O**J
发帖数: 475 | 1 the concept of frugality is to spend as little as possible,
just look at the examples given in that article, driving the same
car for over 10 years? My point is when everyone spends a little
as possible, the flow of money slows down, economy slows down.
Think of it this way, you spend less, the companies that produce
the goods you buy earn less, they hire fewer people and pay out
less money, people have less money to spend, and the circle goes
on and on. It's fine, it's one way to live, the ea |
|
f********t
发帖数: 6999 | 2 【 以下文字转载自 SanFrancisco 讨论区 】
发信人: yourtt (rainmaker), 信区: SanFrancisco
标 题: Jerry Brown: 收入25万的成为百万富翁很容易,四年就成了.
发信站: BBS 未名空间站 (Fri Apr 20 23:13:19 2012, 美东)
While the compromise proposal increases taxes for people making more than $250,000, along with raising the sales tax for everyone, the famously frugal Brown said this week he thinks the name is fair.
"Anybody who makes $250,000 becomes a millionaire very quickly, if you save," he said, adding you could hit the mark within four years.
要看民意,... 阅读全帖 |
|
p**********9
发帖数: 3463 | 3 depends on your lifestyle. if you are frugal at dining out, traveling, and
cars...700K is totally fine. |
|
p**********9
发帖数: 3463 | 4 tax 12000 vs 8000, no big difference considering tax return...
3500sqt is much nicer and you will enjoy it more. If I were you, I would buy
because the home price is so cheap. Most of Chinese are very frugal so you
may ask yourself is that what you want? |
|
z***9
发帖数: 1052 | 5 there is nothing wrong to be frugal, but not cheapy personality. |
|
b****n
发帖数: 99 | 6 so 5 of you share one cellphone? Frugal, yal! |
|
p*******y
发帖数: 944 | 7 感谢dragoncity的提醒。其实我们frugally用信用卡cashback一年，估计普通消费也就
赚个$100-200。而那些机票的bonus确是不错，如果你用到了，甚至可以达到上千！！！
今晚俺也调研了一下，挑了几个deal在这里。今天较忙，而且大家也有必要学会自食其
力，所以我就只贴两个deals, 更多信息请自己去从提供的链接看:
1. AA 75K mile@citi:(expire 2/28/11, $4000 puchase in first 6 months required)
申请链接（二选一，同样的）：
1) http://travel2.citicards.com
2) creditcards.citicards.com/usc/Travel/AA/Multi/Nov10/Triple/75k/ver2/
更多细节请看（友情提示，读读这里，你会发现一些上面之外的extra mile）：
http://slickdeals.net/forums/showthread.php?sduid=0&t=2336451
2. Hilton Honor AMEX (Easy... 阅读全帖 |
|
m******6
发帖数: 242 | 8 Frugal Travel Guy, check his blog. He mentioned UA 60K |
|
y****i
发帖数: 17878 | 9 considering tax, you may just need to save $300/mo //hehe
being frugal is not gonna be easy, though. |
|
|
p****k
发帖数: 722 | 11 我的经验是他们很不错呀，比be frugal要靠谱多了，从它家拿了上千回来也没问题
，不知道你在哪里出问题了。 |
|
|
M*****y
发帖数: 2223 | 13 奶粉比这个贵多了吧....
你这个算下来一个月也就20多块钱，不算贵吧，我现在一个学生的消费观都觉得不贵。
我还是超级frugal shopper，买个什么都要买打折的。organic的奶跟一般奶口感上差
别还是挺大的，所以我觉得花的钱非常值得 |
|
w*********o
发帖数: 3030 | 14
Multiple reasons, You can tell by those people's replies
1. Because she is not miserable enough by their personal "standard". Their
sense of entitlement of how other people should spend their own money was
greatly violated. One thing they really love to repeat again and again is:
look at xxx, he/she deserve the your money more.
