c**m 发帖数: 1457 | 1 30 year fixed 3.75% with $2500 rebate or 3.625% with $1000 cost;
10/1 ARM 3.25% with $500 rebate
5/1 ARM 2.75% with $1500 rebate
7/1 ARM 2.875% |
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y*****y 发帖数: 413 | 2 5 year arm, conforming loan (<=417k) :
Best Rate is 2.75
7 year arm, conforming loan (<=417k) :
Best rate is 3.125
5 year arm, Super conforming loan (>417k and <=729k) :
Rate is 3.25 to 3.375 (up to loan amount) 这个rate只针对SFH, 针对condo的
可能会高, 要单独check。
Lender will credits back to cover your total closing cost (maybe most
of your closing cost)
Here is the qualification:
1) Loan to Value is 75%
2) FICO(信用分数): >=740
具体细节站内联系。 |
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S*******9 发帖数: 368 | 3 【 以下文字转载自 SanFrancisco 讨论区 】
发信人: Sunnyday9 (Bless), 信区: SanFrancisco
标 题: 5 yr ARM locked at 2.5%/2.625% a couple of years ago, do you want to refi to 30yrs now?
发信站: BBS 未名空间站 (Thu Jul 25 19:52:12 2013, 美东)
5 yr ARM locked at 2.5%/2.625% a couple of years ago, do you want to refi to
30yrs now? Especially, with the 5 yr ARM 5/2/5 feature, is it worthy to
lock long term now? |
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g*******0 发帖数: 2152 | 4 我用ARM 7/1。ARM平均比同期30年低0.5%。贷款七年后利率根据基准利率浮动,每年浮
动幅度有限制,30年最高利率限制在8.5%。我以为房屋贷款8%以上利率的时代不会再回
来了,七年内能涨回5%就不错了,考虑通胀,搬家等因素觉得ARM失算的几率比较小。 |
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j********i 发帖数: 913 | 5 不要作5/1 ARM, 做7/1 ARM---2.875%, No Points, No Costs.
因为你现在的利息是4。25%, 15年-year fixed, If keep the same payment,
前7年省下的钱, 即使后面的8年按最坏的情况, 7.875% 算, 都是完全cover, 还
绰绰有余。
只要你的房子不是Condo, 7/1 ARM--2.875%, no points, no costs, 没问题。 |
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j********i 发帖数: 913 | 6 对不起, 看错了, 你是Super Conforming ($500K), PF 只offer 5/1 ARM, 我们可
以做5/1 ARM--2。75%, no points, no costs. 别的银行7/1 ARM 最少3。75% 以上。 |
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b****a 发帖数: 352 | 7 【 以下文字转载自 Living 讨论区 】
发信人: bestia (继续攒rp), 信区: Living
标 题: 搞不懂为什么这么多人用ARM---急问
发信站: BBS 未名空间站 (Fri Feb 10 00:35:43 2012, 美东)
我们贷41万7,
30年fixed rate, 3。875%
ARM 5年fixed rate 3%
我好好算了算, 我要是固定一个月只能付5000,其实好像fixed rate 更划算。每个月
多付不了多少。
有没有高人给指点一下,为甚麻大家都用 ARM 啊? |
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r******d 发帖数: 1879 | 8 The best rate I have is 2.75% for super conforming 5yrs ARM and 2.625% if
LTV60% or less.
And only conforming 5yrs ARM and 7yrs ARM can do 2.5%. |
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a*********e 发帖数: 228 | 9 If ARM got 3x performance boost, then it will compete with Intel's big cores
like Haswell, I don't think it will win at all. this is purely bluffing.
ARM has some perf/power advantage for small core, when you get to server
level CPU, the ISA difference is dissapearing. Internally, X86 core is also
RISC. We are living in the same physical world, ARM does not have any
other magic to make it faster than Intel, plus, Intel has process advantage.
