u*********r
发帖数: 1181 | 1 上面部分是费用，下面部分是各自相应的average annual total return。
非常感谢啊
Gross Expense Ratio：
=======================
TIER I - LIFECYCLE FUNDS
- show details. - hide details.
LIFEPATH 2015 07/05/2006 Blended Fund Investments* N/A 0.1221
% No additional fees apply.
LIFEPATH 2020 06/30/2006 Blended Fund Investments* N/A 0.1092
% No additional fees apply.
LIFEPATH 2025 07/05/2006 Blended Fund Investments* N/A 0.1237
% No additional fees apply.
LIFEPATH 2030 06/3... 阅读全帖 |
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o******y
发帖数: 15 | 2 可以发在这个版吗？
公司给match 工资的5%作为401k，于是我也准备放进去5%。
负责401k投资的公司是JPMorgan，我看他列出来了很多选项：
Fidelity Instl MM Fds Money Market-Inst
BlackRock US Debt Index-T
PIMCO Total Return-Inst
Fidelity Puritan
Invesco Large Cap Relative Value Strategy
Invesco Charter Strategy
Fidelity Spartan 500 Index-Adv
BlackRock US Equity Market Index-F
Fidelity OTC Portfolio
BlackRock Extended Equity Market-F
Wells Capital Small Cap Value Strategy
Fidelity International Discovery
Harbor International-Inst
LifePath Index Retirement-... 阅读全帖 |
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d**********g
发帖数: 227 | 3 刚毕业第一份工作，完全对怎么分配401没概念，现在公司提供一下选项，请大家帮忙
看看该选哪几项，该如何分配比例？我算是一个比较保守的人，不求赚太多，希望不赔
吧。
多谢大家！
BlackRock LifePath Index Ret
BlackRock LifePath Index 2015
BlackRock LifePath Index 2020
BlackRock LifePath Index 2025
BlackRock LifePath Index 2030
BlackRock LifePath Index 2035
BlackRock LifePath Index 2040
BlackRock LifePath Index 2045
BlackRock LifePath Index 2050
BlackRock LifePath Index 2055
BlackRock US Debt Index Fund
BlackRock Russell 1000 Index
BlackRock Russell 2000 Index
BlackRock MSCI... 阅读全帖 |
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b******u
发帖数: 1559 | 4 各位大牛，关于我家MM 401K的选择很是矛盾，请大家给点意见
公司给出的选择相当有限，有以下三类
有些很贵，例如large cap那个要300多，那一个月也买不到一股吧？
请大家帮忙看看如何选择合理些，谢谢
============================================
LifePath Retirement Fund
LifePath Index Retirement Fund 2015
LifePath Index Retirement Fund 2020
LifePath Index Retirement Fund 2025
LifePath Index Retirement Fund 2030
LifePath Index Retirement Fund 2035
LifePath Index Retirement Fund 2040
LifePath Index Retirement Fund 2045
LifePath Index Retirement Fund 2050
=====================================... 阅读全帖 |
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m***d
发帖数: 269 | 5 刚刚加入公司的401k计划，提供的选择有以下几个：
目前默认的投资选项是BlackRock Lifepath Index 2045 K （100%）
本人倾向于保守一点的投资策略，每年的回报率能超过存银行的利息就差不多了
想请教下怎么样搭配比较好呢？！
多谢！
American Funds Capital World G/I R5
Fidelity Spartan International Index Inv
Goldman Sachs Small Cap Value - Instl
Columbia Small Cap Index Fund Z
BlackRock Small Cap Growth Equity Instl
Columbia Mid Cap Index Fund Z
Vanguard Mid Cap Growth Inv
Vanguard Selected Value Inv
Invesco Equally-Wtd S&P 500 Y
J P Morgan Large Cap Growth Select
RidgeWorth Total Return Bond I
... 阅读全帖 |
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b******u
发帖数: 1559 | 6 酒馆，小母牛请高抬贵手，让我贴子放几天，借人气问问这个问题！！谢谢
各位大牛，关于我家MM 401K的选择很是矛盾，请大家给点意见
公司给出的选择相当有限，有以下三类
有些很贵，例如large cap那个要300多，那一个月也买不到一股吧？
请大家帮忙看看如何选择合理些，谢谢
============================================
LifePath Retirement Fund
LifePath Index Retirement Fund 2015
LifePath Index Retirement Fund 2020
LifePath Index Retirement Fund 2025
LifePath Index Retirement Fund 2030
