l*****g 发帖数: 795 | 1 up
出售American Airline的 E-Giftcard
自己信用卡购买的,
100x3
50x2
一口价$350
paypal或者BOA付款
GC terms:
American Airlines Travel Gift Cards are available for purchase and redempti
on at aa.com in any denomination between $50 and $1,500.
You can buy either a plastic gift card and have it mailed or a virtual gift
card with your personal message delivered via email.
You can use up to eight (8) Gift Cards at one time toward the purchase of a
ticket to hundreds of exciting destinations throughout the world.
And, wit... 阅读全帖 |
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q******g 发帖数: 27 | 2 The information I received from American Airline:
Dear XXXXXXX,
Here is the voucher we promised. It's valid for one year from today and you
can use it to purchase travel on American/American Eagle for anyone you
choose.
Sincerely,
XXXXX
Customer Relations
American Airlines
eVoucher for XXXXX: Click here for your eVoucher
The information from the eVoucher:
Your American Airlines eVoucher
Please Print for Your Records
eVoucher Number: xxxxxxxxxxxxxxxxxx
eVoucher Pin: xxxx
Expiration Date: 06/14/20... 阅读全帖 |
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q******g 发帖数: 27 | 3 二手交易风险自负!请自行验证是否合法和一手卡!:
我想卖的物品:
American Airlines eVoucher(美国航空公司礼品卡), expired on June 14, 2015
单张面值:
$500
可接受价格(必须明码标价!):
$450
物品新旧要求:
new
邮寄方式要求:
I will email you the voucher # and mail you PIN # for security reason.
买卖双方谁承担邮寄损失(Required if not code only):
付款方式说明:
Paypal Non-cc or BOA transfer
其他补充说明:
See the following.
广告的有效期:
until sold
物品来源(Required for All Cards!):
From American Airlines for a canceled trip
我的联系方式:
Q***********[email protected] or bbs mail
Warranty期限:
one month
能否证明是合法的一手卡?(Req... 阅读全帖 |
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q******g 发帖数: 27 | 4 二手交易风险自负!请自行验证是否合法和一手卡!:
我想卖的物品:
American Airlines eVoucher(美国航空公司礼品卡), expired on June 14, 2015
单张面值:
$500
可接受价格(必须明码标价!):
$430
物品新旧要求:
new
邮寄方式要求:
I will email you the voucher # and mail you PIN # for security reason.
买卖双方谁承担邮寄损失(Required if not code only):
付款方式说明:
Paypal Non-cc or BOA transfer
其他补充说明:
See the following.
广告的有效期:
until sold
物品来源(Required for All Cards!):
From American Airlines for a canceled trip
我的联系方式:
MIT email. Will let you know all the contact information you want after I
... 阅读全帖 |
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G****1 发帖数: 825 | 5 二手交易风险自负!请自行验证是否合法和一手卡!:
我想卖的物品:
American Airlines eVouchers
单张面值:
$350 Expiration Date: 02/20/2015
可接受价格(必须明码标价!):
$280
物品新旧要求:
New
邮寄方式要求:
Email
买卖双方谁承担邮寄损失(Required if not code only):
付款方式说明:
chase quick pay, papal
其他补充说明:
Note: eVouchers are redeemable toward the purchase of air travel wholly
on flights operated by American Airlines, American Eagle® and
AmericanConnection® carriers for itineraries sold and originating in
the
U.S., Puerto Rico and U.S. Virgin Islands. eVouchers may ... 阅读全帖 |
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m******4 发帖数: 322 | 6 我想卖的物品:
American Airlines e-Voucher
单张面值:
$100
Exp Date 09/31/2015
可接受价格(必须明码标价!):
$78
物品新旧要求:
New
邮寄方式要求:
Email
付款方式说明:
bill pay or papal
Note: eVouchers are redeemable toward the purchase of air travel wholly
on flights operated by American Airlines, American Eagle® and
AmericanConnection® carriers for itineraries sold and originating in
the
U.S., Puerto Rico and U.S. Virgin Islands. eVouchers may also be used
for payment of air travel on any oneworld® partner or Codeshare fligh... 阅读全帖 |
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h*********u 发帖数: 324 | 7 $200 off AA air ticket. at .88 rate
Paypal chase boa
expiration: Nov 5 , 2018
Note: eVouchers are redeemable toward the purchase of air travel wholly on
