l****z
发帖数: 29846 | 1 作者:王蔚
2009-05-28 18:24:58
The Root Cause of the Subprime Fiasco is Government Intervention in the
Market
2007年初开始浮现的次贷危机(1)导致了全球性的金融风暴，进而造成了多数国家的经
济衰退。
看到总裁和董事长们成千万上亿的工资加奖金，人们很容易把这场经济危机归罪于华尔
街和银行(在本文范围内也包括房贷企业)的贪婪。也有文章用一两句试问那些明知没有
还贷能力却签字买房者有无责任。那么美国政府在这其中作了什么呢？
政府立法干预银行营运
Community Reinvestment Act(CRA)
1977年美国国会通过，由卡特总统签署了“社区再投资法”Community Reinvestment
Act(CRA)(2)。该法是由一些社区组织和活动家(community groups and activists)积
极推动而成的，目的是敦促银行给低收入者(多为少数族裔)贷款购房， 消除这方面的
“种族歧视”。一些银行在贫困社区开设分行，吸收存款，支付利息，是鼓励贫困家庭
储蓄... 阅读全帖 |
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s*********r
发帖数: 9493 | 2 不是事实！事实上，2008年大选时候，奥巴马对80-20的问卷回复了YES，麦凯恩一直没
理睬。
A Washington Post article on 80-20 & Sen. McCain
An October 10, 2008, "McCain Losing His Chance To Win Over The Asian
American Vote" article stated:
"There are legions of voters in this country who are completely invisible --
at least to the GOP. . . . . . . .
Since the start of this election, an Asian American Advocacy group known as
the 80-20 Initiative has been pressing hard for the presidential candidates
to commit to issues disproportionately... 阅读全帖 |
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N*L
发帖数: 899 | 5 是repeal bill of rights那个吗 |
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l****z
发帖数: 29846 | 6 In response to President Barack Obama’s demands that the House pass a
continuing resolution that funds the Affordable Care Act, House Republicans
fired back, demanding a delay for all of Obamacare until 2015.
The amendment, led by Tom Graves (R-GA), the congressman behind the House's
Obamacare defunding push, is called the “Fairness Amendment” and would,
according to Graves’ office, delay the healthcare law until 2015.
“A simple and reasonable way to ensure fairness for all is to provide every
A... 阅读全帖 |
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l****z
发帖数: 29846 | 7 次贷危机的根本原因是政府干预市场
作者:王蔚
2009-05-28 18:24:58
The Root Cause of the Subprime Fiasco is Government Intervention in the
Market
2007年初开始浮现的次贷危机(1)导致了全球性的金融风暴，进而造成了多数国家的经
济衰退。
看到总裁和董事长们成千万上亿的工资加奖金，人们很容易把这场经济危机归罪于华尔
街和银行(在本文范围内也包括房贷企业)的贪婪。也有文章用一两句试问那些明知没有
还贷能力却签字买房者有无责任。那么美国政府在这其中作了什么呢？
政府立法干预银行营运
Community Reinvestment Act(CRA)
1977年美国国会通过，由卡特总统签署了“社区再投资法”Community Reinvestment
Act(CRA)(2)。该法是由一些社区组织和活动家(community groups and activists)积
极推动而成的，目的是敦促银行给低收入者(多为少数族裔)贷款购房， 消除这方面的
“种族歧视”。一些银行在贫困社区开设分行，吸收存... 阅读全帖 |
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l****z
发帖数: 29846 | 8 PepsiCo CEO Says Cola Has Lost Its 'Cool Factor'
PepsiCo CEO Indra Nooyi conceded Monday that cola has lost some of its "cool
factor."
Speaking at Beverage Digest's "Future Smarts" conference in New York City,
Nooyi said that craft soda, like PepsiCo's own Caleb's Kola, may be the key
to restoring some of cola's allure.
"I think there is actually a huge potential for craft," Nooyi said.
PepsiCo launched Caleb's Kola earlier this year. Nooyi said it has a
distinctive taste that is "catching on," ... 阅读全帖 |
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l****z
发帖数: 29846 | 9 The Washington Post's Obama Deniers
March 25, 2015 - 7:27 AM
By L. Brent Bozell III & Tim Graham
It's as if they were waiting, breathlessly. The moment Ted Cruz announced
his presidential campaign, the national media proclaimed their horror. He
was "brash," a "hardliner," an "uncompromising conservative," they warned.
ABC anchor David Muir announced his agenda was the usual No list: "Promising
no abortion, no gay marriage, no gun control, no IRS."
