y****i 发帖数: 17878 | 1 BofA regular savings can be opened separately. Linking to a checking is just
to avoid monthly fee by automatic transfer.
there is no point to keep BofA savings since the rate is too low. Choose
another online savings account instead, such as Ally, Discover, and AmEx,
etc.
money market savings account is one kind of savings account. The differences
are listed here:
http://money.howstuffworks.com/personal-finance/financial-plann |
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z******6 发帖数: 2638 | 2 chase确实没有办法,citi,wells fargo都可以通过direct deposit来免除,bofa
ebanking不收费啊?
citi, wf我觉得很麻烦,而且他们管理非常严格,所以我留了bofa。 |
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c*********7 发帖数: 19373 | 3 http://www.merrilledge.com/m/pages/CMAoffer.aspx?OC=17JZII9&cm_
With Merrill Edge, you get more than just 30 free online equity and ETF
trades per month, up to $500 in your new investment account and no annual
account fee.
Quality research:
Free access to world-class BofA Merrill Lynch Global Research, recently
awarded #1 Global Research House by Institutional Investor.*
Simplified view:
See your Bank of America banking and Merrill Edge investment accounts
together on one site fo... 阅读全帖 |
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y****i 发帖数: 17878 | 4 this reminds me of the good old days
BofA had this kind of great offers for cash advance from time to time
once called them to direct deposit $35,000 to my BofA checking account with
0% APR for one year and $30 cash advance fee
the year was 2009, and the card was NEA Visa
advance任 |
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y****i 发帖数: 17878 | 5 the only time you would ever be charged a fee by either Chase or BofA is
when you push money from BofA to Chase. |
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T****y 发帖数: 264 | 6 半年前刚拿到ssn的时候申请discover more悲剧了,同时间申请的BofA basic给过了。
昨晚先申请BofA 123 reward那张卡,秒过。然后在版上发帖求discover it 的邀请,
可以有50 bonus。先用第一个好心人给的链接,申请过程一切正常选择了正在工作,结
果submit了之后直接跳出来student card申请,要求出示文件证明是学生。。。然后用
第二个好心人的链接又申了一遍,悲剧了。不知道会不会算2个hard pull,有点冤。网
上说discover适合新手申请,是很多人的第一张信用卡,这都据我2次了。
顺便申了citi thankyou,再次悲剧。看来半年credit history有点短。 |
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w*****3 发帖数: 2301 | 7 try bofA secure card first
then AMEX
then CITI
last for CHase
my case:
only ITIN no credit score
having BofA card
CITI AA visa
AMEX bluecash
CITI AA Mastercard
Chase UA |
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i****w 发帖数: 60 | 8 现在已经有了Citi Forward, BofA Cash Reward, Discover It……
因为人在DC,没有chase,所以感觉申chase freedom有点麻烦……
有人推荐amex的blue cash everyday,但是感觉有了BofA Cash Reward的超市2%,没有
差这1%了(blue cash超市3%)……
酒店卡的话,也蛮迷茫的……
希望能给点建议,下一张应该攻哪个卡比较好呢? |
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c*****g 发帖数: 21627 | 9
你还真没看明白
霉国的银行,如果两个checking 账户要转账,要求
1,要么这两个账户都是同一银行,比如bofa
2,要么这两个账户不在同一银行,比如bofa+citi,但这两个账户都是business
而不是individual
招卡的金卡跨行转,表面上说是要手续费,实际上没有
而且就算有手续费,很多银行也是20元封顶,比霉国这边便宜多了。
拉卡拉是前面人提的,支付宝不需要刷卡。
你是没看贴子啊,checking account转checking account,和信用卡pull钱是一回事?
我看你不但没接地气,而且眼睛瞎。 |
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s**********i 发帖数: 41 | 10 BofA我切身经验而言,不要ssn,我申请的是123cb的卡
我周围也很多人没有ssn直接申请了这张卡
都是在branch申请的,agent就看了看我们资料说可以申,问我们要不要申请,不排除
和我们都有BofA的checking有关
不过没有开卡bonus |
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y****i 发帖数: 17878 | 11 one way is to replace your debit card or check card with ATM card, which can
only be used on ATM
not sure whether BofA still offers ATM card or not, though
any ACH transfer of $300/month or more to your BofA checking account waives
monthly fee so you don't have to keep $1,500 daily balance |
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y****i 发帖数: 17878 | 12 all BofA cards this time
Alaska Airlines X 2 - 25,000 miles + $100 statement credit
BofA travel rewards - $150 targeted offer |
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y****i 发帖数: 1265 | 13 第七弹:免境外手续费
这里我偷懒直接拷贝网站信息了(年费注在括弧内),如果有EVM芯片的也有注出。注
意,没有FOREX并不代表没有DCC(VISA或MC可能收取)。
Capital One all cards. For example, Cash Rewards World MasterCard ($0
annual fee) that returns 1.5% cash back and Venture Rewards ($59 annual fee)
that returns 2% cash back are great cards to have if you want a Capital One
card.
