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全部话题 - 话题: calpers
1 (共1页)
M*****8
发帖数: 17722
1
【 以下文字转载自 Military 讨论区 】
发信人: MB80528 (肥猫(Contrarian)[食MM而肥]), 信区: Military
标 题: 加州公务员养老金 CALPERS 的投资回报率低。
发信站: BBS 未名空间站 (Mon Jul 30 12:24:02 2012, 美东)
加州公务员养老金 CALPERS 的投资回报率低。
不足的数目,估计必须由纳税人来填补。
http://bit.ly/PfQNur
http://www.zerohedge.com/news/calpers-generates-1-return-misses
M*****8
发帖数: 17722
2
【 以下文字转载自 Military 讨论区 】
发信人: MB80528 (肥猫(Contrarian)[食MM而肥]), 信区: Military
标 题: 加州公务员养老金 CALPERS 的投资回报率低。
发信站: BBS 未名空间站 (Mon Jul 30 12:24:02 2012, 美东)
加州公务员养老金 CALPERS 的投资回报率低。
不足的数目,估计必须由纳税人来填补。
http://bit.ly/PfQNur
http://www.zerohedge.com/news/calpers-generates-1-return-misses
y****t
发帖数: 10233
3
来自主题: USANews版 - CalPERS再要吸血7亿美元
共产工会无底洞
CalPERS to seek $700 million and likely deepen the state deficit
California's largest pension fund is preparing to seek another $700 million
from the state and school districts after postponing such a decision in May
due to concerns about California's budget deficit.
http://www.latimes.com/business/la-fi-0611-calpers-20100611,0,5124226.story
i*********y
发帖数: 359
4
来自主题: SanFrancisco版 - 有谁在加州政府 Calpers 工作的?
有谁在加州政府CalPers 工作的吗? 我在填写网上申请表格。已经填写了一个星期了
,还没有写完。还要做它的网上exam, 几百个问题。而且很多份的几十页的表格。 我
申请的是:investment position. 这个CalPers 的面试过程如何? 请教大家了。
k********8
发帖数: 7948
5
holy fark.
不足的部分应该从Calpers fund manager工资单里扣或者把州政府大楼给卖了!!
y****t
发帖数: 10233
6
来自主题: SanFrancisco版 - SEC probes California over Calpers: report
对付开支第一就是public union big fat pension.
其他狗屎减支都是黑帮敲诈纳税人的手段.
The U.S. securities regulator is examining whether the state of California
violated securities laws by failing to disclose the risks attached to its
public pension fund, the New York Times reported, citing a person with
knowledge of the investigation.
California Public Employees Retirement System, also known as Calpers,
suffered steep losses during the financial meltdown. The value of the fund's
assets had plunged to $160 billion from a p... 阅读全帖
w***t
发帖数: 8175
7
(Reuters) - Less than two years after exiting bankruptcy, the city of
Vallejo, California, is again facing a budget crisis as soaring pension
costs, which were left untouched in the bankruptcy reorganization, eat up an
ever-growing share of tax revenues.
Vallejo's plight, so soon after bankruptcy, is an object lesson for three U.
S. cities going through that process today - Detroit, Stockton and San
Bernardino, California - because it shows the importance of dealing with
pension obligations as p... 阅读全帖
z******a
发帖数: 5381
8
大牛我老再多说两句。
大牛为何不把Calpers豪赌,2007-09 一役书掉 1/3的壮观展现一下?
为何不把calpers 整5年前(2007年10月) 库平267B,笑傲鄙视欧亚各国退休基金的佳话
拿出来翻翻? 岂不比现在这241B还要微风八面? 那时候领退休金的只有45w人哦。
否则岂不是断章取义,混淆视听?跟巧言令色欺瞒百姓的贪官有何区别?
实际上如果不是户部以江山社稷,子孙后代为筹码,化鼎铸币,Calpers主力已经被歼
灭一次了。

发帖数: 1
9
12 月 1 日 又看了一则新闻, 呵呵
刚看了一则新闻关于麦当劳转卖的新闻,对于中国的食品安全,我总是千百个担忧,有
必要好好看一看接手人的背景及相关信息。接手麦当劳不容易啊。我不评论啊,只是观
看。你们撒的毒气越多,电磁波攻击的越强,我阅读的效果就越好。呵呵。
A consortium led by private-equity firm Carlyle Group (CG.O) and Chinese
conglomerate Citic Group Corp has neared a deal to buy McDonald's Corp's (
MCD.N) stores in China and Hong Kong for up to $3 billion, a source with
direct knowledge of the matter said.
