S**C
发帖数: 2964 | 1 SS 8% increase is 8% real, although it is not compounded increase. OTOH, 8%
real investment return is very hard, even nominal return you will need to
have a stock heavy portfolio, long term S&P 500 annual return is about 10-11
%, so you need to have 70-80% stock, which probably is not suitable for
retirees.
Another benefit to defer is before RMD, you get a few years of low taxable
income, use it to your advantage to convert some of your tax-deferred money
to ROTH.
Another thing to consider besid... 阅读全帖 |
|
w***n
发帖数: 1519 | 2 Tax deferred account vs. taxable account is a no-brainer. By all means, you
should take advantage of any tax benefits you can get.
Tax deferred vs. roth, however, is not that easy to decide, and I don't
believe either of the two works for everyone.
I mean, the math is simple enough, but there are several variables that you
don't know in advance and have no control.
I would say, do both if you are not sure. |
|
p*******n
发帖数: 18 | 3 原来还有90天这么一说的啊...长见识了.
在想可以这样,先defer一个学期,90天找不到就先回国(顺便回国找找实习...反正还剩
点时间嘛),找到了就再defer一个学期,实习完再读书去 |
|
h********g
发帖数: 461 | 4 我在uscis搜不到CPT的相关规定
现在还没有入校，因为是秋季的offer，某些原因要defer，如果要一年后才能用cpt就
只能考虑defer一年了，不然做不了summer intern工作也不好找了。ois只能写信去问
问了，不知道会不会理我。。。 |
|
d******g
发帖数: 38 | 5 这个正解，当然还有upper_bound
基本上有2大类，early/deferred equality detection
如果有重复元素并且要求upper/lower bound只能用deferred
upper和lower代码的主要区别就在于判断是否update右边界的时候用<还是<=
区间的问题其实只是如何实现的问题，通常都是左右闭区间，但是我喜欢左闭右开
区间的选择只会影响你的循环终止条件、边界update，和算法核心无关
曾经我也和lz一样迷茫，仔细看了一下发现binary search原来如此精妙
记忆中国内的教材根本没有讲的这么仔细，还是看wiki吧
http://en.wikipedia.org/wiki/Binary_search_algorithm |
|
t**********h
发帖数: 2273 | 6 你失去了对钱的control.在今后到59岁半之前的日子，你对这笔钱的控制很小。如果是
税前401就更没意思了，只是tax defer而不是tax free. 很多人现在放满401来tax
defer的理由是现在收入高，退休后收入低，所以到时交税更划算。come on, 我准备年
轻退休，富有退休，财富是通过时间积累的。
唯一有点意思的是roth 401, roth ira. |
|
发帖数: 1 | 7 我本科毕业 拿到本科opt 也拿到master了 但是想着反正学校可以defer 我就defer一
年 先拿本科opt工作一下。
最近有个很心意的公司放出fall intern 我看到这个intern要求没说一定要结束intern
后回去至少读一个学期， 我就申了 oa 电面都是positive。
这时候hr发邮件问我的身份状态，我如实说了，直接被拒。 我后来也说 明年会回去读
master， 也不行。。。。
版上大大 请问 为什么ntern一定要在校生呢？ 是法律原因吗？ 谢谢！ |
|
d********o
发帖数: 337 | 8 可惜呀可惜，法院不是他家开的。Again，他说的是错的。他在“雪佛龙尊重原则”这
里也捞不到稻草。请见我在下文的具体说明。实际上，美国最高法院，光是在移民法相
关的判例中，就不止一次地跳过了“雪佛龙原则”来释法，甚至明确地肯定了：雪佛龙
原则在本案不适用，因为对法律条文的解读是司法系统的职责/领域，而不是移民局。
美国；联邦第九巡回上诉法院曾经在判决书中总结到：
The Supreme Court does not routinely defer to the Board's interpretation of
these asylum statutes. The Supreme Court did not mention Chevron in INS v.
