H****H
发帖数: 11039 | 1 我们四年前买房子时刚到美国两个月，不存在需要绿卡的问题，说是W2表需要两年的但
是其实也没要。
我们最后是在Amegy bank做的loan，30年fix，利率4.5%，没有额外收费。另外
Metlife也说可以贷款给我们，4.325%的利率，不过费用高六百美元。而且当时Amegy的
loan officer已经跟underwritter谈过了我们的情况，说是没问题，所以我们最终没有
选metlife的低利率。
如果你需要这两个贷款员的联系方式，我可以提供。
另外，首付款可以找家里人暂借一下周转。国内汇款过来之需要一天，手续费很低。需
要写一个gift letter做做样子，表示这钱是作为礼物给你们的。
祝好运 |
|
H****H
发帖数: 11039 | 2 换家银行吧，BOA出名的差，效率极低。
不知道你在哪里，我在休斯敦两周就办下loan了，找的是Amegy bank。 |
|
z**********2
发帖数: 307 | 3 看到 Consumers Credit Union (IL) 居然有$204的利息，太牛了。
不知道大家都存在哪个银行~~
看到capital one在扩展业务，加州好用么？
没用过，求推荐，谢谢！
High Yield Reward Checking Accounts
Compare rates on reward checking accounts from banks and credit unions. On
average, reward checking accounts offer significantly higher rates than
traditional checking accounts. Most require you actively use the account
each month, which banks usually define as ten or more debit card
transactions, in order to earn the higher rate. You can use the plus icon
next ... 阅读全帖 |
|
t*********u
发帖数: 26311 | 4 1st Advantage FCU
1st Financial FCU
1st United CU
A+ Federal Credit Union
Achieva Credit Union
ACU of Texas
Advia Credit Union
Affinity Federal Credit Union
Affinity Plus Federal Credit Union
Alaska Airlines/Horizon Air Employees FCU
Alcoa Tenn Federal Credit Union
Alliant Credit Union
Ally Bank
Alma Bank
Alpine Credit Union
Alternatives federal credit union
Altra Federal Credit Union
Altura Credit Union
Amalgamated Bank of Chicago
Amarillo National Bank
Amegy Bank
America First Federal Credit U... 阅读全帖 |
|
z**********2
发帖数: 307 | 5 看到 Consumers Credit Union (IL) 居然有$204的利息，太牛了。
不知道大家都存在哪个银行~~
看到capital one在扩展业务，加州好用么？
没用过，求推荐，谢谢！
High Yield Reward Checking Accounts
Compare rates on reward checking accounts from banks and credit unions. On
average, reward checking accounts offer significantly higher rates than
traditional checking accounts. Most require you actively use the account
each month, which banks usually define as ten or more debit card
transactions, in order to earn the higher rate. You can use the plus icon
next ... 阅读全帖 |
|
H****H
发帖数: 11039 | 6 我们刚到美国两个月就买房子，连半年的W2都没有，但是贷到款了。
你直接找几家银行问，别找贷款经纪人，尤其是华人loan officer。
我们最后从Amegy bank顺利贷到了正常利率正常收费的款。另外Metlife也答应给我们
办了。压根没有几个华人loan officer说的那些吓人的利率和收费。 |
|
q***u
发帖数: 2683 | 7 开了？还没吧，是在stafford, 好像还在集资。
http://houstonbadmintoncenter.com/
----------------------------------
Hi everyone,
I'd like to give you a quick update on the progress of opening Houston's
first dedicated badminton facility. Our mission is to provide a reliable
home to badminton players in Houston. We want badminton to reach its
maximum potential in our beloved city.
I. Finding a site
- We have identified 2 acres of land in Stafford that would be the
ideal location for a badminton facility.... 阅读全帖 |
|
H****H
发帖数: 11039 | 8 我的经验是shop around，没必要锁定某个人，找两三家询价，谁给的利率和费用最合
适就找谁。
我们四年前从瑞士来美国，没有W2税表，虽然我们放50%的首付，但是几个著名的华人
loan officer要么说没法办，要么就说利率和费用非常高。
后来找了amegy mortgage company和metlife等几家非华人贷款机构，贷款员没有信口
开河，而是说要到underwritter那里去问，给的回复都是可以做。最后也都做下来了，
我们选了一家比较合适的，利率和费用完全正常。 |
|