The deal is likely to be signed before Christmas, the source said.
Reuters had reported in October that U.S... 阅读全帖
m*******r
发帖数: 2044
10
92 resident 的mayor, 年pension达到449K.
http://www.americanthinker.com/2010/04/californias_half_trilliondolla.html
PensionTsunami.com, which has been tracking the pension fund liability issue
for five years, has found that 9, 233 retired members of CalPERS or CalSTRS
receive more than $100,000 per year in retirement benefits, amounting to
more than a billion dollars a year.
The retired city administrator of Vernon, California, Bruce Malkenhorst,
receives an annual pension of $449,675 from CalPERS. V
p*********0
发帖数: 327
11
来自主题: NextGeneration版 - 妈妈们帮忙选个保险吧!非常感谢
我和老公身体比较健康,最近主要考虑就是要宝宝,所以请妈妈们帮帮忙。谢谢啦
HMO Plans
No deductibles
No overall lifetime plan maximum
$15.00 co-pay for doctor’s visits
$15.00 urgent care visits (at the HMO’s facility)
$50.00 co-pay for emergency room visits
Co-pay waived if admitted to hospital
Co-pay for prescriptions
$5.00 generic
$15.00 brand
$45.00 non-formulary
No charge for hospitalization/surgeries
Health Maintenance Options Plans (HMO)
Blue Shield Access and Blue Shield NetValue
https://www.blueshieldca.com/bsc/calpers/c... 阅读全帖
m*********h
发帖数: 5449
12
来自主题: Stock版 - Why Do Rich People Love Hedge Funds?
Carl Richards has a post over at the New York Times' Bucks blog in which he
puzzles over the enduring appeal of hedge funds, despite the fact that they
have historically underperformed the S&P 500. Why, he asks, are people
paying exorbitant fees to hedge-fund managers who don't even make money for
them?
Richards takes a stab at the answer in a few ways. First, he implies that
there's an element of groupthink in Hedgistan, with investors all chasing
increasingly complex hedge-fund strategies beca... 阅读全帖
d**z
发帖数: 3577
13
为什么CFA和传统金融是夕阳行业?
因为技术含量过去30年来早已不足。
今后将加速度的被电脑和软件取代。
所以别再浪费生命考什么CFA了。
今天一个小学生花30分钟学习一下,
就可以用软件秒杀头发斑白的 Peter Lynch,
或有几十年经验的老交易员或资深理财者。
http://twitter.com/forecastall
Humans Lose to Machines in $500 Billion-a-Day Bond Market
http://www.bloomberg.com/news/2014-10-02/humans-lose-to-machine
http://www.mitbbs.com/article_t/Stock/35809619.html
Hedge Funds Underperform in August [2014]
http://www.hedgeco.net/news/09/2014/hedge-funds-underperform-in
Are Hedge Funds Doomed?
http://theweek.com/article/ind... 阅读全帖
g*******r
发帖数: 47
14
一个民主党人谈加州公务员退休金的问题,倒是蛮有意思的。最近几年,CalPERS 在投
资上的巨额亏损已经是超出了一般人的理解力了。 两年前,纽约的一个创纪录的
Foreclosure(一个有一千多个公寓的Complex,2006年成交额达 $6 Billion),
CalPERS 就是大股东之一,约 $200 million 的投资血本无归。
最终买单的是我们这些为一口饭而折腰的升斗小民。
y****t
发帖数: 10233
15
来自主题: SanFrancisco版 - 加州房产税才占总岁入2%?
check this out.
http://www.californiahealthline.org/articles/2010/5/20/calpers-board-delays-vote-on-600m-contribution-increase.aspx
CalPERS又是坑蒙拐骗,又是暗箱操作,钱都tm玩股票打水飘了,现在管纳税人来要钱.
y****t
发帖数: 10233
16
来自主题: SanFrancisco版 - Brown是不是赢定了?