Elias-Zacarias. The Supreme Court expressly refused to apply Chevron in
interpreting the refugee statutes in INS v. Cardoza-Fonseca, where the court
emphasized that q... 阅读全帖 |
|
o****g
发帖数: 174 | 9 用的是这个wheel, 要先加载一个package scrapy.
https://github.com/LKI/wescraper
有如下错误：好像是没有得到cookie? 为什么?
[scrapy.utils.log] INFO: Scrapy 1.5.0 started (bot: scrapybot)
2018-01-23 17:51:22 [scrapy.utils.log] INFO: Versions: lxml 4.1.1.0, libxml2
2.9.7, cssselect 1.0.3, parsel 1.3.1, w3lib 1.18.0, Twisted 17.9.0, Python
2.7.13 |Anaconda 4.4.0 (64-bit)| (default, Dec 20 2016, 23:09:15) - [GCC 4.4
.7 20120313 (Red Hat 4.4.7-1)], pyOpenSSL 17.0.0 (OpenSSL 1.0.2l 25 May
2017), cryptography 1.8.1, Platform Linux-... 阅读全帖 |
|
s*******w
发帖数: 210 | 10 建议多google一下，"529 plan", it is a tax defered investment account for
educational purpose. there're quite a lot of things you need to know before
you open one of these. in short:
1. there're many accounts, managed by different states, you can choose from
all of them.
2. interest income and capital gain of the investments are tax deferred. if
used for educational purposes it's tax exempt. for other purpose you do need
to pay tax on them.
3. you can contribute up to 11k per person per year without be |
|
a******e
发帖数: 36306 | 11 The Texas Department of Housing and Community Affairs (TDHCA) offers a 10-ye
ar deferred forgivable 2nd mortgage for down payment and closing cost assist
ance, up to 4 percent of the first mortgage amount. The loan is offered at a
competitive interest rate and is amortized over 30 years.
A significant advantage of this program is that borrowers are not required t
o make monthly payments on the 2nd mortgage. All payments are deferred and
are eventually forgivable should the borrower occupy the h |
|
f**********y
发帖数: 230 | 12 【 以下文字转载自 TonyXuClub 俱乐部 】
发信人: flyingbeauty (qualcommgirl), 信区: TonyXuClub
标 题: 有多少人买了Whole Life Insurance？
发信站: BBS 未名空间站 (Sun Jul 1 15:38:37 2012, 美东)
最近有人来宣传这个，又叫Cash Value Life Insurance。好处是tax deferred。
但是其他投资手段比如muni bond也能tax deferred。
这里有人买这种保险么？历史上保险公司破产之后投保者怎么办了？
请教过来人。 |
|
C****i
发帖数: 1776 | 13 http://personal.fidelity.com/products/checking/content/amex_rew
ml
Choose a Card that showcases your savings goal while helping you achieve it.
More than one goal? All of our Cards give you the flexibility to split rewa
rds among multiple accounts or to redirect your rewards to any eligible1 Fid
elity account at any time.
Fidelity? Investment Rewards? American Express? Card
Link it to a Fidelity? Cash Management Account or brokerage account, and dep
osit the 2% you earn on purchases dire... 阅读全帖 |
|
m*****a
发帖数: 2609 | 14 你说的听起来是那么回事，但具体说不正确。你说的退休后tax rate怎么低了，导致同
样赚得钱可以少交税。这个叫tax defer到你退休，你虽然交少了，但是还是交了，这
个是Traditional IRA特点(本金和赚得部分都是遵循这个)。
而Roth IRA是如果你退休后才取出，赚得部分，无论你当时tax rate如何，都是零税率
。请再重复一遍，零税率！这个就不是tax defer，而是tax WAIVE！！！我也是基于这
个原因，因为不知道我退休后tax rate怎么变，就选这个0风险的Roth IRA的。只要你
按规矩办事，你退休时就算赚了几百万也不会收你一分税的，直接进你口袋。
事实上，因为就是这么好的事，美国政府还怕你退休时还放在里面投资赚钱不拿出来(
因为赚得一直不用交税呀)，所以你不按时distribute还要罚你，虽然那是后话了。 |
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j*****g
发帖数: 7513 | 15 roth 税后的钱，增长部分tax deferred, 以后拿出来tax free.
