l*****9
发帖数: 9501 | 1 【 以下文字转载自 USANews 讨论区 】
发信人: lqm1989 (Jeremy Lin), 信区: USANews
标 题: 市场化不是灵丹妙药，美国应该学习日本的医疗体制
发信站: BBS 未名空间站 (Sat Dec 28 11:26:41 2013, 美东)
市场化不是灵丹妙药，美国应该学习日本的医疗体制。美国医疗费用过高，最大的原因
是医生收费太高，当然其他因素还有很多。医疗体制应该社会主义成分为主，私营保险
作为补充，占很小一部分。
按人头算，美国政府已经支付了比其他发达国家（挪威除外）更多的医疗费用，但是那
些国家都有全民医疗保险。美国的医疗制度是美国的shame
和极端社会主义一样，极端资本主义一样会产生邪恶
http://www.nytimes.com/2013/11/18/opinion/the-shame-of-american
The strangest fact about the dysfunctional American healthcare system is
that American taxpayers are ALREADY payin... 阅读全帖 |
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g********b
发帖数: 8461 | 2 我做过但是那次是我朋友的全责。可能会影响你保险额的，但是这么做的话你最hassle
free，而且如果你保险额涨了你可以跟你的保险公司argue说这个不是你的责任什么的
，不行就换保险公司。
如果你让你自己保险赔你的话claim也是最快的，file claim之后保险公司会让你去指
定的修理厂评估（如果total的话就去，不然可以argue说你要去dealer修），评估好了
算钱直接给你check，后面的事你就不用管了保险公司会和对方保险公司交涉。
deductible只是你要掏的钱，保险公司那边掏多少钱取决于你的collision上了多少（
一般都会比车的价值高）还有实际车损（total的话就是market value），哪个小算哪
个。
好久 |
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v*********g
发帖数: 57 | 3 多谢回复！
我想让对方保险公司把能付的limit先付了,差价我再找自己的保险公司claim
collision 不知道这样行不行?
因为我看我的保险里有个rental和towing选项我没选，是不是就不包括rental and
towing，这样anyway都要找对方保险claim一部分
因为之前不知道limit有问题 所以我一直找对方的保险 现在换成自己的也省不了时间。
对方保险是决定total loss, 因为是新车 车也撞得蛮厉害，所以我也prefer total
loss。 我保险上显示collision只有500 deductible,没有limit,是不是意思是上限是
车的market value. collision会包括rental和towing吗？
对方的保险limit 25k其实也够车的market value,主要是拖车公司强收了$3500，都想
起诉那个拖车公司
hassle |
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d*********7
发帖数: 1668 | 4 New 2014 Forester 2.5i Premium
CVT + All Weather Package w/ heated front seats, heated exterior mirrors,
etc. + Popular Package #2 w/ auto-dimming rearview mirror, homelink, auto-
dimming exterior mirrors w/ approach lighting, rear bumper cover, cargo net
MSRP/Sticker Price = $26,961
no-hassle E-Price = $25,453
这个是dealer给的第一轮报价 想问一下这个还有多少砍价的空间 9%的税的话 OTD多
少比较合适
另外经常看到大家说 premium的 天窗和倒车摄像头 这些是标配还是要额外加 加的话
要多少钱
最后问一点小妾 小妾和forester 哪个更推荐一下
因为现在在南方 过一段relocate到北方 之前更喜欢小妾 但是方圆百里都没有AWD
需要dealer直接... 阅读全帖 |
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m*****3
发帖数: 13701 | 5 I was trying to help you pinpoint where the problem was, but you did not
answer any of my questions.
I have no idea how dealers do the business on these used plates, BUT what I
would like to point out is that returning the plates to the DMV should be
YOUR responsibility because you were the owner of the car/plates, unless the
dealer promised in writing or whatever that they would do it for you.
Now if you really want to clear yourself up, and get some help on this forum
, please answer my questi... 阅读全帖 |
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T********e
发帖数: 8631 | 6 Because liability is required for most drivers and law in every states are
different. Too much hassle to deal with. |
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m*****3
发帖数: 13701 | 7 No 经验, just my 2 cents.
First of all, I think what you and your wife have done is basically correct.
But try your best to solve this car towing/storage problem as fast as you
can. Do you think your car is totaled? A couple of pictures, both front and
back, would help.