It is really just a joke.. |
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a*********e 发帖数: 228 | 10 If ARM got 3x performance boost, then it will compete with Intel's big cores
like Haswell, I don't think it will win at all. this is purely bluffing.
ARM has some perf/power advantage for small core, when you get to server
level CPU, the ISA difference is dissapearing. Internally, X86 core is also
RISC. We are living in the same physical world, ARM does not have any
other magic to make it faster than Intel, plus, Intel has process advantage.
It is really just a joke.. |
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l******l 发帖数: 2651 | 11 >>>>ARM可以全力迎战剩下的唯一敌手,巨无霸Intel。
ARM is not alone. AMD + Qualcomm + ARM +..... form the APU alliance, try to
fight with Intel in hybrid computing.
>>>>>>他本可以“趁火打劫”把这等便宜事儿捡到中国来的。
Next life maybe.
I don't think US will alow hybrid computing technologies, shown as the most
recent patents MIPS got,go to China in the near future.
The core problem of MIPS is that it has similar issues as big pharma: the
technology pipeline dry up as the core patents just expired 2009, while the
new emerging technologies... 阅读全帖 |
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w*s 发帖数: 60 | 12 http://www.zts1993.com/2012/12/09/intel%e7%9a%84%e4%b8%9c%e8%bf
“人生五十年,如梦亦如幻。有生斯有死,壮士何所憾?”之所以没有遗憾,是因为有
了理想。
公元1582年,日本战国时期最著名的霸主,织田信长,吟唱着这首诗歌,于烈火中逝去
。织田虽死,却留下了一支精锐无敌的火枪兵队。几年后,其家臣,羽柴秀吉凭此统一
日本全境。
公元2011年,科技时代的盟主乔布斯离世。在他留下的宝藏里,以A字冠名的CPU成为移
动领域里最强的利器。数月之后,苹果公司在新领袖库克的率领下,市值攀上世界的巅
峰。
可又有谁知道,在那些苍翠的路上,他们历遍了多少创伤[1]?苹果对于掌控顶尖处理
器的渴望由来已久,这种带着伤痕的渴望起源于自己在八十年代后期于PC战场上被
Wintel联盟打得一败涂地。Windows抄袭了Mac的界面,乔布斯还可以用起诉来对付,但
眼看着无论是采用摩托的68K处理器,还是采用IBM的PowerPC处理器,都被Intel的奔腾
拉开了好几个档次。这个难题,可不是让律师们吵吵架就能解决掉的。
1990年ARM公司在英国成立,... 阅读全帖 |
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m**m 发帖数: 5500 | 13 我一年九个月前从2.5%的5年arm refi成2%的3年arm。这算是一个比较大胆的决定。现
在有什么可以competing的arm能选择吗?好奇这个“没见过的最低利息”能有多低。。
贷款额70多万,房子大概2.8m左右。信用没问题,收入远超所需ratio,如果利率超好
我可以大幅增加贷款,谢谢。 |
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m*****1 发帖数: 52 | 14 Occupancy: primary
Property Type: SFH
City: San Jose
Loan Amount: ~700K
Property's Market Value: ~920K
Loan Term: 5 ARM OR 7 ARM(rate在2.75以下的)
Credit Score: 735
Visa: H1b |
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t******d 发帖数: 12 | 15 Occupancy: primary
Property Type: Town house
Loan Amount: ~ 800K
Appraisal: ~ 1.08 M
Loan Term: 7 ARM or 5 ARM
Credit Score: ~780
Visa: Green Card
No points no fee.
Thank you! |
|
a****e 发帖数: 71 | 16 Occupancy: primary
Property Type: SFH
Loan Amount: ~ 650K
Appraisal: ~ 1.08 M
Loan Term: 7 ARM or 5 ARM
Credit Score: ~750
Visa: H1B
No points no fee.