flights operated by American Airlines, American Eagle® and oneworld
174; carriers for itineraries sold and originating in the U.S., Puerto Rico
and U.S. Virgin Islands. eVouchers may also be used for payment of air
travel on any oneworld® partner or Codeshare flights designated in
flight listings as AA*. They cannot be used for paym... 阅读全帖 |
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t*****r 发帖数: 2542 | 8 $100 X 2
expires 1/10/2020
e-Voucher terms:
eVouchers are redeemable toward the purchase of air travel
wholly on flights operated by American Airlines, American Eagle® and
oneworld® carriers for itineraries sold and originating in the U.S.,
Puerto Rico and U.S. Virgin Islands. eVouchers may also be used for
payment of air travel on any oneworld® partner or Codeshare flights
designated in flight listings as AA*. They cannot be used for payment
of air travel on any other airline. In... 阅读全帖 |
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t*m 发帖数: 4414 | 9 say I have 7w emergency funds
5K in my checking
10K in my online saving account (ally)
15K in my ally CDs
10K Vanguard Intermediate-Term Bond Index Fund Admiral Shares (VBILX)
10K in Inflation-Protected Securities Fund Admiral Shares (VAIPX)
10K in short-term bond funds (VBIRX)
5K in Fidelity New Market Bond index funds
5K in Vanguard Wellesley Income Fund Investor Shares (VWINX)
太危险,还是保守了?
谢谢 |
|
n****u 发帖数: 229 | 10
个mutual
ETF er is lower than investor mutual funds, but same as admiral funds.
The difference between ETF and admiral is very small.
In vanguard, you can not trade the same ETF for more than 25 times a year.
Be careful.
To me, I use ETF to purchase some mutual funds which require 3000 to open. |
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n****u 发帖数: 229 | 11 1,一般Vanguard的ETF的Expense Ratio比同样的Investor级别的Mutual Fund要低。
例如VNQ是REIT Index ETF,ER是0.12%,而同样REIT Mutual Fund Investor Share
VGSIX的ER要0.26%
但是,但是,REIT Index Fund Admiral Shares VGSLX的ER也是0.12%
VGSLX和VGSIX的区别是前者要$10000min,后者只要$3000。
2, ETF除了ER之外,还有Bid-ask spread cost,而Mutual fund没有。所以ETF比
Investor Share要省cost,(0.12%比0.26%要省了一半多啊,即使算上Bid-ask spread
cost)但是比Admiral share多cost.(0.12%对0.12%,但是ETF多了Bid-ask spread
cost)
3,Vanguard有money market,可以把钱放在那里VMSXX
4,Roth/IRA/401k 可以tax free or tax deferred。如果... 阅读全帖 |
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n****u 发帖数: 229 | 12 1,一般Vanguard的ETF的Expense Ratio比同样的Investor级别的Mutual Fund要低。
例如VNQ是REIT Index ETF,ER是0.12%,而同样REIT Mutual Fund Investor Share
VGSIX的ER要0.26%
但是,但是,REIT Index Fund Admiral Shares VGSLX的ER也是0.12%
VGSLX和VGSIX的区别是前者要$10000min,后者只要$3000。
2, ETF除了ER之外,还有Bid-ask spread cost,而Mutual fund没有。所以ETF比
Investor Share要省cost,(0.12%比0.26%要省了一半多啊,即使算上Bid-ask spread
cost)但是比Admiral share多cost.(0.12%对0.12%,但是ETF多了Bid-ask spread
cost)
3,Vanguard有money market,可以把钱放在那里VMSXX
4,Roth/IRA/401k 可以tax free or tax deferred。如果... 阅读全帖 |
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j****y 发帖数: 1714 | 13 Mostly the same. No difference.
But if you buy more than $10k for any individual fund. You may get
better deal than the combined
fund.
http://www.bogleheads.org/wiki/Vanguard_Target_Retirement_Funds
TR funds are cheap by any reasonable standard, with Vanguard Target
Retirement Fund expense ratios varying from 0.18% to 0.19%. In fiscal
year 2008, the average peer group expense ratios ranged from 1.11% to
1.32%. Other mutual fund companies' Target Retirement Fund expense
ratios may include an addi... 阅读全帖 |
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X****r 发帖数: 3557 | 14 Note that if you trade Vanguard ETF too frequently (>25 times in 12
months) you may get banned from Vanguard brokerage for two months,
too.