LifePath Index Retirement Fund 2035
LifePath Index Retirement Fund 2040
LifePath Index Retirement Fund 2045
LifePath Index Retirement Fund 2050
===... 阅读全帖 |
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f****b
发帖数: 486 | 7 除了公司股票外，有以下选项，大家给参谋参谋吧，目标超过或持平S&P 500，谢了
Artisan Mid Cap Account
Fidelity Contrafund - Class K
Fidelity Growth Company Fund - Class K
Fidelity Institutional Money Market - Money Market Portfolio - Institutional
Class
LifePath? Index 2020 Fund Class J
LifePath? Index 2030 Fund Class J
LifePath? Index 2040 Fund Class J
LifePath? Index 2050 Fund Class J
LifePath? Index Retirement Fund Class J
Oakmark Equity and Income Account
PIMCO Total Return Account
Russell International Growth Account
Russell I... 阅读全帖 |
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f****b
发帖数: 486 | 8 OK, 把expense ratio加进去重新列一下
Artisan Mid Cap Account 0.54%
Fidelity Contrafund - Class K 0.79%
Fidelity Growth Company Fund - Class K 0.72%
Fidelity Institutional Money Market - Money Market Portfolio - Institutional
Class 0.18%
LifePath? Index 2020 Fund Class J 0.17%
LifePath? Index 2030 Fund Class J 0.17%
LifePath? Index 2040 Fund Class J 0.17%
LifePath? Index 2050 Fund Class J 0.17%
LifePath? Index Retirement Fund Class J 0.17%
Oakmark Equity and Income Ac... 阅读全帖 |
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P********r
发帖数: 1304 | 9 我的401K都是些没听过基金啊，列出来给大家看看，顺便求求建议投资哪些好。目前我
投了两个，都是large cap，可是也没见涨啊。
BlackRock Equity Dividend A Large Cap
Alger Cap App Institutional I Large Cap
American Funds Gr Fd Of Amer R3 Large Cap
BlackRock Flexible Equity-A Mid Cap
BlackRock Global Allocation A Asset Allocation/Balanced
BlackRock LifePath 2020 A Asset Allocation/Balanced
BlackRock LifePath 2030 A Asset Allocation/Balanced
BlackRock LifePath 2040 A Asset Allocation/Balanced... 阅读全帖 |
|
m****u
发帖数: 229 | 10 Geez.. this is weird.
I searched with three different brokers and I couldn't find the Q share of
this MF.
Is this "LifePath Index 2055-Q" just like BlackRock Lifepath Index 2055
Portfolio Class K Shares?
If so, the LIVKX seems to have super high Expense Ratio, i.e. 3%..
An index MF shouldn't have a such high ER. Maybe the data from my brokers
are not accurate. Am I doing something wrong? Help?
-------------------------------------------------------------------------
Just did more search and foun... 阅读全帖 |
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S**C
发帖数: 2964 | 11 Appears to be RDSA's 401(k). If your lifecycle funds (Lifepath 20xx) expense
is low (it appears to be low, but I am not sure the fees are just top level
fees, or total fees. Blackrock lifepath OEFs have high fees, but yours
appears to be privately managed funds), pick one with bond percentage make
you feel comfortable.
Your mutual fund window has quite a few good choices, at least to me. But
for a new investor, choose an lifecycle fund to begin with is not a bad idea
- one can do much worse even... 阅读全帖 |
|
N*D
发帖数: 3641 | 12 ☆─────────────────────────────────────☆
StanMarsh (Stan) 于 (Thu Jan 13 20:21:22 2011, 美东) 提到:
公司401K 里提供的投资项目
里面有好几支 我几年前是看着Morningstar 四或五星面子才投钱下去的
沒想到几年后公司的投资项目几乎全都变没星 还有一支Fidelity Institutional
Money 掉得剩一块
这些星的预测是完全不准还是怎么回事?
我现在是要把没星跟剰 一块的 Rebalance 到其他支去好呢? 还是继续摆着不管它?
