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全部话题 - 话题: debtor
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U********d
发帖数: 577
1
来自主题: Automobile版 - 求帮忙查一个VIN WDBRF52H36E021800
76
Your AutoCheck Vehicle History Report
Report Run Date: January 24, 2018 7:58:56 PM EST
2006 Mercedes-Benz C Class C230
many owners many ownersCalculated Owners: 3
Class: Upscale - Near Luxury
Engine: 2.5L V6 EFI
Country of Assembly: Germany
Vehicle Age: 12 year(s)
Calculated Owners: 3
VIN: WDBRF52H36E021800
Year: 2006
Make: Mercedes-Benz
Model: C Class C230
Style/Body: Sedan 4D
This vehicle's AutoCheck Score


The AutoCheck Score is a summary of your vehi... 阅读全帖
R********0
发帖数: 4134
2
Some collection agencies buy old, uncollected debts. They are able to do
this by paying only a cent or two on the dollar, and they try to collect
from debtors who may not realize that collection is time-barred by the
statute of limitations. These collection agencies often use intimidation,
such as threatening legal action, and sometimes even criminal action, if you
do not pay. Or they may offer a small discount if you pay now.
If they can collect even a partial payment, though, that can bring th... 阅读全帖
s********z
发帖数: 5411
3
来自主题: Investment版 - fidelity发了email
debtor is paying early

referenced
information
m*********t
发帖数: 1250
4
来自主题: Investment版 - 把美元转到国内理财
The Gift Tax
Updated for Tax Year: 2013
If you give people a lot of money, you might have to pay a federal gift tax.
But the IRS also allows you to give up to $14,000 in 2013 to any number of
people without facing any gift taxes, and without the recipient owing any in
come tax on the gifts.Why it pays to understand the federal gift tax law
If you give people a lot of money or property, you might have to pay a feder
al gift tax. But most gifts are not subject to the gift tax. For instance, y
ou c... 阅读全帖
s*********0
发帖数: 2045
5
来自主题: Investment版 - 没人讨论Patch of land?年回报10~12%
No longer 灰色地带。今天的announcement解释了POL如果破产以后怎么办,基本消除
了你说的问题。基本上从今天以后你买的note不再是POL asset:
Patch of Land Introduces New Offering Structure
Hello Investors,
Today we are happy to inform you that Patch of Land has created a new
offering structure that will provide increased protection for all projects
offered after Monday, June 1, 2015.
Last September, Patch of Land announced that we were working on a new and
improved legal structure to provide more protection for our investors. We
asked you, our loy... 阅读全帖
s*********0
发帖数: 2045
6
来自主题: Investment版 - 没人讨论Patch of land?年回报10~12%
No longer 灰色地带。今天的announcement解释了POL如果破产以后怎么办,基本消除
了你说的问题。基本上从今天以后你买的note不再是POL asset:
Patch of Land Introduces New Offering Structure
Hello Investors,
Today we are happy to inform you that Patch of Land has created a new
offering structure that will provide increased protection for all projects
offered after Monday, June 1, 2015.
Last September, Patch of Land announced that we were working on a new and
improved legal structure to provide more protection for our investors. We
asked you, our loy... 阅读全帖
l**********0
发帖数: 7
7
本人去年7月底入职,刚刚工作满一年。我在PwC的Risk Assurance LOS下,目前firm有
招人计划,我可以帮大家内推,顺便上来攒攒RP。 简单介绍下firm背景,四大之一,
主要有三条LOS, assurance,tax and advisory。 具体可以参考网站信息。 目前系
统里Available positions包括 experienced associate, senior associate, manager
and above. 专业要求最好是商学院背景,会计,金融或者MIS。
有对四大感兴趣并且qualified的童鞋请发简历给我,我会帮你到我们员工内部推荐系
统里搜索是否有符合你背景的职位。
当然我希望你最好有一到两年工作经验,因为系统里大部分available的职位是
experienced associate。如果你刚才学校毕业而且没有任何相关经验,我帮你推了HR
那关也过不去。但是如果你自信有闪光点,我也可以帮你试试。 lovewasabi00@gmail.
