k***n
发帖数: 11247 | 1 版上很多老婆晒幸福，想知道有没有相同数量的老公也觉得这么幸福的？还是都是老婆
一厢情愿的 misconception? |
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w*****m
发帖数: 21 | 2 Just want to clarify a few misconceptions.
A lot of people thought that husband needed split his asset and provide
spousal support indefinitely in US. It is not the case in most states.
In most states, spousal support is limited. If the marriage is short (i.e
less than 3 years), there is usually no support. Even for long marriage,
spousal support is limited to less than half of the number of years married.
In some states, for example, TX, spousal support is limited to 3 years. Of
course, MA is o |
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w*****m
发帖数: 21 | 3 Just want to clarify a few misconceptions.
A lot of people thought that husband needed split his asset and provide
spousal support indefinitely in US. It is not the case in most states.
In most states, spousal support is limited. If the marriage is short
(i.e
less than 3 years), there is usually no support. Even for long marriage,
spousal support is limited to less than half of the number of years
married.
In some states, for example, TX, spousal support is limited to 3 years.
Of
course, MA is o |
|
w*****m
发帖数: 21 | 4 Just want to clarify a few misconceptions.
A lot of people thought that husband needed split his asset and provide
spousal support indefinitely in US. It is not the case in most states.
In most states, spousal support is limited. If the marriage is short (i.e
less than 3 years), there is usually no support. Even for long marriage,
spousal support is limited to less than half of the number of years married.
In some states, for example, TX, spousal support is limited to 3 years. Of
course, MA is o |
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m***a
发帖数: 198 | 5 This is a common misconception. Olive oil is not healthy compared to others.
It's just more expensive. Canola oil is more healthy (lowest in saturated
fat) and has a higher smoke point.
Olive oil, especially extra virgin, should only be used cold in salads or
with bread, for the taste. Deep fry food in olive oil is not a good idea at
all!
For people using olive oil to do stir-fry, remember once the oil is heated,
it has lost most of its healthy portions due to its low smoke point. You are
essent... 阅读全帖 |
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C********g
发帖数: 9656 | 6 http://air.wsj.com/article/SB1000142405274870395910457608277285
Yes, it's spicy. But what exactly makes Sichuan food so special?.Article
Comments (5) more in Food & Drink ».EmailPrintSave This ↓ More.
By MITCH MOXLEY
CHENGDU—Chef Zhou Shizhong's chopping knife is poised for the kill.
"You have to be quick," he tells his class, a soft-shelled turtle squirming
under his palm. "Or else it'll keep hiding."
James Wasserman for The Wall Street Journal
Dry pot mushrooms with tea leaves at Wen Xia... 阅读全帖 |
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x*****n
发帖数: 3422 | 8 http://www.htpcnews.com/forums/index.php?showtopic=4043
AUDIO INTERCONNECTS FAQ
Here is a quick and dirty FAQ covering some misconceptions that I often see.
This is an HTPC forum, but part of HTPC is the "HT", meaning Home Theater.
Besides, you have to get the audio out of your HTPC somehow, right? smile.
gif Besides, if this saves someone hundreds or thousands of dollars that
they would spend for no benefit, then I believe it to be valuable. This
early version is just a bunch of randomly thrown |
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j********n
发帖数: 792 | 9 明白了。引用某网某人的一段，如果他说的是对的，我就不担心了。
The truth is at normal listening levels, very little power is needed to get
the most out of a relatively efficient speaker. Whether you have an 80W amp
or a 220W amp, the channel still follows Ohm's law. Normal listening volume
means voltage is low, which means current is also low. The load to the
receiver should be close to constant around 8 ohms. We're really talking
like 10-20 watts.