2. Because she didn't "fully" disclose her situation. They need know every
detail of her life before they agree she deserve somebody else's help or not
. If the details ... 阅读全帖 |
|
o******y
发帖数: 11 | 15 250/month on food and dining out is reeeeeeally for frugal life...... |
|
o******y
发帖数: 11 | 16 250/month on food and dining out is reeeeeeally for frugal life...... |
|
B******1
发帖数: 9094 | 17 Pat pat. The economy of US (and partially that of China) depends of
moonlight frugal persons like you! Bravo! |
|
M****o
发帖数: 13571 | 18 在CVS扫出过一个$7 off Zaditor Twin Pack的CRT (expires after 4/28)，还有一个$
3 off的ss MFC，觉得浪费了可惜，可以帮需要的TX在CVS买了，免费邮寄，只要PayPal
我的OOP就行了。在CVS网上查到的价格是$24.99，但不知道在店里买是不是同样的价格
。上次在店里买的NB鱼油价格就比网上查到的贵一些。不知道为什么。
有人需要我就去买。我可以发电邮出示收据扫描。
如果没人需要我也就不费心了。CRT可以扔掉了。
和和，比较frugal哈？不想浪费任何东西。。。 |
|
d**w
发帖数: 14889 | 19 http://financiallyfit.yahoo.com/finance/article-113020-10125-1-
Extreme Coupons: TV Show Draws Extreme Backlash
Farnoosh Torabi
Monday, June 27, 2011
Last month I described five reasons to steer clear of extreme couponing, and
now I think I have a sixth: It brings out the worst in both consumers and
retailers.
Industry watchers say TLC's popular reality show, Extreme Couponing -- which
depicts coupon-obsessed men and women spending 30 to 40 hours a week
cutting coupons to net pounds and pounds o... 阅读全帖 |
|
H*****8
发帖数: 357 | 20 the person who said 83% is smart. I believe only this site has such smart
person who is still looking for frugal living. Others with such telent
proberbly earn big $ and don't need to or no time to visit deal site. |
|
b******m
发帖数: 184 | 21 汇报一下，LG F6邮件确认寄出，小遗憾了一下，多花了5.5左右的税，虽然知道本周末
免税日，但是怕oos，就提前一天下单了，现在看还有货，小后悔了下。frugal的10元
能拿到就心里平衡了，不过reward目前为止还是显示0，大家如果知道有可靠的
cashback网站推荐下，topcashback以后不会用了，耍赖。
、ebates一个1%给了，10%的就也没动静了。现在看cashback在1块钱以内的都还好,超
过的都有点不可靠，fatwallet? |
|
l******0
发帖数: 1362 | 22 请问你这个frugal的10元是咋拿到的啊？
找了半天木找到。。。。谢谢 |
|
g*******2
发帖数: 109 | 23 这个是不行。
同样的东西，那个frugal什么的就拿到钱了，但是这个还在等（>3个月了） |
|
s********n
发帖数: 248 | 24 在walmart.com买东西，用paypal 付款。另外ebates或者be frugal都有cash back。 |
|
f**l
发帖数: 433 | 25 Even the wife stays at home, kids still need to go to daycare/preschool at
age 2-5. There is barely any public funded institutions for the childcare
for kids at that age. At NY, monthy daycare tuition for one child is no less
than $1000 (I have heard about $1400 and even $1800). Also, $1800 on
housing sounds frugal for a family of 4 living in NYC area.
I guess you do not have children yet. :)
(
tax
have |
|
d********r
发帖数: 111 | 26 Why "Even the wife stays at home, kids still need to go to daycare/preschool
at age 2-5"? Then what's the purpose of wife staying home? Taking care of
kids is the typical function of an American housewife.
$1800 a month on renting is not frugal unless you want to live at a high-
cost apartment in Manhattan.
If you own a home, then you don't have to save for home purchase, and paying
mortgage will result in even lower tax, which will offset your property tax
significantly and your total tax (excl |
|
H******i
发帖数: 4704 | 27 一一作答于下:
Why "Even the wife stays at home, kids still need to go to daycare/preschool
at age 2-5"? Then what's the purpose of wife staying home? Taking care of
kids is the typical function of an American housewife.
孩子不上学怎么和别的小孩子社交呢? 美国人pre-school就是要培养孩子的社交能力,
将来上小学不吃力.美国的学校放学很多是两三点左右. pre-school甚至只有两三个小
时. 需要妈妈在家里.
