z****l
发帖数: 5282 | 1 MBNA Billpay FAQ
Q1. 与银行的Billpay相比有什么不同？
A: 用你的MBNA信用卡来付账，算purchase，但不能积累rewards。
不能用MBNA信用卡支付其它MBNA信用卡的帐。
Q2. 有什么好处？
A: 付其他信用卡的账单，可以获得额外的50-55天的Grace Period on purchase.
如果你从其它信用卡获得no transaction fee BT支票，与MBNA Billpay配合，
可以获得事实上的无息贷款。
如果你是home owner并申请了HELOC，也可以与MBNA Billpay配合，
获得事实上的无息贷款。
Q3. 可以直接付Utility账单吗？
A: 可以。更好的选择是先用其它有Rewards的信用卡付账，然后用MBNA信用卡付
该信用卡的帐。
Q4. 与CheckFree什么关系？
A: CheckFree和MBNA是合作伙伴。CheckFree会尽可能发起电子转账,
或者邮寄支票。
Q5. 钱什么时候到帐？
A: Scheduled |
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H***a
发帖数: 189 | 2 Checkfree is the main online payment service provider, serving a lot of big
banks such as MBNA, Bank of America, Wachovia etc. Its service is very good
and reliable. Many banks offer their customers online payment free.
MBNA bill pay always has 1 day delay if you pay your payees with your
MBNA credit card.
Checkfree's directly billpay service has much better user-interface,
more features, and you can create your own payee, i.e. you can pay anyone
even the payee doesn't take electronic payment. C |
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B**M
发帖数: 1521 | 3 看前两天大家讨论明年报税的事情，有人说明年做护士的话billpay也不能用了。我没
有具体看IRS的规定，只是稍微google了一下，好象没有说到billpay的事情呀。哪位同
学知道的话能不能把具体条款贴上来看看？
但是根据我自己的了解，信用卡公司向IRS报billpay不太可能。首先，billpay多少就
要报？我在CC公司做，最近做了几个payment的project,现在我们公司一个月几千万次
的credit card payment，其中近30%是通过checkfree/rpps billpay和我们公司自己的
billpay.这基本上都是用户pay自己的credit card bill，根本跟business没有关系。
如果信用卡公司每年要给billpay超过25K的发1099，那就要发好几百万份,就算把标准
提高到100K,估计也有小百万。我看过些affluent持卡人的statement,每个月花几万刀
跟玩儿似的。问题是这些不是business spending,就因为用了billpay结果要发1099一
点道理也没有。
其次，你可以说只报billpay给其它人的ca... 阅读全帖 |
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C********r
发帖数: 256 | 4 I have only $2000 left in MBNA, but I have a $4000 bill due this Sunday for
AMEX.
As the Due date of AMEX is Sunday, I need to sechedule it on Friday(9/16) at
MBNA side. Then I think I need add some money to MBNA to meet the gap. So I
scheduled a $2100 payment on Thursday(9/15) thinking it should be enough money
on 9/16.
Looks great till this morning, I saw $2100 payment is processed, and my bank
has this payment processed already.
Just now, received an email from Checkfree (who opereates MBNA B |
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D*******a
发帖数: 3688 | 5 方法是用fia card service登陆schwab
然后把boa mbna卡注册到bill pay里面，注册的时候选boa，输入mbna卡号即可
my schwab card:
11/13/06 BILL PYMT BY CHECKFREE - TO BANK OF ... -$1.00
boa mbna new york jets:
11/13/06 PAYMENT - ELECTRONIC $1.00 |
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u****s
发帖数: 2186 | 6 Bill Pay是 MBNA/BOA用其他公司(Checkfree/FiServ)的服务,每一个transaction都是
要花钱的。估计现在cash flow吃紧了，所以要取消。 |
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s**********g
发帖数: 14942 | 7 一般是的
只是好奇 FIA和我的电费都是走 checkfree系统
不知道里面有没有啥trick |
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p*5
发帖数: 311 | 8 I remember I saw it on the board but can not find it again.
我从discover 往 BoA BT了 3000美元，BoA rejected the BT，but returned the money through a third party service called CheckFree. The money left BoA card on Nov 4th, and so far the money has not been returned to Discover card. |
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r****a
发帖数: 3304 | 10 gxgx~~
上周还让我退出checkfree呢，原来是有问题 |
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