404 | 29 是超过600刀也就是refer三十个人以上才会收到，是这样吧？
我看到了refer的term:
If a cardholder accrues $600 or more in Refer-a-Friend rewards in a calendar
year, NetSpend will mail cardholder an IRS Form 1099-MISC reflecting the
total Refer-a-Friend rewards for such calendar year. |
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n*******y
发帖数: 3337 | 30 "My Attempt
As one who likes avoiding the phone at all costs, I was in touch with the
Twitter team who ultimately got me connected (via the despicable phone) with
a BBVA rep.
After verifying my identity the first thing the rep asked me was, “Were
these gift cards that you purchased?”
Uh oh!
I got lucky in that a good part of the gift cards were, in fact, not Visa
gift cards, rather eBay gift cards. So I mentioned that I purchased some
eBay gift cards – among other gift cards – so as to lock in t... 阅读全帖 |
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t******e
发帖数: 673 | 31 终于发现：
(e) Points do not accrue in any Account for any purchases or transactions
made and processed by us prior to the date the Account is
enrolled in the Program.
我enroll http://www.cnbrewards.com/ 是在已经花了$1,000 之后。这一千就没有算任何点。
问题是$5,000 是不是也是要注册cnbrewards才算啊。
这样就要多花一千了。 |
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t******e
发帖数: 673 | 32 终于发现：
(e) Points do not accrue in any Account for any purchases or transactions
made and processed by us prior to the date the Account is
enrolled in the Program.
我enroll http://www.cnbrewards.com/ 是在已经花了$1,000 之后。这一千就没有算任何点。
问题是$5,000 是不是也是要注册cnbrewards才算啊。
这样就要多花一千了。 |
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m**2
发帖数: 3374 | 33 如果还留有至少一张不是MR的AMEX卡，不是马上取消，有30天时间。
If you voluntarily cancel enrollment in the program or cancel all Linked
Accounts enrolled in the program but keep at least one AMEX Card open and in
good standing, you will have up to 30 days from date of cancellation to
redeem the points accrued in the program account. |
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M**r
发帖数: 380 | 34 United's Mileage Plus X mobile app offers an interesting way to potentially
further stack purchases by allowing you to quickly purchase giftcards from
various merchants and then use those gift cards to pay, racking up more
miles in the process in addition to whatever cashback/miles/points your
credit card accrues.
The real benefit could be if these purchases code to the right category. I'
ve seen conflicting reports as to how purchases code. It appears to depend
on the merchant, the bank and the... 阅读全帖 |
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a******z
发帖数: 92 | 35 If a cardholder accrues $600 or more in Refer-a-Friend rewards in a calendar
year, NetSpend will mail cardholder an IRS Form 1099-MISC reflecting the
total Refer-a-Friend rewards for such calendar year.
refer收入不超过$600就没事
resident alien收到1099-int的话，看你总收入了 |
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e*******e
发帖数: 9616 | 36 信贴在这里,红脖不是开玩笑的，哈哈
May 21, 2015VIA CERTIFIED U.S. MAIL/RETURN RECEIPT REQUESTED/E-MAILAmerican
ExpressAddress
Re: Gen. Laws Chapter 93A Demand for Relief for Unfair and Deceptive
Business Practices
Dear Sir/Madam:I am writing to you under the provisions of Massachusetts
General Laws Chapter 93A, Section 9, to demand compensation for the losses
we have suffered as a result of American Express’s unfair and deceptive
business practices. In 201?, American Express entered into a written
contract with... 阅读全帖 |
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n*******y
发帖数: 3337 | 37 如何赚钱? 费用很高啊.