Investigation: CalPERS Bumped Pay As Fund Dropped
http://cbs13.com/local/calpers.fund.raises.2.1924668.html
what can i say, useful idiots.
x*z
发帖数: 1010
17
不是抬杠哈,您老光挑最高的看好像不太合理哈,哪个社会哪个行业都有蠹虫哈。
我老纯属好奇的google了一下CalPERS的2011 report
http://www.calpers.ca.gov/eip-docs/about/pubs/comprehensive-ann
第23页:
The PERF paid $14.2 billion in retirement benefits to
528,343 annuitants during the 2010-11 fiscal year, compared
to $13.0 billion paid to 505,862 annuitants during the
2009-10 fiscal year. Benefit payments increased primarily
due to an increase in the number of retirees and the
average benefit amount, including cost-of-living
adjustments (COLA).
做个最简单的算数... 阅读全帖
p*******1
发帖数: 102
18
来自主题: Medicalpractice版 - 取消干部病房应该是医改第一步
Congress’s Six-Figure Benefits Add to $674 Billion Pension Gap
By Charles R. Babcock and Frank Bass - Jan 18, 2012 9:01 PM PT

Almost 15,000 federal retirees, including former leaders of Congress, a
university president and a banker, are receiving six-figure pensions from a
system that faces a $674.2 billion shortfall.
About one of every 125 retired federal civilian workers collects more than $
100,000 in benefits annually. They include physicians, postal workers and
presidential candidate Ne... 阅读全帖
c*****r
发帖数: 8227
19
靠,你以为美国不是被工会搞残的?
仅以加州为例,Calpers(California Public Employees' Retirement System)
unfunded liability 在2010年高达5000亿美元,六倍于加州总预算。
http://californiawatch.org/dailyreport/states-pension-liability
j****e
发帖数: 919
20
加州州政府里好多老中公务员的
特别是transportation,health services, calpers这些agencies里面,老中不要太多
了啊
工资的涨幅基本上是5%一年,到顶为止
不过公务员最诱人的是pension,如果把这个除开的话,可能老中们就不想去了
s*******h
发帖数: 3219
21
今天周五心情不错,就跟huaren姐妹讲讲政府的福利到底好在哪里。开始之前,我先
JJWW几句:huaren版上女人多,嘴杂,讲的面面俱到,但没重点。另外,道听途说偏多
,很多都不给资料出处,不专业。
因为政府的PENSION时不时总是受到攻击,加上太具体一定会被人肉
,因此我也会春秋笔法,而且不会回答问题。
按我的理解,政府的福利有三大块:退休PENSION,医疗和工作稳定。
先说退休PENSION。Pension拿得百分比主要是和工作工龄和退休年
龄正相关。先看一个link:
http://www.calpers.ca.gov/eip-docs/member/retirement/service-retire/benefit-charts/pub-6-2percent-60.pdf
举一个例子:62岁退休,工龄30年,退休前最高工资100K,那么每
年拿到的pension就是:2.272% ×30×100K=68.16K
但现实生活中,我周围20多个中国人(含认同自己是中国人的湾湾
和东南亚华人)都拿到接近100%,这就是真正的“福利”了,嘿嘿。原因是什么呢?首
先介绍一个巨牛的牛... 阅读全帖
D**s
发帖数: 6361
22
【 以下文字转载自 USANews 讨论区 】
发信人: TravisBickle (Travis), 信区: USANews
标 题: 加州:参与建墙的公司都要受到惩罚
发信站: BBS 未名空间站 (Mon Mar 20 16:11:44 2017, 美东)
California shouldn't invest in companies that build President Trump's border
wall, lawmakers say
Three state lawmakers have introduced a bill that would require California’
s pension funds to divest from any company involved in building President
Trump’s proposed wall along the U.S.-Mexico border.
Assembly Bill 946 from Assemblymen Phil Ting (D-San Francisco) and E... 阅读全帖

发帖数: 1
23
来自主题: Military版 - 美国政府赶人有各种奇妙招数
我闲的没事干了。我现在简直怀疑你在廊坊。丝塔芙医院那种地方你走路能走的到吗?