It's a complete misconception (and a very popular one) to think a more
powerful... 阅读全帖 |
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l**********t
发帖数: 5754 | 10 It is not about AXA (which is one of few insurance companies that still have
high credit rating after the crisis), or any other insurance or fund
company, it is the misconception about "Financial Ad visor" -- these are
SALES people for financial products (no offenses to FAs out there, including my friends working in AXA or MetLife or ING, or Northern Trust where I had my own experiences with FA). Just like salespersons in any other
trade, the good ones can help you to find the right product/sol |
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s*******d
发帖数: 126 | 11 it's a misconcept that all S&P 500 index funds perform equally (minus the ER
). You shouldn't just look for lower fees, there are at least two other
factors that I know of can impact long term performance of index funds. One
is tax efficiency (that is related to how often the index funds buy and sell
stocks) and tracking errors (how closely the fund is tracking the
corresponding index). Obviously the former matters less if you have the
funds in a tax-deferred account, the latter is important reg |
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N********n
发帖数: 8363 | 12 Dear Reader,
Scanning through a local newspaper this week, I came across a letter to the
editor that speaks volumes about the popular misconceptions that are
dragging this country, and the world, to its knees.
The letter writer, a retired public school teacher, unleashed a litany of
solutions for making America’s children better citizens. Summarizing his
list (the exclamation points are his, too):
* Give parents a livable wage!
* Provide excellent subsidized childcare!
* Guarantee pa |
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j****y
发帖数: 1714 | 13 我不推荐age-based funds. 都太新，没有时间检验， performance也不佳。
http://www.nytimes.com/2009/06/25/your-money/mutual-funds-and-
etfs/25target.html
June 25, 2009
Target-Date Mutual Funds May Miss Their Mark
By LESLIE WAYNE
Washington blessed them as a way to put your 401(k) on automatic pilot
and glide safely toward retirement.
But popular target-date mutual funds have badly missed the mark — and
now regulators are asking why.
The Securities and Exchange Commission and the Labor Department are
examining why the ... 阅读全帖 |
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n******n
发帖数: 12088 | 14 这不是大忽悠吗？
On Monday May 16, 2011, 11:30 am EDT
NEW YORK (Reuters) - PIMCO's Bill Gross, manager of the world's largest bond
fund, said on Monday it was a "misconception" the firm was short on U.S.
Treasuries, saying the fund never actually bet against U.S. Treasuries.
Gross told CNBC the firm was "very underweight" the U.S. Treasury market and
holds other bonds that are doing better than Treasury securities.
The company's website in May showed PIMCO's $240 billion Total Return fund (
NASDAQ:PTTRX... 阅读全帖 |
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w***n
发帖数: 1519 | 15 "不建議買bond fund ,建議買bond. 區別在哪裡呢？？bond fund 沒有到期日，而
bond
是有確定的到期日的... 到期拿回本金. 利率的变动对你的回报没有影响."
This is a misconception debunked so many times. It's just mental accounting.
Upon interest hikes, you can ignore the market fluctuations all you want,
and pretend that the value of your individual bonds doesn't suffer a loss,
but in reality the loss has already occurred.
https://www.cbsnews.com/news/bonds-vs-bond-funds-an-easy-choice/
It's better to hold a low-cost bond fund whose effective maturity m... 阅读全帖 |
|
发帖数: 1 | 16 我看了这篇2009年的CBS的文章，文章讲了一个所谓的机会成本“opportunity cost"
，文章也提到laddered bond 不能completely 回避利率的风险. 理论上都没错. 但是
仍然不能否认laddered bond 🈶️明确的现金流而且这个现金流不受利
率变动的任何影响. 这个明确的现金流對一個保守的投資者是很重要的. 尤其是利率
有可能进入一个几十年上涨期的大环境下， 不想現金流受到利率變化的影響。另外，
難道bond fund 沒有這個 opportunity cost? 至于“ misconception debunked so
many times...... mentally accounting....... the loss had already occurred"
是一顶”大帽子“. 希望可以听到更多实际的分析. 不同的观点是好的，大家可以一
起探讨.
" better to hold a low cost bond fund whose effective maturity matches y... 阅读全帖 |
|
w***n
发帖数: 1519 | 17 Whether you *want* to be affected by the interest rate changes or not,
whether you hold individual bonds or bond funds, you are affected anyways.
Emotionally, one form of the loss might be easier to swallow than the other,
to some people. I can understand that, but it's still a misconception. A
loss is a loss. In a very efficient market, which is the case for bond
markets, the different forms of losses are equivalent. That's the point.
your
10 years down the road, will your investment horizon st... 阅读全帖 |
|
w***n
发帖数: 1519 | 18 As I said, "as you age and your investment horizon shortens, add a short-
term bond fund to average down the weighted average duration".