com
想了解PwC assurance具体都干嘛,请戳这里http://www.pwc... 阅读全帖
p*****e
发帖数: 7299
8
来自主题: Living版 - 老中又惨了 (转载)
米国的经济体系是鼓励debtor、惩罚saver的。。。
Obama's Housing Shell Game; Short Sales and Relocation Assistance
We've now come full circle. Instead of trying to get people to stay in their
homes, Obama is willing to pay them to leave. Please consider Program Will
Pay Homeowners to Sell at a Loss.
In an effort to end the foreclosure crisis, the Obama administration has
been trying to keep defaulting owners in their homes. Now it will take a
new approach: paying some of them to leave.
This latest program,
i****y
发帖数: 5184
9
Treas. Reg. § 1.163-10T(o)(1): Secured debt is
(1) Debt specifically secured by the debtor’s interest in the qualified
residence,
(2) Which, if defaulted, would be subject to satisfaction, and
(3) Is recorded or otherwise perfected under state law.
(3) requires more than a promissory note, and that's the most expensive to
satisfy.
p*****n
发帖数: 265
10
dispute the balance.
就是有collection记录(credit report),我承认欠钱,也还了一些。可是对方(
debtor)说我owe他的非常高,很多charge都不合理。
想dispute balance。对不起没有说清楚。
p*****n
发帖数: 265
11
谢谢科普
现在问题是对方(debtor)很坏,加了很多不该有的fee。我想negotiate一个中间价,
这样可行吗?
p*****n
发帖数: 265
12
恩,balance大概3k左右,但是如果debtor就是不同意 discuss/negotiate,怎么办?
可以雇律师,怎么操作?感觉我没有什么leverage啊?
谢谢你们的建议!
y****i
发帖数: 17878
13
at least these days you don't go to "debtor's prison" for this anymore in
most places ...
n***s
发帖数: 10056
14
来自主题: Money版 - 收到讨债信。如何应对?
谢谢。在网上找了这个sample:
Dear [Debt Collection Company],
I am writing in response to a letter from you dated [dd/mm/yy], a copy is
attached.
If you have reason to believe that a valid debt exists and that the Debtor
resides at this address, then please prove the debt in writing.
You are prohibited by Law from continuing any collection activity until you
have done so. Failure to obey the Law in this regard will render you liable
to prosecution for harassment.
Your name
这个可以吗?
当时给信用卡公司打电话时,他们说是一个电话order.... 阅读全帖
n***s
发帖数: 10056
15
来自主题: Money版 - 收到讨债信。如何应对?
谢谢。在网上找了这个sample:
Dear [Debt Collection Company],
I am writing in response to a letter from you dated [dd/mm/yy], a copy is
attached.
If you have reason to believe that a valid debt exists and that the Debtor
resides at this address, then please prove the debt in writing.
You are prohibited by Law from continuing any collection activity until you
have done so. Failure to obey the Law in this regard will render you liable
to prosecution for harassment.
Your name
这个可以吗?
当时给信用卡公司打电话时,他们说是一个电话order.... 阅读全帖
o**********e
发帖数: 18403
16
There are several reason why Kimmel has to apologize and be fired:
1. Kimmel says "we owe China 1.3 trillion dollars"
All the kids immediately knew that "1.3 trillion" is a big number, and
launched into the bloodiest and stupidest solution possible. That is a very
strong sign of pre-paration and rehearsal of some kind.
Kimmel is clearly guilty of race-baiting and inciting racial hatred.
Remember China is a 1/7 holder of US debts, why Kimmel thinks it's funny to
ask the kids about the Chinese,... 阅读全帖
f********5
发帖数: 63
17
来自主题: Parenting版 - Is an apology enough? (转载)
写的真不错!还有以前那篇 “Killing our debt by killing the debtor?"
http://ireport.cnn.com/docs/DOC-1050664
感谢! 咱们真是该鼓励孩子们各行各业发展,这样才会慢慢有话语权。有谁知道这位
作者的情况吗? 是 在这儿出生长大的吗?真赞!我希望自己的孩子也能长成这样,对
美国自豪,也对自己的 chinese heritage 骄傲。
o**y
发帖数: 3065
18
I assure you guys, who want to stay in the US for the rest of your life,
that you will regret in the next 10 or 20 years.