401k,放进去是税前的，增长tax deferred,以后拿出来按照 income交税。【 在
weever (单片机8098) 的大作中提到: 】 |
|
t******g
发帖数: 937 | 16 please READ the link before you reply:
"
The first, and by far the most common, is a pretax 401(k) contribution; the
money compounds on a tax-deferred basis and the whole kitty is ultimately
taxed upon withdrawal.
In addition, some plans also allow for Roth contributions, meaning that the
investor contributes money that has already been taxed but enjoys tax-free
compounding; withdrawals of contributions plus investment earnings are tax-
free in retirement.
Finally, some 401(k) plans allow contri... 阅读全帖 |
|
发帖数: 1 | 17 大彻大悟 七十岁半后 你的额外收入也许有25%的税率
在美国 你的每元资产都打着印记:已交过税的和还末交过税的。退休后你的social
security收入是固定的 70岁半 后 你的401K积蓄必须每年取出MRD -minimum
required distribution,这也是基本固定的值 这样很容易祘出你的额外收入为多少 才
可以使联邦税不落入25%的税率中。
请看下面的Excel
A行 SS Benefit. 夫妇俩。假设 50000
B行 SS的一半加上C行值 先为 65000
C行 两人的MRD 加其它收入 先定40000+0=40000 以后不断迭代
D行 由B行可祘出SS中需付税的部分 这里为23850
E行 利息收入 这里暫定为零
F行 投资收入 这里暫定为零
G行 出租房收入 这里暂定为零
H行 C行到G行的总和 即总收入
I 行。标準減免税 这里定为 15100
J 行 H行減I 行
K行 夫妻两可減免部... 阅读全帖 |
|
h**********e
发帖数: 4328 | 18 就像你说的
tra ira里没钱的话 后门roth不用交税（意思是不用交之前deferred的税）
有tax deferred money 那就要按比例distribute交税
IRA |
|
k********g
发帖数: 278 | 19 但希望同时能把master的admission推迟
一年以防万一. 问题是即使学校同意推迟一年入学, 接受这个admission会不会影响他
明年申请?
I am not an expert. But do not think the new application will be affected.
另外,接受这个admission现在就要交几千块(人民币), 不知道这个钱是用来
干什么的?
Really? I do not have the same situation. Just email them and defer the
admission.
似乎所有学校都收这个钱, 他的同学拿到master admission(不同学校)的也
都要交这个.是不是用来办I20的(service fee之类)? 如果学校发了I20, 是不是明年就
没法申其他学校(需要前一个学校release)?
If you decide to defer the admission, you should not need an I20 now. |
|
u*****a
发帖数: 6276 | 20 芝加哥大学法学院教授对罗伯茨反对意见的驳斥：
http://www.huffingtonpost.com/geoffrey-r-stone/the-same-sex-mar
A central complaint of the four justices who dissented from the Supreme
Court's decision in Obergefell v. Hodges, which recognized a constitutional
right of same-sex couples to marry, was their repeated assertion that the
five justices in the majority were unabashedly -- and illegitimately --
distorting the "true" meaning of the Constitution to suit their own personal
values and beliefs.