From what you described, it looks that it is the other party's
responsibility to cover all fees. BUT keep in mind that his insurance must
agree to take full responsibility, otherwise it will be a big hassle as to
who should pay the... 阅读全帖 |
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h******6
发帖数: 2697 | 8
otd跟政策没关系啊 本来otd的出现就是为了免掉所有的乱七八糟fee的hassle 所以你
直接报33000的otd比较好 |
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h******n
发帖数: 734 | 9 all the hassles and go this shit? fucking USA |
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q****q
发帖数: 4263 | 10 其实我比较好奇的是，为什么车商没有直接做这一块的？如果能提供一个option那就方
便很多了，省去shopping的hassle |
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w*********r
发帖数: 2095 | 11 You can not register a car with salvage title at the DMV. You have to fix
all the damages, and pass the state inspection, in order for it to be street
legal. This could cost you a lot of money and hassle.
I recommend you to pass. |
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T********e
发帖数: 8631 | 12 Ugly as hell.
If you live in Arizona and the car has solar paint, maybe worth the hassle. |
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j*****6
发帖数: 437 | 13 My question involves a towing in the state of : Maryland
I live in a tight spaced community (in terms of proximity of homes and
driveways) where everyone is unbelievably hostile to one another about
property lines. I moved in about a year ago and understood well the do's and
don'ts of this ridiculous neighborhood. about six months ago my neighbor
across the street used our house for a book club meeting of senior citizens
which was no problem for me. Unfortunately an elderly woman parked her car
... 阅读全帖 |
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m********n
发帖数: 211 | 16 no good point i guess. just trying to vocalize the trade-off on my mind
between dealing with maybe a little bit more hassle and driving a presumably
better-built vehicle. |
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x***u
发帖数: 147 | 17 初次发文，请轻拍，谢谢。英文不好，请见谅。
TOP 5 Reasons NOT to Buy the New XC90 First Edition
1. Price: If you are not the kind of buyer to purchase loaded vehicles,
you might find the price is a little bit difficult to digest. After all, not
everyone thinks 19-speaker B&W audio system or 21-inch tires are must-haves
. I believe that a lot of Volvo fans will have difficulties to persuade
themselves or their spouse to spend over $70K on a Volvo. Am I wrong?
2. New Model: Like all the new car models, XC90 First... 阅读全帖 |
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b******7
发帖数: 8200 | 18 今天忙，点评一下就不再回了。
1. Price: If you are not the kind of buyer to purchase loaded vehicles,
you might find the price is a little bit difficult to digest. After all, not
everyone thinks 19-speaker B&W audio system or 21-inch tires are must-haves
. I believe that a lot of Volvo fans will have difficulties to persuade
themselves or their spouse to spend over $70K on a Volvo. Am I wrong?
70K是纪念版，基本豪华配置的是48900，博眼球可以，要有新观点犹如费力猫，不能靠
搏傻来博眼球。volvo定价看齐Mdx tech版定价，mdx是这个级别标杆。数据上volvo不
输mdx，功率和油耗都可以。口碑上vovlo也... 阅读全帖 |
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x***u
发帖数: 147 | 19 说了初次发文，为什么一定要人身攻击呢？在另一篇发文里，我也讲了问什么要买XC90
的原因呀。
今天忙，点评一下就不再回了。
1. Price: If you are not the kind of buyer to purchase loaded vehicles,
you might find the price is a little bit difficult to digest. After all, not
everyone thinks 19-speaker B&W audio system or 21-inch tires are must-haves
. I believe that a lot of Volvo fans will have difficulties to persuade
themselves or their spouse to spend over $70K on a Volvo. Am I wrong?
70K是纪念版，基本豪华配置的是48900，博眼球可以，要有新观点犹如费力猫，不能靠
搏傻来博眼球。volvo定价看齐Mdx tech... 阅读全帖 |
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x***u
发帖数: 147 | 20 lz回复如下：
今天忙，点评一下就不再回了。
1. Price: If you are not the kind of buyer to purchase loaded vehicles,
you might find the price is a little bit difficult to digest. After all, not
everyone thinks 19-speaker B&W audio system or 21-inch tires are must-haves
. I believe that a lot of Volvo fans will have difficulties to persuade
themselves or their spouse to spend over $70K on a Volvo. Am I wrong?