Apparently, there's no room for hope and change ... 阅读全帖 |
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m****g
发帖数: 2215 | 10 http://www.realclearpolitics.com/articles/2016/02/24/why_rubio_
Each senator, congressman or governor who lines up to support Rubio brings
with him the kiss of death. They announce his fidelity to an agenda and
style of accommodation that is precisely what the Republican rebels can't
stand. With each endorsement, he becomes less the Rubio of the tea party and
, instead, the Rubio of the unpopular establishment politics of John Boehner
and Mitch McConnell.
No matter how you slice and dice it, the... 阅读全帖 |
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s*******1
发帖数: 16479 | 11 【 以下文字转载自 Military 讨论区 】
发信人: beijingren (to thine own self be true), 信区: Military
标 题: Re: 床铺和被压迫人的奋起
发信站: BBS 未名空间站 (Fri Mar 4 21:53:46 2016, 美东)
PEGGY NOONAN: Donald Trump and the Rise of the Unprotected:
There are the protected and the unprotected. The protected make public
policy. The unprotected live in it. The unprotected are starting to push
back, powerfully.
The protected are the accomplished, the secure, the successful—those who
have power or access to it. They are protected from muc... 阅读全帖 |
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g********2
发帖数: 6571 | 12 Comments
Liz Dice
Hypocrisy of Americans. All for the Clinton's getting back in office but
people hate Trump calling him racist when Bill and Hillary both said the
exact same things lolol. Just goes to show how the media can spin things and
control the minds of people as they see fit.
· 833 · 15 hours ago · Edited
56 Replies · 44 minutes ago
Jeff Runge
More proof that Clinton = LIAR
· 430 · 15 hours ago
24 Replies · about an hour ago
Mike Pitts
To compare these two men is a joke. The Clintons ar... 阅读全帖 |
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w******g
发帖数: 2047 | 13 1. "Donald Trump's ideas aren't just different -- they are dangerously
incoherent. They're not even really ideas, just a series of bizarre rants,
personal feuds and outright lies."
2. "He's not just unprepared -- he's temperamentally unfit to hold an office
that requires knowledge, stability and immense responsibility."
3. "This is not someone who should ever have the nuclear codes because it's
not hard to imagine Donald Trump leading us into a war just because somebody
got under his very thin s... 阅读全帖 |
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g********2
发帖数: 6571 | 14 With her eyes toward the general election, on Thursday, Democratic Party
front-runner Hillary Clinton took aim at Donald Trump. In a scathing,
uncharacteristically blunt speech delivered in San Diego, Clinton addressed
America's national security and, specifically, the threats America will face
if Trump becomes commander in chief. Through Clinton and Trump have been
taking jabs at each other all year, her remarks Thursday were the strongest
attack yet against the presumptive Republican nominee. ... 阅读全帖 |
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d*2
发帖数: 2053 | 15 https://finance.yahoo.com/news/citi-people-arent-taking-possibility-
123424335.html
[Bloomberg]
Julie Verhage
September 13, 2016
Trump tail risk?
A new note from Citigroup Inc. says that while the firm still puts the
probability of Hillary Clinton securing the U.S. presidential election at 65
percent, investors are not taking the remaining chance of a win by Donald
Trump very seriously.
"A 35 percent probability for a Trump victory is more meaningful than
investors may be appreciating," the team... 阅读全帖 |
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B****A
发帖数: 43 | 16 多谢。看来公布的POLL，就是先有结论，再去 raw data 里 slice and dice找到拟合。
LA TIMES/USC Poll 因为用的是固定的一批人作样本，所以调整族裔权重 （“采用了
西语裔和非洲裔选民占50%以上的样本组合”）的可能性要小的多。这个POLL和IBD
POLL 最后和结果差不远。 |
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t*******d
发帖数: 12895 | 18 reddit热帖
https://redd.it/5cvphc
There are so many, we worked last night to put this list together! See last
thread.
Help suggest companies. Also help suggest companies to remove from this list
- there are lots and we want to be effective! Keep in mind that these are
only suggestions, this is by no means a set of commands for you to obey.
Edit: due to popular demand, companies which merely supported Hillary or
Democrats have been removed!
【ORGANIZATIONS TO SUPPORT】
WIKILEAKS
The TRUMP Organizatio... 阅读全帖 |
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G*********e
发帖数: 2091 | 19 没啥，种族隔离期间钱学森做到美军上校，杨李拿炸药奖，王安开电脑公司，日子过得
都不差。
[在 starlightt (星光大姐大) 的大作中提到：]
:Birmingham, Alabama Issues Racial Segregation Ordinances
:SECTION 369. SEPARATION OF RACES.