☆─────────────────────────────────────☆
SQL (月光下的房黑) 于 (Thu Jan 13 20:27:33 2011, 美东) 提到:
“过去的表现好不一定表示将来的表现也好”。
投资顾问们第一句说的就是这个呀。90%以上
的基金不如SPY，实在不行就放指数好了。你
们公司有“S&P Index”的选项，真不错耶。
http://www.fundadvice.com/401k-help... 阅读全帖 |
|
D*****i
发帖数: 993 | 13 【 以下文字转载自 Investment 讨论区 】
发信人: DanYiLi (但以理), 信区: Investment
标 题: 有必要转到同一个401k下面吗
发信站: BBS 未名空间站 (Fri May 29 18:06:44 2015, 美东)
前雇主用的vanguard 401k,我在vanguard有差不多30k的401k,全买的Vanguard®
Target Retire 2045
现在雇主用的fidelity,刚开始工作没多久,有2k多,全买的BTC LIFEPATH 2050 G
个人感觉vanguard回报还不错
不知道要不要把fidelity的全部转到vanguard下面呢
还是把vanguard转到fidelity下面 |
|
i*******h
发帖数: 216 | 14 -1.0%
感覺401k不能只看一年的return吧，我買的主要是LifePath的。 |
|
D******e
发帖数: 1222 | 15 If you don't know anything now, choose BlackRock LifePath Index YEAR ( you
expect to retire ). |
|
y****o
发帖数: 666 | 16 BlackRock Lifepath Index 2050 K ------- 100%
其他 ------ 0% |
|
b***m
发帖数: 891 | 17 到目前为止才5%＋，是不是很不好？是不是我没选好Fund？
我的401k选择如下：
Vanguard Windsor II Admiral 25%
Vanguard Employee Benefit Index-Client A 20%
Fidelity Contrafund 25%
Vanguard Extended Market Idx InstlPlus 20%
Dodge & Cox International Stock 10%
公司给的mutual fund选择是：
Lifepath Fund
Wells Fargo Stable Return Fund
Vanguard Prime Money Market Instl
PIMCO Total Return Instl
Vanguard Total Bond Market Idx InstlPls
Neuberger Berman High Income Bond R6
Vanguard Windsor II Admiral
... 阅读全帖 |
|
a*****m
发帖数: 1010 | 18 以前公司用的schwab，我都买了vanguard ２０４５
现在公司是fidelity，是lifepath，我需要把schwab的钱取出来，存到fidelity里面吗 |
|
D*****i
发帖数: 993 | 19 前雇主用的vanguard 401k,我在vanguard有差不多30k的401k,全买的Vanguard®
Target Retire 2045
现在雇主用的fidelity,刚开始工作没多久,有2k多,全买的BTC LIFEPATH 2050 G
个人感觉vanguard回报还不错
不知道要不要把fidelity的全部转到vanguard下面呢
还是把vanguard转到fidelity下面 |
|
s********z
发帖数: 5411 | 20 首先建议放满，不要只放5%
全部放到
LifePath Index 2055-Q
然后忘了他 |
|
m*****o
发帖数: 110 | 21 你看一下LifePath的expense ratio有多少，如果超过0.5%，就选 PIMCO Total Return
-Inst + Fidelity Spartan 500 Index-Adv，两者的比例看你能忍受多少市场波动，比
如30%:70%，40%:60%。要挑expense ratio低于0.5%的。 |
|
o******y
发帖数: 15 | 22 LifePath的选项里是空的，什么都没写。
Fidelity Spartan 500 Index-Adv里也找不到expense ratio。只看到Ratios to
Average Net Assets， Expenses before reductions，0.07%。
这些东西怎么这么难啊：（
Return |
|
b***m
发帖数: 891 | 23 【 以下文字转载自 Investment 讨论区 】
发信人: bjeam (bjeam), 信区: Investment
标 题: 今年的401k收益率才5%＋
发信站: BBS 未名空间站 (Sun Aug 24 01:04:02 2014, 美东)
到目前为止才5%＋，是不是很不好？是不是我没选好Fund？
我的401k选择如下：
Vanguard Windsor II Admiral 25%
Vanguard Employee Benefit Index-Client A 20%
Fidelity Contrafund 25%
Vanguard Extended Market Idx InstlPlus 20%
Dodge & Cox International Stock 10%
公司给的mutual fund选择是：
Lifepath Fund
Wells Fargo Stable Return Fund
Vanguard Prime Money Market Instl
PIMCO Total Return In... 阅读全帖 |
|
t***l
发帖数: 3644 | 24 搞个lifepath不就好了？bso一下今年401K 17%+ :)
ytd |
|
S*******h
发帖数: 7021 | 25 甚么是“S&P Index”的选项?
我只看到 Fidelity Institutional Money Market 歸類“Short Term Investment”
你是說 Fidelity Institutional Money Market 就一直擺著不要動？
那那些沒星的Bond 跟Fund 怎麼處理？
PIMCO Total Return Account
BlackRock LifePath® Retirement Fund |
|
p******k
发帖数: 2192 | 26 There are 3 basic type of investments: cash, bond, stock.
Risks from low to high are:
case:
- saving
- cd
...
Bond:
- short term
-MM
-T-bill
-notes
...
- long term
-
Stock:
- stock
- option
- future
The performance of PIMCO Total Return was not bad last year, but this year
there is the believing that bonds will drop.
I'm not familiar wth BlackRock LifePath@ Retirement Fund, but it ... 阅读全帖 |
|