你以为象北京医院一样离地铁几百米阿?
自己看看丝塔芙医院自己的网页。
Health Insurance Plans
Whether you’re considering insurance through your employer or purchasing
coverage on your own, we can help guide you through your different options
so you can get the coverage you need.
Stanford Health Care is contracted with most major health insurance carriers
. Coverage for your care at Stanford Health Care is determined by your
insurance company and is based on the provisions of your specific pla... 阅读全帖
g********d
发帖数: 4174
24
来自主题: QueerNews版 - 反DOMA又一胜利
Posted on Advocate.com January 20, 2011
Judge: Gay Couples Can Sue for Benefits
By Andrew Harmon
In another potential blow to the Defense of Marriage Act, a federal judge
has ruled that three California gay couples may proceed with a lawsuit
against the federal government over their exclusion from a long-term health
care program.
The San Francisco Chroniclereports that U.S. district judge Claudia Wilken
denied a request Tuesday by the Obama administration to dismiss a case
brought by six plain... 阅读全帖
c*****r
发帖数: 8227
25
The California Public Employees’Retirement System (CalPERS)
California State Teachers’ Retirement System (CalSTRS)
University of California Retirement System (UCRS)
拉下5000亿美元的亏空。。。
http://siepr.stanford.edu/system/files/shared/GoingforBroke_pb.pdf
http://online.wsj.com/article/SB10001424052702303695604575181983634524348.html
B******e
发帖数: 16928
26
来自主题: USANews版 - Romney's real problem
I just don't see how market can do anything worse than this. Calpers is one
of the forces driving California toward bankruptcy. Education is important.
Whether it should be done using public money is not obvious. Every dollar of
public money is taken from private enterprises and private sector is more
efficient than public.
T**********e
发帖数: 29576
27
California shouldn't invest in companies that build President Trump's border
wall, lawmakers say
Three state lawmakers have introduced a bill that would require California’
s pension funds to divest from any company involved in building President
Trump’s proposed wall along the U.S.-Mexico border.
Assembly Bill 946 from Assemblymen Phil Ting (D-San Francisco) and Eduardo
Garcia (D-Coachella) and Assemblywoman Lorena Gonzalez Fletcher (D-San Diego
) would require the California Public Employee Re... 阅读全帖
u******d
发帖数: 421
28
来自主题: Faculty版 - 加州大学的退休金计划
UC和CSU的pension不一样吧?
UC是自己的pension计划。除此之外还可以存403B和457, 各17500每年。但是学校没有
match。
CSU系统的是Calper计划,其他不清楚。
u******d
发帖数: 421
29
来自主题: Faculty版 - UC 退休金计划
两个plan对于退休金的计算公式是一样的。区别就是有没有封顶。
现在的plan (2013 tier)对发放的退休金没有上限。也就是说,你的公式计算出来是
多少,就拿多少。假设某教授退休金计算出来是15万,那退休后就每年拿15万。
新的plan (2016 tier)对退休金有一个强制上限,就是加州公务员Calper的退休金上
限。今年这个上限是11万左右吧。不管按公式计算出来是多少,不能超过11万。对工资
高于这个数的同学们来说,这个区别可太大了。
G***s
发帖数: 739
30
来自主题: Faculty版 - About UC pension
I have compared quite a few university pension plans (UI, UMich, SUNY to
name a few) but failed to find a better one, the one comparable one is the
CALPERS one offered by CalState system, and their highest earning is based
on one year, quite amazing.
If you do have a better one, please share it with us. I am very interested
to learn it.
S**C
发帖数: 2964
31
CalPERS, with all the tools they have, HF, PE, VC, you name it, think they
only have 50-50 chance to get 7.5% in the future.