70K是纪念版，基本豪华配置的是48900，博眼球可以，要有新观点犹如费力猫，不能靠
搏傻来博眼球。volvo定价看齐Mdx tech版定价，mdx是这个级别标杆。数据上volvo不
输mdx，功率和油耗都可以。... 阅读全帖 |
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T********e
发帖数: 8631 | 21 Buying will save you more in taxes. But it's not worth the hassle doing all
the math. |
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m**5
发帖数: 729 | 22 2014 Camry SE, 20500迈，税前15850，车况挺好，没看到多少scratch。去年10月生产
的。划不划算
后来还是买了。整个过程不算是hassle free。我上面列的价格是减了那个350coupon的
，最后买时告诉我不能用，得是Hertz金卡用户，网上申请的gold rewards member不是
。当时觉得不爽，就准备不要了。结果因为是周六下午，租车点关了，卖车的地方不能
还。要还得开到50迈远的地方，不然就等周一，这样租金也两百了，想想还是买了，主
要车子比较满意。另外还收了133的doc fee. 税，title等一起最后17400。不算特划得
来。 |
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m**5
发帖数: 729 | 23 后来还是买了。整个过程不算是hassle free。我上面列的价格是减了那个350 coupon
的 ，最后买时告诉我不能用，得是Hertz金卡用户(经常租车的那种)，网上申请的gold
rewards member不是 。当时觉得不爽，就准备不要了。结果因为是周六下午，租车点
关了，卖车的地方不能 还。要还得开到50迈远的地方，不然就等周一，这样租金也两
百了，想想还是买了，主 要车子比较满意。另外还收了133的doc fee. 税，title等一
起最后17400。不算特划得 来。 |
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s******e
发帖数: 2181 | 24 查了一下transmission属于basic warranty，只有3年/36000mile。但是好像不推荐从
dealer那里买，这个人推荐从jeep制造商那买，大概是指官网吧。
I was a Auto technician for 20 years. The last 8 were as a dealership
transmission technician. I can tell you from experience. I was on the other
end of those aftermarket warranties. Do not buy any extended warranty unless
it is from the original manufacturer or you will be very sorry if you ever
need it! I give this same advice to all my family members and relatives. The
dealer makes more profit on the a... 阅读全帖 |
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f********n
发帖数: 421 | 25 They pull your credit report twice. You have to set up direct deposit with
them. Too much hassle. I am going with 1.99% with my local credit union. |
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f*****t
发帖数: 895 | 26 在公司HR网站上找到的这个文件，问了一圈同事，竟然没人知道怎么用，能拿到什么样
的折扣。上来问问是否有人用过类似的折扣，能拿到多少折扣？想搞一个大切。
General Motors Discount
The XXX(公司名) Global Fleet Department through its global partnership with
General Motors to supply vehicles across all XXX(公司名) Divisions has
arranged for employees to take advantage of the GM Supplier Discount Program
. The GM Suppler Discount Program provides significant discounts across all
GM Divisions that include Buick, Cadillac, Chevrolet, GMC, Hummer, Pontiac,
Saab and Saturn. (Corvette ZO6... 阅读全帖 |
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h**********r
发帖数: 2284 | 27 It doesn't count as a road rage - you were probably angry and the pickup
driver doesn't care that much. If both of you accelerated to hassle each
other and both above 20 miles than the speed limit, THAT may be counted as a
road rage. |
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r*****n
发帖数: 753 | 28 看车已有半年余，一直很看好accord V6，从Suv到sedan，从两驱到四驱，从2.5到3.5
，accord一直是我其中的一个选项。话说最后的两个星期LP忽然提示avalon，于是便有
了点兴趣。
最近听朋友说Costco可以买到不错的价格，虽然不是最低，但价格也相当不错。于是上
周驱车一个半小时从农村开到Costco花了55办了一张会员卡。
Costco确实不错，很适合不愿意浪费时间砍价并且也能拿一个不错的deal的情况。价格
不是最低，但是已经很不错了。等试完车以后，一上来dealer就给了一个比invoice低
700的Costco会员价。然后本月还有个1000的cash bonus，因此给我的报价是$32400
premium base 版。然后就是Hassle，其间dealer找过几次经理，几个来回下来，最终
价32000加remote start，其中包含destination, document fee 等其他费用。0 APR
60月。但是，前提是当天交易。（当时已经下午六点半了）
第一次买新车，这也是我去的第一个Dealer，然后，然后就deal了。。。
不为别的... 阅读全帖 |
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b*****j
发帖数: 11 | 29 Norm Reeves 的确给的价格比较低， 利率是多少？ 是honda公布的 APR 0.9 吗？
买东西真的要找hassle free 的， 网友的input 也重要， 谢谢 |
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s******o
发帖数: 283 | 30 通过发电子信要来的价钱:Ford explorer 2015 Xlt, FWD, 200A. dealer 报价 是
after rebate 30726, 没算tax and other fees. 这个价钱可以再要求more discount,
dealer号称是no hassle price, 是啥意思? |
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g*****o
发帖数: 5955 | 31 dealer 还是负责 delivery，预订的话网购比较方便，省了半天讨价还价的时间，当然
也不是很便宜。买现
车，试驾，还是去找 dealer。。。
"We know from research that more and more of our customers are ready to buy
online," Visser said. "The reason why they are willing to buy is not to get
a cheaper price, but to avoid the hassle around negotiating the deal."
