p****y
发帖数: 95 | 1 10% of your mortgage (if you have mortgage with Wells Fargo) can be counted
into the $25,000. For the $25,000, you can add all your accounts (checking,
saving, regular investment, IRA, etc), but not 529, ESA acounts. |
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D******y
发帖数: 3780 | 2 it is not gross income. but adjusted gross income. it is the amount subject
to tax that acounts. |
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l******u
发帖数: 3169 | 3 呵呵，你的saving acount yield一般也是跟treasury yield in line的，这个bond还
是炒上去的。。。 |
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b****6
发帖数: 155 | 4 我有一个IRA acount，是不是就应该投这个？（因为没有税的考虑）
REM 是房地产的Mortgage，是跟REIT一样吗？ |
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e*****e
发帖数: 1570 | 5 问个在vanguard开普通mutual fund和ROTH IRA acount的问题。
首先说一下：
1，之前有ROTH IRA account，买了一些MF和ETF。后来卖了许多，现在里面没几个钱了
；账户还在；
2，现在准备放2万进去，买点Fund，总比放在银行好；
现在的问题是：我知道一般都是max ROTH IRA之后再考虑其它的长期投资；但是，我刚
错过2014-4-15的deadline，现在只能放2014年的$5,500的ROTH contribution，2013年
的放不进去了。手中2万多，如果要全部放进ROTH，那还要等好几年。
所以，我想到直接开一个vanguard普通的mutual fund account. 我做的研究，关于
vanguard普通mutual fund account的劣势(相对于Vanguard ROTH)是：
1，每年都要报税，不管是否有赢利，很麻烦；
2，no tax advantages，compared to ROTH IRA；
3，每年有20块的服务费。不过，如果sign up for electronic statements... 阅读全帖 |
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M********r
发帖数: 278 | 6 What u said is true and is proved by LZ' s original post. If u have 20plus
yrs on the time horizon, you can affordnto lose a lot. Simply keep adding
more to ur acount and ride out market turmoil. In the end u will end up
betterr than who bails out. Thats exactly what LZ did. Problem is psychology
. When u see your account getting a 50%haircut, when u see people around you
bailing out , do u still have the stomach to keep dca. Most people dont.
And lots of them sell at market bottom and miss the... 阅读全帖 |
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m*******g
发帖数: 3044 | 7 来自主题: Investment版 - 投资房避税 手里几套投资房, 可不可以开个BUSINESS ACOUNT, 把一些个人生活花费都算到
BUSINESS EXPENSE 里来避税. 可看到有人说没收入只有支出会被查, 那投资房的房租
不可以算收入吗? |
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A*******1
发帖数: 1561 | 8 My sister has a master degree in accounting and a couple of years working
experience in Australia. Now she is in US working as a intern in a local CPA
firm. But there is no job opening in this local firm now. Does anybody know
any opening related to accounting?
She does not need actually work there.If you do need her work.It's fine too.
She just need a job offer letter to switch her visa status and stay longer
in the US.She is holding Australian passport.She would like to pay to get
his letter. |
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c*********0
发帖数: 757 | 9 question:
how can your sister come to u.s.?