:It shall be unlawful to conduct a restaurant or other place for the serving
of food in the city, at all which white and colored people are served in
the same room, unless such white and colored persons are effectually
separated by a solid partition extending from the floor upward to a distance
of seven feet or higher, and unless... 阅读全帖 |
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发帖数: 1 | 20 现在不看电视，就在YouTube上看看视频，推荐Mark dice |
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W*****B
发帖数: 4796 | 21 【 以下文字转载自 Military 讨论区 】
发信人: WCNMLGB (CCC), 信区: Military
标 题: 有重罪前科的人现在有希望重新获得投票权了！
发信站: BBS 未名空间站 (Sun Jan 28 17:11:25 2018, 美东)
过去重罪前科者被剥夺投票权，再工作住房个方面受歧视。人权人士对此十分不满。杀
人犯只要改过自新还是有权利和正常人一样生活的嘛！现在开始要恢复他们的投票权。
雇主和房东也要被禁止对申请者做背景调查！
POLITICS JAN 28 2018, 4:34 PM ET
Millions of ex-cons lost their right to vote. Now they might get it back.
by JANE C. TIMM
SHARE
RICHMOND, Va. — Dean Turner never voted before he went to prison. But his
right to cast a ballot was the last barrier to rebuilding his lif... 阅读全帖 |
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S*******i
发帖数: 2018 | 22 Chief of Staff John Kelly on Fox News Radio this morning said he thinks the
Nunes memo will "be released here pretty quick" and that "the whole world
can see it."
Kelly also said he has seen the memo.
"The memo came over, we've got our folks at the national security lawyers in
the White House that work for me and the President slicing and dicing it,
looking at it so we know what it means and understand," Kelly said. |
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发帖数: 1 | 23 Kavanaugh accuser Blasey Ford’s high school yearbooks scrubbed of info
about wild sex parties, drunken blackouts, and more
(Natural News) As Democrats and Hollywood women rally around Christine
Blasey Ford, the woman who has accused Supreme Court nominee Judge Brett
Kavanaugh of sexual assault 36 years ago when both were in high school,
there has been a concerted behind-the-scenes effort aimed at hiding her own
salacious past.
As Infowars reported, Ford’s high school yearbooks were chock full of... 阅读全帖 |
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O*********h
发帖数: 4674 | 26 那个iphone interface和 voice command的确是不错
这个是tech唯一的亮点，我其实挺纠结，后来老婆说她肯定不会操作，正好也省钱我就
上了base
准备去弄个DICE之类的ipod inteface, 应该解决听音乐的问题了，这车就是来干活的
，懒得搞这么多luxury的东西了 |
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r*********s
发帖数: 36 | 28 首先声明是Certified pre-owned 的车，接近但是不到一万迈，之前一直在车行做
loaner car。2013 Outback base,OTD 23000.
我自己当年第一辆车是六缸Camry（一点也不省油），出车祸撞了一辆很老的Volvo，两
辆车都报废了。之后买了辆旧Volvo，开起来感觉很好，但是Volvo被福特收购后质量不
太行。好在自己略懂修车，买了service manual和dice vida，前前后后修了不少东西
，最近老车的electronic throttle module坏了，得送去加拿大的一个厂rebuild，估
计来回得花十几天。
gf上班急需要买辆车，希望要新一点的，看了一圈发现比较喜欢改版后的Outback.住的
地方是个大农村，方圆40迈就只有三四家dealer。周四晚上6点去最近的一家试车，试
了limited版带eyesight的，但是价钱大大超出预算。于是要求quote了三辆车的价钱：
2013 premium， 2014 base， 和2013旧车base。我说要是你给个ridiculous offer的
话，当场就可以买。但是看... 阅读全帖 |
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k*********s
发帖数: 4474 | 29 No no, C-clamp is only for front pad. You need a dice tool, or piston tool