Also note that you don't have to use Vanguard brokerage to trade
Vanguard ETF.
Not much difference. Vanguard ones might have lower cost.
呢?
The cost (expense ratio) has already been reflected on the price.
Note that the expense ratio of vanguard ETFs are usually on par with
the admiral class of the same mutual fund, so if you are already in
the admiral clas... 阅读全帖 |
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w***g 发帖数: 100 | 15 大侠帮忙看看,终于找到这个数据了,应该怎么投比较好
1 American Beacon Sml Cap Val Inst CL 59.00% 0.83% $.0M --
12/31/1998
2 American Funds Capital World Growth and Income Fund Class R-6 27.00%
0.45% $.0M -- 05/01/2009
3 American Funds EuroPacific Growth Fund Class R6 31.00% 0.50% $
.0M -- 05/01/2009
4 DFA Emerging Markets Value Portfolio Institutional Class 3.00% 0.
61% $.0M -- 04/01/1998
5 Fidelity Contrafund - Class K 55.00% 0.69% $.0M ... 阅读全帖 |
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w******1 发帖数: 154 | 16 我刚学习了很多index fund的东西,刚把fidelity 里的fund从freedom 2045换成了
index fund,我们学校就要把fidelity里的funds 换成vangard 的。vanguard 2045
expense ratio 只有0.18%。我是不是白折腾了?直接把所有刚换的index funds 换成
vanguard 2045?
这是vanguard index funds: er
Vanguard 500 Index Fund Admiral Class 0.05%
Vanguard extended market Index Fund 0.1%
Vanguard total international stock Index admiral shares 0.14%
PIMCO total return fund administrative class 0.71
网上看到有人说,自己配比的index funds portfolio不可能好过life cycle fund,是
指的我这两种选择吗vanguard... 阅读全帖 |
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b***m 发帖数: 891 | 17 到目前为止才5%+,是不是很不好?是不是我没选好Fund?
我的401k选择如下:
Vanguard Windsor II Admiral 25%
Vanguard Employee Benefit Index-Client A 20%
Fidelity Contrafund 25%
Vanguard Extended Market Idx InstlPlus 20%
Dodge & Cox International Stock 10%
公司给的mutual fund选择是:
Lifepath Fund
Wells Fargo Stable Return Fund
Vanguard Prime Money Market Instl
PIMCO Total Return Instl
Vanguard Total Bond Market Idx InstlPls
Neuberger Berman High Income Bond R6
Vanguard Windsor II Admiral
... 阅读全帖 |
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b***y 发帖数: 2799 | 18 最近可能用钱,想把500 Index Admiral里的钱转出来,临时把钱放一下,需要用的时候
,就转到银行帐号去,是ROTH IRA的本金。
请问是放在money market fund吗?哪个比较好?Admiral Treasury Money Market 为什
么显示closed? Federal Money Market 和 Prime Money Market 都可以吗?
另外转到money market后,是不是随时可以把钱转到checking去了?没有至少多少天以
后才行的间限制吧?
谢谢了! |
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l***q 发帖数: 235 | 19 Roth IRA在Vanguard。一年可以放5500,如果以月为单位average的话,每月投资是550
0/12=458。
如果投EFT,倒是没有commission,但是只能按整数股买,搞不到458.
