o******o
发帖数: 185 | 1 I used this deal two weeks ago, the point posted into my UR account within a
week (even before the charge posted to my credit card).
The problem is regarding WSJ, they were famous clawing back the posted
points.
Hence, please cancel the subscription as close as 12 weeks is my advise.
Don't forget you get 10% extra from freedom UR, so that's 2200 points for $
12 actually. |
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e*i
发帖数: 10288 | 2 yes. It will claw back the miles.... |
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s*********t
发帖数: 16647 | 3 昨晚我发好贴的时候也想这个事情呢
既然有的sb口口声声说随便怎么搞是自由，个么我也有自由为了我或我们这种喜欢细水
长流，和cc公司长期寄生关系的朋友的长期利益去提醒一下cc公司，让以后类似这种开
卡bonus，如果３个月内关卡的，bonus claw back，最好的样板就是fidelity嘛
其实群发email就好了，反正不都是言论行为自由吗？ |
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s*******r
发帖数: 118 | 4 Befrugal still shows pending while topcashback clawed back.Used code to
waive fee. |
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h****s
发帖数: 16779 | 5 显然没有citi的好。
别看citi要花10000，他家的容忍度相当的高，短期买1w GC没任何问题。Chase如果你1
周买5千 GC，等着被卡擦吧。
citi对于很快拿到分cancel卡拿回年费的容忍度也很高，很多人450年费都没付；chase
如果你6个月内cancel，bonus都有可能被claw back的。 |
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h****s
发帖数: 16779 | 6 开卡6个月以后关就非常安全。
开卡6个月之内关多数情况也没事，只有非常倒霉的才被claw back。 |
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h****s
发帖数: 16779 | 8 当心有的公司6个月内关卡 bonus会被claw back。虽然现在很少见。 |
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s******k
发帖数: 6659 | 9 hard to say. Sometimes the store would claw back... |
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f**********m
发帖数: 106 | 10 是的，befrugal买Amex GC也是pending了之后被claw back，因为用了免fee code。 |
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m**2
发帖数: 3374 | 11 Harry Sit
For the most part, 529 plans offer mutual funds as investment options. After
the financial crisis in 2008-2009, many 529 plans added more conservative,
guaranteed principal options offered by banks and insurance companies.
Because money in 529 plans is typically long term, these guaranteed
principal options sometimes offer attractive yields. They can be a better
deal than bond mutual funds because they don’t have interest rate risk.
These guaranteed principal options are especially goo... 阅读全帖 |
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发帖数: 1 | 13 Amex Hilton一个月前升级了surpass，升级奖励已拿到，立刻降级，可以立刻降级吗？
奖励会被claw back吗？因为对金卡没有需求，不想交75刀年费 |
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y****i
发帖数: 17878 | 14 miles post in about 2 weeks actually after you deposit at least $25,000
you have a two-month window to make all your deposits after enrollment
if you withdraw before 9 months the bonus miles will be clawed back |
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v********c
发帖数: 953 | 15 报个DP，在southwest里面买了一张270多刀的单程票，business,第一个statement出来
，给了-250 credit,立即，马上cancel了这张机票，发现几天过去了，送的250刀并没
有被claw back...准备明年1月1日再撸一次，就立即马上和citi说拜拜了 |
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D***s
发帖数: 5613 | 16 有些abuse了吧
：报个DP，在southwest里面买了一张270多刀的单程票，business,第一个statement出
来，给了-250 credit,立即，马上cancel了这张机票，发现几天过去了，送的250刀并没
：有被claw back...准备明年1月1日再撸一次，就立即马上和citi说拜拜了 |
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e*******t
发帖数: 2717 | 17 clawed back 100,000pts on 9/12
Spent $5500+ on this card. No manufactured spending activities at all.
Complained twice, no resolution.
Filed CFPB and BBB complaints just now. |
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h********x
发帖数: 285 | 18 如题，怕被claw back，马上all out了MR，得27w plenti... |
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h****s
发帖数: 16779 | 19 plenti还是amex家的，仍然可以pull back。
要想不pull back，立即兑gc花掉。
：如题，怕被claw back，马上all out了MR，得27w plenti... |
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f****s
发帖数: 3078 | 20 amex如果要claw back， 你的MR account会变成-100,000...最后搞不好给你算成钱... |
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Y****1
发帖数: 41 | 22 被claw back。。要还amex几千刀。。。 |
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d********f
发帖数: 8289 | 23 转了，用了万一被claw back 损失更大。大家准备就这么硬挺着？ |
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S**P
发帖数: 835 | 25 听说现在AMEX收点回去。 我是去年8月份那一批申请的，现在一年到期该取消了，但总
怕取消会导致AMEX怀恨在心，而惩罚性地收回点数。 因为点数是MS得来的，所以有极
大的可能性。 请问有没有因为cancel而被收回点数的?