Chief Justice Roberts,... 阅读全帖 |
|
f*******y
发帖数: 8358 | 21 见下，这是最关键的一票kennedy的意见。kennedy是说需要要提供证据支持，除了用
race-based aa，没有其他办法达到diversity。
说明至少在kennedy看来，1，diversity依然是state interest。2，race-neutral的办
法达到diversity了，那么就不可以用race-based aa。
In an opinion written by Justice Anthony Kennedy, the Court determined that
the lower courts gave too much deference to UT–Austin officials when
examining whether their use of race was narrowly tailored. The Court said
that university officials are entitled to “no deference” because it is “
for the courts, not for universit... 阅读全帖 |
|
s******x
发帖数: 15232 | 22 我觉得你这个心态很好
加上大家为你提供的信息
你应该可以做出适合你家的决定
大家无论从哪个角度建议，都是为你好
但是最后决定是对小家庭负责，还是对大家庭负责，还是对同族人负责，这个是你自己
的决定。每个人都有自己的做事的尺度以及道德标准，谁也不能把自己的意见强加给你
；同样，人在做，天在看，人要为自己做的事情负责，这个道理大家也都明白。
我再讲一下我个人的意见（与别人有不同是正常的，我也不说谁的一定就对，但希望你
多听听大家意见以后，不要人云亦云，能形成自己的独立的观点）：
出来混的，迟早是要还的。人无远虑，必有近忧。在这个版看到许多朋友，都是当初觉
得父母可能不需要来了，就黑一次吧。结果呢，世事难料，过了几年又需要来了，却签
不过了。没有一个人不后悔当初的决定的。
有些做法，看似可以解决眼下的问题，但却是饮鸩止渴，后患无穷。如同急需用钱是去
借高利贷一样，是把将来的幸福赔进去的做法。
操作层面上，如果你希望父母还能有下次，而现在改票两个星期就回去有心有不甘，我
再给你指第三条路：
google
cbp deferred inspection
去离你最近的Deferred Inspec... 阅读全帖 |
|
s**7
发帖数: 363 | 23 收到hr的信，不懂这几个问题。
1.“ You will also need to decide if you are going to defer any of your own
salary and if so what percentage. (Regardless of whether you choose to
defer your own salary, the company makes a Safe Harbor Contribution of 3%
and a 4.5% Voluntary Contribution of your base salary). ”
我知道401k在60岁前取是要有10%罚款的，如果我过个几年就打算回国的话，是不是自
己就不用往里面放钱了？
2.“Contact Fidelity (either at Net Benefits @ www.401K.com or calling the
Retirement Benefits Line @ 1-800-835-5097) to make your investment choices.” |
|
E**O
发帖数: 1980 | 24 从历史来看，无论多么风光的科技股，都会从100或好几百渐渐地回落到几十或十几刀。
aapl现在是把过去defer的revenue加上future的进账一起算在财报内，等明后年过去
defer的部分没有了的时候，数据上就没有像今年吹的那么好看了。 |
|
g***l
发帖数: 18555 | 25 The Phoenix Companies Announces Strategic Alliance with The AltiSure Group;
Launches Secure Lifestyle Annuity Series
New Annuities Bring Revolutionary Benefits to the Indexed Marketplace
HARTFORD, Conn.--(BUSINESS WIRE)--The Phoenix Companies, Inc. (NYSE:PNX)
today announced a strategic alliance with The AltiSure Group, an annuity and
life insurance design and distribution company. This collaboration will
allow the two organizations to combine their expertise in developing
innovative annuity and... 阅读全帖 |
|
S*********g
发帖数: 5298 | 26 你说的这个是roll。基于期货的ETF都有这个问题。
这个roll yield有的是正的有的是负的，并不一定是loss
负的里边最明显的是VXX。
用nearby contract的有个原因是一般来说这个contract的volume和open interest最大。
越deferred的越不liquid。而且价格反应的也不是近期的commodity。
譬如cotton，corn这些deferred和nearby最近价格差别就比较大。
下面这个link是roll yield一个ranking
http://vectorgrader.wordpress.com/2011/05/09/commodity-etf-mome |
|
S*********g
发帖数: 5298 | 27 各个commodity有各自的schedule，而且commodity deferred month的活跃程度比股指
期货的deferred month强太多了。 |
|
B*********L
发帖数: 700 | 28 同学们查了一下，是这样的：
一般的情况：
Normally, a distribution of less than 25 % is traded "ex" (without the
distribution) on and after the second business day prior to the record date.
Record Date Normal Ex-Dividend
Date
Monday preceding Thursday
Tuesday preceding Friday
Wednesday preceding Monday
Thursday preceding Tuesday
Friday preceding Wednesday
Saturday preceding Wednesday
Sund... 阅读全帖 |
|
f******x
发帖数: 150 | 29 巨人这次的分红是special cash dividend 高于25% ex day 是9月12 号 这不同于正常
分红
Giant Interactive Group, Inc. ("GA") has declared a special cash dividend of
$2.99 per GA American Depositary Share (ADS) ($3.00, less a $0.01 Depositary
Fee). The special cash dividend has a record date of August 31, 2011 and a
payable date of September 9, 2011. The ex-distribution date is Monday,
September 12, 2011.
