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全部话题 - 话题: lending
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b**********5
发帖数: 7881
1
来自主题: JobHunting版 - 应该留在上海还是回到美国 (转载)
老兄, 我的意思是说, 国内那种网上金融的, 太多了, 比我的逼毛还多, 大多都
要垮, 我觉得。
每个搞网上金融的, 一上来就和我说, 你知不知道美国的lending tree。。。 美国
这么大, 也就一个lending tree, 你去看看ondeck, lending club的stock chart看

中国经济缓慢下来, 这种屁2屁, 更加没戏

发帖数: 1
2
Summit Mortgage Bankers, inc. (SMB), a leading residential mortgage lender
headquartered in NYC, offering home loans nationwide. Whether you are
currently licensed through CalBRE (California Bureau of Real Estate), CalDBO
(California Department of Business Oversight), or looking to get licensed;
We have the perfect opportunity for you. SMB has been providing our clients
lending solutions for over 23 years and we will assist you in developing the
skills necessary to enjoy a successful career as a... 阅读全帖
G***r
发帖数: 181
3
新手第一次买房,closing cost看得我1个头2个大,恳请各位大大指点!
买的是新房,贷款37万,首付超过50%,信用分数780,准备贷30年fixed,我们是跟builder做贷款,因为builder会给1.5万的financing,因为新房还在建,半年后才能close,所以这份只是预估的费用,也不能lock rate。我知道预估一般都往高估,但是好像高得也离谱了点,常听到大家说closing cost才几千刀,我这个妈呀都上万了,哭~~~~~~实在不太放心
Wells fargo给的Truth-in-lending addendum (这个表格说是为了计算APR的,请问这
个APR是干什么用的?我拿到的loan document里面有写这个APR是4.0450%,这个算高么
?)
Loan Amount:$367000
a、Origination Charge:$4860 (我没有买点数为什么会有这个费用呢?)
b、discount fee:$0
c、Prepaid Interest (---16days)@3.875% Per Annum: $623.36
d、Final ... 阅读全帖
a**r
发帖数: 661
4

