w***n
发帖数: 1519 | 1 Your real return will be the fund's return less net expense. You were
essentially asking which is bigger: (6%-0.1%) or (13%-0.8%). I'm sure you
know the answer. However, what's happened has happened. You don't know what
the future returns will be.
People recommend index funds not really because of the low ER. More
important is for even the clueless to still be able to attain average return
without breaking a sweat. Index by definition is the average, so index
funds will get you there regardless ... 阅读全帖 |
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m*********y
发帖数: 1890 | 2 1. in long term, the difference on expense ratio will compound too, so the
gain will differ much larger than it seems.
2. it's very rare for any fund manager to beat market consistently. if they
are that good, they probably would run a hedge fund instead. |
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L*1
发帖数: 11537 | 3
你找出我哪里说了？我连expense ratio从来都不看的怎么可能说这话？
多了？那样我可以卖掉几个。 |
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s******e
发帖数: 2181 | 4 另外我想问问，expense不是每天都在扣吗？
我现在把所有基金都卖掉转成cash stable了，为啥今天的数值和昨天是一样的呢？一
分没少 |
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x******n
发帖数: 1328 | 5 我没说基金报告里面的收益的长期回报的期望是相同的，我说的是扣除expense之前
的收益的长期回报期望。我上面讨论的东西里面不关心基金报告里面的收益率
收益和收益期望是两回事情。收益当然各不相同。
ratio, |
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f*******g
发帖数: 3304 | 6 You can claim his expense but not recommend. |
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f*******g
发帖数: 3304 | 7 You can claim his expense but not recommend. |
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b********i
发帖数: 1252 | 8 再请教一个问题。每个mf都有expense ratio, 对于那些非零的, 在哪里可以看到它什
么时候被扣除的, 扣除多少? 我查找transaction. history好像没有显示出来啊。
再次感谢啊! |
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w***n
发帖数: 1519 | 9 Expenses are reflected in the net asset value (NAV), whenever that is
updated, daily (in US), weekly, or monthly. Read the prospectus of the
particular fund and you'll see. |
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m*********y
发帖数: 1890 | 10 vanguard target date funds have much lower expense.
than |
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a****a
发帖数: 208 | 11 Agree. Buy index funds (SP500, international, and bonds) directly and
allocate/rebalance them according to the Vanguard target fund composition.
The expense ratio can be easily below 0.1%. |
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m**********s
发帖数: 212 | 12 I got an offer from a company. in the offer letter it saids that "if you
voluntarily terminate the employment within first 6 months of hiring date,
you will be required to reimburse the company".
my question is if i accept this offer, but decided not to go before the
starting date, do I also have to pay back the H1B tranferring expenses?
I know the company will start get my H1B tranferring rolling as soon as
accept this offer.
Thanks a lot for the help. |
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H*****1
发帖数: 4815 | 13 在面试费用上面讨价还价的公司，值得去面试么？
research position，本来phone interview感觉还不错
他们的onsite interview是外包给一个猎头公司来安排
问我开车有两个半小时的车程，是不是就不用安排travel了
我说不用订机票，但需要两天hotel和其他travel expense
居然来跟我讨价还价说，只能pay一天的hotel
这样的公司是不是就不用去了 |
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k*****L
发帖数: 55 | 14 寄出reimburse form and receipts已有六個星期，reimbursement还沒收到， 各位大
俠、一般多久收到Amazon的onsite expense reimbursement? |
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f********1
发帖数: 698 | 15 公司承诺报销travel expense，只要面试之后提供发票。请问这个包括住宿和伙食吗
有什么code需要遵循的？ |
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o********4
发帖数: 45 | 16 OFFER PACKAGE里有relocation expense, 但我住的地方跟公司是同一个城市, 这是什
么意思? |
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q**7
发帖数: 79 | 17 老公3月下旬去三藩的Uber onsite,recruiter在邮件里承诺产生的费用会报销并把报销
细则邮件给了老公。在面试完的下一个星期，老公根据recruiter提供的Uber公司报销
规则给Uber的Accounts payable department发了expense report并提供了receipts和
银行账户信息，一共费用将近900（包括往返机票，住宿，吃饭）。在发完邮件的第三
天，Uber AP Team说funds已经转到老公的银行账户上了，大概两天之内能收到。过了3
天，老公查银行账户还是没有收到报销的金额，就给AP发了follow up邮件问报销的情
况。AP的人说钱已经发了，老公把银行的进账截了图邮件给了AP，并把依那还能账户信
息又提供了一遍，请他们核对信息，确保funds发到对的账户上。之后过了两天，AP的
人发邮件说老公在接下来的一周就会收到funds了。过了一周半，老公还是没有收到报
销，就又发邮件问，但是Uber的AP部门一直不回邮件，老公一周发两次邮件问，自从4/
21后就再也没有收到Uber的任何回信了。
900美金是比不小的数目，更让我理解不... 阅读全帖 |
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q**7
发帖数: 79 | 18 老公当时还面了facebook,liknedin，全部都是对方给订，只有Uber特殊，采取面试者
先垫付然后事后报销的政策。AP是他们的Accounts Payable部门，recruiter当时说的
是需要把Expense report和小票都发给AP部门，HR不管这块。 |
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B*****R
发帖数: 1539 | 19 The most expensive ZIP codes
ZIP Community Median price 2002
33455 Jupiter Island $5,600,000
81611 Aspen $2,600,000
31561 Sea Island $2,232,000
33480 Palm Beach $2,200,000
11771 Centre Island $2,000,000
