n******n
发帖数: 12088 | 1 假如我通过Fidelity brokerage account，买进100股苹果，100股谷歌。
另外我还买了Fidelity的某个MF，重仓苹果和谷歌。
然后突然Fido破产了。
那么我的股票受SIPC保护，但我的MF是白损失了。
这么看来，买MF是增加了一层风险啊。
既然如此，401k为何只允许投资MF？
另外，如果我同时买了iShare重仓苹果和谷歌的ETF，然后iShare也破产了。这时我的
ETF是否受SPIC保护？ |
|
|
s***w
发帖数: 521 | 3 有 FSESX fsenx fsngx fnarx
是不是大同小异呀？还是我没有看明白？ |
|
|
f****t
发帖数: 1063 | 5 thanks.
how come Auto, wireless, communications have very high YTD? |
|
d*****1
发帖数: 1837 | 6 fido Corporate Notes New Issue， til 8/3 |
|
O*C
发帖数: 649 | 7 Got notice from Fido alert almost every day now. |
|
S**C
发帖数: 2964 | 8 OAKBX, FPACX, MACSX are available in most brokerage as NTF.
IVAEX is available in thinkorswim for $1000 minimum. It is the best class
for Ivy Asset Strategy.
IVWIX is available in Fido with a transaction fee in for retirement account,
or you can get it from Wellstrade for retirement account for $1000 minimum.
In Wellstrade you can get 100 free trade per account if you have $25000
total asset with them, IMO, it is the best deal among all brokerage. |
|
y******e
发帖数: 176 | 9 请大家回答一下到底 Married Filing Separately AGI〉10K能不能买Roth IRA？我刚
在Fido开户了阿。。。 |
|
|
S****Y
发帖数: 4634 | 11 挺好。只要时间差不大就行。
我现在继续用schwab 2%和fido brokerage |
|
|
n******n
发帖数: 12088 | 13 it's broker dependent and fund family dependent.
fido and vanguard are famous for big set of no-load funds. |
|
s**********d
发帖数: 36899 | 14 会。smartcash 里cash就是FDIC insured core account，
不够了就会自动从non-core MMF拿钱。
再不够从linked其它fido拿钱。不过最后这个我觉得有问题。
从linked external accounts我用的没成。
not |
|
n******n
发帖数: 12088 | 15 trading mf's is called purchase/redemption.
trading etf's like trading stocks. but fido gives u free commission.
etf is much flexible than mf's.
View |
|
z****l
发帖数: 5282 | 16 Fido told me I would be charged 0.75% penalty if withdrawn within 90 days,
so I am going to let REIT fund run a few more days.
not too bad so far. 10% gain with a bump in the middle. |
|
z****l
发帖数: 5282 | 17 LZ's 401K broker too black.
Fido charges only 3.25% |
|
d*****1
发帖数: 1837 | 18 a round trip within a month, Fido will send you a warning letter.
There will be penalty next time. |
|
l******u
发帖数: 3169 | 19 谢谢，我的core MF里面有VDIGX和JENSX，应该都属于这类，还买了相对便宜的FUSEX，
没办法，401K是公司指定fido的 |
|
l******u
发帖数: 3169 | 20 新手的话Fido的FUSEX和FSTMX都是简单便宜的index fund... |
|
s**********d
发帖数: 36899 | 21 fido smartcash debt card
回国哪个ATM都行，不用遍地找建行。 |
|
d****g
发帖数: 1049 | 22 All are named Spartan 500 index:
FUSVX Advantage class
FUSEX Investor class
FSMKX No load index fund.
谁稍微解释一下差别吧。大家都买的哪个？ |
|
l****y
发帖数: 8847 | 23 前两个一样
一个10K minimum，0.1%ER
另一个100K minimum，0.07%ER
第三个没quote到，应该是没了 |
|
d****g
发帖数: 1049 | 24 Many thanks. 看来第三个是灭了。只能买第一个了。 |
|
l****y
发帖数: 8847 | 25 他家还有SP500的ETF，没有minimum
今天还有另一个人问了 |
|
t*m
发帖数: 4414 | 26 FUSVX Advantage class 比较猛。 |
|
|
l****y
发帖数: 8847 | 28 对比了1y、3m、1m performance，没看出差别。。
我觉得就是门槛不一样吧，tracking target一样，当然会有小误差 |
|
|
d****g
发帖数: 1049 | 30 刚把所有钱从1strade转到vanguard and fido. |
|
d****g
发帖数: 1049 | 31 This is the email I got from fido:
Thank you for your interest in moving your IRA to Fidelity.