http://biz.yahoo.com/edu/re/iw_re2.iw.html
Many people describe the mortgage lending process as a tangled maze, difficult
to navigate. Years ago this may have been true, however with the advent of Web
lending services the process of securing a loan is becoming more and more
simple. The following article is an introduction to the institutions that lend
money to consumers for real estate, the process of securing a loan, along with
some basic information on how lenders decide whether or not to len
x*********7
发帖数: 427
5
有谁知道这个东东? lending club,据说可以达到 9.6%?
Lending Club, where consumers can engage in peer to peer lending and
potentially qualify for interest rate earnings in excess of 9.60% APY.
b*******s
发帖数: 308
6
来自主题: Money版 - A new way to spend credit cards.
I want to share my lending club experience here:
Open a lending club account (www.lendingclub.com) and deposit money via
paypal. You can add as much money as you want ($5000 each time). You can add
many times even with different credit cards. And you can even open many
lending club accounts with the same ssn number.
From the trading platform, you can buy the good notes (credit score and
history are good, etc....) with >1% discount. Some time you can get >20%
discount. When you sell your notes, t... 阅读全帖
f**********n
发帖数: 3081
7
来自主题: Money版 - 又被chase耍了, close了account
同一个chase lending department, new credit lending负责批卡, 另外一个branch
是review. 即使new credit lending批准了新卡,那个SB branch也能给你关掉. 明明是
blacklist, 丫就是不承认有, 你打电话,就给你找各种狗屁理由.
被chase关卡的,就别再瞎耽误功夫再申请了. 基本没戏.
z****l
发帖数: 5282
8
☆─────────────────────────────────────☆
flyingdragon (flyingdragon) 于 (Fri Sep 30 12:46:10 2011, 美东) 提到:
上周申了freedom, 之后收到信,"due to unsatisfactory relation with the bank" 操他妈resaon, you card can't be approved.
周3打电话888-270-2127, 问了几个问题,approve了. 今天log on 到chase,卡出现了,
不过显示closed了. 我他妈还没收到卡, 就给我close了.
半年前,也是相同经验, 申了chase co, 被拒, 打电话被批,之后两天被closed, 再几天
收到新卡, 打电话去activate, 发现已经被close了.
chase, 此处省略若干字.
☆─────────────────────────────────────☆
scorpic (scorpic) 于 (Fri Sep 30 12:53:40 2011, 美东... 阅读全帖
A***6
发帖数: 243
9
Time to see who is real friend. Real friend lend money to you and you plan
to short-change your friend?
For your information, I pay my friend in China 10% annual interest plus the
exchange rate change another 10+%. Borrowed 5 payback more than 8.
Of course, the other side of the rule is that if you lend money to your
friend, do not ask for interest and do not expect paid back. It is up to
your friend to pay you interest or not and up to you to lend or not.
Otherwise it is business deal, not frie... 阅读全帖
b*******e
发帖数: 24532
10
来自主题: Stock版 - 花街又来玩一哭二闹三上吊
不会的。
trading 和 lending 绝对是负相关。
banks都拿钱去赚块钱了,就不会再lend了。
如果给我那些zero interest的钱,然后拿到市场上可以大块大块的搞trading,
拿commission,当然不会有人愿意lend.
j*****7
发帖数: 4348
11
来自主题: Stock版 - 通涨还是通缩? 是个问题...
http://forums.redfin.com/rf/board/message?board.id=BayArea&thread.id=17847
Here's a story you don't see much about in the U.S. Mainstream Media:
US bank lending falls at fastest rate in history
http://www.telegraph.co.uk/finance/economics/7259323/US-bank-lending-falls-at-fastest-rate-in-history.html
lending has fallen by over $100bn since January, plummeting at an annual
rate of 16pc. "Since the credit crisis began, $740bn of bank credit has
evaporated. This is a record 10pc decline,"
搞不清楚这个, 对炒
u********e
发帖数: 4950
12
来自主题: Stock版 - 说说short squeeze和熊市反弹
其实熊市中不乏强烈的反弹,这些强烈反弹有一部分可能要归功于short squeeze.
When a stock is sold short, the sellers always represent future demand for
the stock because they must repurchase shares they sold short at some future
date either to close out a winning trade or to minimize their losses.
A short squeeze develops when those who sold short the stock, expecting it
to declining in price, change their minds about the trade and attempt to
cover their position before the market advances and large losses accumulate.
There ... 阅读全帖
N********n
发帖数: 8363
13

The same reason they keep lending money to Greece even tho it's clear
Greece cannot pay it back: Buying time.
If they refuse to lend Greece money then Greece default right away. All
hell would break loose so they lend some for Greece to cover the most
urgent bills and then worry about the new debt later.
As for gold & silver, they cannot afford having metals flying in the sky
during this debt crisis or faith in paper currency would be lost and all
hell would break loose. So they attack the meta... 阅读全帖
t**u
发帖数: 1572
14
这次反弹力度强,K-图显示三大白兵,量相比前段时间也不少,感觉大盘既将北上.
欧洲方面也有利好消息
The European Central Bank promised to provide unlimited one-year loans to the region's lenders through 2013. The goal is to shield banks from poorly functioning short-term credit markets, in which banks are becoming too worried about each other's financial stability to lend money to one another. Germany's DAX jumped 3.2 percent, and France's CAC-40 rose 3.4 percent.
The loans are also meant to help protect the banks in the event Greece's governme... 阅读全帖
s**********n
发帖数: 2343
15
北上