set twist and push the rear brake back. |
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B*G
发帖数: 13438 | 30 常见问题，一般的reader灭不掉这个灯，很多人插拔一下电池就能解决，具体去volvo
论坛上搜。不放心的话ebay上买个一百多的vida dice，跟dealer一样的reader，能看
到具体原因，也能erase，但过一阵说不定又亮了。我的这个灯亮了两年了，原因是
airbag灯不亮，要换整个display module，懒得换，反正年检一样过。 |
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b********f
发帖数: 605 | 31 如果是找dealer维修，各家都差不多，现在的行情是每小时人工$120-125美元。如果是
包在 warranty 里面的维修，反正是包的，不用担心费用。
我买的二手沃尔沃，开始找车行的时候是很多车行不敢碰，因为沃尔沃有自己的诊断系
统，软件是每年付费，很贵，小车行不玩。后来终于找到一家很好的中国人开的小车行
（用中国出的通杀汽车诊断软件）。维修的价格里零件会贵一些，比如说 strut kit，
一套前轮的我的Sienna是250美元，但是沃尔沃XC90的要330，但是人工是一样的。有
些东西是只能去 dealer 做的，比如说买备用车钥匙，只有 dealer 能直接和沃尔沃总
部联系设置安全芯片，就只能挨宰了。
我觉得关键是找个好车行，然后自己要买一套 VIDA DiCE，小问题就可以自己通过电脑
解决。沃尔沃的机械部分还是用料很足的，正常维修不会很多问题。 |
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B*G
发帖数: 13438 | 32 玩老volvo的人，谁手里没有套vida dice啊，Engine Light, service urgent刷灭分分
钟的事情，dealer就是懒。另外srs service这个灯是老问题，有人换sensor，有人换
display unit，根本弄不好，但是跟年检无关。我个人建议你找0506年以后的车，没这
些破事。
750 |
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g*****o
发帖数: 5955 | 33 偶买个 vida dice 去，中国运过来 115刀 ，希望质量还行。这次来不及以后也会有用的 |
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g*****o
发帖数: 5955 | 34 吹不进去就是漏真空是不是？俺一直不懂车里啥是真空。
偶可以去哈口水气看看。
http://www.aa1car.com/library/vacleak.htm
这漏气相当的麻烦啊，不过主要集中在 idle 问题，如果加速应该症状会消失。俺这加
速也有问题，更像是别的原因，比如点火线圈，喷油嘴啥的。一旦问题发生就不会消失
，看来比较麻烦。难道等出问题了慢慢蹭到店里去查？可是门口的坡就上不去。还是等
VIDA DiCE 来了自己看看有没有 code。 |
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g*****o
发帖数: 5955 | 35 前门螺丝自己看看松不松啊
松了紧上就好
偶今天刚照着VIDA 手册把老车车门拆开，把开门拉手修好了。
发现 power lock 也能工作了，就是开锁的时候那个锁杆弹不起来。
可能里面还是没装好被啥东西卡住了。先不管了，手拉起来就行。
2014A 最新VIDA 手册要看哪章偶可以给拷屏，哈
如果要盘偶也可以给。本来在 ebay 买了一份，
VIDA DiCE 也来了，又带了一份，反正都是破解版。 |
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g*****o
发帖数: 5955 | 39 内存不够。偶这是淘汰的老本子，总共就 3GB 内存，
VIDA 那个软件居然要求系统有 3GB 内存。 |
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g*****o
发帖数: 5955 | 41 被领导征用了，装 vm 还不知道 usb 好使不 |
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g*****o
发帖数: 5955 | 42 laptop 装上 win7 了哈哈
居然要先装 vista sp2，自动识别了硬盘，
然后用 win7 升级，
断断续续折腾了两天
这下 VIDA 可以装上了。
等偶上传了 iso 给需要的人发链接哈
这个上传也太慢了，一个半小时。。。 |
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g*****o
发帖数: 5955 | 43 小失望。。。还好能读 2000 的dream car。 |
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g*****o
发帖数: 5955 | 44 只要 9 刀。不过真想多开几年的话，从深圳卖家买个 VIDA DICE 绝对值，100 块出头。 |
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b********f
发帖数: 605 | 45 找 goVolvo 借他的 VIDA/DICE 扫描一下看看有什么纪录。 |
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g*****o
发帖数: 5955 | 46 呵呵，活跃着那，MVS 看看。
而且工具便宜，
VIDA DICE 深圳寄过来才 100 来块，带各种维修步骤，配件编号，联机诊断。 |
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g*****o
发帖数: 5955 | 48 要不要试试 vida dice？
不知道支持这么新的车型不
可以省得跑 dealer |
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g*****o
发帖数: 5955 | 49 国内那么多聪明人哪会想不到这个，vida dice 深圳货都那么便宜。再说国内维护成本
不高，窝窝主要是太贵，偶回去买不起，只能在米国还能买买。
so |
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g*****o
发帖数: 5955 | 50 jump start，充电。
还不行就换电池，上 vida dice |
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