x*z
发帖数: 381 | 1 I have agreed on the salary before and the company has started to file H1b
application for me. Today I receive offer letter and annual salary is
increased by 900. So I asked HR why it is increased, HR replied: This is as
per LCA wages.
Does it mean LCA application requires a minimal salary level $900 higher
than the number I agreed on? OMG, I should have asked for more! |
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m********8
发帖数: 81 | 2 fresh Ph.D.
Service Systems Engineer at Milpitas, CA
how much is the Expected annual Salary?
其实我自己根本不在乎工资,给个工作就干.但是人家问这个,不好说不在乎是吧?
完全没概念该说多少,请哪位给个指点吧,谢谢. |
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e***r
发帖数: 68 | 3 请教知道情况的前辈，A家的Annual Bonus是什么情况？
据说是按照performance给股票？不知道大概给多少，能有base salary的10-20%吗？
谢谢了！ |
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s***y
发帖数: 904 | 4 木有annual bonus
试每年review情况决定
有非常小幅的base increase和RSU bonus
但是第一年review之后没有新RSU bonus |
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s**********e
发帖数: 153 | 5 offer letter里面没有说annual bonus，当时和公司negotiate的时候那货就支支吾吾
，说是挣钱了肯定有，没挣钱就没有。 现在letter里面连tmd假期和401K都没提，这
是不是也太不正规了。 |
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t**r
发帖数: 3428 | 6 Parents with annual family incomes below $125,000 will pay no tuition (
stanford.edu)
這個是好事情吧。灣區過貧困線的就別想瞭 |
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d**h
发帖数: 2 | 7 Position: Deputy General Manager/Financial Controller to place in a newly
acquired LA business.
Major roles of the position cover financial management and procurement
management. Report to PRC General Manager and Executive Management
Committee of the PRC Headquarter.
Background of the LA business:
- A SME nutrition food business founded by an overseas Chinese family
in LA, recently acquired in majority by a leading PRC player.
- The LA company outsource product production to third... 阅读全帖 |
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i***c
发帖数: 156 | 8 关于mortgage rate 和 Annual Percentage Rate（APR）的区别好像以前有人说过，但
现在搜索不到那篇帖子了。
比如说，30年fixed mortgage rate 是4.25，那APR应该多少比较合理（自己付
closing fee）？谢谢大家！正常的话，两者的差别应该是多大？比如说5-10%以内？ |
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c**********e
发帖数: 1184 | 9 在申请房贷的过程中，有一个概念叫APR（Annual Percentage Rate). 很多人对其非常
费解，也弄不清楚这个rate是如何计算的. 其实，它的计算非常简单，explanation如
下：
贷款不是免费的，申请者从提交贷款申请到贷款到被批复需要经过很多手续，也有很多
service charge. 这些charge基本分三种 - lender的charge，broker的charge和third
party的charge. Lender和Broker的charge被定义为Pre-paid Finance Charge. 这个
charge是要从贷款总额里面扣除的，假设费用总额是$1,310.86. 举例来说，你的贷款
金额是$467,000, 锁定利率（note rate）是30年固定3.625%， 用金融计算器可以算出
（折现）一个月的本金和利息是$2,129.76. 但是$467,000没有白给你，其中你为了拿
到这个loan付出了$1,310.86，所以你理论上得到的款额是467000-1310.86 = $465,689
.14. APR就是根据每月本金+利息$... 阅读全帖 |
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b*********g
发帖数: 88 | 11 今天去做了woman annual check up, 感觉美国的医生护士都挺不错。
之前老担心自己的英语不好，与医生护士的沟通会有障碍，因为自己来美国才几个月，
英语说的不利索。 |
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z***t
发帖数: 2374 | 12 看到保险上cover annual phyxical exam， 但是从来没有用过。
想问一下如何预约这个？ 随便什么医生都可以做还是要找特别的医生？谢谢。 |
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a*******o
发帖数: 699 | 13 弱问可以查credit score.看到有annual report
地址是 www.annualcreditreport.com 或者电话 877 322 8228
查信用记录总是会减少信用度，。。。。那么一个免费的anual report是不是可以的啊？
多谢 |
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w*******n
发帖数: 637 | 14 刚才看到账户页面下面有个request annual account summary的链接，就手贱点了
不知道这个收费不
如果收费的话我立马打电话cancel之
麻烦知道的同学告知一下
谢谢了！ |
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t******d
发帖数: 1410 | 15 I want to aaply Citi AA 30,000 miles without annual fees? pls provide link |
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x***x
发帖数: 784 | 16 上次收到的信不知道放哪里了，有人知道想waive citi premierpass的annual fee要求
一年消费多少钱吗？谢谢。 |
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b*******r
发帖数: 205 | 17 确认了75K的milage，但是1st year annual fee说必须之前有AA卡的才能waive掉，之
后补充了一句说她不是很sure，让我打Citi的Custom Service确认，各位都怎么答复的
，谢谢！ |
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t******d
发帖数: 1410 | 18 I received one offer AMEX 2010 food & wine annual cook FREE. I only need to
pay 2.99 shipping fee. Is that a good cook and worth to do so? Will it
charge fees next year? I need advice. |
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v***n
发帖数: 5085 | 19 So u sure u went for the right website for the annual report?