the region's lenders through 2013. The goal is to shield banks from poorly
functioning short-term credit markets, in which banks are becoming too
worried about each other's financial stability to lend money to one another.
Germany's DAX jumped 3.2 percent, and France's CAC-40 rose 3.4 percent.
government defaults on its debt. If that happens the value of Greek bonds
held by those banks would be likely to drop sharply, weakening the banks'
balance sheets and making it harder for them to lend.... 阅读全帖
w******s
发帖数: 16209
16
Dexia SA (DEXB)’s board meets today to study options to dismantle the
French-Belgian bank that has brought Europe’s sovereign debt crisis to the
heart of the region’s financial system.
While France and Belgium have rushed to protect their local units, hurdles
to an agreement remain as they wrestle over responsibility for assets hit by
the crisis that has caused the bank’s short-term funding to evaporate.
Dexia’s troubled assets are being folded into a “bad bank” and could
amount to as much as 19... 阅读全帖
k********8
发帖数: 7948
17
Stephen King: Euro meltdown would pave the way for another Great Depression
Outlook: Imagine that Europe is unable to agree on a convincing solution.
What sort of system would we be left with?
Monday, 17 October 2011
The euro's future is all our futures. Whether or not you like the single
currency, the world economy's health depends on its survival. Should the
euro collapse, we will find ourselves heading into another Great Depression.
Its establishment removed the currency risk which had inhibi... 阅读全帖
u********e
发帖数: 4950
18
来自主题: Stock版 - 靠, 真的玩负利率了
果然真的玩负利率了 ...
2014-06-05 8:30am
The ECB today cut its deposit rate to minus 0.1 percent, becoming the first
major central bank to take one of its main rates negative. Draghi said the
ECB will introduce new, “targeted” offerings of liquidity to banks to
encourage them to lend money to the real economy. Officials will also start
work on purchases of asset-backed securities, he said.
“We decided on a combination of measures to provide additional monetary
policy accomodation and to support lending ... 阅读全帖
p******e
发帖数: 17163
19
The bank hasn't lent out. So right now only money base expands greatly.
Once banks start to lend, then money supply would expand greatly. Take us
for example, Money base pre-crisis I about 800 bill and since require
reserve is 10 pct, the money supply is 8 trillion. After series of qe, now
the money base is around 4 trill. If the bank were doing wat they do, the m2
would've been 40 trill. Instead, banks wasn't willing to lend, and
put money at the fed, these are excessive reserve. So the m2 is o... 阅读全帖
W***n
发帖数: 11530
20
来自主题: Stock版 - Crocs r coming!
China opens up its finance industry to the world
by Daniel Shane @CNNMoney
November 10, 2017: 7:12 AM ET
Wall Street could soon find it easier to do business in China.
Beijing says it will allow foreign companies to own Chinese banks and
investment firms in the latest sign the world's second-biggest economy is
opening up its vast financial industry.
China's vice minister for finance Zhu Guangyao revealed the changes during a
press briefing Friday. A cap on foreign investment in Chinese bank... 阅读全帖
p********r
发帖数: 1980
21
来自主题: SanDiego版 - 去特麦求拉买房
You wish or you have data/logic to prove it?
I wish there will be "bad years" as well...because I am a net buyer of
property rather than a seller in the coming years. And the price is too high
for the working family to begin with.
But I am seeing evidence every day that is contrary to my wish. Did you hear