1. US is the largest debtor nation in the history of the world, and the
situation is going to worsen, no matter what. US government and its people
are holding their one-way ticket heading towards a total decline. Just think
about how to pay off all the money they owe?!
2. You may think US salary is among the highest in the world, but it's only
for now. Think about the inflati... 阅读全帖
s*******e
发帖数: 432
19
I assure you guys, who want to stay in the US for the rest of your life,
that you will regret in the next 10 or 20 years.
1. US is the largest debtor nation in the history of the world, and the
situation is going to worsen, no matter what. US government and its people
are holding their one-way ticket heading towards a total decline. Just think
about how to pay off all the money they owe?!
~~~~~~~~~~
There is a concern on this when the external debt is
over 95% of the GDP.... 阅读全帖
o**y
发帖数: 3065
20
China will never become the largest debtor nation. If foreigners try to make profit from withdrawing FDI from China in future, Chinese government can sell US government bonds to get back US dollars at the same time to hedge off. As they withdraw FDI, they are actually helping us lower the inflation pressure in China.
So, don't worry about appreciation of RMB too much. Actually there are many advantages of doing that.
G**Y
发帖数: 33224
21
来自主题: shopping版 - <求助>被讨债公司追债ToT
这里说欠得不多的话,不理也没啥。
不过楼主欠得有点多。
http://www.cardreport.com/credit-problems/collection-faq.html
What is a collection agency?
There are two possibilities.
Some creditors will actually use a separate company name, address, and phone
number for their internal collection departments, in order to give the
impression of an "outside" agency, on the theory that debtors will take it
more seriously. This strategy is generally only used when the debt is recent
(under six months delinquent.)
However, most collect
l****q
发帖数: 767
22
来自主题: StartUp版 - 关于
大家好,我在看破产法chapter 7时,看到它的一些规定,有些不解,故此处问之。
“Railroads, savings institutions, insurance companies, banks, and small
business investment companies may not file for bankruptcy under Chapter 7”
为什么铁路等上述行业不能用chapter7 申请破产呢?
在chapter 11, 说是“although chapter 11 is intended primarily for business
debtors, an individule is eligible for relief under Chapter 11”.chapter 11
是重组啊,个人怎么重组?我记得lehman brother 申请破产保护时,也是under
chapter 11,它都liquidate了,还怎么用chapter 11- reorganization 呢?
望有所看法人士随便发表意见。谢谢!!
l****q
发帖数: 767
23
来自主题: StartUp版 - 关于破产法的问题
大家好,我在看破产法chapter 7时,看到它的一些规定,有些不解,故此处问之。
“Railroads, savings institutions, insurance companies, banks, and small
business investment companies may not file for bankruptcy under Chapter 7”
为什么铁路等上述行业不能用chapter7 申请破产呢?
在chapter 11, 说是“although chapter 11 is intended primarily for business
debtors, an individule is eligible for relief under Chapter 11”.chapter 11
是重组啊,个人怎么重组?我记得lehman brother 申请破产保护时,也是under
chapter 11,它都liquidate了,还怎么用chapter 11- reorganization 呢?
望有所看法人士随便发表意见。谢谢!!
B*S
发帖数: 1328
24
来自主题: Stock版 - 如果etrade破产
bankrupt doesn't mean going out of business. It is a protection from being
chased from debtors. Even if it is closing, somebody will buy its customers.
..
N********n
发帖数: 8363
25

US is in a FAR WORSE shape than Japan was two decades ago.
Japan had huge savings to buy up the government bond. US had close to 0
savings.
Japan has had a strong manufacture base to prop up the Yen. US had 70%
economy from pure consumption.