$1800 a month on renting is not frugal unless you want to live at a high-
cost apartment in Manhattan.
四口之家$1800住曼哈顿是不可想象的, 黑人区都不止这个数.
If you own a home, then you don't have to save f |
|
h****n
发帖数: 2094 | 28 Agree. Being frugal or not is a personal choice. Also, if my husband has
to eat pizza a couple times a week, I would rather ask him to bring lunch.
It's a personal choice as well. |
|
a***c
发帖数: 960 | 29 中国的的coupon族
BEIJING – Ding Can is obsessed with bargains. Her purse is crammed with
more than 30 shopper discount cards and dozens of coupons. Her apartment is
packed with freebies, from cosmetic samples to key chains. She often lines
up before dawn for tickets to discounted movies.
Her yen for savings isn't out of necessity. The 32-year-old software testing
engineer is relatively well off. She says, simply, "I've never come across
a good deal I didn't like."
More than a craze, discount shopping... 阅读全帖 |
|
u****n
发帖数: 7521 | 30 Handbook for Life: 52 Tips for Happiness and Productivity
by Anna W
Around this time of year, people begin making New Year’s resolutions. They
are invariably doomed to failure for the same reason most diets don’t work:
One-offs fail to change the underlying habits and beliefs that drive our
daily behaviors.
That is why I found this list of Zen Habits by Leo Babauta so enchanting.
The full run with an explanation for each bullet point is found at his blog
Zen Habits and is posted under the title ... 阅读全帖 |
|
k********8
发帖数: 7948 | 31 http://www.google.com/hostednews/ap/article/ALeqM5hYmXwNvmet_Tq
As household wealth rises, so do hopes for economy
By DAVE CARPENTER, AP Business Writers – 1 hour ago
WASHINGTON (AP) — Americans are climbing further out of the hole they sank
into during the Great Recession.
A stock rally at the end of 2011 helped rebuild more of their lost wealth —
a trend that carried into 2012. Households responded by borrowing more for
the first time since the financial crisis began, even as their home value... 阅读全帖 |
|
l*****7
发帖数: 2844 | 32 China will work toward bolstering global economic growth in 2013, President
Hu Jintao said in a New Year’s Eve address, amid optimism that a recovery
in the world’s second-biggest economy is gaining traction.
The nation will “step up efforts to promote strong, sustainable and
balanced growth in the world economy,” Hu said in the speech broadcast by
state radio and television. China achieved stable economic development in
2012 and will seek to do the same this year while making restructuring of
i... 阅读全帖 |
|
s****1
发帖数: 708 | 33 【 以下文字转载自 JobHunting 讨论区 】
发信人: NND (牛牛的), 信区: JobHunting