what Obama said yesterday:"Right now, there's a bill in this Congress that
would give every responsible homeowner in America the chance to save $3,000
a year by refinancing at today's rates. D... 阅读全帖
b********2
发帖数: 5191
22
good news for 房托
(AP) SACRAMENTO, Calif. - California will become the first state to write
into law much of the national mortgage settlement negotiated this year with
the nation's top five banks, and expand it to all mortgages, under wide-
ranging legislation approved by state lawmakers on Monday.
Majority Democrats sent the homeowner protection package to Gov. Jerry Brown
despite opposition from business and lending organizations and most
Republican legislators.
The Assembly approved the legisl... 阅读全帖
k***a
发帖数: 2400
23
Bay Area Median Sale Price Highest Since 2007; Slowest March Sales in 6
Years
April 16, 2014
La Jolla, CA.----Home prices in the Bay Area continued to increase at a
brisk pace last month, the result of a strong local economy and a tight
supply of homes on the market. The number of homes sold was the lowest for
any March since 2008, a real estate information service reported.
The median price paid for a home in the nine-county Bay Area rose last month
to $579,000, the highest since the median was... 阅读全帖
p*********r
发帖数: 7944
24
来自主题: SanFrancisco版 - 哪儿来的现金买房, 如何竞争
Securities-based lending, also known as non-purpose lending, is currently
Wall Street’s hottest business. This could become a big problem for all of
us.
Lindsay (we’ll call her Lindsay to protect her identity) took a job in the
securities-based lending department at Morgan Stanley right after college
graduation. She had dozens of colleagues in her group when she first started
and now she’s got hundreds, nearly all of them entry-level workers looking
to get their foot in the industry.
q*******g
发帖数: 132
25
来自主题: SanFrancisco版 - 看看英文的房坑
http://www.city-data.com/forum/san-jose/2216916-any-chance-real
Obviously no one can predict a bubble accurately, or they wouldn't form in
the first place. That being said, my personal opinion is that we are NOT in
a bubble. Let's compare the current market, to the last bubble and crash
back in 2008.
- In the last crash, high prices were driven primarily by cheap financing.
That is, loose lending practices allowing people to buy homes who frankly
could not afford them. This, of course, increased... 阅读全帖
Q***N
发帖数: 2972
26
来自主题: SanFrancisco版 - 求flat fee buyers agent
Broker还有一点Concern涉及到Rebate过高的问题。加州Rebate是合法,而且Business
Rebate不是Income, 不用交税。 但是涉及贷款,情况就复杂起来了。
如果是Cash purchase, 多少Rebate都可以用在Closing里, 也可以做After Closing
Check。
但是如果有loan, Rebate只能用在Closing了,具体金额多少是需要lender批准的。如
果Rebate金额不是很高,cover 一些non-recursive closing cost, 一般Lender都没有
问题。 但是Rebate很高, Closing里用不完, After closing check实际上是lending
frauds.这就是把关严的大Broker一般不会给After Closing Rebate Check的原因,涉
及潜在的法律诉讼的危险。 也有一些Broker,给After Closing Check的同时给1099.
这张Check就不算是Rebate,而是买家的Income。 这样的话Broker没有Lending Frau... 阅读全帖
Q***N
发帖数: 2972
27
来自主题: SanFrancisco版 - 求flat fee buyers agent
Broker还有一点Concern涉及到Rebate过高的问题。加州Rebate是合法,而且Business
Rebate不是Income, 不用交税。 但是涉及贷款,情况就复杂起来了。
如果是Cash purchase, 多少Rebate都可以用在Closing里, 也可以做After Closing
Check。
但是如果有loan, Rebate只能用在Closing了,具体金额多少是需要lender批准的。如
果Rebate金额不是很高,cover 一些non-recursive closing cost, 一般Lender都没有
问题。 但是Rebate很高, Closing里用不完, After closing check实际上是lending
frauds.这就是把关严的大Broker一般不会给After Closing Rebate Check的原因,涉
及潜在的法律诉讼的危险。 也有一些Broker,给After Closing Check的同时给1099.
这张Check就不算是Rebate,而是买家的Income。 这样的话Broker没有Lending Frau... 阅读全帖
j***z
发帖数: 74
28
