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发帖数: 1879 | 1 LTV60 Loan Amount 400K+ Excellent credit score SFH primary 2.5 |
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发帖数: 1879 | 2 LTV60% will not add credit on 15yrs fix loan. currently super conforming
rate is 2.875% for 15 yrs fix, no cost. |
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发帖数: 1879 | 3 If you are US citizen/Green card holder, LTV60 or less, FICO 740+, SFR,
primary living, with impound, you still can get 3.125% for 30 yrs fix in
California. |
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发帖数: 1879 | 4 based on the archived rate sheet, the best rate for super conforming was 3.
375% and 3.25% for LTV60 with impound. |
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发帖数: 1879 | 5 5Yr ARM no cost no impound 2.5% applys to LTV60, loan amount around 400K and
Credit score 740+. Most conforming locked rates range from 2.625 to 2.875 |
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发帖数: 1879 | 6 If your loan amount is close to 400K, SFR, LTV60, 30 dyas lock, US citizen
or Green Card, FICO 740+, you will get 3.375% today no cost. |
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发帖数: 1879 | 7 The best rate I have is 2.75% for super conforming 5yrs ARM and 2.625% if
LTV60% or less.
And only conforming 5yrs ARM and 7yrs ARM can do 2.5%. |
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发帖数: 1879 | 8 best scenario, for LTV60% or less, FICO 740+, SFR, primary, you can get 2.5%
if LTV75 or less, will be 2.625%, none impound and impound is the same.
The rate is based on last week quote. Loan amount should be close to 400K. |
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发帖数: 143 | 9 要2.5%rate是不是要LTV60%br /> |
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发帖数: 2890 | 10 凑热闹问个问题：现在政府有HARP II来帮助水下屋refi， 估价也不需要做，收入也不
看。但我有个客人，太太W-2，先生1099，DTI有点紧，房子LTV60%都不到， refi就是
做不出来。还在付5.0% 以上的30年fix。这是哪家的理？难道非要他们把HELOC全部拉
足， 变成水下屋， 反而可以 HARP II? HARP II 没有 DTI限制吧。你老给说说理看。 |
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发帖数: 1879 | 11 3.25% for 20 yrs fix, if
SFR, Primary living, FICO 740+, loan amount 400K, LTV60 or less, NO IMPOUND. |
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发帖数: 645 | 12 现在 7 ARM, 2.625%,
SFH， LTV60,
loan amount, 380k.
Looking for better rate! Thanks! |
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