So, which part do you not understand?
Is it hard to find a fund with a long duration?
Is it hard to find a fund with a short duration?
Is it hard to find the allocation to the two and achieve whatever avg.
duration you desire?
Would it take more than 15 minutes per quarter/year to rebalance?
There are also, say, Guggenheim BulletShares funds, which does IMO exa... 阅读全帖 |
|
S**P
发帖数: 1290 | 19 感觉用fund很难操作啊， Kc说得比较好理解。
[在 wltsn (waterfall) 的大作中提到：]
:"不建議買bond fund ,建議買bond. 區別在哪裡呢？？bond fund 沒有到期日，而
:bond
:是有確定的到期日的... 到期拿回本金. 利率的变动对你的回报没有影响."
:This is a misconception debunked so many times. It's just mental
accounting. Upon interest hikes, you can ignore the market fluctuations all
you want,
:and pretend that the value of your individual bonds doesn't suffer a
loss,
:but in reality the loss has already occurred.
:https://www.cbsnews.com/news/bonds-vs-bond-funds-an-easy-choi... 阅读全帖 |
|
S**P
发帖数: 1290 | 20 对bond fund不太懂，不是特别理解你说的。
我有一笔钱要投资，十年后要拿出来。买十年bond的话结果是可以预期的。我的回报率
和利率没关系。
如果买bond fund的话， 利率如果涨的话，不就跌了吗？
[在 wltsn (waterfall) 的大作中提到：]
:"不建議買bond fund ,建議買bond. 區別在哪裡呢？？bond fund 沒有到期日，而
:bond
:是有確定的到期日的... 到期拿回本金. 利率的变动对你的回报没有影响."
:This is a misconception debunked so many times. It's just mental
accounting. Upon interest hikes, you can ignore the market fluctuations all
you want,
:and pretend that the value of your individual bonds doesn't suffer a
loss,
:but in reality the loss has ... 阅读全帖 |
|
w***n
发帖数: 1519 | 21 "不建議買bond fund ,建議買bond. 區別在哪裡呢？？bond fund 沒有到期日，而
bond
是有確定的到期日的... 到期拿回本金. 利率的变动对你的回报没有影响."
This is a misconception debunked so many times. It's just mental accounting.
Upon interest hikes, you can ignore the market fluctuations all you want,
and pretend that the value of your individual bonds doesn't suffer a loss,
but in reality the loss has already occurred.
https://www.cbsnews.com/news/bonds-vs-bond-funds-an-easy-choice/
It's better to hold a low-cost bond fund whose effective maturity m... 阅读全帖 |
|
发帖数: 1 | 22 我看了这篇2009年的CBS的文章，文章讲了一个所谓的机会成本“opportunity cost"
，文章也提到laddered bond 不能completely 回避利率的风险. 理论上都没错. 但是
仍然不能否认laddered bond 🈶️明确的现金流而且这个现金流不受利
率变动的任何影响. 这个明确的现金流對一個保守的投資者是很重要的. 尤其是利率
有可能进入一个几十年上涨期的大环境下， 不想現金流受到利率變化的影響。另外，
難道bond fund 沒有這個 opportunity cost? 至于“ misconception debunked so
many times...... mentally accounting....... the loss had already occurred"
是一顶”大帽子“. 希望可以听到更多实际的分析. 不同的观点是好的，大家可以一
起探讨.
" better to hold a low cost bond fund whose effective maturity matches y... 阅读全帖 |
|
w***n
发帖数: 1519 | 23 Whether you *want* to be affected by the interest rate changes or not,
whether you hold individual bonds or bond funds, you are affected anyways.
Emotionally, one form of the loss might be easier to swallow than the other,
to some people. I can understand that, but it's still a misconception. A
loss is a loss. In a very efficient market, which is the case for bond
markets, the different forms of losses are equivalent. That's the point.
your
10 years down the road, will your investment horizon st... 阅读全帖 |
|
w***n
发帖数: 1519 | 24 As I said, "as you age and your investment horizon shortens, add a short-
term bond fund to average down the weighted average duration".
So, which part do you not understand?
Is it hard to find a fund with a long duration?
Is it hard to find a fund with a short duration?