No Closing Cost贷款是如何实现的呢?
不管你是走进银行,还是和贷款公司,你的贷款交易都是由三方组成:Lender,
Mortgage Broker, 和Borrower。每一笔贷款都有交易费用。贷款费用主要有两项:
Origination和Lending的费用。Origination的费用就是贷款经纪公司收取的费用,
Lending的费用就是由Lender收取的手续费用。通常说的Closing Cost就是指这两项的
和,从几千到一万不等。这笔费用由谁出呢?答案是:可以是Lender,也可以是
Borrower,也可以是Lender和Borrower一起出。
贷款经纪公司(MB)从Lender拿到的是Whole Sale的利息,而卖给Borrower的则是Retail
的利息,通过这个利差可以从Lender那儿收取回扣。利息差越大,回扣就越大。如果你
的贷款经纪将一部分的回扣返回给你用到贷款费用上,使你的贷款费用变成0,甚至是
负数,这样你的贷款就变成了No Closing Cost的贷款了。
No Closing Cost贷款有何好处?
1. 可以减轻贷款时的现金压力:... 阅读全帖
w*****t
发帖数: 145
29
来自主题: Texas版 - 请推荐Austin Mortgage Broker
Ada Cao
Broker Assistant| First Lending
9555 Lebanon Road, Suite 901, Frisco, TX75035
972-335-3699(O) | 214-597-5592(C)| 214-291-7188 (F)
a*[email protected] | www.first-lending.com|
r****e
发帖数: 3373
30
来,我给你贴一个。老头讲究起来真讲究,啰嗦起来真啰嗦,逗的时候真逗,恶的时候
真恶。
Playboy Interview: Vladimir Nabokov
By ALVIN TOFFLER • PLAYBOY • JANUARY 1964
Playboy: With the American publication of Lolita in 1958, your fame and
fortune mushroomed almost overnight from high repute among the literary
cognoscenti—which you had enjoyed for more than 30 years—to both acclaim
and abuse as the world-renowned author of a sensational best seller. In the
aftermath of this cause célèbre, do you ever regret having written Lolita?... 阅读全帖
m********4
发帖数: 607
31
This is what I have read this morning. Share with you. Have a good day to
you all.
(1) " But I tell you who hear me: Love your enenmies, do good to those who
hate you, bless those who curse you, pray for those who mistreat you."
(2)If you love those who love you, what credit it is to you? Even"sinners"
love those who love them. And if you do good to those who are good to you,
what credit is that to you? Even "sinners" do that. And if you lend to those
from whom you expect repayment, what credit ... 阅读全帖
h********d
发帖数: 1
32
Reserve Management Department, SAFE
We are looking for individuals with extraordinary intellectual capability
and curiosity, ability to rapidly learn and apply new concepts, as well as
self-motivation and responsibility to join us. We seek diversified
educational backgrounds and encourage applicants from all academic
disciplines.
About Us
In fulfilling the responsibilities of foreign reserve management, we put the
interests of the nation and the people at the very first.
Aiming at long-term pres... 阅读全帖
a*********n
发帖数: 602
33
What is private equity?" was the common question asked in China back in the
1990s.
The terminology was not as widespread as it is today, with only a handful of
private equity firms active in the market. I recall having to conduct a
small
seminar with a company's management team, explaining the virtues of private
equity
before any transaction terms could be discussed. Times have changed since
the
early years as China is now home to over 200 China-dedicated funds raising
over
$15bn (Rmb 103bn, 0.8... 阅读全帖
h******u
发帖数: 80
34
二、阿里小贷和人人贷们
如果说上一篇中介绍的支付职能和结算托管职能只是金融业基本职能中的浅水域的
话,那么这一篇我们就一同来到金融领域的深水区——融资和投资职能,来一探互联网
金融在这里兴起了什么风浪。
在探讨具体案例之前,我还是想先跟大家分享一下我在学习理解这一部分业务当中
遵循的两个出发点。第一,商业社会的“二八效应”,即20%的个体(个人与法人)掌
握着80%的社会财富。目前看来,这20%的客户从中国金融行业特别是银行享受到了处于
中国前沿的金融服务(尽管全世界范围看谈不上完善),银行相应赚到了80%的钱。而
互联网金融的出现,在可预见的时期内,首先要来填补如何服务剩下80%客户的问题。
第二,金融行业之所以被定义成一个专业性服务行业,说明其具备两层概念:第一层是
服务业,就是如何满足用户的需求,通过商业模式的创新和技术的更新来提升用户体验
;第二层是专业性,金融行业本质上仍然是一个通过管理金融风险实现服务性的行业,
风险管理能力是核心竞争力。既然在传统金融时代,我们不应该因为专业性的尖端化而
忽视服务性,那么在互联网金融时代,我们同样也不应该因为服务性的... 阅读全帖
M******a
发帖数: 6723
35
来自主题: Mod_CHN_Hist版 - 奉天兵工厂
https://wwiiafterwwii.wordpress.com/2017/04/03/mukden-arsenal-after-wwii/
Mukden Arsenal after WWII
April 3, 2017 jwh19752 Comments