Page 7
Estimated Pre-Chartering (Start-Up) Costs
Scenario A
Scenario B
Pre-Chartering Consultant/Organizer Fees
35,000
60,000
Electronic Data Processing
Computer Hardware
2,800
7,500
Second Modem for Drafts, ATMs & ACHs
0
250
General Ledger/Share and Loan Accounting Software
4,000
8,045
Computer Installation & Training
1,485
1,485
Check Writing Software (Laser)
500
500
Report Writing Software
Bank Reconciliation Software
0
0
350
220
Loan Delinquency Notice ... 阅读全帖 |
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l*****2
发帖数: 1340 | 38 The Marriott and Hyatt service is stable but Hilton can accrue points fast w
/ promotion all year long. |
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D**S
发帖数: 24887 | 39 The new terms EXPLICITLY state that card-to-card transactions are excluded
from the benefit of accruing stars. |
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m****o
发帖数: 3762 | 40 500 bonus award miles — just because we miss you
This bonus offer is by invitation only to the recipient of this email and
select existing MileagePlus DiningSM members. To qualify, you must have a
dining profile, including creating a web login, and remain opted in to
receive emails from MileagePlus Dining with a valid, deliverable email
address. You must also continue to satisfy any other applicable Online or
VIP level criteria to earn this bonus.
Before December 21, 2016 at 11:59 p.m. Eastern t... 阅读全帖 |
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|
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y****i
发帖数: 17878 | 43 $25,000
Estimated Earnings for 11 Months
Ally Bank 1.35% $309.20
interest compounded and accrued daily and will be paid out up to the day it
is closed
. |
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y****i
发帖数: 17878 | 44 by choosing to credit interest to the CD at maturity, interest accrued
everyday remains in the CD and earns interest as well - this is called
compounding |
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n*******c
发帖数: 1100 | 45 5/3 那个不算税
Thank you for contacting Fifth Third Bank. We apologize for any confusion
regarding the 1099 tax statement you expected to receive for your accounts.
A 1099 document was not generated for your accounts because your total
interest accrued was less than $10.00.
A 1099 tax form is only mailed when interest earned on a Checking, Savings,
CD and U.S. Savings Bond (Series E & EE) totals $10.00 or more.
Our records indicate that accounts where you are the primary owner generated
$0.00 in inte... 阅读全帖 |
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i***i
发帖数: 99 | 46 谢谢！我因为没有公司的产假，所以是用accrued vocation and sick leave来补齐。
但是我收到的paycheck就是full salary，然后公司要求我把加州给的钱还给公司。这
样下来我就是要对full salary交税了。我粗略算了一下，好象如果take unpaid leave
的话，我税后拿到的钱和现在几乎一样，还能省下大量的pto。
请问MM怎么做到“州里的PAY 没有扣税, 公司的扣了”的呢？你的paycheck上是full
salary还是差额？ |
|
Y******u
发帖数: 38 | 47 这样子啊～，太感谢楼上两位的信息了。
再make sure 一下，也就是说在那个七天waiting time里，如果公司同意用accrued
sick days，最多也只能用掉7x0.45=3.15天的sick days, 而我只可以从公司拿45% of
the original weekly pay，是这样吗？ |
|
z*****a
发帖数: 3809 | 48 【 以下文字转载自 Investment 讨论区 】
发信人: rtyu (ccaarr), 信区: Investment
标 题: Obama提案对529 plan征税
发信站: BBS 未名空间站 (Fri Jan 23 11:43:54 2015, 美东)
Reveal Navigation Options
The Wall Street Journal
show search
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850 189
POLITICS AND POLICY
Push to Tax ‘529’ Plans Stokes Debate
Obama Touts Proposal as Means to Restructure Student Aid, but Critics See
Challenges for Middle Class
ENLARGE
By JOSH MITCHELL
Updated Jan. 22, 2015 4:04 p.m. ET
240 COMMENTS
President Barack Obama ’s push to sta... 阅读全帖 |
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p*******2
发帖数: 2480 | 49 有个同学提了这个问题。
如果用Chase的，在药店有5%，买gift card，还能涨wellness points的话，那这买卖
不错。
from 官网：
Home > wellness+ > wellness+ limitation details
wellness+ Limitation Details
1. Points accrued based on calendar year. Customers earn one (1) point for
every dollar spent on eligible front-end purchases they make when they scan
their card at the register. Excludes cigarettes, alcohol, gift cards, online
purchases, lottery tickets, licenses, money orders, money transfers,
prepaid cards, stamps, other mail services and ... 阅读全帖 |
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l******a
发帖数: 1478 | 50 我现在就可以9折买RA自己的牌子吗? 这基本是张新卡
Points accrued this year*:
10
Your current reward benefit is 10% Off Rite Aid brand with wellness+ card
Your next reward benefit will be 10% Off Rite Aid brand with wellness+ card |
|
