b********n
发帖数: 38600 | 1 You know its really hard to believe that the Chinese, for being as
diciplined and smart as they are in so many matters, got duped into falling
for the only thing proping up the Western economies. That is, ever expanding
credit fueling whatever growth that can be had. I mean first they invested
in infrastructure projects with free flowing credit from numerous parties
only to eventually realize that these apartment complexs, roads, energy
plants, shopping centers, etc. actually needed earnings to ... 阅读全帖 |
|
b********n
发帖数: 38600 | 2 You know its really hard to believe that the Chinese, for being as
diciplined and smart as they are in so many matters, got duped into falling
for the only thing proping up the Western economies. That is, ever expanding
credit fueling whatever growth that can be had. I mean first they invested
in infrastructure projects with free flowing credit from numerous parties
only to eventually realize that these apartment complexs, roads, energy
plants, shopping centers, etc. actually needed earnings to ... 阅读全帖 |
|
b********n
发帖数: 38600 | 3 You know its really hard to believe that the Chinese, for being as
diciplined and smart as they are in so many matters, got duped into falling
for the only thing proping up the Western economies. That is, ever expanding
credit fueling whatever growth that can be had. I mean first they invested
in infrastructure projects with free flowing credit from numerous parties
only to eventually realize that these apartment complexs, roads, energy
plants, shopping centers, etc. actually needed earnings to ... 阅读全帖 |
|
b********n
发帖数: 38600 | 4 You know its really hard to believe that the Chinese, for being as
diciplined and smart as they are in so many matters, got duped into falling
for the only thing proping up the Western economies. That is, ever expanding
credit fueling whatever growth that can be had. I mean first they invested
in infrastructure projects with free flowing credit from numerous parties
only to eventually realize that these apartment complexs, roads, energy
plants, shopping centers, etc. actually needed earnings to ... 阅读全帖 |
|
S*****i
发帖数: 3374 | 5 中国的家长十有八九从来没有要对小孩dicipline的意识 |
|
|
发帖数: 1 | 7 昨天接到Assistant Principle 的信说有个 discipline note 需要我签字。等儿子下
了学给我讲了过程：
数学课，儿子因为做完题开心的吹了一下口哨。坐他旁边的一个西班牙裔孩子打了他后
脖子一下，他就回手打了那个孩子的后背，因为他当时还出了声音，引起老师注意。我
儿子跟老师说是另外孩子先打的，老师说会问一下其他同学，但是据儿子说没有看见她
问。
在discipline note 上，事件描述是我儿子（B)因为生气打了另外一个学生的后背。
当我儿子在校长室说是那个孩子先打的他，那个孩子也被叫进来，承认先动手，然后两
人都被教育说了几句。但是儿子说另外一个小孩没有 dicipline note 他觉得不公平。
回来我跟他说了几条，第一遇到这样的事情必须当天告诉我，是我可能会生气，ground
him for a week，但是我不是敌人，我会帮你减少后面不必要的麻烦。第二 老师在教
室里呢，这种情况最好就是跟老师说，别逞强，1秒钟的高兴和后面一堆麻烦比不值当
。第三 是不是公平不是你跟学校要求的，如果你要求的结果是他也应该拿一张家长通
知单的话，对于你的记录并没有... 阅读全帖 |
|
c*********g
发帖数: 154 | 8 我花了一些时间仔细研究了New York Life的WL跟Nationwide的IUL。期间看了各大BBS
上帖子，发现用金融知识理性分析IUL的帖子比较少。趁星期五有空码码字，希望对大
家有所帮助。
我主要比较三种寿险+投资方案：WL，IUL和term+VFINX（显然，保额都得要一样才具可
比性）。最后会顺带提提其它可能的方案。要注意，一般30岁左右有孩子的人买term都
是只买20年，即20年后对寿险的需求急剧下降，并且20年之后term的费用会大规模提高
。而WL和IUL都是终身寿险，所以term+VFINX跟WL或IUL直接比较不算完全fair。
先老生常谈一个金融界的黄金法则，天下没有免费的午餐，或，高风险高（期望）回报
。从另一个角度说，如果风险相当，理性人应选择高回报的投资方案；如果回报相当，
理性人应选择低风险的方案。
一、ROR
我觉得大家首先要建立起一个最基本的金融或投资概念，就是Rate of Return(ROR)。
假设你在(t_1,t_2,…,t_n)这些时间点有如下的cash flow(c_1,c_2,…,c_n)，注意c_j
可正可负，并假设你的ROR... 阅读全帖 |
|
j****x
发帖数: 44 | 9 理性看待IUL
我花了一些时间仔细研究了New York Life的WL跟Nationwide的IUL。期间看了各大BBS
上帖子，发现用金融知识理性分析IUL的帖子比较少。趁星期五有空码码字，希望对大
家有所帮助。
我主要比较三种寿险+投资方案：WL，IUL和term+VFINX（显然，保额都得要一样才具可
比性）。最后会顺带提提其它可能的方案。要注意，一般30岁左右有孩子的人买term都
是只买20年，即20年后对寿险的需求急剧下降，并且20年之后term的费用会大规模提高
。而WL和IUL都是终身寿险，所以term+VFINX跟WL或IUL直接比较不算完全fair。
先老生常谈一个金融界的黄金法则，天下没有免费的午餐，或，高风险高（期望）回报
。从另一个角度说，如果风险相当，理性人应选择高回报的投资方案；如果回报相当，
理性人应选择低风险的方案。
一、ROR
我觉得大家首先要建立起一个最基本的金融或投资概念，就是Rate of Return(ROR)。
假设你在(t_1,t_2,…,t_n)这些时间点有如下的cash flow(c_1,c_2,…,c_n)，注意c_j
可正可负，... 阅读全帖 |
|
t*******e
发帖数: 59 | 10 多大好呢?4岁?5岁?