Amex Platinum ($450). On ourTop List. Keep in mind that Amex's coverage
outside USA is much smaller than Visa or MasterCard. It also has an
embedded EVM chip for foreign travel.
Amex ... 阅读全帖 |
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y****i 发帖数: 1265 | 14 第七弹:免境外手续费
这里我偷懒直接拷贝网站信息了(年费注在括弧内),如果有EVM芯片的也有注出。注
意,没有FOREX并不代表没有DCC(VISA或MC可能收取)。
Capital One all cards. For example, Cash Rewards World MasterCard ($0
annual fee) that returns 1.5% cash back and Venture Rewards ($59 annual fee)
that returns 2% cash back are great cards to have if you want a Capital One
card.
Amex Platinum ($450). On ourTop List. Keep in mind that Amex's coverage
outside USA is much smaller than Visa or MasterCard. It also has an
embedded EVM chip for foreign travel.
Amex ... 阅读全帖 |
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y****i 发帖数: 17878 | 15 yes
Fidelity® Investment Rewards® American Express® Card
strictly speaking, BofA travel rewards card is not a cash back card because
you have to redeem the points for travel expenses, but BofA defines this
category very loosely |
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y****i 发帖数: 17878 | 16 1. two BofA Travel Rewards cards - 20,000 X 2 points
2. two BofA Alaska - 25,000 X 2 miles
3. U.S. BANK FLEXPERKS TRAVEL REWARDS AMERICAN EXPRESS CARD - 20,000 + 5,000
FlexPoints (up to $500 value)
first 10 baozi |
|
m**2 发帖数: 3374 | 17 Best cash back credit cards combination
(1) BofA Travel Rewards Credit Card with Platinum Honors - 2.625%
(2) Transfer BofA Travel Rewards points to FIA Fidelity Credit Card
(3) FIA Fidelity Credit Card - up to 1.6 cents/point when booking a flight
ticket
In total - up to 4.2% when redeeming for flight tickets |
|
发帖数: 1 | 18 BofA is the best for online banking including e-bill, no one can beat BofA |
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y****i 发帖数: 17878 | 19 have not had a chance to do this myself, but you might be able to preserve
this benefit by getting BofA WorldPoints Travel Rewards biz card
BofA Norwegian Cruise Line personal card may work because it is in
worldpoints program, too. |
|
y****i 发帖数: 17878 | 20 have not had a chance to do this myself, but you might be able to preserve
this benefit by getting BofA WorldPoints Travel Rewards biz card
BofA Norwegian Cruise Line personal card may work because it is in
worldpoints program, too. |
|
y****i 发帖数: 17878 | 21 BofA has different offers even for the same card so $100 credit is not a
default bonus
and BofA usually does not match a better offer |
|
y****i 发帖数: 17878 | 22 BofA has different offers even for the same card so $100 credit is not a
default bonus
and BofA usually does not match a better offer |
|
f****s 发帖数: 3078 | 23 BofA cash rewards card with BofA preferred rewards status |
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y****i 发帖数: 17878 | 24 the major ones are all OK, BofA, Chase, Citi
I used BofA TR |
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y****i 发帖数: 17878 | 25 the major ones are all OK, BofA, Chase, Citi
I used BofA TR |
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y****i 发帖数: 17878 | 26 I actually don't know the BofA trick you keep talking about
I hope it is not like BofA KTC |
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q******1 发帖数: 19 | 27 Fannie Mae’s Alt-A Pain May Extend to BofA
By: PAUL JACKSON
August 8, 2008
related
Fannie Mae Sees Mortgage Portfolio Shrink; Delinquencies Continue Upward
Trend
Fannie Posts $3.6 Billion Loss in Fourth Quarter
Countrywide’s Sambol Tapped to Lead Combined BofA/Countrywide Mortgage
Business
Advertisements
All hemming and hawing aside over a large quarterly loss at Fannie Mae (FNM:
8.40 -7.18%) posted Friday — one that, it should be noted, was the result
of aggressive reserving for future losses — |