s*******h
发帖数: 3219
32
【 以下文字转载自 Military 讨论区 】
发信人: sammamish (sammamish), 信区: Military
标 题: [原创] 今天心情不错,讲讲政府的福利到底好在哪里
发信站: BBS 未名空间站 (Sat Jun 21 12:27:46 2014, 美东)
今天周五心情不错,就跟huaren姐妹讲讲政府的福利到底好在哪里。开始之前,我先
JJWW几句:huaren版上女人多,嘴杂,讲的面面俱到,但没重点。另外,道听途说偏多
,很多都不给资料出处,不专业。
因为政府的PENSION时不时总是受到攻击,加上太具体一定会被人肉
,因此我也会春秋笔法,而且不会回答问题。
按我的理解,政府的福利有三大块:退休PENSION,医疗和工作稳定。
先说退休PENSION。Pension拿得百分比主要是和工作工龄和退休年
龄正相关。先看一个link:
http://www.calpers.ca.gov/eip-docs/member/retirement/service-retire/benefit-charts/pub-6-2percent-60.pdf
举一个例子:62... 阅读全帖
G***s
发帖数: 739
33
中国社保的基金目前都是一手进一手出的,另外,交的收入比例加雇主部分记得是世界
上最高的。尽管如此,总余额只比calpers,加州公务员基金大一些,而后者只有100万
成员。中国现在因为有人口红利,还可以维持,但以后的我看是够呛。
我自己快到退休年龄,这20年来听了很多准备回中国退休的,但这些人现在快70了,还
在美国呆着呢。里面有个很重要的原因:年纪轻的时候,很多人对医疗质量不是很注意
,到了年纪大了,这个问题太重要了,你遇到要住院开刀的情况,你就明白两者的区别
了。
G***s
发帖数: 739
34
中国社保的基金目前都是一手进一手出的,另外,交的收入比例加雇主部分记得是世界
上最高的。尽管如此,总余额只比calpers,加州公务员基金大一些,而后者只有100万
成员。中国现在因为有人口红利,还可以维持,但以后的我看是够呛。
我自己快到退休年龄,这20年来听了很多准备回中国退休的,但这些人现在快70了,还
在美国呆着呢。里面有个很重要的原因:年纪轻的时候,很多人对医疗质量不是很注意
,到了年纪大了,这个问题太重要了,你遇到要住院开刀的情况,你就明白两者的区别
了。
T*C
发帖数: 5492
35
那帮弱智不知道投资了啥,上半年大盘暴涨,结果搞了1%回报,还不如买债券。mlgb
k********8
发帖数: 7948
36
不过说实话,船大难掉头
资金太大了想要凑足天地人和真的是难上加难
T*C
发帖数: 5492
37
最坑爹的还有这个
http://www.knoe.com/story/19134016/23b-accounting-gap-in-califo
$2.3B accounting gap in California special funds
SACRAMENTO, Calif. (AP) - The state controller and the Department of Finance
are $2.3 billion apart in their calculations of how much money is in
hundreds of special funds kept by various state agencies, officials
acknowledged Friday.
By the state controller's accounting, the special funds held $11.1 billion
during a financial tally a year ago. The state Department of Finance... 阅读全帖
k********8
发帖数: 7948
38
搞政治的人就这样,一到开会了所有的人都拼命的为自己的傻B部门争抢resources,绝
对不能有一点点善心,不能考虑别人的死活
哈哈,现在想想其实和交易员很像。想明白了,尼玛,原来万事相通啊
l**********o
发帖数: 1573
39
来自主题: Stock版 - in apple we trust
Got fucked again !
Though it pulled Prop. 2 after David Einhorn scored an injunction, Apple (
AAPL -0.5%) is still committed to requiring shareholder approval for issuing
preferred stock, the company states at its shareholder meeting. Also,
CalPERS says it would have voted for Prop. 2 if it had the chance. A
proposal granting shareholders an advisory vote on exec. compensation has
been approved, while one requiring execs to keep 33% of their stock until
retirement has been shot down. Doug Kass m... 阅读全帖
c******n
发帖数: 5697
40
来自主题: LosAngeles版 - LA金融
Calpers and Calstrs 是全美第一第二大的fund,但是在sacremento,都是干trading,
不过是政府职员干活没钱的
newport beach的pimco是世界上最大的bond fund,bill gross跟bernanke一样牛逼,
几句话可以打动市场。你要这点都不知道,就算了
n****i
发帖数: 1772
41
来自主题: LosAngeles版 - 其实IT人贴高工资也是井底蛙
看政府那个部门了。不同部门union不同,合同也不尽相同。加州最肥的应该是calpers
吧,看看他们performance的那个鸟样,以前的CEO已经被定罪了。
c*****r
发帖数: 8227
42
The California Public Employees’Retirement System (CalPERS)
California State Teachers’ Retirement System (CalSTRS)
University of California Retirement System (UCRS)
拉下5000亿美元的亏空。。。
http://siepr.stanford.edu/system/files/shared/GoingforBroke_pb.pdf
http://online.wsj.com/article/SB10001424052702303695604575181983634524348.html
y****t
发帖数: 10233
43
来自主题: SanFrancisco版 - Meg 的税是牠的致命伤
as if it is not under the control of scumbags.