The one charged you should be www.CreditReport.com, which is not the
official site. |
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r*****n
发帖数: 139 | 21 这张卡我不知道，但是Delta的那张我转过。
AA和UA的准备到期同样处理。
我就是打电话过去说as you can see, I don't use this card often. Is there a
program without annual fee I can switch to？
等到至少过了半年再打好了。 |
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y****i
发帖数: 17878 | 22 they got lucky last time because some misinformed CSRs said no 1st year
annual fee when they called to activate the cards |
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i******t
发帖数: 22541 | 23 不可以用miles redeem annual fee？
那 为啥 有这个选项？ |
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y***y
发帖数: 47 | 25 Damn! I just applied one with $125 annual fee. Will they match this offer
to waive the fee for me? |
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r****c
发帖数: 2585 | 26 what is this?
Share the delights of travel with an annual domestic companion ticket
offer |
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s******p
发帖数: 111 | 27 之前我提到citi premier是travel卡中最好的.
经过一番研究,发现它是个烂卡!
miles points必须match你消费的金额才可兑换
companion ticket其实是骗人的, 你2张机票其实和你买一张机票差不多20美元
还要annual fees
唯一的好处就是花2500,取5万points
我已经拿到这个烂卡.等我领到points就打入冷宫!
目前除了bonus points的travel 卡中, 就penfed trave卡相当较好
1. 没有年费
2. 没有foregin transaction fees
3. 5X on travel expenses |
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y****i
发帖数: 17878 | 28 buy before 10/31/11, earn 4.60% APR from 10/2011 to 3/2012, and 3.06% APR
from 4/2012 to 9/2012
redeem on 10/1/2012, get 3.34% annualized return for an 11-month holding
period
$10,000 limit per SSN ($5,000 paper + $5,000 electronic)
state income tax free
federal income tax free when paying qualified higher education expenses
http://www.mymoneyblog.com/savings-i-bonds-september-2011-updat |
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m*****a
发帖数: 2609 | 29 Google了一下，发现ibond根CD类似，但更适合长期持有:
Pros:
* not subject to state income tax on interest (CD does)
* no federal tax ONLY if used for education purpose (CD does)
* instable rate (good or bad). Base rate(never change)+varible rate
depending on inflation (change semi-annually). (CD never changes)
Cons:
* you can't easily cash it. must hold for 1 yr before redemption. Plus, any
redemption between 1yr-5yr=3month interest penelty. Not good for short-time
money loading. (so always compare ibonds with a 5yr... 阅读全帖 |
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y****i
发帖数: 17878 | 30 yes, you'll forfeit the last three month's interest if you redeem before 5
years
3.34% annualized return already takes this penalty into consideration and
also assumes you hold the bonds for 11 months |
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z*******5
发帖数: 2990 | 31 最近刚拿到SSN，准备申请信用卡，出于好奇就查了一下annual report，反正是免费的。
结果发现只有Experian能查的到，其他两个公司都说什么security reason让我phone
order或者mailed in.电话打了还是不行，mail in觉得太麻烦了~
目前已经有三张信用卡了，版上的大牛们可以告诉我为什么查不到report么？我需要给
他们mail in request么？
谢谢！ |
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g*****i
发帖数: 4457 | 32 Yeah it has annual fee
★ Sent from iPhone App: iReader Mitbbs Lite 7.28 |
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e***o
发帖数: 1244 | 33 You can always keep freedom for free.