如果投mutual fund,那些index fund一般需要1000或者更多的一次性投资。而且被公司
的401(k)的那些admiral fund掼坏了,觉得普通账户的同一款的index fund的fee cost
比admiral版本的要高好多。
或者干脆5500一次性投了,以年为单位average?反正也就5500块钱。
大家都是怎么做的? |
|
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z**q 发帖数: 577 | 21 区别非常大。
头等舱是flagship lounge,比较豪华,吃的也好
商务舱只是admirals club,狠破烂,吃得。。。基本没吃的,就是些水果、芹菜、胡
萝卜什么的,早上可能有bagel,谷物什么的。
基本上,admirals club唯一好处是可以免费上网,位子比外面舒服一些。
而flagship lounge绝对是值得一去的体验。
AA的67.5k first class是award ticket界少有的极品。建议大家有条件的都别换
business,尽量选first。不光在飞机上的享受好得多,在地面上待遇也好很多。 |
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o***o 发帖数: 1254 | 22 收到一封邀请邮件。。。
One time $100 statement credit for the first eligible American Airlines
purchase made within 12 months of cardmembership
Earn 50,000 American Airlines AAdvantage® bonus miles after $3,000 in
purchases within the first 4 months of cardmembership
Two Admirals Club® day passes for complimentary access to over 40
Admirals Clubs worldwide upon 1st year anniversary as a cardmember
$0 annual fee for the first 12 months, then $85 ($75 for the CitiBusiness
174; / AAdvantage® ... 阅读全帖 |
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y***m 发帖数: 7027 | 23 这个还不错
1) Citi American Airlines Personal AAdvantage AMEX or Visa for 50,000 miles
per card or 100,000 miles for both
* Earn 50,000 AAdvantage miles + 2 lounge passes +$150 statement credit
+ double miles on AA purchases for 12 months when you spend $3,000 within 4
months Citi Visa and Citi AMEX.
* Use the 2-browser trick to get both cards at the same time for a total
of 100,000 AAdvantage miles!
* $85 annual fee is waived for the first year
Earn 50,000 AAdvantage? bonus miles after ... 阅读全帖 |
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t******d 发帖数: 1410 | 24 applied #3 citi aa visa offer. I want to buy $150 AA GC to get the $150
statement credit.
but I saw the T&C from aa.com. it seems AA GC cannot use many places as
follows:
Gift Cards are redeemable toward the purchase of air travel wholly on
flights operated by American Airlines, American Eagle® and
AmericanConnection® carriers for itineraries sold and originating in
the U.S., Puerto Rico and U.S. Virgin Islands. Gift Cards may also be used
for payment of air travel on any oneworld®... 阅读全帖 |
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d**********u 发帖数: 3371 | 25 必须要买150以上才能拿到credit?
applied #3 citi aa visa offer. I want to buy $150 AA GC to get the $150
statement credit.
but I saw the T&C from aa.com. it seems AA GC cannot use many places as
follows:
Gift Cards are redeemable toward the purchase of air travel wholly on
flights operated by American Airlines, American Eagle® and
AmericanConnection® carriers for itineraries sold and originating in
the U.S., Puerto Rico and U.S. Virgin Islands. Gift Cards may also be used
for payment of air trave... 阅读全帖 |
|
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s**n 发帖数: 1412 | 27 4月份申请的AA Amex卡, 有这个promotion:
Up to $100 credit, two admirals club passes
这个credit是不是去AA.com买100刀的GC就行了? Admirals Club Passes怎么弄?
谢谢! |
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w****r 发帖数: 15252 | 28 不知道买机票可以不可以,可以的话,那么这张卡完全可以再保留一年了
每年400刀机票的话,剩下50年费,good offer了
Special Offer: Up to $200 in Statement Credits
We recognize the inconvenience this may cause you as someone who travels
frequently, so we have included you in a special offer. You will receive up
to $200 in statement credits toward American Airlines and US Airways
incidental fees charged to your Card from March 22, 2014 to December 31,
2014.1 You can use these credits toward:
Membership fees in the Admirals Club program and US Airway... 阅读全帖 |
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s**c 发帖数: 34339 | 29 Special Offer: Up to $500 in Statement Credits
We recognize the inconvenience this may cause you as someone who travels
frequently, so we have included you in a special offer. You will receive up
to $500 in statement credits toward American Airlines and US Airways
incidental fees charged to your Card from March 22, 2014 to December 31,
2014.1 You can use these credits toward:
Membership fees in the Admirals Club program and US Airways Club
One-day passes to Admirals Club lounges and US Airways C... 阅读全帖 |
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i****g 发帖数: 3896 | 30 排。。
Special Offer: Up to $500 in Statement Credits
We recognize the inconvenience this may cause you as someone who travels
frequently, so we have included you in a special offer. You will receive up
to $500 in statement credits toward American Airlines and US Airways
incidental fees charged to your Card from March 22, 2014 to December 31,
2014.1 You can use these credits toward:
Membership fees in the Admirals Club program and US Airways Club
One-day passes to Admirals Club lounges and US Airw... 阅读全帖 |
|
z****l 发帖数: 5282 | 31 Special Offer: Up to $200 in Statement Credits
We recognize the inconvenience this may cause you as someone who travels fre
quently, so we have included you in a special offer. You will receive up to
$200 in statement credits toward American Airlines and US Airways incidental
fees charged to your Card from March 22, 2014 to December 31, 2014.1 You ca
n use these credits toward:
Membership fees in the Admirals Club program and US Airways Club
One-day passes to Admirals Club lounges and US Air... 阅读全帖 |
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c********l 发帖数: 8138 | 32 大意:在AmEx白金卡的原有$200的基础上,另外有AA/US Airways的$100
这$100适用于所有incidental fee,list上不包括Gift Card
另外我在1个月前打电话给Amex的客服,他们也说不包括Gift Card
有没有人愿意侥幸实验一下?或者英文论坛上都是怎么说的?