(Zhang's Gate, the old entrance to Mukden Arsenal)
For people interested in Japanese firearms of WWII, the name Mukden Arsenal
is familiar. The history of the facility after Japan's defeat is less well
known. Under various names, it did survive for some time, producing an odd
mix of WWII weapons after the war's end.
(Mukden Arsenal proofmark during WWII)
Mukden an... 阅读全帖
P*****s
发帖数: 66
36
来自主题: _GoldenrainClub版 - US foreclosures up 24 percent in 1st quarter
http://finance.yahoo.com/news/US-foreclosures-up-24-percent-apf
WASHINGTON (AP) -- The number of American households threatened with losing
their homes grew 24 percent in the first three months of this year and is
poised to rise further as major lenders restart foreclosures after a
temporary break, according to data released Thursday.
The big unknown for the coming months, however, is President Barack Obama's
plan to help up to 9 million borrowers avoid foreclosure through refinanced
mortgages o... 阅读全帖
d*2
发帖数: 2053
37
http://www.bloomberg.com/apps/news?pid=20601087&sid=avAvJacs7Uc
By Dawn Kopecki and Jody Shenn
June 19 (Bloomberg) -- Fannie Mae and Freddie Mac may get permission to
begin refinancing mortgages with loan-to-value ratios above 105 percent as
the Obama administration seeks to boost participation in its anti-
foreclosure programs.
“We’re actively considering how to structure a program that makes sense
over 105 percent,” Federal Housing Finance Agency Director James Lockhart
said yesterday. He said... 阅读全帖
h*v
发帖数: 173
38
来自主题: ChinaNews版 - AP通稿来了,老将果然造谣
昨天,今天老将依然造谣说死了人.事实是没有
【 以下文字转载自 Military 讨论区 】
发信人: EUV (奶特都是卖国贼), 信区: Military
标 题: AP通稿来了,老将果然造谣
发信站: BBS 未名空间站 (Thu Apr 21 13:19:01 2011, 美东)
By JOE McDONALD
AP Business Writer
SHANGHAI (AP) - Police clamped down Thursday on a protest by hundreds of
truck drivers upset over rising fees and fuel prices in China's busiest port
city, the latest display of public resentment over surging inflation.
The security move comes after truckers blockaded a dock in Pudong district
Wednesday in eastern Sha... 阅读全帖
c**i
发帖数: 6973
39
来自主题: ChinaNews版 - 溫州模式
David Barboza, In Cooling China, Loan Sharks Come Knocking. New York Times,
Oct 14, 2011.
http://www.nytimes.com/2011/10/14/business/global
/as-chinas-economy-cools-loan-sharks-come-knocking.html?_r=1&scp=1&sq=
wenzhou&st=cse
Quote:
"Such illegal lending amounts to about $630 billion a year, or the
equivalent of about 10 percent of China’s gross domestic product, according
to estimates by the investment bank UBS.
"According to one local survey, more than 90 percent of Wenzhou’s
households have i... 阅读全帖
J*V
发帖数: 3150
40
China's shadow banking system is out of control and under mounting stress as
borrowers struggle to roll over short-term debts, Fitch Ratings has warned.
http://i.telegraph.co.uk/multimedia/archive/02558/shanghai2_2558283b.jpg" onload="adjustimg(this)">
Fitch warned that wealth products worth $2 trillion of lending are in
reality a "hidden second balance sheet" for banks, allowing them to
circumvent loan curbs and dodge efforts by regulators to halt the excesses.
By Ambrose Evans-Pritch... 阅读全帖
d**********0
发帖数: 13081
41
来自主题: History版 - 聊聊二战苏军的成长
英国援助对Moscow 会战的影响。
http://www.historynet.com/did-russia-really-go-it-alone-how-len
this newly available evidence paints a very different picture from the
received wisdom. In particular, it shows that British Lend-Lease assistance
to the Soviet Union in late 1941 and early 1942 played a far more
significant part in the defense of Moscow and the revival of Soviet fortunes
in late 1941 than has been acknowledged. -
Even aid that might seem like a drop in the bucket in the larger context of
Soviet p... 阅读全帖