这种分红不同于正常分红 ex day 是在record 之后 google 的系统出问题了
When the distribution is 25% or more, the Exchange will defer trading the... 阅读全帖 |
|
c*****r
发帖数: 8227 | 30 Earning 非常滥。
The company forecast adjusted second-quarter revenue, which excludes the
impact of deferred-license revenue, of $126 million to $129 million, just
under estimates of $130 million from analysts polled by Thomson Reuters.
Sina's core earnings have continued to deteriorate amid higher product-
development and advertising costs.
In the latest quarter, Sina posted a loss of $13.7 million, or 21 cents a
share, compared with a year-earlier profit of $15 million, or 23 cents a
share. Exclud... 阅读全帖 |
|
a********t
发帖数: 4508 | 31 RND投入比较大。营销费用也比较大。
Deferred revenue居然算在Net Income 里了。 GAAP不容许，但管理层还是放在non-
GAAP里面了。这个季度Deferred revenue巨大。
好似还花了2个亿买了个办公楼。。。 |
|
V*****2
发帖数: 7930 | 32 Federal National Mortgage Association : Fannie Will Make $59.4 Billion
Payment to U.S.
By Nick Timiraos
Fannie Mae said Thursday that it would make a $59.4 billion payment to the U
.S. Treasury next month after reporting a $58.7 billion first-quarter profit
thanks to a big tax benefit the bailed-out mortgage-finance company booked
after determining it would generate profits in the coming years.
Fannie recognized $50.6 billion in tax benefits during the first quarter, in
addition to pretax income... 阅读全帖 |
|
m*******a
发帖数: 4507 | 33 I believe those costs related to finance sales (lease). Based on the lease
accounting, the revenue and cost will be deferred and not recognized until
receipts of lease payment. That's why Tesla sold more cars in Q2 comparing
with Q1 but the sales was about $155 million less than Q1 under GAAP (I
guess they didn't offer lease to customer until Q2).
One funny thing is they sold almost 20% more cars in Q2 than Q1, but non-
GAAP revenue
which included all deferred sales through lease/finance is slig... 阅读全帖 |
|
m******u
发帖数: 12400 | 34 ER 不错啊。
BEIJING, Aug. 14, 2013/PRNewswire/ -- Renren Inc. (NYSE: RENN) ("Renren" or
the "Company"), a leading real-name social networking internet platform in
China, today announced its unaudited financial results for the second
quarter ended June 30, 2013.
Second Quarter 2013 Highlights
Total net revenues were US$49.6 million, a 10.7% increase from the
corresponding period in 2012. Renren net revenues were US$43.4 million, a 5.
5% increase from the corresponding period in 2012. Nuomi net re... 阅读全帖 |
|
u**********n
发帖数: 8905 | 35 SYDNEY (MarketWatch) -- When it comes to the rebound in U.S. banking stocks,
investors, bankers and many Wall Street analysts alike seem to have
embraced Oliver Goldsmith's advice: "Ask me no questions, and I'll tell you
no lies."
But the much-heralded improvements in the fortune of banks may be
misleading.
Federal Reserve policies, especially low interest rates and large liquidity
flows (from central banks through quantitative easing ("QE"), have
supported bank earnings to a large degree. Low s... 阅读全帖 |
|
x**8
发帖数: 1165 | 36 Thoughts On The AIG Ruling And The Implications For Fannie Mae
Jun. 24, 2015 4:42 AM ET | 22 comments | About: American International Group
Inc (AIG), FNMA
Disclosure: I am/we are long FNMA. (More...)
Summary
The AIG trial court has ruled that the government taking AIG Equity was an
illegal exaction but that shareholders are not entitled to damages.
The ruling, while for the government on damages, sets out a road map for
reversal.