太大了是不是就不接受了?太小了,是不是就太严格了?他们挺DICIPLINE的... |
|
t*******e
发帖数: 59 | 11 我们家附近的一家是韩国人办的,挺严的,就怕4岁太小,太严格,会给孩子性格有影响么?
可是,严格和dicipline,不就是精髓么,象老美那样喜喜哈哈,就没有多大用处.挺矛盾. |
|
L*****3
发帖数: 922 | 12 家有一岁多小儿，平时超级cute,很聪明。
现在开始dicipline,否则打人发脾气不肯睡觉都来了。关小黑屋有用，但人除了哭还琢
磨出自己呕吐的方法，让你实在不忍心关他。
昨晚俺实在太累了，但娃娃就是不肯一个人睡，陪着2小时，一出去就哭，一不理就吐
，把俺那个气啊，打PP了。虽然隔着尿布，下手还是比较重，人倒也不哭，就叫唤了两
声，只要你陪着人就高兴。但是打了几下俺倒后悔了，心里那个难过啊。
各位有经验的爸妈开导下俺吧。 |
|
L*****3
发帖数: 922 | 13 恩，大家说得对，我还是不够耐心，脾气有时候比较暴，还要努力改。
还有个问题，如果小黑屋不能关，又不能打pp，怎么dicipline呢？我儿子倔起来那个
倔，捣蛋起来那个调皮。 |
|
w******s
发帖数: 16209 | 14 i told the truth.
I cut short at very high.. tried to be diciplined.. :( |
|
m*a
发帖数: 48 | 15 Have been working so hard, burned so many mid night oil in the past year and
only found myself really worked stupid.
Work hard+work smart+persistance+dicipline+passion+"balls"= success
ai.... |
|
V*****8
发帖数: 33122 | 16 我觉得军训还是很有益处的。往大点讲，人的一生能不能成功关键看这个人有没有
dicipline. |
|
l*****j
发帖数: 5163 | 17 从09年开始就知道这对夫妇，真想不明白为啥生这么多，就算有经济实力，精力总是有
限的，不能给足每一个孩子关怀和陪伴，生活的也是比较机械化（看过访谈说他们
dicipline的程式，我觉得挺教条的），孩子不能完全发挥天性，何必呢？
始终觉得宗教信仰的理由有些牵强。 |
|
|
i*********r
发帖数: 5101 | 19 those are atheletic talents , they need more diciplines to play NBA. Ricky
Davis, and Rafer Alston were street ball stars....Rafer Alston's nickname-Skip
to my lou....he is a pretty good point guard, less turn overs, makes some
clutch shots...his ball handling skill is awesome |
|
h*****a
发帖数: 1992 | 20 Good topic. For people who are serious about cycing at any competition level
, training is a must. I can't even pretend I know anything about training. I
ride, but I won't say that I train. Training means dicipline and regiments,
which I don't possess any. |
|
s*****7
发帖数: 1142 | 21 I wish I am belong to those self diciplined people, too. My weight was 145
about 1 month ago, now I am 149 so you see I can gain weight easily but lose
weight in a very hard way. That's why I think I need a jump start with the
aid of pills. I do select my pills though, to minimize the side effects. |
|
g*********d
发帖数: 8125 | 22 that is very true.
this class is gonna be close to R2's first full class, but better than R2's
second and third.
I really really like those OHio white LBs. They are usually more diciplined
and fundamental sound.
speaking of 5*, anyone we have legit chance other than osu commit Dunn.
4 |
|
f*******g
发帖数: 3304 | 23 you're a runner w/ dicipline, which i saw in several of our bbs runners
all.
just |
|
f*******g
发帖数: 3304 | 24 行家一出手（脚） 就知有没有
赞 dicipline
努力
但慢 |
|
v***l
发帖数: 2623 | 25 treadmill上longrun,太佩服了! 欢喜是我见过最diciplined的runner了(和鸵鸟不相上
下)
我这次只有3个半白天的时间,日程安排的满满的,估计最多能插进一个easy run,blush..
要严肃考虑这周四去Longrun了.
long |
|
p****0
发帖数: 611 | 26 大多时候我会这样。 但是这把牌我决定call一下看看。
风暴兄那道一直这么diciplin？
with |
|
b*****h
发帖数: 3386 | 27 what is a perfect trading?
In my view, selling at the highest and buying at the lowest are not
perfect tradings at all ... Probably, selling at the 2nd highest and
buying at the 2nd lowest are better and more realistic to be implemented
as a dicipline or strategy. hehe |
|
m********2
发帖数: 164 | 28 我们用的是类似的系统，分为attendance, schedule, gradebook, grades, dicipline
几个部分。每个课目每个星期要至少输入两个成绩。可以是回家作业，课堂表现，课堂
作业，和测试。测试在总成绩里占40%， 课堂作业30%， 课堂表现15%， 回家作业15%
。 |
|