Thank you! |
|
t******d 发帖数: 12 | 17 Occupancy: primary
Property Type: Town house
Loan Amount: ~ 800K
Appraisal: ~ 1.08 M
Loan Term: 7 ARM or 5 ARM
Credit Score: ~780
Visa: Green Card
No points no fee.
Thank you! |
|
t******d 发帖数: 12 | 18 Occupancy: primary
Property Type: Town house
Loan Amount: ~ 800K
Current home value: ~ 1.2 million (based on Redfin estimate)
Loan Term: 7 ARM or 5 ARM
Credit Score: between 740 and 800
Visa: Green Card
No points no fee.
Thank you! |
|
i**********g 发帖数: 159 | 19 right hand side crank arm has right hand side thread
Left hand side crank arm has left hand side thread
You only need an open wrench to put pedals on or take it off, 15mm if I am
right. You need metric allen-wrenches to work on the crank arm.
This does not look very good. Part of the thread is beat up. Double check it
and see how much of the thread is good. If the good thread is more than 50%
of original thread depth, re-tap the beat up thread to make it smooth. The
left over 50% of good tread s |
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P******g 发帖数: 1188 | 20 这个arm strength好像是老调重弹吧。赛季初输球的时候大家就炒这个话题,Fox当时
是拒绝回答,直接Next。后来赢球多了,大家都忘了这个了。
当时蛋鸡出来说过,他说根据录像,他觉得PM的arm strength是没有问题的,因为PM能
扔很远,arm strength有问题是扔不了太远的。当然不能拿现在PM和20多岁比了。蛋鸡
当时倒是觉得PM抓球有些问题,但是也不是很清楚,希望通过这个赛季调整。蛋鸡也说
,不要指望PM回到以前那样,过去的曼宁已经成为历史。 |
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e******u 发帖数: 537 | 21 TWEET (144) SHARE (2714) PIN
Brandon Browner may still be friends with many of his ex-Seahawks teammates.
However, the New England Patriots corner says he'll do whatever it takes to
beat them in Super Bowl XLIX, including breaking the arm of Richard Sherman
, he told ESPN via Lehigh Valley Live.
Browner spent three years in Seattle as part of a very successful Seahawks
defense. He paired with Earl Thomas, Kam Chancellor and Sherman to form what
has since been dubbed the "Legion... 阅读全帖 |
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D***m 发帖数: 129 | 22 How should I use my right arm muscle during down swing?
Anytime time when I use my right arm, I tend to push the club down and hit
the
ball before my hands. Then the ball fly really high up into the sky.
But if I only use my left arm, I don't hit the ball with enough power. Also,
my
left back muscle hurts. |
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M*********e 发帖数: 3153 | 23 http://www.surplusammo.com/products/*Surplus-Ammo-%26-Arms-Comp
Product Description
Surplus Ammo & Arms M4 16" Complete AR-15 Upper Receiver Assembly
The Surplus Ammo & Arms M-4 16" complete AR-15 upper Receiver offers
unparalleled quality & accuracy with it's enhanced features that come
standard.These upper receivers are built to mil-spec & are ready to mount to
any mil-spec AR-15 lower receiver. We take pride in the precision
craftmanship & quality components that complete these upper receiver... 阅读全帖 |
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b******o 发帖数: 5644 | 24 今天看见stag arm有plus package,弥补了了很多atag arm的不足,又动摇了。反正又
不是去伊拉克阿富汗...
Stag Arms standard carbines (Model 1, 2, 2T, 3, 8 and their left-handed
equivalents) feature:
- Carpenter 158 shot peened Bolt with black extractor spring
- Shrouded full circle AR15 bolt carrier with side staked carrier key
- 5.56 NATO chambered barrel with chrome lining, 1/9 twist, double lead
lapped, and parkerized under the front sight base
- M4 feed ramps
- F marked front sight base with taper pins
- Double heatshield handgua... 阅读全帖 |
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C*******r 发帖数: 10345 | 25 还俺的观点是一致的,看看花岗岩脑袋的痢膊肉怎么回答的。
In the wake of the Newtown, Conn., mass shooting that claimed 26 lives
Friday, former Education Secretary Bill Bennett said Sunday that schools
should possibly consider arming certain employees to prevent attacks.