Japan has been a world top creditor nation. US is the world #1 debtor.
All signs point US to a modern day Rome Empire collapse.
lO
发帖数: 227
26
来自主题: Stock版 - Bond market going to crash!!!!!
包括黑人市政府发行的债券, 如Harrisburg发行的municipal bond,
以及黑人的mortgage bonds.
当年john paulson发现subprime mortgage 60%的debtors是黑人/劳模,
于是果断的做空,结果发了大财。

will
on
,
N********n
发帖数: 8363
27
来自主题: Stock版 - 还有觉得会double-dip吗

When was the last time you saw a debtor spent self back to solvency?
c*********o
发帖数: 8367
28
美国人哀叹:为何中国比我们还更会搞资本主义?

Local Access打往中国电话卡1.3¢/分种

文章来源: 浪宽 于 2011-01-20 12:49:40 给 浪宽 发送悄悄话
敬请注意:新闻取自各大新闻媒体,新闻内容并不代表本网立场!

美国人哀叹:为何中国比我们还更会搞资本主义?
时代不同了。13年前,江总访美的时候,小克也像今天小奥这样热情接待过老江,可那
时候,美国人是居高临下,把中国当小学生看待,时不时会指点指点、训导训导。而眼
下胡总访美,却让很多美国人心里酸酸的,也说不出是高兴还是难受,反正不太自在吧
。按理说,胡总来一趟,就签了四五百亿的商业合同,美国人应当高兴才对。可当他们
把美国和中国的现况一比,比出差距了,比得不那么自信了,甚至不只是不自信,而是
有点不知所措,有些失落感了。这不,我下面要向大家介绍的这篇文章,作者干脆认输
了。连搞资本主义也干不过中国,那美国人还有什么值得骄傲的呢?
(声明,为了方便,这里采用意译加趣译)
Why China Does Capitalism Better than the U.S.
By... 阅读全帖
k********8
发帖数: 7948
29
http://www.zerohedge.com/news/guest-post-keynesian-solutions-af
Submitted by Jim Quinn Of The Burning Platform
Keynesian Solutions - After Total Failure -Try, Try Again
“Lenin is said to have declared that the best way to destroy the capitalist
system was to debauch the currency. By a continuing process of inflation,
governments can confiscate, secretly and unobserved, an important part of
the wealth of their citizens. By this method they not only confiscate, but
they confiscate arbitrarily; and... 阅读全帖
d******a
发帖数: 21
30
来自主题: Stock版 - 反金本位都是不懂经济的

没错,但这里的借贷成本高只是数值上的表象。现在这种打压利率的方法损害的是
creditor的利益。你说的情况下只不过把成本从creditor那里转移到了debtor那里了。
你可能理解错我的意思了。我原始的帖子是在讨论利率的问题。
k********8
发帖数: 7948
31
来自主题: Stock版 - Here is why S&P downgraded ... (ZT)
呵呵
country never die.
someday the u.s will fight the debtor for all the reductions and writeoffs.
N********n
发帖数: 8363
32
US: Debtor (US) controls the printing press.
RU: Creditor (Germany) controls the printing press.
k**o
发帖数: 15334
33
来自主题: Stock版 - AMR几乎肯定会重组
无论是重组还是清算,现任的common stock股东们都要wipe out了。等重组后的
新公司,股东是另一批人了,大部分应该是以前的debtor。
t******y
发帖数: 6206
34
Thanks for sharing your idea with us. However, please notice that PCX got
debtor in possession (DIP) financing yesterday. DIP lenders get a first lien
on everything. They can take 100% of the company leaving the bondholders
and share holders with nothing.
For bondholders, you have to buy credit default swaps (CDS) to hedge your
money, however, I highly doubt that any insurance company would sell CDS for
PCX at this stage.
c*****r
发帖数: 8227
35
来自主题: Stock版 - 欧洲顶尖经济学家的哀号
http://ineteconomics.org/sites/inet.civicactions.net/files/INET
Europe is “sleepwalking towards disaster”, according to the 17 experts,
who warned that over the past few weeks “the situation in the debtor
countries has deteriorated dramatically”.