Fannie Mae shareholders who owned shares when the net worth sweep... 阅读全帖 |
|
L*********h
发帖数: 2617 | 37 另外，有deferred loss的也就是defer到下一年？ |
|
E***r
发帖数: 1037 | 38 http://www.schwab.com/resource-center/insights/content/tax-reform-what-investors-should-know
By HAYDEN ADAMS
DECEMBER 20, 2017
The policy analysis provided by the Charles Schwab & Co., Inc., does not
constitute and should not be interpreted as an endorsement of any political
party, nor should the analysis be considered tax advice.
Congress has just passed the most sweeping tax code overhaul in decades.
Once signed into law, the majority of its provisions will kick in on January
1, 2018, with man... 阅读全帖 |
|
E***r
发帖数: 1037 | 39 178 那个 lot 有 loss。如果在 178.5 cover 一个月内再次交易FB，不论long/short
，178 lot的loss会被deferred。把deferred loss加到新仓的cost basis上即可。 |
|
r*****8
发帖数: 538 | 40 不能。
如果你的401k超过了你的annual tax-deferred limit,你应该correct你的 excess
contribution。否则你会 taxed twice on that money, 因为excessive contribution
is not tax deferred. |
|
h****m
发帖数: 7 | 41 我的I797过期日是2011年的9月30日, 但是上两个月入境时, 海关的工作人员说我的护
照年底过期,
而且中国又不在什么列表里面, 所以只能在我的I-94上写上6月份的日期, 叫我回去后
赶快更新护照,
然后向USCIS提交资料.
前两天我收到新的护照了, 看网上有帖子说SFO的CBP可以更新I-94, 打电话过去问,有
个女的帮我的
电话转给Deferred Inspections部门, 那个男的跟我说这件事要找USCIS.
后来我上网在USCIS预约,今天早上见了移民官员, 刚开始在一楼,说明情况后, 他们帮
我写了个条让我
上11楼, 好像也是Deferred Inspections部门. 有个男的在里面看了我的材料后说我的
I797上面
还有I94的号码(I-94卡离境时已经交给海关了, 不过还有个号码在左边那里), 不需要
重新签发. 之
后他又帮我查了两次, 又和他两个同事确认了一下, 说不需要重新签发, 我的身份是OK
的, 说下次入
境时拿I797给海关看就好了, 他们会重新给我一张新的.
现在请问各位, 他们说的是正确的吗? 我真的就不需要管它了???
谢谢! |
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l****x
发帖数: 365 | 42 我们是8月31日deadline，9月1日被sevis系统自动defer到春季了，9月4日收到uscis回
复了一封我deadline前每天催uscis的一堆日经邮件，说9月2日approve了。我们学校有
个9月9日的add/drop class last day。本来万念俱灰要defer了，万万没想到，系里和
advisor和小米谈过后，说9月9日前注册就可以。杀到io，io advisor（那是对我已经
相当熟悉了）说自己权限不够改sevis系统和在正式新的i20到前给注册身份，于是今天
掐指头算大概邮件应该在9月8日到学校，按耐不住立马杀向io的高阶advisor，得到了
如果确定真的9月2日approve了，就可以注册的天大喜讯（高阶官员管改系统和i20）。
立马又杀向uscis 800小2，小2做无辜不了解装，让高级官员接电话，高级官员确定了
approve无误（怕之前是看错号码或者发错邮件，没办法uscis就这样大家都知道）。提
心吊胆中等待明天注册和那封i20.