发帖数: 1
42
来自主题: History版 - 75周年谈谈斯大林格勒
http://www.historynet.com/did-russia-really-go-it-alone-how-lend-lease-helped-the-soviets-defeat-the-germans.htm
没有英国中介的美帝输血 俄国人根本撑不住。
A total of 699 Lend-Lease aircraft had been delivered to Archangel by the
time the Arctic convoys switched to Murmansk in December 1941. Of these, 99
Hurricanes and 39 Tomahawks were in service with the Soviet air defense
forces on January 1, 1942, out of a total of 1,470 fighters. About 15
percent of the aircraft of the 6th Fighter Air Corps defending Moscow wer... 阅读全帖

发帖数: 1
43
来自主题: History版 - 75周年谈谈斯大林格勒
莫斯科反攻 俄国1500架飞机。一半多英美给的。 别说其他的


: http://www.historynet.com/did-russia-really-go-it-alone-how-lend-lease-helped-the-soviets-defeat-the-germans.htm

: 没有英国中介的美帝输血 俄国人根本撑不住。

: A total of 699 Lend-Lease aircraft had been delivered to Archangel by
the

: time the Arctic convoys switched to Murmansk in December 1941. Of
these, 99

: Hurricanes and 39 Tomahawks were in service with the Soviet air
defense

: forces on January 1, 1942, out of a total of 1,470 fighters. About 15

:... 阅读全帖
b********y
发帖数: 5829
44
来自主题: Military版 - 中国借给委内瑞拉200亿美元
China Lends Venezuela $20 Billion for Oil Venture, Chavez Says
April 19 (Bloomberg) -- China will lend Venezuela $20 billion and form a
joint venture with a state company to pump crude oil from an Orinoco Belt
block, President Hugo Chavez said as he promised to meet the Asian country’
s energy needs.
The financing from China is separate from a $12 billion bilateral investment
fund, Chavez said, without providing details. Venezuela currently sends
China 460,000 barrels a day of crude oil to repay
c******r
发帖数: 889
45
http://www.myforeclosurenightmare.com/how-texas-escaped-the-housing-crisis
But there is a broader secret to Texas’s success, and Washington reformers
ought to be paying very close attention. If there’s one single thing that
Congress can do now to help protect borrowers from the worst lending
excesses that fueled the mortgage and financial crises, it’s to follow the
Lone Star State’s lead and put the brakes on “cash-out” refinancing and
home-equity lending.
A cash-out refinance is a mortgage take
u****n
发帖数: 7521
46
来自主题: Military版 - 美国国债持有者图解
老美在抱怨: 银行可以从 Fed 0%~0.25% 拿钱 买 3%收益的国债,空手套白狼。
http://www.ritholtz.com/blog/2010/07/who-owns-us-treasury-debt/
Marc – I agree.
I keep waiting to read about those “bank holding companies” that borrow
funds at 0.25% – then buy treasuries and earn 3%.
How much of whose profit is the result of this tax payer ripoff?
BR – you need to update your 3-6-3 (borrow at 3%, lend at 6%, t-time at 3)
model.
0-3-6 (borrow from USA at 0%, lend to USA at 3%, earn $6M bonus)
Gordo
s*********8
发帖数: 901
47
来自主题: Military版 - Foreclosure Fraud crisis
Foreclosure Fraud: 6 Things You Need To Know About The Crisis That Could
Potentially Rip The U.S. Economy To Shreds
The foreclosure fraud crisis seems to escalate with each passing now. It is
being reported that all 50 U.S. states have launched a joint investigation
into alleged fraud in the mortgage industry. This is a huge story that is
not going to go away any time soon. The truth is that it would be hard to
understate the amount of fraud that has gone on in the U.S. mortgage
industry, and... 阅读全帖
W*******a
发帖数: 1769
48
New York taxi license hits record price: $600,000
(Reuters) - The price of a license to operate a New York taxi cab hit a
record $600,000 in May, according to a lending company which financed
the purchase.
Medallion Financial Corporation said it had financed the purchase of two
medallions -- the license to operate a yellow cab in New York -- for a
total of $1.2 million by a large corporate fleet operator.
"Prices of corporate medallions have increased from $195,000 in 2001 to
the record $600,000... 阅读全帖
l****u
发帖数: 3130
49
Department: Prime Services
Position: Securities borrowing & lending/SA or VP
Number: 6
Location: Beijing
Responsibilities:
 Engage in the participant management;
 Collateral management;
 Securities borrowing & lending;
 Securities deposit management.
Requirements:
 Good at English, financial, economic, financial engineering or mathematics
background;
 One or two years related experience after graduate is best;
 Master or doctor degree, working in BJ. Male first considered.
http://www.tcfa... 阅读全帖
l****u
发帖数: 3130
50
确实不多,但的确有!!!
Michael J. McGrath, 47, of Montclair, New Jersey was sentenced to 14 years
A New Jersey based mortgage company president
Lee B. Farkas, 58,
The former owner of one of the largest privately held U.S. mortgage lending
companies and Colonial Bank, Farkas was sentenced to 30 years in federal
prison and ordered to forfeit $38.5 million to the government
The former chairman of Taylor, Bean & Whitaker was convicted for being the
master-mind in a criminal conspiracy that ran for at least se... 阅读全帖
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