-----------
We are writing to confirm your enrollment in the $100 statement credit offer
* for American Airlines and US Airways. With this offer, you can receive up
to $100 in statement credits after you make eligible purchases for
incidental fees at American Airlines and US Airways using your enrolled Card.
Eligible incidental fees include:
Mem... 阅读全帖 |
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D***s 发帖数: 5613 | 33 就是2张admirals club的one time pass。
搞citi AA exe已经有两张了,有人要买两张admirals club one time pass么? |
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f**1 发帖数: 1257 | 34 总结一下
我自己拿黑卡进admiral club吃早餐,就是咖啡bagel,muffin之类
跟爸妈进flagship, 看了爸妈的票,也要了我的票,貌似是拿我的票,查是哪个gate
登记啥的,还问到时候要不要他们给我提醒出发时间什么的
有寿司,汤,sandwich,酒类。。。有青岛啤酒
后来又进了gate口的admiral club,这回拿出的是爸妈头等舱票,门口优雅老太太给了
3张酒劵。。。4点左右,人很多,没有多少空椅子 |
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c*******8 发帖数: 1500 | 35 aa卡你确定有admiral club的pass?
US卡倒是送一张admiral club但是是实名制的
为啥申了就要关呢,又不收你年费用一年不好么?用了要retention不好么? |
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z****2 发帖数: 1618 | 36 1. 这两天申请的话,还能有American Admire Club access以及三场golf until 7/22/
2017么? 虽然官网的广告已经没有提了。
2. AA是etihad的伙伴,而alaska不是,乘坐aa/alaska code sharing,但是alaska执
飞的航班,还能去admire club么?里程能能积累到etihad去么? |
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t******f 发帖数: 2109 | 37 People have different opinions, you can say whatever you think is right, but
at the very least, don't attack personality and mark other people sick only
because we are different, that is one of the basic skills to be entitled to
be a human being.
I am not an Ivy league professor, that I can tell you , I never wanted to
be an Ivy league professor and I am happy where I am.
My point is, so far I have not seen a real 天才 from SCGY yet, if you
happen to know one, you tell me, that will do and maybe ... 阅读全帖 |
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A***u 发帖数: 3714 | 38 Jane,,,Jane....Jane...
什么阿土:)。。。。。
难道只有亲密的人可以叫吗?我根本不需要人admire,admire我的男人不要太多了,都太
怂了
这是我中永恒的痛。。。。。 |
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M****o 发帖数: 13571 | 39 Another majia for T大? @@ admire ya admire... |
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M****o 发帖数: 13571 | 40 "周围78家CVS都被我扫遍了"! Admire ah admire! pai baozi! |
|
j******u 发帖数: 41683 | 41 ☆─────────────────────────────────────☆
firstsnow (专心学习的猫猫) 于 (Sun Nov 6 21:29:18 2011, 美东) 提到:
从没半夜去抢过,听说半夜会开门,周围也有人去抢过
会有特别便宜的吗
☆─────────────────────────────────────☆
jokeyzhu (jokeyzhu) 于 (Sun Nov 6 21:37:14 2011, 美东) 提到:
什么店啊?