81435 Mountain Village $1,925,000
94010 Hillsborough $1,850,000
92067 Rancho Santa Fe $1,700,000
11545 Upper/Old Brookville $1,700,000
94957 Ross $1,620,750
60611 Near North Side, Chicago $1,390,000
10577 Purchase $1,348,000
92662 Balboa Island $1,325,000
94027 Atherton $1,293,000
94528 Diablo $1 |
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a*****a
发帖数: 429 | 20 $7/sq.ft Cherry solid wood including labor
Is it expensive or not? I don't have any experience on this. |
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b***y
发帖数: 21 | 21 刚從律師拿到的，大家给看看怎么样，有什么建议？我在紐約州, 谢谢
New York State Mortgage Tax: $2595
Owner's title insurance: $2173.75
Recording Deed and Mortgage: $450
Municipal searches: $250
(the lawyer has his own company to do the above 2 items for title searching)
Lender's lawyer's fee: $750
Your lawyer's fee: $750
不包括bank fee.
It's so expensive to buy a house in state of NY. |
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Z***e
发帖数: 2983 | 22 funny answers....haha
read pub 509...they are counted towards medical expense only if your family
members are sick and it is by doctor's recommendation...
I think the key is to find a doctor who can give you this recommendation...
recently I was coughing a lot and no sign to get well... |
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t*****8
发帖数: 363 | 23 用了TURBO TAX go over一遍。
发现expense related to job可以退税。
然后里面会问你有没有开车，一年开了多少mile。
有没有买电脑什么的。
我想问问如果这个BUSINESS是指自己开公司，还是普通的工作都可以？ |
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l*******u
发帖数: 8 | 24 如果你的JOB是给你W2的，那么这类EXPENSE都不能报退税 |
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d******h
发帖数: 750 | 25 Too expensive!
My loan amount and terms were very similar to yours, but my final closing
cost was only around $4500, INCLUDING escrow deposits, HOA/property tax/
interest dues for the remainder of the year.
I am in Texas btw.
insurance |
|
H******3
发帖数: 95 | 26 why lender title insurance is much more expensive for refinance than
purchase?
if I do not buy owner's title insurance when doing purchase financing, will
lender s title insurance keeps the same for purchase financing? |
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s****a
发帖数: 47 | 27 mortgage+tax+insurance $2500
car loan $930
day care $700
grass cutting $70
手机网络电视netflix redbox $200
水电气 $200
汽油 $350
车保险，二车，一新一旧 $200
娃玩具衣服 $200
Grocery＋eating out $1200
日常消耗品，纸，洗衣液，洗发水之类估计 $100
大人衣服 $200
unexpected expenses：200
以上加起来越$7050，税后月入$15000，剩$7950. Live in Texas 大家拍 |
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z****e
发帖数: 555 | 28 Hi, I am comparing two home owner insurance quote.
One company provides unlimited loss of use. The other company provides 12
month for additional living expenses and loss of rents.
My question is: does 12 month enough? or should I ask for unlimited?
Thanks, |
|
G*B
发帖数: 1380 | 29 When Copper Beech Farm hit the market for $190 million in May 2013, the
Greenwich, CT home made headlines for stealing the title for the most
expensive residential listing, ever. Even after the price dropped by $50
million in September and was re-listed for $130 million earlier this year,
it was still the third-priciest home on the market.
Now, the 12-bedroom, 8-bathroom mansion on 50.5 waterfront acres has sold
for $120 million, CTNews.com reports. The listing firm, David Ogilvy &
Associates, c... 阅读全帖 |
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c*********7
发帖数: 19373 | 30 自己注册个公司，吃饭，开车都算expense.问题是过了3年不能老不盈利呀 |
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x****u
发帖数: 12955 | 31
Don't do something so blatant. Travel, meal and entertainment expenses are
the most heavily scrutinized deductions. There are limits, and it raises
risk of an audit. You will have to keep very good record of what you did on
those trips, like what properties did you see, who did you meet, what area
did you went to, etcs. Generally more headache than it is worth. |
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d*******n
发帖数: 3851 | 32 是不是claim的费用必须在报税的时候给irs提交发票啊？我如果花飞机的点数买的机票
，能不能用当天的用cash买票的价钱在报moving expense啊？多谢！ |
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c**2
发帖数: 8496 | 33 Walmart stopped selling cfl in recent months, so last weekend I went to home
depot and was shocked at the expensive price at HD. no-brand 4-pack 60W-
equiv cost $11? and 12-pack for $23. I remember walmart sold GE cfl 4-pack
for $6. Now cfl is closer to the price of LED. |
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c**i
发帖数: 6973 | 34 【 以下文字转载自 Salon 讨论区 】
发信人: choi (choi), 信区: Salon
标 题: Drugs More Expensive in China Than in the West
发信站: BBS 未名空间站 (Wed Oct 21 13:49:59 2009, 美东)
Kathrin Hille, China: The rural and poor still lack services. Financial
Times, Sept. 30, 2009.