"The plan is to have all our car lines in all our markets offered digitally,
" Volvo sales chief Alain Visser said in an interview. "will still pass
through the dealer network" for delivery.
http://eu... 阅读全帖 |
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t****g
发帖数: 35582 | 32 看不懂这个逻辑。
The reason why they are willing to buy is not to get a cheaper price, but to
avoid the hassle around negotiating the deal.
不为了get cheaper price和dealer negotiate啥？为了拉家常？
buy
get
digitally, |
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g*****o
发帖数: 5955 | 33
"We know from research that more and more of our customers are ready to buy
online,"
The reason why they are willing to buy (online) is not to get a cheaper
price, but to
avoid the hassle around negotiating the deal. |
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x****n
发帖数: 43 | 34 1999 Ford Mustang (manual), 35th Anniversary edition. Have been driving it
since 2003, no major issues but have to change quite a few old parts
recently, now 132k. It is a bit of hassle to keep it as a second car. Has
been considering whether to trade it in. However, emotionally hard to
parting from it as it is my first car and I really enjoy driving it.
btw, I really like the tail-light design of the fourth generation Mustang (
1994 - 2004). |
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h*****8
发帖数: 1896 | 35 申请个golden member再试试？
看中什么车了？hassle free还是很不错的 |
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l*****a
发帖数: 111 | 36 我是这么算的：
修： 只要transmission engine没坏，已经列出来的这些毛病加换轮胎brake更新等等
一年1000——2000保守，就是一个修了，开到挂掉，换新车（现在也是半挂，等于骨折
）。旧车喜欢，新车不可能买同样车型，暂无升级需求
买： 买每年的折旧也要2000至少，但是hassle free， 开个新车。过了warranty又是
一轮。给dealer和银行做贡献了 |
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X***9
发帖数: 7385 | 37
您好
其实一直是明码标价MSRP
也有车行按照比msrp低的价格在明码标价
名称各有不同
有的叫
one price
upfront price
true price
hassle free price
等等
关键是有些消费者不管你标的多低就是还要杀价，觉得没砍下来就不舒服
讲价就讲价，每5分钟就又开个别的价钱，或骂车行太黑，是什么意思？
既然您这么热心，请从自己做起，以后去买车请按msrp或车行标价买。
谢谢 |
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G****A
发帖数: 4160 | 38 sb dealer. 还想在这儿混淆概念，忽悠谁啊你
请正面回答：
：网上随便一艘"dealer tricks"一大堆眼花缭乱的骗人把戏，都是用户编造的？
本来就是生孩子没屁眼儿的职业，还有人洗地？见了鬼了
您好
其实一直是明码标价MSRP
也有车行按照比msrp低的价格在明码标价
名称各有不同
有的叫
one price
upfront price
true price
hassle free price
等等
关键是有些消费者不管你标的多低就是还要杀价，觉得没砍下来就不舒服
讲价就讲价，每5分钟就又开个别的价钱，或骂车行太黑，是什么意思？
既然您这么热心，请从自己做起，以后去买车请按msrp或车行标价买。
谢谢 |
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s*******1
发帖数: 24 | 39 给大家Update ， 最后在VA的OTD价格 白色Coupe EX-L V4 $25610
还是和昨天的offer一样
昨天我们是dealership已经下班了去了，然后发现dealer锁门后，我们已经想走了，后
来里面一个亚裔dealer帮我们开了门，然后聊了聊觉得还蛮不错的，我们大致告诉他我
们想买一个13年以后的accord， used car，预算20000～22000，然后carmax看到一个
13年的12k coupe是21xxx刀，当然我少说了一点，然后他带我们看了一圈他们库存的
accrod我们不是很满意
他就问 说要不考虑新车，他说他去quote下价格，然后直接就给我们拿了一张offer 是
off msrp 6000刀， 他说他们店里正好accord是这个月的sale car，所以额外折扣，然
后正好这个月这款车一共3个折扣，所以挺划算，问我们考虑不考虑，他说他知道我们
要去carmax，所以必须要一个足够低的价格才能留住我们。
然后后来我说我们的顾虑直接说最大顾虑就是知道dealership要宰人，然后之前没想过
新车，突然给个价格，我们也不知道虚实，然后得再... 阅读全帖 |