Thanks. |
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t********5
发帖数: 8005 | 26 提前把钱取出，会不会被把里程claw back？ |
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t**********a
发帖数: 2869 | 27 去年底Apple pay maxed out了，然后没敢大量用，怕关卡，也防它 claw back. |
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v********c
发帖数: 953 | 28 最近撸了amex delta platinum，3k开卡消费全部在OD解决了（你懂的），刚看到70k点
数已经post了，是不是先hold一阵子再用？按照amex的尿性，很可能秋后算账啊 |
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c*********v
发帖数: 589 | 31 有三个账户，两个在九月就clawed back了，这个奇葩还活着 |
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m****g
发帖数: 1132 | 32 question is not if it is count. The real question should be if they will
claw it back and I guess no one knows it. |
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D***s
发帖数: 5613 | 33 chase UR和BA的shopping portal的cashback都claw back了，这次搞target gc deal可
谓让商家伤筋动骨了。 |
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J*******l
发帖数: 212 | 35 也收到了。
24个月内飞过一次AS round trip. 有VX账户但没link过，也没飞过。无相关信用卡。
看DOC下面留言也是各种情况的都有，所以DOC说“my guess is that these points
were added in error and will be clawed back at some stage.”
刚好够飞去盐湖城滑个雪啊，如果reserve完了然后点数被收回会怎样？ |
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c**2
发帖数: 8496 | 36 annual fee posted. booked award ticket 75K miles for a September trip and
gotten 7.5K miles back. If I close citi AA card (already closed Barclay AA
card 2 months ago) now, will they claw back the 7500 miles from my AA
account?
Thanks |
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m****g
发帖数: 1132 | 38 感觉claw back的都是开卡bonus，估计三个月的人工好弄一点。搞obc的话都是几年的
transaction，amex没那么空吧 |
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发帖数: 1 | 39 Those claw-backs are mostly from non-public 100k platinum card, while this
one is a public offer, and has nothing to do with MR points, so I doubt they
will look into the MS in this card. |
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t********n
发帖数: 996 | 41 现在又开始claw back了？有最新的DP吗？ |
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发帖数: 1 | 42 I MSed and got the 35k bonus, so far so good, and I'd be surprised if AMEX
claw back the points since it's not their MR points. YMMV, but would suggest
mix some organic spending, also avoid "giftcard.com" like purchase. |
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p*********r
发帖数: 217 | 43 愿赌服输，去年八月之前也没人想到amex会把ms的白金奖励收回。虽然不是自家点数，
但是amex要是想claw back也并不是不可以 |
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c*f
发帖数: 977 | 44 去年7月的消费，包括在$4000 minimum spending 内。现在有$15要退款, chase 会
claw back the open bonus 吗? |
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s******k
发帖数: 6659 | 45 今天跟一个retention客服聊了一下，他一直在说TPG如何如何评价这个卡。。。不知道
是不是内部培训的，TPG反正早就被收编了
另外问了一下开卡bonus是不是自动post的，答曰开卡bonus都需要人工审核。我个人感
觉应该一直以来都是这样。这也是好事，如果你的bonus post了，说明就通过了人工审
核。claw back一般是第二次review造成的。除非是特别情况，一般也不会总有人
review你的账户吧。But still, take your own risk, sigh...
基本没啥retention offer，也可能是客服知道我不是来关卡的套路我？反正择日再打
一个试试。顺便把渣金渣绿升级到了PRG……应该比直接关卡略强点 |
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I***e
发帖数: 76 | 46 There were data points Amex issues credit after about one year on this board
, so there can be claw back of credit after one year too, you never know. If
that happens, do you think the buyer will respond and give back 50*n easily
after one year? I don't think a few weeks is long enough. BTW, The seller a
lso needs to always keep an eye on his account for a long time.
$113 or $150, buyer can get nothing or make a profit, no risk to lose at all
in either case. But seller carries a risk of losing m... 阅读全帖 |
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I***e
发帖数: 76 | 47 I agree that if there is someone can guarantee and take full responsibility
that Amex will not claw back credit, seller and buyer can share the profit.
But who wants to be this third party?
Let's talk about the risk. It's Amex's official rule that to take back the c
redit. Your experience can work in the past, but not necessarily in the futu
re. For this kind of game with Amex, we know you are lucky to keep the credi
t, but you have nothing to complain if you lose, since it's the rule. It's a
gr... 阅读全帖 |
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x****g
发帖数: 1512 | 48 难以置信老余居然这么说......amex收回是合理的,不收回就是个雷,哪天爆都不知道,
说你abuse杀全家都无解。别说没历史,历史也没这样8比400的情况。退一万步讲,两人
之间就是113/150的交易。卖方和amex, 买
方和att无关啊。买家居然要在花904买,白花160之后再要求退1040.....这还有什么好
扯的。
：I've never heard DP of Amex claw back after an extended time, say 2-3
months, let alone one year
： |
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j******i
发帖数: 535 | 49 discover是抽风，啥gc不买也可以给你关掉。其实啥银行都一样，amex去年plat claw
back, chase动不动杀全家。 |
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c******3
发帖数: 6509 | 50 这倒是，每家银行都有限制
不过开了快20张卡，这是第一次被银行关卡，买了合计$1500的VGC 和航空公司GC就关
了，就算Chase这种喜欢杀全家的也没关过（基本上每个季度如果买不满额度，剩下的
就VGC凑满）
claw |
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