标 题: 说说低小下的亚麻
发信站: BBS 未名空间站 (Sun Oct 26 13:37:45 2014, 美东)
俺在亚麻混了几年，觉得是一个很有意思的地方。虽然以前也混过一些大大小小的公司
，但像亚麻这样低小下的，即有成熟的企业文化，又对员工非常mean的，还真不多见，
亚麻至少可以排前二。
公司内部给人的感觉很凌乱，让员工体会到在这里工作的压抑。有些公司不仅福利好，
雇你不仅仅是干活的，还提供各种培训。而亚麻则是第一天工作就火急火燎的把你当苦
力使，把付出的一点点薪水加倍赚回来，俺从未待过就是这种鸟文化的地方，天朝都没
有。亚麻没有培训的情况就让你直接接任务，第一周就让你deploy到production，page
了让你roll back和fix。
虽然不是几十万人的大公司，内部管理的效率却非常低。笔记本很烂，三年一换已经让
人不可忍受，等三年的时候兴高采烈的去换，丫policy变四年了。里面cube天天变，越
变越小，据说要发展成蜂窝形势以最小空间容纳最多... 阅读全帖 |
|
t*****9
发帖数: 10416 | 34 就这么 frugal，还每个 Q 赔钱，没救啦吧 ？ |
|
z**********i
发帖数: 12276 | 35 【 以下文字转载自 JobHunting 讨论区 】
发信人: NND (牛牛的), 信区: JobHunting
标 题: 说说低小下的亚麻
发信站: BBS 未名空间站 (Sun Oct 26 13:37:45 2014, 美东)
俺在亚麻混了几年，觉得是一个很有意思的地方。虽然以前也混过一些大大小小的公司
，但像亚麻这样低小下的，即有成熟的企业文化，又对员工非常mean的，还真不多见，
亚麻至少可以排前二。
公司内部给人的感觉很凌乱，让员工体会到在这里工作的压抑。有些公司不仅福利好，
雇你不仅仅是干活的，还提供各种培训。而亚麻则是第一天工作就火急火燎的把你当苦
力使，把付出的一点点薪水加倍赚回来，俺从未待过就是这种鸟文化的地方，天朝都没
有。亚麻没有培训的情况就让你直接接任务，第一周就让你deploy到production，page
了让你roll back和fix。
虽然不是几十万人的大公司，内部管理的效率却非常低。笔记本很烂，三年一换已经让
人不可忍受，等三年的时候兴高采烈的去换，丫policy变四年了。里面cube天天变，越
变越小，据说要发展成蜂窝形势以最小空间容纳最多... 阅读全帖 |
|
e*********r
发帖数: 337 | 36 这帖子时不时冒个头，有意思。题目明显误导，苹果股价归0，才叫真正嗝屁了。
帖子论点主要集中在苹果高价格高利润，安卓廉价性能过得去，因此苹果将最终丧失市
场。羊百万个人frugal... 是美德，但以己度人，以为average consumer 和自个一样
的消费观，则大错特错。smartphone 是最intimate 的个人使用的personal mobile
computing device, 价格其实不在很多人考虑范围内。而且苹果成功恰恰证明消费者愿
意为better design和 better user experience 心甘情愿买单。羊百万以Mac 为例，
恰恰是个反例---Mac 价格一直居高，却是众多PC制造商里唯一连年市场占有率增长，
利润占有率更是占PC行业大头。Mac 压根就没死。
其实喊＂苹果已死＂没有什么新意。 Apple is doomed 一直是主流媒体的论调。至少
在我持有并关注AAPL将近二十年里，类似noise从未有过间断。苹果股价下跌30－40％
，甚至腰斩发生过许多次。在iPhone 年代印象中就至少有3次，回头看都是买入增持良
机。
还有... 阅读全帖 |
|
e*********r
发帖数: 337 | 37 这帖子时不时冒个头，有意思。题目明显误导，苹果股价归0，才叫真正嗝屁了。
帖子论点主要集中在苹果高价格高利润，安卓廉价性能过得去，因此苹果将最终丧失市
场。羊百万个人frugal... 是美德，但以己度人，以为average consumer 和自个一样
的消费观，则大错特错。smartphone 是最intimate 的个人使用的personal mobile
computing device, 价格其实不在很多人考虑范围内。而且苹果成功恰恰证明消费者愿
意为better design和 better user experience 心甘情愿买单。羊百万以Mac 为例，
恰恰是个反例---Mac 价格一直居高，却是众多PC制造商里唯一连年市场占有率增长，
利润占有率更是占PC行业大头。Mac 压根就没死。
其实喊＂苹果已死＂没有什么新意。 Apple is doomed 一直是主流媒体的论调。至少
在我持有并关注AAPL将近二十年里，类似noise从未有过间断。苹果股价下跌30－40％
，甚至腰斩发生过许多次。在iPhone 年代印象中就至少有3次，回头看都是买入增持良
机。
还有... 阅读全帖 |
|
W***n
发帖数: 11530 | 38 I can survive on a 30K budget
assuming 0 debts & 0 rent
just live a frugal life |
|
W***n
发帖数: 11530 | 39
Not quite, but
I live a frugal life |
|
W***n
发帖数: 11530 | 40 've enough reserve to live
a frugal life of 2 yrs
without a dayjob
DIV's king |
|
|
|
q**i
发帖数: 174 | 43
how did you expect you father or your sister-in-law (???) to share your
spartment? don't you think their love for you deserves a nice suit in
the Four Seasons? or at least Hyatt?