because my sister is in A.u. also, i wanna help her to come to u.s. when she
finish her master degree in accounting. thanks very much. |
|
|
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m****s
发帖数: 18160 | 12 ☆─────────────────────────────────────☆
springbeauty (sunflower) 于 h 提到:
对白宫的关于缩短绿卡排期，允许h4工作的请愿，将于23号截止了。还差请愿三啦！！！大家来顶！
需要你的支持来跨过门槛的请愿：
请愿三：(按季度分配27%的职业移民绿卡名额) Assign a minimum of 25% of the
annual visa quota to employment-based green card applicants on a quarterly
basis
签名链接：http://wh.gov/427(还需2,087个签名)
跨过了5，000门槛，但也需要你支持的请愿：
请愿一：(尽快发放职业移民绿卡) Legal Employment-based Immigration
Petitioners Deserve NOT to be Heavily Backlogged for Years
签名链接：http://wh.gov/gyd
请愿四：(允许H4签证持有者合法工作)... 阅读全帖 |
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m****s
发帖数: 18160 | 13 ☆─────────────────────────────────────☆
springbeauty (sunflower) 于 h 提到:
对白宫的关于缩短绿卡排期，允许h4工作的请愿，将于23号截止了。还差请愿三啦！！！大家来顶！
需要你的支持来跨过门槛的请愿：
请愿三：(按季度分配27%的职业移民绿卡名额) Assign a minimum of 25% of the
annual visa quota to employment-based green card applicants on a quarterly
basis
签名链接：http://wh.gov/427(还需2,087个签名)
跨过了5，000门槛，但也需要你支持的请愿：
请愿一：(尽快发放职业移民绿卡) Legal Employment-based Immigration
Petitioners Deserve NOT to be Heavily Backlogged for Years
签名链接：http://wh.gov/gyd
请愿四：(允许H4签证持有者合法工作)... 阅读全帖 |
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m***6
发帖数: 884 | 14 I think you may do whatever you may like with your bank acount after you
have purchased you house. |
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v********d
发帖数: 618 | 15 你的钱是在escrow acount 里面.第三方无权动用.早晚还是你的. |
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f********r
发帖数: 904 | 16 你的帖子能看明白，你遇到事情我也遇到过，甚至我也尝试拒付这笔费用，对于保险每
年一次免费体检也是事实，但验像胆固醇之类的东西都是由lab来处理的，只是你的保
险（像Cigna）未必cover这些费用不代表别的保险公司不cover,医生也是大致看一下你
的保险，细节都是acounting的去做，像lab的费用讨债case机率是很高的，只不过是行
业的盲点，不关是华人不华人医生的问题，如你在体检前跟你的保险联系一下会出现什
么费用不cover而一定会出现的你就明白多了。 |
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h**6
发帖数: 4160 | 17 C = 0%
刚申请了两张0apr信用卡，一年之内不用花钱了，工资直接进saving acount |
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s**********6
发帖数: 62 | 18 直接付insurance company和付morgage company有什么区别吗 |
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a*w
发帖数: 4495 | 19 对你没好处，但是对银行有好处。
你提前支付了保费，损失一些利息。银行不必担心你付不出保费保险被
取消。 |
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c*******s
发帖数: 664 | 20 孩子的dependentaccount年初存的钱多了1000多用不完，大家一般怎么办？我想报成保
姆费用，不知道行不行？ |
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F**********e
发帖数: 207 | 21 一般有个grace period，你可以一直报销到下一年的三月份。如果你要报保姆费用的话
，需要你的保姆提供税号。仅供参考 |
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c*h
发帖数: 33018 | 22 I did use 保姆的SSN for $400 before |
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w**o
发帖数: 524 | 23 grace period指的是你报销的时间，不是花钱的时间。 |
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a**********w
发帖数: 150 | 24 ???? I thought the money that is spent in grace period can be reimbursed.
Anyone can confirm this? |
|
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i******e
发帖数: 1720 | 26 For health care, yes, there is a grace period
For dependent day care, NO, there is no grace period. All expense has to be
incurred during the plan year, no advance payment either. |
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i******e
发帖数: 1720 | 27 Grace period is the period that the expenses incurred during that time (2 1/2 months after plan year end day) are still eligible for that plan year's reimbursement. There is NO grace period for day care plan.
The last day you can file your reimbursement is called "filing deadline". It just happens that the filing deadline is very close to the health care grace period end. |
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a**********w
发帖数: 150 | 28 But my plan clearly said Health or Dependent FSA has grace period. Eligible
expenses incurred up to March 15, 2012 can be reimbursed.
Maybe different employee has different rules.
1/2 months after plan year end day) are still eligible for that plan year's
reimbursement. There is NO grace period for day care plan.