http://www.idahostatesman.com/2010/09/21/1347873/ap-investigation-calpers-bumped.html
As its investment portfolio was losing nearly a quarter of its value, the
country's largest public pension fund doled out six-figure bonuses and
substantial raises to its top employees, an analysis by The Associated Press
has found.
why so many useful idiots are so misinformed?
are u truly stupid or what?
y****t
发帖数: 10233
44
来自主题: SanFrancisco版 - 根本就不应该有什么共产养老金
你看看,最近的又一个丑闻.
别忘了,谁在最后买单,
是我们纳税人.
As its investment portfolio was losing nearly a quarter of its value, the
country's largest public pension fund doled out six-figure bonuses and
substantial raises to its top employees, an analysis by The Associated Press
has found.
Read more: http://www.idahostatesman.com/2010/09/21/1347873/ap-investigation-calpers-bumped.html#ixzz11PewU9jY
S********h
发帖数: 57
45
来自主题: SanFrancisco版 - 有人在加州政府部门工作吗?
这个说的对。
新来的pension不如旧的好,但是实际上也很不错了。还有401k,457b,和CalPers的
health。
但是你做accountant恐怕常常会被furlough,至少又是5%的paycut。
State的福利比Fed的好,但工资低一些,所以总体差不多。从前Fed没有furlough过,
现在也难说了。
e***z
发帖数: 7126
46
为什么不能比
这里就算普通归功,多数也是中国顶级大学高材生,这边苦读博士,十多年的training
一步一个脚印,多少个独木桥一关一关打到最后的。
既然你比普通护士,那好。本科毕业20出头工作两年,随随便便 100K+ base, 加上8周
假期,退休福利,工作保障,你说值多少?
看看资源自由配置,人才充分自主选择自由竞争的中国,普通护士和资深归功的比价是
多少。
本版最搞笑的两个
1是跟体制内的人比工资,估算人家每年积累的退休福利就价值归功工资的一半了。到
退休临界点体制内的人退休福利折价能到200w的狠新鲜么--自己去calpers 网站看看人
家的各种plan. 没吃过猪肉也看看猪跑不是。顺便问一下,您的401K 涨到哪儿了?
2是动不动就把捅妓局搬出来。说我们归功是top 多少多少percent. 草,那是为了收你
税的。 人家赚的少的光拿福利就够吃够喝了。 人两个孩子大学4年不交学费党给生活
费,总值40几万,顶你干半辈子的。(其实是归功给人家小孩付生活费) 人房子不付
贷款没事儿你每月吭哧吭哧撑着。
e***z
发帖数: 7126
47
来自主题: SanFrancisco版 - 监狱nurse年入$269,810
你新警察8?
人家稍微资格老一点的都是30多天假期
401K之外还有Calpers 给到夫妻两人都去世的超级plan 是不是哈
没有丢工作的风险就木有压力。赫赫。干具体事务性的东西根本不叫压力
出事故有医院,工会去settle.只要你不要太过分,把执照丢了即可
再次表示一下羡慕嫉妒恨,嘿嘿
M********e
发帖数: 1427
48
来自主题: SanFrancisco版 - 有谁在加州政府 Calpers 工作的?
你先做完exam再说吧,exam过了才能在list上
i*********y
发帖数: 359
49
来自主题: SanFrancisco版 - 有谁在加州政府 Calpers 工作的?
Exam 一般都能过哇? 我就都往好的选项选。应该都能过吧?他们难道还去核实吗?
i*********y
发帖数: 359
50
来自主题: SanFrancisco版 - 有谁在加州政府 Calpers 工作的?
有谁知道最近加州政府招人情况?
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