If you want to redeem flight ticket or travel a lot, keep the sapphire card.
Otherwise, it isn't worth the annual fee |
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m*****a
发帖数: 2609 | 34 yeh, my idea is the freedom card might be able to share some burden of the
annual fee(since it is free). Without that reinforcement, I highly doubt $95 can be self-supported when comparing what you get and what you lose.
card. |
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d*********6
发帖数: 1972 | 35 考虑到双开At least 8w Bonus
Annual Dividend 7%
每年正常使用应该能拿到2w点
还是可以justify五年年费的吧
五年以后应该就工作了 我也不在乎一年95刀了
95 can be self-supported when comparing what you get and what you lose. |
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g******z
发帖数: 5809 | 36 Annual Fee交就交又不是 AMEX Platinum |
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c***u
发帖数: 4107 | 37 1. sapphire preferred的annual fee是多少?
2. 一般啥时候收?
3. 一般容易转成没fee的sapphire啊? |
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t******d
发帖数: 1410 | 38 anyone got it now?
in January or February's statement each year, not anniversary??? Which one?
If it goes by anniversary, before annual fees or after? |
|
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n**e
发帖数: 53 | 40 刚才打电话问了客服，被告之就算换成sapphire还是逃不掉annual fee。是不是唬我啊？
很好奇sapphire preferred 虽然bonus 多，可是有年费啊，早晚要还的，为什么还这
么吃香？ |
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l*******y
发帖数: 1498 | 41 刚收到american express的一封邮件：
Congratulations! You are now eligible to receive your annual complimentary
credit score and report, exclusively for American Express® CardMembers
请问这个是真的免费的吗，会不会一段时间后又收费了？
多谢！ |
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y******p
发帖数: 336 | 42 do i need to pay additional annual fee for adding authorized users for chase united mileage visa card?
thanks |
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g******1
发帖数: 295 | 43 什么叫Annual complimentary domestic companion ticket
within the continental USA, when booked through our travel benefits
provider
谢谢 |
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s**c
发帖数: 34339 | 44 It looks they have changed the policy. The annual fee for the first year was
used to be waived. |
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l****y
发帖数: 25 | 45 在 annualcreditreport.com 上想查免费report，填好各种信息好被提示
Online Delivery Unavailable - Mail in Request
We're sorry, for your protection we are unable to deliver your Equifax Free
Annual Credit Report online.
这是equifax给的提示，其它两家也类似，这种情况常见吗
来米国不到两年，填表的时候问在当前地址是否住够了两年，如果选否，让填以前的地
址，
但是没法填国外地址，所以还是选的是，不知道跟这个有没有关系 |
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m*******d
发帖数: 242 | 46 我看到sapphire preferred 每年给 7% annual dividend
这个7%的dividend是只给用sapphire preferred卡积累起来的点？chase freedom的点
能算吗？我每年的chase freedom都积累不少点数，所以请教下，谢谢！ |
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m*****a
发帖数: 2609 | 47 将Credit card Churn进行到底
Key info:
-50K after $2K spending in first 3month, which is redeemable for 2 domestic
roundtrip flights
-Both Personal and Business card available.
(so you can get both, 100K! No "two browser trick" as they belong to two
separate depts)
- $69 annual fee NOT waived (for both personal and business)
- 3K bonus pts on anniversay (for both personal and business)
Plus Personal:
https://applynow.chase.com/FlexAppWeb/renderApp.do?CELL=625Q&PROMO=DF01&SPID
=F2NW
Plus Business:
http... 阅读全帖 |
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a****a
发帖数: 5374 | 48 2个link都可以打开，不过哪里看到40k w/o annual fee? |
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F*********u
发帖数: 12190 | 49 Annual Fee
Premier World MasterCard: $89 (waived for the first year)
Platinum MasterCard: $89 (waived for the first year) |
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f***n
发帖数: 307 | 50 不是有89的annual fee只不过第一年waive吗 |
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