Seriously, there is no reason we get hyper-ventilated on how others spend
their money and there is no one right or wrong way for others to spend their
money. If a person decides that s/he wants to save as much as s/he can,
fine. If you want to deficit-spend your money, more power to you.
Just remember, being frugal / |
|
j*****t
发帖数: 5475 | 44 you don't happen to work for Walmart, do you? that's the only company I know
that asks employees to share rooms during travel - same gender of course.
it's pathetic even by frugal retail industry standards. |
|
j**********e
发帖数: 442 | 45 向大家推荐。写的真好。
How Immigrant Entrepreneurs Turbocharge U.S. Trade
While skilled immigrants make America smarter, richer and more influential,
the process for obtaining a work visa is dismayingly slow, capricious and
humiliating.
By ROBERT GUEST
I once asked the boss of Tata Consulting Services, a gigantic Indian IT firm
, how many of his top executives had worked or studied abroad. He replied: "
All of them."
The world's most talented people are exceptionally mobile. When they move to
America, th... 阅读全帖 |
|
f*****r
发帖数: 2 | 46 I think it depends the city or town you live in. As far as I know, some
couples can save half of their income(Only one person in a family has income
from university) and still live a happy and comfortable life. Some even can
afford to buy a new laptop or other expensive electronic products for their
parents.
Frugality is not shameful. You just live in a city or town of the US for
several years. You might not need the brand-new home or furniture. You know,
even if you live in Beijing,Shanghai or |
|
g******4
发帖数: 6339 | 47 陳光標戳痛了台灣的優越感／文﹕南方朔
文章日期：2011年1月31日
【明報專訊】在台灣只要談到大陸，就有種莫名其妙的優越感，獨派以這種優越感做為
台獨的感性基礎，國民黨不敢搞台獨，但也以這種優越感做為獨台或拒統的基礎。這種
優越感裏，台灣相對比較富裕一直是核心元素。
也正因此，台灣最喜歡的就是大陸的負面新聞，因為這些新聞證明了台灣的優越；台灣
最討厭的就是兩岸互動中顯示大陸也有不錯一面的新聞，例如 ECFA（兩岸經濟合作架
構協議）大陸說什麼「因為是兄弟，所以才讓利」，台灣就假裝沒聽到，而只是宣傳說
是自己的談判技術厲害云云。如果大陸讓得太多， 台灣官方就會宣稱這是對台灣在搞
統戰。台灣這種得了便宜還賣乖的風格，其實都是優越感在作祟。「八八水災」時大陸
表示要到台灣來幫忙救災，這怎麼可以，別 國可以，大陸絕不可以，這是統戰，但真
正的原因還是優越感在作祟。
最近，大陸富豪陳光標的「大陸愛心企業家感恩之旅」到台灣，儘管他特別在胸章上印
覑「低調之旅」，但大陸富豪到台灣捐錢行善，單單這一點就使得他此行低調不起來﹕
——在以前，台灣號稱「台灣錢淹腳目」（台灣錢多到把腳背肉都蓋住了），但近年... 阅读全帖 |
|
l****z
发帖数: 29846 | 48 【 以下文字转载自 USANews 讨论区 】
发信人: malloc (malloc), 信区: USANews
标 题: quora 上的评论
发信站: BBS 未名空间站 (Sun Mar 20 06:30:48 2016, 美东)
In California, we have a special welfare program for illegal immigrants:
Cash Assistance Program for Immigrants
Illegal immigrants can also get food stamps in California, we call it
CalFresh. They simply have to show residency, with a utility or cell phone
bill. Typically, a family will have the mother and children apply
separately from the father. Since there is no US marr... 阅读全帖 |
|
c********t
发帖数: 4527 | 49 I think Chinese family is a bit of obsessive into the ranking and good
school system.
What's a big deal living in a town rank 10+ versus a town rank 30+.
Does it increase your children's chance to get to ivy league school a lot?
I don't think so.
Of course, if you are afford, I totally agree that you can live in a top
town. Try to treat yourself anything nice if you are afford. Too much frugal
sometime is a sickness too. |
|
Y*****s
发帖数: 342 | 50 各人都可以有自己的观点,用不着说什么sickness吧.
frugal |
|