"Let's remember the good things here: the heroism of those teachers and that
principal," Bennett said on "Meet the Press." "And I'm not so sure -- and I
'm sure I'll get mail for this -- I'm not so sure I wouldn't want one person
in a school armed, ready for... 阅读全帖 |
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n****l 发帖数: 6652 | 26 【 以下文字转载自 GunsAndGears 讨论区 】
发信人: nmtycl (你们太有才了), 信区: GunsAndGears
标 题: 坚决捍卫拥有核武及一切arms 的权利
发信站: BBS 未名空间站 (Sat Dec 15 10:18:04 2012, 美东)
A well regulated militia, being necessary to the security of a free state,
the right of the people to keep and bear arms, shall not be infringed.
以上为原文,谢谢先贤没用悲催的词gun, 这些愚蠢的后人为啥只允许买gun, 太脑残
了,太刻舟求剑了。
用几只破枪怎么反抗暴政,强烈要求开放所有arms市场,捍卫天生,哦,修正案里的权
利。 |
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w********6 发帖数: 12977 | 27 南加大部分时间不需要arm warmer,考虑会去冷的地方比赛,可以用arm cooler代替么
? |
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s**a 发帖数: 1995 | 28 想像水面上有个不大的浮子,你上身趴上去,胸部用力往下压那个浮子,你会发现水里
的腿抬起来了。人的身体,胸部因为是最空的地方,就是那个大浮子。因此,上身下压
,能够抬高腿部。
Leading arm下沉,对身体有个引导作用,可以让上身下压,换来腿抬高。Leading arm
下压,也创造了上身下压的空间。反过来想,leading arm高举或者用力平着往前伸直
,上身下压就很困难。
还可以这么说,在水里,身体的支点是在胸腹之间,用力下压一头,另一头就翘起来了
。当然,腰部要用力。但我感觉腰部其实不用太大的力气,主要是上身下压。 |
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sr 发帖数: 86 | 29 【 以下文字转载自 Whisper 讨论区 】
【 原文由 sr 所发表 】
Lyric & Music: S. Perry, J. Cain
Lying beside you, here in the dark
Feeling your heart beat with mine
Softly you whisper, you're so sincere
How could our love be so buind
We sailed on together
We drifted apart
And here you are by my side
So now I come to you, with open arms
Nothing to hide, believe what I say
So here I am, with open arms
Hoping you'll see what your love means to me
Open arms...
Living without you, living alone
This empty house seems so cold |
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n****n 发帖数: 492 | 30 Definition: become very angry
Note: Think of people waving their arms in anger or think of
people armed with weapons and ready for battle.
lwzhi: Why do people get so up in arms when they are in section 8?
Why can't they have a calm conversation?
sr : Because they never agree. And they never listen to others. |
|
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s**********e 发帖数: 2719 | 32 【 以下文字转载自 astrology 讨论区 】
发信人: starkeepsake (Moon Child), 信区: astrology
标 题: 人类最好的朋友 In Loving Arms
发信站: BBS 未名空间站 (Fri Jul 19 15:12:52 2013, 美东)
去年九月份看到一篇报道说有个大叔与他的前未婚妻去动物保护中心领养了一只被虐待
过的狗狗,一开始狗狗对俩人很有抵触与戒心不怎么好,俩人没有放弃信心与狗狗保持
着良好的关系。后来因某种原因女主弃男生而去,男生伤心欲绝一度患上了忧郁症。在
他最困难时期,狗狗与他相依为命不离不弃的陪他渡过了人生最低潮期。一段时间后狗
狗患上了严重的关节炎不能正常行走,晚上因疼痛辗转反侧的不能入睡。男主起先听从
朋友的劝告想对狗狗施行人道主义行为让它安乐死,后来又觉得于心不忍没有放倒它。
之又听说了水疗法对关节炎有帮助,然后每天带狗狗去湖中做水疗,起先狗狗怕水不敢
下去,劝了几次后就习惯了,每天到时就会冲到湖中去,在泡在湖水中主人的双臂里才
能入睡,请看下列照片吧。今天看到新闻报道说,那狗狗昨天过世了,真是好可怜啊,男
主... 阅读全帖 |
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y**********o 发帖数: 7947 | 33 http://www.nytimes.com/2012/07/08/fashion/forgoing-a-shortcut-o
Welcomed With Open Arms in MumbaiBy MAY JEONG
THE weekend I turned 24, I fell in love with a man I would write home about.