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b**u 发帖数: 1206 | 28 Here is another one(ZZ)::
John Paulson's September 30 13F has been released. Total long stock holdings
reported amounted to $22.9 billion, unchanged from June 30. As expected,
and following hot in the footsteps of David Tepper, Paulson dumped nearly 20
% of his Bank of America and Citi stakes (30 million shares and 82.7 million
shares respectively), sold about 11% of Wells Fargo and Capital One, and
dumped his entire 1.1 million Goldman position. Keep in mind all this was
before BofA stock got c... 阅读全帖 |
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f*********9 发帖数: 1986 | 29
=
In another words, BAC raise capital by $500 million. 他出售的是未来某段时间
(不是完全出售,如果loan goes bad, BofA has to eat it)收取这些loan的
interest 的right,从Fannie Mae 套现$500 million.It's a good news, but 500
million is too small to pump a bank at BofA size. |
|
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c*********o 发帖数: 8367 | 31 Bonds Showing 60% Chance of Recession With Bernanke Behind Curve for BofA
Q
By Liz Capo McCormick - Oct 10, 2011 11:09 PM CT
Oct. 10 (Bloomberg) -- Scott Brown, chief economist at Raymond James &
Associates Inc., talks about the outlook for the U.S. economy. Brown also
discusses the U.S. labor market. He speaks with Mark Crumpton on Bloomberg
Television's "Bottom Line." (Source: Bloomberg)
The bond market indicator that has predicted every U.S. recession since 1970
shows that the economy has abo... 阅读全帖 |
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T*C 发帖数: 5492 | 32 Bank of America (BAC +0.3%) is posting a small gain on an ugly day for
financials, thanks to positive comments from JPMorgan. The remarks come as
BofA reports it reduced its ATM footprint by 9%, or 1,536 units, in 1H, in
large part by removing most of the systems installed at U.S. gas stations
and malls. The removals are part of BofA's efforts to produce $8B in expense
cuts, and to focus on its most profitable clients. |
|
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t*****9 发帖数: 10416 | 34 二发卖给了 J.P. Morgan, BofA Merrill Lynch, Morgan Stanley,Barclays,BNP
Paribas, Citigroup, RBC Capital Markets, Credit Suisse, HSBC, Standard
Chartered and Piper Jaffray ~~
周5到现在,Zacks/BofA M Lynch/Morgan Stanley/suntrust 已经 upgrade 啦,估计
上述其他几家最近也会跟着跳出来的哟 ~~
29号前看到 65 ~~ |
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k***d 发帖数: 536 | 35 for mortgage, you don't need a mortgage agent at all. there are probably
only 4 banks who can lend out on a timely fashion, bofa, citi, jpm and wells
fargo. bofa and citi probably can offer slightly lower rate than the other
2. Just make 4 calls yourself. Mortgage agent is the most lucrative job and
the least value added. |
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y****i 发帖数: 17878 | 36 Bank of America: BofA banking documents only, free for BofA customers
Chase: depends, try different branches, free for Chase customers
Citi: free for Citi customers
AAA:
http://www.calif.aaa.com/en-ca/become-member/Pages/notary-services.aspx
* Premier members: FREE (up to 10 per day)
* Plus members: $4
* Classic members: $7
* Non-members: $10
* Business-related transactions: $10 |
|
s*********5 发帖数: 5637 | 37 另外,如果豆苗喜欢的是摸鱼摸虾之类的玩法,Birch Aqarium不是离你们家最近吗。
除了Tide Pool以外,那几个做小水坝让船漂下去的桌子也是小孩子很喜欢的。Birch
Aqarium也是BofA Museum on Us的museum之一。每月的第一个完整的周末凭BofA的卡就
可以免费。但是孩子可能要另外交钱。我在想是不是给孩子半个saving account就他们
也可以免费啦?但是给孩子办saving account好像有最低存款额的限定,要不然要交月
费。 |
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y****i 发帖数: 17878 | 38 no
people were able to pay non-BofA credit cards and other payees for free
using BofA credit cards via MBNA/FIA billpay until February, 2011
companies |
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S*******e 发帖数: 379 | 39 需要公证一下护照的复印件,不知道湾区的银行可不可以免费做?