http://www.ft.com/cms/s/0/b16760f0-abc8-11de-9be4-00144feabdc0.html?nclick_check=1
Quote:
"'We have the wrong incentive structure' for hospitals and doctors, says Mr
Chen [Zhu 陈竺, health minister]. Chinese clinics get close to half of their
revenues from |
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t******d
发帖数: 1410 | 35 I have 110K CaptalOne Miles. And I plan for travel by Hotel or rental Car
expense. Can I use CaotalOne Miles to get credit/money back? How to do it?
I will use SPG hotel and pay with CO cc. |
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t******d
发帖数: 1410 | 36 thanks.
Does Parking Fee in the Hotel or Shopping Centers consider the Travel
Expense? |
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a********e
发帖数: 198 | 37 最近回国飞北京转长沙，UA 飞机晚点3个多小时导致错过了转长沙的飞机，当天已经没
有去长沙的航班了，国内UA的地面工作人员没有安排任何住宿和航班。迫不得已自己掏
钱在北京找了个酒店住了一晚，现在回美国了还可以找UA reimburse hotel expense
吗？ |
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t****c
发帖数: 26 | 38 请问一下，
internet 和 Cable 费用在chase expense report里应该归为哪一类？
Work related 还是 online/internet?
谢谢 |
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m**2
发帖数: 3374 | 39 Costco Wholesale Corp. has attained a goal that retailers have sought for
years: near-zero expenses for credit-card payments.
In a deal with Visa Inc. and Citigroup Inc., Costco’s acceptance costs will
be about zero, according to people familiar with the arrangement. That
compares with the roughly 0.6 percent of each transaction the retailer pays
its current partner, American Express Co. While Costco will still incur
small fees on Visa cards issued by other banks, incentives from Citigroup
and V... 阅读全帖 |
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a**1
发帖数: 338 | 40 看来需要花$7500以后才可以，还必须是机票以外的expense。是不是这样 |
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h*******s
发帖数: 616 | 41 问个 silly question。
之前听说 CSR 每年 $300 的 travel credit 不是按日历年算的，是按 billing
statement。因此有许多朋友说“赶不上了”。
那如果圣诞的 travel expense 不算在 2016 年，是否应该算在 2017 年呢？有官方说
法到底哪天是 cut-off？ |
|
|
q**a
发帖数: 676 | 43 我到那种专门为开PARTY 之类的店买，很便宜，但是图片没有太多的选择。
expensive |
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l********e
发帖数: 539 | 44 I am in CA. They didn't cover the $162 screening fee.
Do they cover 100% for all the hospital fees/expenses when I deliver?
Thanks |
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z********n
发帖数: 710 | 45 要放FSA,想问问版上的妈妈，一个正常的宝宝一般一年要有多少medical expense? 我
们的insurance PPO 是copay $25,然后no deductable, out of pocket max
individual $1500.
谢谢啦！ |
|
v********a
发帖数: 274 | 46 sorry, can't type chinese here. I bought it on amazon, about $17, so
expensive for a teether!!! |
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j******p
发帖数: 8333 | 47 他们要有合法身份，然后要交税，你才能用来叫childcare expense.
像父母来探亲的一般都不符合要求 |
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l********g
发帖数: 8819 | 48 【 以下文字转载自 TAX 讨论区 】
发信人: littleling (Toby Mom), 信区: TAX
标 题: 2441表的疑问（child care expense）
发信站: BBS 未名空间站 (Fri Mar 18 17:00:59 2011, 美东)
2441表里面要求填父母双方的收入
娃妈是学生，有scholarship和ta的钱
但是没有w2,
因为scholar是免税的，ta的钱不超过5000，只有1042表
这样这个学生的收入应该填0还是scholarship+ta的钱？ |
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y*****p
发帖数: 733 | 49 我有5000 FSA Dependent Child and Dependent Care Expense.
Form 2441 part II column(c),是不是只能填(年总花费 - 5000) |
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T********e
发帖数: 1760 | 50 不太清楚为什么你line 14会是5000，这应该是TT问你时你自己填的吧？不过你如果去
年存满了那5000的dependent care benefits,那600是有可能不会享受的。600是assume
你不存any dependent care benefits.如果存了，你的5000超过一个孩子允许的3000,
所以就不能再claim additional child tax expenses tax deductions. |
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