Is it hard to find the allocation to the two and achieve whatever avg.
duration you desire?
Would it take more than 15 minutes per quarter/year to rebalance?
There are also, say, Guggenheim BulletShares funds, which does IMO exa... 阅读全帖 |
|
S**P
发帖数: 1290 | 25 感觉用fund很难操作啊， Kc说得比较好理解。
[在 wltsn (waterfall) 的大作中提到：]
:"不建議買bond fund ,建議買bond. 區別在哪裡呢？？bond fund 沒有到期日，而
:bond
:是有確定的到期日的... 到期拿回本金. 利率的变动对你的回报没有影响."
:This is a misconception debunked so many times. It's just mental
accounting. Upon interest hikes, you can ignore the market fluctuations all
you want,
:and pretend that the value of your individual bonds doesn't suffer a
loss,
:but in reality the loss has already occurred.
:https://www.cbsnews.com/news/bonds-vs-bond-funds-an-easy-choi... 阅读全帖 |
|
S**P
发帖数: 1290 | 26 对bond fund不太懂，不是特别理解你说的。
我有一笔钱要投资，十年后要拿出来。买十年bond的话结果是可以预期的。我的回报率
和利率没关系。
如果买bond fund的话， 利率如果涨的话，不就跌了吗？
[在 wltsn (waterfall) 的大作中提到：]
:"不建議買bond fund ,建議買bond. 區別在哪裡呢？？bond fund 沒有到期日，而
:bond
:是有確定的到期日的... 到期拿回本金. 利率的变动对你的回报没有影响."
:This is a misconception debunked so many times. It's just mental
accounting. Upon interest hikes, you can ignore the market fluctuations all
you want,
:and pretend that the value of your individual bonds doesn't suffer a
loss,
:but in reality the loss has ... 阅读全帖 |
|
s********e
发帖数: 23 | 27 It depends on how your company wants to help you, not the title. Most people
I know of who got GC through EB1B are software engineer title.
Another misconception on this board is that big companies are better in
terms of immigration. Wrong, big companies have established policy, which
rarely make exceptions. Small companies and startups are much more willing
to accommodate your needs (if they are not in good financial shape, of
course). |
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g*****g
发帖数: 34805 | 28 There are too many misconceptions in this thread. Stateful or stateless is
not the difference between SOAP and REST. Most people use either in
stateless way. SOAP provides some support in the spec for stateful requests.
But nothing stops you from building your custom plumbing in REST service
for stateful requests/responses.
Overall, stateful is an anti-pattern for scalability, but it's not the
reason you choose REST over SOAP. Because SOAP is usually stateless too. |
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j*d
发帖数: 96 | 29 1.
https://en.wikipedia.org/wiki/Hypercomputation
2.
查了一下，量子计算机还不是NTM。 NTM可以直接‘猜’出正确解，量子计算机不行。
"It is a common misconception that quantum computers are NTMs.[2] It is
believed but has not been proven that the power of quantum computers is
incomparable to that of NTMs.[3] That is, problems likely exist that an NTM
could efficiently solve that a quantum computer cannot.A likely example of
problems solvable by NTMs but not by quantum computers in polynomial time
are NP-complete problems."
-https://... 阅读全帖 |
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a******o
发帖数: 261 | 30 Plenty of 40 yr olds studying MBA. The cache is - what do you want to do
with it? As part of the application process, you will have an opportunity
to share your vision with the admission office. The clearer the vision
about yourself, what you want to do in the future, and how an MBA fits into
that narrative, the better odds you have to get in.
As part of the misconception, you don't need an MBA to start a business - it
helps in some very specific cases, but for the most part, experience, not... 阅读全帖 |
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j***b
发帖数: 5901 | 31 Eventually, it's not really about who said it. It's still going to be said
by someone. Everyone has interest. So it's still yourself who make the
conclusion. Even interest groups seldom made official claims that are false.
They don't say they have scientific evidence because they don't have.
From wiki
Mold and Pest Control
The borates in cellulose insulation provide superior control against mold.