It just happens that the filing deadline is very close to the health care
grace period end. |
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F**********e
发帖数: 207 | 29 mine is the same. I have successfully reimbursed some expenses that occurred
during the grace period
Eligible
s
care |
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i******e
发帖数: 1720 | 30 You should definitely follow your company's rule. Sorry I thought all plans
are the same. I stand corrected.
Eligible
s
care |
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J****r
发帖数: 682 | 31 不知道有谁遇到过这样的事情。
第一次买房，没有经验。根据自己的能力选择了一套房子，是一对离婚夫妇的共同财产
。男方住在要出售的房里。CLOSING的前一天，和我们的Agent一起WALK THROUH 时看见
他还住在里面，答应我们第二天早上搬完所有的东西，第二天的CLOSING之前我们又去
检查时他正在往外搬东西，并答应搬完后把钥匙留在房子里。因为我们赶着时间去律师
事务所去CLOSE，而这男的请了一律师代表自己去Close，他自己留在房子里做善后的事
情。所以当我们在律师事务所时怪事就发生了，他取走了2个马桶的盖子和座位。当我
们CLOSING后从律师事务所回到那房子时发现有2个马桶的盖子和座位不见了后，电话联
系他时，他告诉我：当人们买房时应该自己准备那些部件，他只是取走了他需要的东西
。我们再联系自己的AGENT时，似乎再也不热心解决我们的问题了。不知哪位有好的建
议。 PS，因为这买主没完成必须修理的事情，LOSING时律师要求设立了一个ESCREW
ACOUNT，放了1000 刀在里头 |
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s******o
发帖数: 50 | 32 I need to borrow some money from 401K acount. In general, how much could I
borrow? What's the policy about this kind of issue?
Thx |
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m*****3
发帖数: 13701 | 33 Good!
The tax you pay is collected by your lender and the money deposited into
your escrow account, and will be paid from this acount to your county on,
usually, a yearly basis or once every 6 months. I guess, since I am not
financial major, by doing it this way, the government gets your property
taxes. Insurance can be collected this way or in some cases, the lender does
NOT collect but you have to pay on your own and send the lender the proof
that you have enough insurance coverage (which is r... 阅读全帖 |
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b***b
发帖数: 13249 | 34 今天把一个信用卡设成自动付款了，输入了我的银行Checking acount, 后来我就想，
如果别人吧我的Checking account number设成她的付款方式，怎么办？
今天网上就只要了我的checking account的routing number和account number。这些信
息在我的任何一张发出去的Check上面都有的。
我不怎么看Banking statement的，我看这样付款的 Fraud 挺容易的，望高手解忧！ |
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w*****m
发帖数: 20421 | 35 你EPAY那也是要走银行，到了银行他们的账，他们还要分到你的帐号上
一样要做ACOUNT RECEIVABLE的东西，搞不好也是手工的 |
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y*****g
发帖数: 193 | 36 I understand you are concerned about side effects of Keppra. Acutally, all
antiepilectic drugs have side effects, and keppra as the newest one has less
side effects compared with old meds. Keppra is also thought to be very
broad spectrum and safe.
One of my coworker daughter was put on Keppra for post-occiptial region
seizures. She had been on Keppra for 2 years, a very active volleyball
player through these years. She was just taken off the medication recently.
So far, so good.
I just had an ep... 阅读全帖 |
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C********r
发帖数: 256 | 37 http://www.ufbdirect.com/ufbdirect/
Union Federal Bank upto $4.5/$6 per month for different kind of account.
Some accounts(Mileage Checking/Mileage Savings) can earn AA miles, some
acount(High Yield MM Savings) has good rate (2.15% APY)
will
you). |
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z****l
发帖数: 5282 | 38 ☆─────────────────────────────────────☆
iamskyy (SKY) 于 (Tue Dec 11 17:32:03 2007) 提到:
They told me that i opened accounts because of pomotion. I can't have any
account with fidelity now. shoot!