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X***9
发帖数: 7385 | 40
如果某些消费者喜欢砍价的观念不变，即便统一了新车售价，有些人还是会在trade in
上砍价。
其实现在新车kbb已经有fair price的范围了，但是某些买车的人认为这是个假的东西
，那么当他们做tradein的时候，又要求车行按kbb的最高估价甚至更高买进他们的旧车
，是不是有点讽刺？
如果标准能统一，按kbb fair price买，在按kbb fair price trade in，车行当然希
望这样，不过这时候某些人可能又会说，kbb是车行的网站。
你的理想是好的，但是如果某些买车的不从自己做起又怎么实现呢？其实车行已经不止
一次的尝试不讲价按促销价卖车了，但都是被某些一定要杀价的消费者藐视的。
个大车行不止一次试过 one price， true price， upfront price，no haggle price
，
hassle free price等等一口价的方式，目前还没有哪家做成功的。有些更惨，因为还
有人会在你减价的基础上要求你再减，认为你减的价就是你的原价。所以害得某些车行
不得不把价格标的额外高。那么有些人又会说这些标高的车行太黑了，总之一切问题都
... 阅读全帖 |
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S*******t
发帖数: 3956 | 41 周末去 sonta monica 买了 EXL, $30991 TTL. 事前打电话确认了价格，试车，就买了
，没有讨价还价的hassle. 不过回家才发现，没有 roof rack 啊。现在标配不加上面
的架子了吗？ |
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G****A
发帖数: 4160 | 42 还是说dealer压根就没有正常人？
你好好介绍产品，摆明优缺点，提供好价格，相信还是很受欢迎的。
至少在湾区这种地方，如果no hassle experience, 2小时搞定买车，很多人不会在乎
那500、1000块的。
结果板上的dealer各个都象高级黑，各种招人嫌。各种装b |
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M***O
发帖数: 3718 | 43 I was just in the shower and thought GM's Onstar system is really nice,
which allows you to connect to help by just pressing a button. But how many
people want to pay $20 monthly pee just for the convenience.
Then an idea jumped out. Nowadays, most cars come with BLOOTH (my abbrev.
for Blue Tooth :)). Why not put a dedicated button in the car, which will
connect you to a 911 operator through driver's smartphone when pressed. This
does not cost drivers anything extra, but allows them connect to h... 阅读全帖 |
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X***9
发帖数: 7385 | 44
早说过了，n多家车行试行了no haggle price, one price, upfront price,true
price, hassle free price等等明目，当然喜欢的人拍手叫好，可惜就是某些特定的亚
洲客户群，觉得不讲价买车就不正常，不管那家车行标的有多低，都认为那只是一个起
价，你不承认吗？ |
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W***n
发帖数: 11530 | 45 trans only lasted 80k mi
bad quality
EW has too much hassle
better buy a car doesn't need it |
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h*****8
发帖数: 1896 | 46 建议还是直接买租车的保险，hassle free才好 |
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W***n
发帖数: 11530 | 47 bad design
won't buy a car
with such hassle |
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s********i
发帖数: 17328 | 48 不hassle的话，就让报Costco的价，都是直接打印好的价格，不算离谱。 |
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I***e
发帖数: 1136 | 49 My estimate of the monetary value of this hassle is about -$100. That's
because you'll need to waste 2 hours of your life going to the dealership
and get it fixed. It's so insignificant you can simply forget about it.
Worrying about it will cost you an additional $1000 of loss because there is
a cost for being unhappy. :)
-iCare- |
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B*G
发帖数: 13438 | 50 至少那个sheehy不是钓鱼，他家走量，直接internet price no hassle，本版很久以前
就有人推荐过。 |
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