“The sense of a neverending crisis, with one domino falling after another,
must be reversed. The last domino, Spain, is days away from a liquidity
crisis,” said the economists. They include two members of Germany’s
Council of Economic Experts and leadin... 阅读全帖
b******r
发帖数: 16603
36
破产不是说一走了之,还是有各种条例,走各种程序,搞各种清算的。。。
如何跟债权人理赔,是否继续经营,总之是很花钱的。。。以后还要为重新出来圈钱做
准备。。。Debtors may "emerge" from a chapter 11 bankruptcy within a few
months or within several years
Anyway, take a look at
http://en.wikipedia.org/wiki/Chapter_11,_Title_11,_United_State
S********t
发帖数: 566
37
来自主题: Stock版 - aamrq
US Airways shareholders will get 28 percent of the equity of the combined
airline. The remaining 72 percent will be issuable to stakeholders of AMR
and its debtor subsidiaries, American's labor unions and current AMR
employees.
http://finance.yahoo.com/news/american-airlines-us-airways-plan
S********t
发帖数: 566
38
来自主题: Stock版 - AAMRQ 为什么还能涨呢?
发信人: StockFirst (股一), 信区: Stock
标 题: Re: aamrq
发信站: BBS 未名空间站 (Thu Feb 14 09:49:20 2013, 美东)
US Airways shareholders will get 28 percent of the equity of the combined
airline. The remaining 72 percent will be issuable to stakeholders of AMR
and its debtor subsidiaries, American's labor unions and current AMR
employees.
http://finance.yahoo.com/news/american-airlines-us-airways-plan
N********n
发帖数: 8363
39
来自主题: Stock版 - 为啥 金子跌这么狠

The bullshit just keeps coming.
70% of US economy is consumption, and it's worst kinda of consumption
as they have run out of their savings now they simply take on more
debt to consume. Production and export count only a small part of the
big picture, which means whatever amount of "海外利润" is tiny in
comparison with the ever-growing debt.
And who in their right mind would suggest nonsense such as "外利润
必须全部那会本土" to fix economy. Essentially you want to take money
away from productive people and gi... 阅读全帖
a****z
发帖数: 290
40
believe it or not, fed is the biggest US government debtor.
beleive it or not, fed is in fact financing the US government.
believe it or not, QE creates liquidity.
不讨论了,我已经知道我要的答案了。
l*********m
发帖数: 16971
41
来自主题: Stock版 - NQ 这是要暴吗?
http://www.bloomberg.com/news/2013-11-19/oberweis-defies-muddy-
Oberweis Defies Muddy Waters by Doubling Down on NQ
By Matthew Kanterman & Dune Lawrence - Nov 19, 2013 1:38 PM PT
Jim Oberweis, whose China-focused fund is the best performer this year, said
he’s doubled his stake in NQ Mobile Inc. (NQ), betting that claims by
Muddy Waters LLC about the company’s finances are unfounded.
Oberweis Asset Management Inc. increased its holding to 1.8 million shares
of NQ Mobile, from 990,894 on Sept. 30... 阅读全帖
t******e
发帖数: 2009
42
FORT WORTH, Texas, Nov. 27, 2013 /PRNewswire via COMTEX/ -- AMR Corporation
("AMR"), the parent company of American Airlines, Inc., today announced the
applicable Conversion Rate (as defined below) for holders (each, a "Holder")
of Allowed AMR General Unsecured Guaranteed Claim in AMR Class 3 with
respect to the 6.25% Convertible Senior Notes due 2014 (CUSIP # 001765BC9)
and the 4.5% Convertible Notes due 2024 (CUSIP # 001765BB1) issued by AMR (
each such claim, a "Convertible Note Claim").
Purs... 阅读全帖
W***n
发帖数: 11530
43
Business 9/21/2014 @ 9:38AM 1,843 views
Alibaba's Success Is Another Wake-Up Call From China To Americans. Hear It?