☆─────────────────────────────────────☆
iamskyy (SKY) 于 (Tue Dec 11 17:52:12 2007) 提到:
isn't it ridiculous?
they told me it's fraud
☆─────────────────────────────────────☆
smallfatcat (小胖猫) 于 (Tue Dec 11 17:57:12 2007) 提到:
BBB it
☆─────────────────────────────────────☆
iiippp123 (iiippp |
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p****x
发帖数: 4260 | 39 ☆─────────────────────────────────────☆
ooo (KKK) 于 (Mon Jun 9 19:12:35 2008) 提到:
各位理财专家，请问如何尽快从citi e-saving里转一笔钱（几万刀）到异地（美国）?
看了下它的online transfer service,每个月限制是10,000, 而且还比较慢。 什么是最
好的途径？
☆─────────────────────────────────────☆
greentomato (绿番茄) 于 (Mon Jun 9 19:18:34 2008) 提到:
有连接的checking acount吗
）?
是最
☆─────────────────────────────────────☆
ooo (KKK) 于 (Mon Jun 9 19:19:48 2008) 提到:
有，可以transfer到这个checking account，然后写支票过去吗？
另外，这个transfer不知道多久到帐？
☆─────────────────────────── |
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b*******b
发帖数: 126 | 40 请问这个checking acount需要维持多久才能close并且不会把100刀扣回去呢？
谢谢 |
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t*****e
发帖数: 7644 | 41 这个BA acount是指登录进入chase的网上银行进入BA卡么？
select "book using BA miles". Search for the flight from shanghai to your
city or from your city to shanghai (PVG). It will most likely tell you that
BA does not fly from your |
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s********z
发帖数: 5411 | 42 BA的mile虽然不是很值钱，但是BA最好的一点是他门允许household account。
所以如果你父母要来美国的话，你可以用你自己的地址给你父母注册BA acount，然后
让他们飞BA的
partner，比如AA,这样的话他们的mile就可以加到你的account里了。
父母来回飞一次就是30K miles.
我想的没错吧？ |
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n*l
发帖数: 1126 | 43 我的一个online saving账户被自动转成了discover bank的saving，估计是被他家收购了
看他家的利率还不错，我准备把钱转过去，但是发现他家的wire转出不是free的
不知道如果把它加到别的checking account里，用checking acount initiate ACH
transfer是否收费？一般来说这样是不收费的，但是我没用过它家的所以想确认一下 |
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b**u
发帖数: 290 | 44 搜以前的帖子，貌似是有UA的里程吧
刚去申mySmart cash，怎么没找到链接呢？
另外，网申还没成，要邮寄
填表看到人家说：
the minimum initial deposit required to open this account is $2500 in cash
and/or eligible securities.
存$2500也太多了吧
可以存进去，批下来，马上取出来吗 |
|
i**c
发帖数: 9 | 45 再往表得后面翻，要debit card得话，还要存5k 呢 |
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s*****s
发帖数: 536 | 46 我上周把申请表填完邮过去了，填表时没看到最少存多少钱，申请表里就邮了一张100
的支票，昨天收的email申请成功，注册完登陆到帐户里，里面有100元。
我咋就没有2500的最低要求呢？ |
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r**********u
发帖数: 340 | 47 我们是debit card 联名账户的.
BANK给我的信上是:
ADVICE OF CREDIT
REFRENCE NO:.......
acount number //////////////
BANK 给我们的联名信是：
ADVICE OF DEBIT
REFRENCE NO:..............
ACCOUNT NUMBER ==================
REFRENCE NO 是一样的
但是不一样的account nuumber |
|
t******u
发帖数: 3036 | 48 比如去boa branch拿现金让他们给chase checking acount 存钱, 告诉他们account
number 和routing number
可以这样么? |
|
q****e
发帖数: 3660 | 49 Is this offer good? how many points from AA to get the round trip tickets to
China?
I have the SPG card, so 30000 miles for AA, if I get this one too, can I
have a RT tickets? Thanks |
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f**********s
发帖数: 1415 | 50 there is an offer with 35000 miles available |
|