We can reimburse up to $50 in closeout fees for transferring an IRA to
Fidelity. The transfer amount must be at least $25,000 for a client to be
eligible for a fee reimbursement. You will also want to complete an IRA fee
reimbursement form which can be found here at the following link:
http://personal.fidelity.com/accounts/pdf/ira_toa_fee_reimburse
The online transfer assistant will easily guide you in... 阅读全帖 |
|
t**********g
发帖数: 920 | 32 能给个refer code么？多谢！
另外也说说，firstrade到底怎样，和vanguard和fido比的话？ |
|
k**o
发帖数: 15334 | 33 fido的fund也没啥好坏我觉得，看你对各个sector的看法，或者直接上index fund也行
。我目前hold FLVCX FSCSX FSRBX这三个 |
|
S**C
发帖数: 2964 | 34 Bill Danoff is one of the best in the business, but he has $100B to manage
right now, elephant cannot dance, just saying.
And I am very annoyed by the fact Fido still keeps that behemoth open, the
only cold comfort is they eventually, after so many years, reduced the fee. |
|
|
q****x
发帖数: 7404 | 36 是。AMTD和Fido分别有free trade。
但JNK和HYG的价格会随股市波动。 |
|
m**********w
发帖数: 4161 | 37 amtd has much more free etf than fido
Is
to |
|
|
S**C
发帖数: 2964 | 39 We all knew that Fido is a great great brokerage, has very good bond funds (
surprise, surprise), but mediocre equity funds at best except a few good
ones. |
|
S**C
发帖数: 2964 | 40 Fido IRA has this for much less min with a transaction fee. It was available
in Wells Fargo IRA several years ago for as low as $100 min. |
|
S**C
发帖数: 2964 | 41 If you mainly want to buy VG funds, go to VG.
If you want to buy other companies funds or other financial assets, Fido has
more options, and it has better services than VG. VG's is barebone, unless
you are at the flagship level, or at least Voyager Select level. |
|
L****9
发帖数: 620 | 42 Thank you, SOFC. I think I will open one ROTH IRA with Vanguard, buy and
hold funds. After a couple weeks, I will see whether to open another ROTH
IRA with VG or Fido. Pretty much, we will just buy and hold.
If |
|
L****9
发帖数: 620 | 43 还是关于ROTH IRA。刚才在VG开户过程中比较了一下三家的退休基金。感觉VG fee最低
，风险相对低，回报也低一些。T.ROWE Price 风险相对高些，回报也高。
好像T.ROWE Price mutual fund 2013年不错。
如果一次放2013和2014的ROTH，是否全部买2035年左右的退休基金，还是一部分买
mutual fund。
请板上专家指点。谢谢！ |
|
M********r
发帖数: 278 | 44 银行的IRA offer一般都不会好，无论是fund的选择还是expense 或者fee. 我曾经在一
个food court里亲眼见过一个Chase 的sales 给一对老实巴交的摆摊的夫妇推销Chase
in house mutual fund, 说什么这个fund买的时候不收手续费，卖得时候才收，明明是
after load, 说得跟优点似的， 绕来绕去就是不说expense ratio. 他说得时候我就在
边上吃东西，听得我替那两位着急。我就是怕挨揍，没跳出来说穿。很惭愧。还是留在
Fido吧。 |
|
z**********3
发帖数: 11979 | 45 vanguard的mf er低适合长期持有;fido提供brokerage这个壳资源好，这种promotion和
decent service如专业客服，atm 境内外取现...
security是他们网页上的措词 泛指有价证券吧
我也是第一次吃螃蟹 探好路了回来报告大家一起薅羊毛
each
,
derivative |
|
z**********3
发帖数: 11979 | 46 rollover roth ira本身没惩罚
有些security 换broker就必须先cash可能会有问题 取决你在fido买了什么 纯现金肯
定没问题 |
|
z**********3
发帖数: 11979 | 47 一般broker都没有rollin的fee
roll out可能收个fee
鼓励进钱
我上个月查了 fido vg进出都免费 你可以再核实下 |
|
s**********d
发帖数: 36899 | 48 FIDO有的非常多啊，但每个plan一般只能有十几到三十种，看你的employer跟他们谈判
定哪些加进去。一般公司越大放进去的funds越好。 |
|
S**C
发帖数: 2964 | 49 Interestingly, Fido's muni bonds funds are pretty good, and with low fees.
Their good equity funds are just too big. |
|
p**5
发帖数: 2544 | 50 这个是可以投资的，买ishare 和Fido自己的funds/ETF免费，别的每笔 7.95
最后他们寄1099表报税 |
|