帮我抢点什么吧。。。
☆─────────────────────────────────────☆
chrisfly (龙三|天津饭大战饺子|家有影后) 于 (Sun Nov 6 21:37:40 2011, 美东) 提到:
去过 发现除了nike有点8块钱的鞋 其他的跟平时差不多
☆─────────────────────────────────────☆
utran (Utran) 于 (Sun Nov 6 21:39:08 2011, 美东) 提到:
参加一次,看看有什么... 阅读全帖 |
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G**********0 发帖数: 391 | 43 ☆─────────────────────────────────────☆
bzmg (标准民工) 于 (Wed Dec 8 19:40:47 2010, 美东) 提到:
这篇文章可以说是漏洞百出,几乎可以肯定原文的作者既不了解美国,也不了解纽约。
首先他为什么不了解美国:他居然说“美国的奖金是按45%-50%交税的”这样最基本的
谬误。说明他连退税怎么回事都不知道。
对于纽约,我就在曼哈顿工作,住在新泽西,上班坐公交大概一到一个半小时。具体情
况也远不是他所说的,比如房子的价格。
其他胡说八道的地方比比皆是。
☆─────────────────────────────────────☆
bzmg (标准民工) 于 (Wed Dec 8 19:49:16 2010, 美东) 提到:
说先说房子。在纽约附近一小时车程的范围内,两百万可以买什么样的。下面就是一个
连接,自己可以看看:
http://realestate.yahoo.com/New_Jersey/Tenafly/111-essex-dr:781
地址:111 Essex Dr Tenafly, ... 阅读全帖 |
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l*******o 发帖数: 12469 | 44 俺觉得这个作者说的东西有道理。但是真的要how to fix it,各位如何看?
Julie Ng, originally from Boston, now living in Munich as a designer and
entrepreneur.
The internet startup model is broken and how to fix it
The market for internet companies is broken. We cannot continue starting
companies with millions in venture capital and no business model from day
one that generates revenue, and more importantly profit.
Don't rejoice at Facebook's plummeting stock. It’s an ominous sign for us
all. Companies are willing to pay boatl... 阅读全帖 |
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B****o 发帖数: 1393 | 45 I don't understand, although I admire you very much.
But from my understanding, there is no such thing as no-risk profit,
theoretically. In the option world, it should be more so - at least the
profit should not exceed the treasury note.
But I admit that there might be some specific cases if you can catch it.
Maybe you are that kind of genius.
I admire you even more. It makes sense to me now. |
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h*****8 发帖数: 4754 | 46 oh?
lost admire, lost admire! |
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b***m 发帖数: 891 | 47 【 以下文字转载自 Investment 讨论区 】
发信人: bjeam (bjeam), 信区: Investment
标 题: 今年的401k收益率才5%+
发信站: BBS 未名空间站 (Sun Aug 24 01:04:02 2014, 美东)
到目前为止才5%+,是不是很不好?是不是我没选好Fund?
我的401k选择如下:
Vanguard Windsor II Admiral 25%
Vanguard Employee Benefit Index-Client A 20%
Fidelity Contrafund 25%
Vanguard Extended Market Idx InstlPlus 20%
Dodge & Cox International Stock 10%
公司给的mutual fund选择是:
Lifepath Fund
Wells Fargo Stable Return Fund
Vanguard Prime Money Market Instl
PIMCO Total Return In... 阅读全帖 |
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k**********i 发帖数: 8706 | 49 http://www2.tech.purdue.edu/cg/courses/cgt411/covey/48_laws_of_
The 48 Laws of Power
by Robert Greene and Joost Elffers
Law 1
Never Outshine the Master
Always make those above you feel comfortably superior. In your desire to
please or impress them, do not go too far in displaying your talents or you
might accomplish the opposite – inspire fear and insecurity. Make your
masters appear more brilliant than they are and you will attain the heights
of power.
Law 2
Never put too Much Trust in Friend... 阅读全帖 |
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a******e 发帖数: 36306 | 50 ☆─────────────────────────────────────☆
kelvinchufei (Kelvin) 于 (Mon Jan 30 16:01:38 2012, 美东) 提到:
The 48 Laws Of Power
by Robert Greene
☆─────────────────────────────────────☆
kelvinchufei (Kelvin) 于 (Wed Feb 1 16:22:45 2012, 美东) 提到:
http://www2.tech.purdue.edu/cg/courses/cgt411/covey/48_laws_of_
The 48 Laws of Power
by Robert Greene and Joost Elffers
Law 1
Never Outshine the Master
Always make those above you feel comfortably superior. In your desire to
please or impress them, do ... 阅读全帖 |
|