I grew up in New England, a part of the U.S. with relatively few connections
to China compared with, say, California. I’ve lived here in Shanghai for
almost the past dozen years, been in Asia even longer, and regularly try to
get one of my sisters back at home to visit China. Her clan by marriage
travels to other continents. “No thanks,” she says.
To be sure, there are plenty of r... 阅读全帖
G********p
发帖数: 3504
44
GT Advanced Technologies Inc. and Its Subsidiaries File for Bankruptcy Court
Protection Under Chapter 11Expects to Continue "Business As Usual" With
Approximately $85 Million of Cash on the Balance Sheet and Plans to Obtain
Debtor-In-Possession Financing
s*****o
发帖数: 459
45
来自主题: Stock版 - 有关油气
对,我觉得这是空方的一个策略,通过打击油气价格,让油气公司被迫减少开发
untapped reserve, 这样使得这些公司book上资产降低,举债困难,从而对以后收购的
投资者有利
我不确定油气价格下半年会不会更低,天气季节因素,但油气公司继续下跌的概率比较
大,这跟debtor对付希腊的手段一样
d******5
发帖数: 4273
46
来自主题: Stock版 - 古板至爱MCP要破产了
Molycorp has filed for Chapter 11 bankruptcy protection along with its North
American subsidiaries to restructure $1.7B of debt in its U.S. and Canadian
operations.
The company has also obtained agreement for up to $225M in new debtor-in-
possession financing. The plan marks a dramatic turn for Molycorp (NYSE:MCP)
, which rode temporary concerns of a shortage in rare earths elements to a $
6B market capitalization in 2011, but has since then faced an oversupplied
market.
t******g
发帖数: 202
47
I read latest news. It says:
On Friday, SunEdison said in a filing with the Securities and Exchange
Commission that is has been negotiating debtor-in-position financing options
with its first and second lien lenders for the past month.
所以目前只是在和债主们讨论DIP事宜。
感觉是,如果债主们松松手,sune也许能缓口气,活下来;如果债主们卡住脖子不松手
,sune就必死无疑。
所以,关键问题是,哪一种情况债主获得的利益最大(或者损失最小)?这个小青蛙就
不懂了。
呼唤大牛来分析一下。

sune
filed
that
.
u*****3
发帖数: 257
48
来自主题: Stock版 - 明天买 SUNE
怎么样?
SunEdison has secured commitments for new capital totaling up to $300
million in debtor-in-possession (DIP) financing from a consortium of first
and second lien lenders.
SunEdison lists $20.7 billion in assets and $16.1 billion in liabilities,
although those figures include its two subsidiaries.
算起来股价值$11
就算涨到$1吧,可是翻好几倍
B**********r
发帖数: 812
49
来自主题: Immigration版 - 被 NOID了,请大家帮忙想想办法
参看知名律师网上的
your response should prove your evidence is at least 51% believable to IO
http://www.niwus.com/art0022.html
移民申请的举证标准及RFE问题
按照移民局的工作程序,如果移民官在审理案件时发现某些主要证据缺失,可以要求申
请人补充证据
(RFE)。如果主要证据齐全,移民官则需要批准申请,而不必再要求申请人补充一些
无关紧要的材料。
不过,在实际操作中,有些移民官并不完全遵守工作程序,在申请人已经提供了足够的
证据后,仍然要求
申请人补充材料。长此以往,滥发RFE便成为影响移民局工作效率的固疾。移民局曾几
度以备忘录的方式,
澄清发放补证通知的标准,并要求移民官予以执行。
移民局在备忘录中反复澄清移民申请的举证标准。在此,我们对美国法律中的两种不同
举证标准做一简单
介绍。一般而言,民事和行政法程序中的举证标准是“占优势的证据” (
preponderance of the
evidence),而刑法程序的举证标准则是“确凿无疑的证据”(beyond reasona... 阅读全帖
b********e
发帖数: 1796
50
来自主题: Chicago版 - 底特律正式破产了
不是debtor,是creditor
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