以前在其他州是可以的,但是去年有个citibank的文件要公正,就近
去了BofA,被拒了,说是只给公证和自己银行相关的。
这次和哪个银行都不相关,不知道BofA, Citi, Chase这些有没有给
有帐号的顾客免费公证的? |
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l*******u 发帖数: 12906 | 40 在爱疯上用chase的扫描支票功能存BofA的支票。钱已经到chase checking账号两个星
期,但是BofA里的钱一分没少。 |
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i*****g 发帖数: 6926 | 41 扫错支票了。。。
在爱疯上用chase的扫描支票功能存BofA的支票。钱已经到chase checking账号两个星
期,但是BofA里的钱一分没少。 |
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f******g 发帖数: 1697 | 42 ☆─────────────────────────────────────☆
suanputao (suanputao) 于 (Thu Feb 18 23:16:01 2010, 美东) 提到:
lg定了us airway的机票春节到我这团聚,回去前准备online check in的时候,发现回去
的机票时间给定错了,然后悲剧就开始了...
先打电话到客服,客服说,简单自己上网去改.lg去网上,说要先取消原来的,然后定新的,
你最后补个差价就行了.是挺简单的,可是付差价的时候死活不收credit card,说有问题
,lg头一热,用debit card付了.恩,网上显示终于改好了,那赶快check in吧, 还有4,5个
小时飞机就要飞了!
可是check in不了,错误信息,让联系客服。查了一下银行记录看一下钱到底扣了没(
应该是50多刀),一看,悲剧了,被一个叫US WEB CA的地方扣了4笔,2笔2刀,2笔207
刀,总共416刀。赶紧打电话,人说没改,还是原来日期,也别冤枉我们,没扣你钱!-
可是我们这网上显示日期改了。。。然后他又说我们这是technical s... 阅读全帖 |
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c********1 发帖数: 5269 | 43 建行与bofa有密切关系
可用bofa卡用建行atm, 直接取人民币! |
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w*******y 发帖数: 60932 | 44 I just signed in to my BofA Add It Up account and found a 5% Cash Back
promotion good at Staples, CVS, Subway, Macy's, Olive Garden, Barnes & Noble
, & Lowe's. Valid from the day you sign up through 12/31/10. Maximum of $25
Cash Back for this promotion for each BofA card that you have registered
under the Add It Up program. Sounds like a great deal to me!
I'm not sure if this is targeted or if everyone can sign up for this offer.
Start at www.bankofamerica.co m:
http://www.bankofamerica.com
.
... 阅读全帖 |
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m********2 发帖数: 104 | 45 I just donated $200 at Jet-Li one-foundation at http://www.one-foundation.com/zhuanti/080512dz/index.htm
Which I found out is the most convenient way to donate, accepting all kinds
of credit card through Paypal. Not like BofA who refuses to waive $45 wire
transfer fee this morning...:( |
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s*********8 发帖数: 901 | 46 The largest, tallest skyscraper in the Southeast U.S. – the 55-story Bank
of America Plaza in Atlanta – is going to auction on the courthouse steps
tomorrow. The $363 million BofA Plaza loan became delinquent in December
2011 after the owner, commercial real estate firm BentleyForbes, stopped
making payments.
In Atlanta's largest real estate deal, BentleyForbes bought the 1.25 million
-square-foot building in 2006 for $436 million from Bank of America and real
estate investment trust Cousins Pro... 阅读全帖 |
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s*********8 发帖数: 901 | 47 The largest, tallest skyscraper in the Southeast U.S. – the 55-story Bank
of America Plaza in Atlanta – is going to auction on the courthouse steps
tomorrow. The $363 million BofA Plaza loan became delinquent in December
2011 after the owner, commercial real estate firm BentleyForbes, stopped
making payments.
In Atlanta's largest real estate deal, BentleyForbes bought the 1.25 million
-square-foot building in 2006 for $436 million from Bank of America and real
estate investment trust Cousins Pro... 阅读全帖 |
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s***q 发帖数: 10585 | 48 还是那回事,贱行引进BofA,浦罚引进citi,深发展索性直接请洋人做行长
关键在于国人外发,以及洋人的暗中操纵 |
|
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p**f 发帖数: 3549 | 50 ACH慢,但免费
有几天的纠错机制
国内银行转账快
但不免费
且转错了就拿不回来
普通人真要急用钱
都是存在checking账户里
BofA, Chase, WellsFargo有柜台这些
当天就可以cash out |
|