Installations have shown that even several months of water-saturation and
improper installation did ... 阅读全帖 |
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i****a
发帖数: 36252 | 32 you can rent a bigger apartment or house ah
you have a misconception. big house does not automatically lead to 漂亮宽敞
的家.
in most cases you'll end up with a messy 的家 unless you spend a lot of
time cleaning up or hire a house keeper. |
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j***b
发帖数: 5901 | 33 One misconception is that houses represented by agents are reasonably priced, and FSBO 漫天要价.
I see lots of 漫天要价 houses represented by agents every day, just as I see reasonably priced FSBO.
Again, seller agents don't set the price, the sellers do.
The real estate industry does everything to tarnish FSBO's reputation. |
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e********t
发帖数: 9607 | 34 每次卸马桶前总要鼓起很大勇气，结果每次卸下来后都发现管道简直是洁白无瑕。
相比起来水池，浴缸下水道的P trap里面恶心多了。 |
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w*******g
发帖数: 9932 | 37 but you are staring at the eye of the beast. |
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m***y
发帖数: 14763 | 42 One exaggerated misconception in China is that, peoople don't ask each other
about their work in the western world. I don't know who invented that, but
in America, at least neighbors ask each other "what do you do?" or even "
where are you from?"
What you don't get a chance to ask is "what's your name?', because the right
way to find that out if telling them the name you go by.
So, what do they do? |
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m***y
发帖数: 14763 | 43 One exaggerated misconception in China is that, peoople don't ask each other
about their work in the western world. I don't know who invented that, but
in America, at least neighbors ask each other "what do you do?" or even "
where are you from?"
What you don't get a chance to ask is "what's your name?', because the right
way to find that out if telling them the name you go by.
So, what do they do? |
|
n**p
发帖数: 1150 | 44
An Accepted & Signed Offer Is A Binding Contract
Many sellers (and their brokers) are under the misconception that the offer
to purchase is merely a formality, and that a binding contract is formed
only when the parties sign the more extensive purchase and sale agreement.
This is not true. Under established Massachusetts case law, a signed
standard form offer to purchase is a binding and enforceable contract to
sell real estate even if the offer is subject to the signing of a more
comprehensive... 阅读全帖 |
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s**********a
发帖数: 890 | 45 查了下，貌似主要考虑谁是procuring cause.
Here is what NAR (National Association of Realtors) says:
"Common misconceptions about NAR’s Code of Ethics can lead to unnecessary
disputes with fellow practitioners. Example: procuring cause.
Misunderstanding: Showing a property proves procuring cause and entitles you
to a commission if your buyer purchases the home. |
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F********y
发帖数: 7139 | 46 这是misconception我以前也是这么认为的
其实最简单的冲洗方式就是把碗全部扔到池子里，然后擦桌子，擦灶台什么的，或者洗
一些大件，不适合洗碗机的那些。让洗抹布的水流到碗上。等其他这些周边的活都干完
了，碗也冲的差不多了，还不另外费水。 |
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g*****j
发帖数: 1211 | 47 It is a misconception that eye drops can relief eye fatigue. What you
felt was not fatigue but rather probably dryness. When you are focused,
your eye does not blink as frequently. Since blinking serves an important
function to lubricate your eyes, your eye will be dry after prolonged
concentrated use. What you need is artificial tear, which comes in many
brands or types in CVS or other local pharmacy. The ones with individual
daily disposable package does not contain preservatives, and als... 阅读全帖 |
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e***y
发帖数: 1152 | 48
纠正一下：这是一个misconception。
medicare 适用于：
65岁以上 或者（OR) ESRD （末期肾衰竭） 或者 （OR) 其他适用情形。。。。 |
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e***y
发帖数: 1152 | 49
纠正一下：这是一个misconception。
medicare 适用于：
65岁以上 或者（OR) ESRD （末期肾衰竭） 或者 （OR) 其他适用情形。。。。 |
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c**s
发帖数: 771 | 50 This is a common misconception. Hepatitis B rarely spread through eating at
the same table.
http://www.cdc.gov/hepatitis/b/bFAQ.htm#transmission
"Can Hepatitis B be spread through food?
Unlike Hepatitis A, it is not spread routinely through food or water.
However, there have been instances in which Hepatitis B has been spread to
babies when they have received food pre-chewed by an infected person.
What are ways Hepatitis B is not spread?
Hepatitis B virus is not spread by sharing eating utensils... 阅读全帖 |
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