我是注册前4天，每天绝望地发一封邮件，但是貌似没用，也许有用被当笑话贴看了？
因为9月1日有人报approv... 阅读全帖 |
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L*******e
发帖数: 70 | 43 我是H1B, I797是2012年11月到期。我上年(2010年7月）在LA入关时候，官员在I94上给
的时间是2010年12月。当时没注意，就回德州了。后来当月看到，还专门跑到LA的
Deferred Inspection office 去问。他们不让改，说I94不是根据I797的有效期，而是
根据护照到期半年前（我当时旧护照到期日子是2011年6月）。后来我又跑到德州某个
大城市机场的CBP, 他们几分钟就给我改好了，发了一个新的I94，日期和I797上面的一
样。
现在下个月马上要回国签证了。心里还是有点担心，会不会有问题？为何LA办公室不让
改，德州的马上给改？改了之后电脑系统会更改吗？就担心德州即使给我个新的I94，
系统他们忘了改了就麻烦了 （当时去的时候他们快下班了）。
顺便抱怨一下，LA那个Deferred Inspection office 态度真的不是一般的差。
谢谢各位解答！ |
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h***h
发帖数: 102 | 44 明年美国本科毕业，申到了graduate school，但是想defer，休息一年再去读
现在的f1早过期了，请问如果defer一年，学校是不是不给发i20了？那这期间我只回国一两个月，然后要怎么签回
美国？
谢谢！！！ |
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w******s
发帖数: 768 | 45 H4转F1，已经3个月零4天了，但是还是没有消息。可能赶不上开学。现在该怎么办呢？
1. Defer到下学期？这个还没有问系里行不行，个人是担心如果9月初approve了，我
defer到下学期，那我9月到12月能以F1的身份呆着但不上学？？？
2. 以H4入学？IC的人说我最好现在就以国际学生来要求自己。所以要选9个学分的课。
应该是可以州内学费。但这样下来也要5000多。如果我入学后，9月份F1拿到了，学校
应该不能退钱了吧？
到底该怎么办呢？求大牛指点。 |
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s**7
发帖数: 363 | 47 收到hr的信，不懂这几个问题。
1.“ You will also need to decide if you are going to defer any of your own
salary and if so what percentage. (Regardless of whether you choose to
defer your own salary, the company makes a Safe Harbor Contribution of 3%
and a 4.5% Voluntary Contribution of your base salary). ”
我知道401k在60岁前取是要有10%罚款的，如果我过个几年就打算回国的话，是不是自
己就不用往里面放钱了？
2.“Contact Fidelity (either at Net Benefits @ www.401K.com or calling the
Retirement Benefits Line @ 1-800-835-5097) to make your investment choices.” |
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h******i
发帖数: 238 | 48 【 以下文字转载自 Immigration 讨论区 】
发信人: haoyanzi (YanZi), 信区: Immigration
标 题: 现在EAD卡交后75天后可以催
发信站: BBS 未名空间站 (Sat Jul 19 17:46:36 2014, 美东)
最近在USCIS的网站 https://egov.uscis.gov/cris/processingTimesDisplay.do 看到
如下信息。
Important Information About Form I-765, Application for Employment
Authorization
You can now submit inquiries about the status of your Form I-765 after your
case has been pending more than 75 days.
Please note that for Form I-765 category (c)(8), based on a pending
asylum application, ... 阅读全帖 |
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l****g
发帖数: 385 | 49 有时候选择多也是痛苦啊
1） 485 pending: H1b visa > AP
2) 485 approved while abroad: AP=GC，no H1b
皮匠的博客里面讨论了这些情况
http://blog.wenxuecity.com/myblog/14332/200709/3149.html?msg=%B
查 Status 说 I-485 批了，但我现在在国外，可以用 AP 入境吗？
－－可用有效的 AP 入境。
例："Green card approval happened during my trip in China, reentered US with
no hassle (as AOS using AP)."
查 Status 说 I-485 批了，但我现在在国外，没有 AP，可以用 H/L 签证吗？
－－如果你还能申请到 H/L 签证，大多时候 CBP 会放你进来。
你也许得申请 Returning Resident Visa.
查 Status 说 I-485 批了，但我现在在国外，可以把绿卡寄给我，用绿卡入境吗？
－－可。
昨天的 Email 说 I... 阅读全帖 |
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h******i
发帖数: 238 | 50 最近在USCIS的网站 https://egov.uscis.gov/cris/processingTimesDisplay.do 看到
如下信息。
Important Information About Form I-765, Application for Employment
Authorization
You can now submit inquiries about the status of your Form I-765 after your
case has been pending more than 75 days.
Please note that for Form I-765 category (c)(8), based on a pending
asylum application, the processing timeframes listed only apply to an
initial filing.
Please note that the 90-day period for adjudicating Form I-765 ca... 阅读全帖 |
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