I was traveling through India, the kind of trip you take in your early 20s
when you are full of questions and have no answers. I was sure that love was
a social construct and that the future would remain a question mark. I had
convinced myself that if only I could drift along the backwaters of Kerala,
all would ... 阅读全帖 |
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N****w 发帖数: 21578 | 34 2010年9月14日,广东新岸线在北京钓鱼台国宾馆举行盛大发布会,发布全球第一款基
于ARM Cortex-A9双核 40纳米2.0G处理器,全球最高主频2.0GHz ARM处理器
有ARM公司高级副总裁当场宣布,可见新岸线Nusmart 2816为全球正式发布的最高主频
处理器
2.0G的Nusmart 2816功耗只有2W
http://shanzhaiben.com/90/n-4690.html |
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t****g 发帖数: 35582 | 35 Adavance Risc Microprocessor的简称。
一家英国公司,主要是做嵌入式CPU的设计。他们不生产,把它们的设计内核IP卖给各
家芯片厂,由各家芯片厂生产芯片。
ARM的处理器主要分A, R, M三个系列,上一代的叫做ARM-11, -9 -7三个系列。
A系列主要用在只能手机,平板等多媒体嵌入式设备。R系列用在实时性要求高的自动控
制场合,比如汽车的发动机电喷,ABS刹车等等。M系列是普通工控系列。
和intel的竞争主要是说A系列和Intel的Atom衍生芯片竞争平板,智能手机市场。也就
是ARM的最高端和Intel的最低端竞争。其他的领域,两者不搭界。 |
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c**i 发帖数: 6973 | 36 (1) Jamie Dunkley, and Matt Warman, ARM Plays Down Threat from Intel's '
Revolutionary' Chip. Telegraph, May 6, 2011.
http://www.telegraph.co.uk/finance/newsbysector/mediatechnology
andtelecoms/electronics/8496276/ARM-plays-down-threat-from-Intels-
revolutionary-chip.html
Quote:
"Chips will be taller but 'leak' less current and consequently use less
power.
“The ARM ecosystem is active in 22nm
(2) Robots and Japan's nuclear disaster | NukeBots; An all-too-human robot
story shows TEPCO’s lack of ... 阅读全帖 |
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s******v 发帖数: 4495 | 37 But the 3D really upsets other ARM fabless.
Anyway, how do you feel about the ARMv8? Is that a make-sense tech to allow
ARM to open a field in Intel's backyard?
I remember Applied Micro uses power pc arch, right? Don't know it filters
with ARM for couple of years. |
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M********t 发帖数: 5032 | 38 现在苹果的arm已经非常强了,取代intel用在自己的电脑上是迟早的事。
最近两个CPU critical的bug影响了几乎所有的设备,这就要求CPU厂商重新设计芯片。
这无疑把Intel,amd,arm拉到了同一起跑线上。对于苹果来讲,无疑是个使用自己的
CPU的大好机会,苹果肯定会加速自家CPU的研发,很可能在未来几年内推出使用arm的
电脑。
大家拭目以待! |
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