b*d
发帖数: 9308 | 1 Summary:
今天的利率比星期二有所下降。
Refinance rate with NO closing cost, NO impound:
Loan Amount 30 yrs fix 15 yrs fix 5/1 ARM 7/1 ARM
<=417K 4.875% 4.250% 3.750% 4.250%
APR 4.875% 4.250% 3.750% 4.250%
<=729K 5.000% 4.500% 4.125% 4.625%
APR 5.000% 4.500% 4.125% 4.625%
New purchase rate:
Loan Amount 30 yrs fix 15 yrs fix 5/1 ARM 7/1 ARM
<=... 阅读全帖 |
|
b*d
发帖数: 9308 | 2 Summary:
今天的利率和星期五持平。
Refinance rate with NO closing cost, NO impound:
Loan Amount 30 yrs fix 15 yrs fix 5/1 ARM 7/1 ARM
<=417K 4.875% 4.250% 3.750% 4.250%
APR 4.875% 4.250% 3.750% 4.250%
<=729K 4.875% 4.375% 4.125% 4.500%
APR 4.875% 4.375% 4.125% 4.500%
New purchase rate:
Loan Amount 30 yrs fix 15 yrs fix 5/1 ARM 7/1 ARM
<=41... 阅读全帖 |
|
b*d
发帖数: 9308 | 3 Summary:
今天的利率比星期二有所上升。
Refinance rate with NO closing cost, NO impound:
Loan Amount 30 yrs fix 15 yrs fix 5/1 ARM 7/1 ARM
<=417K 4.875% 4.250% 3.875% 4.250%
APR 4.875% 4.250% 3.875% 4.250%
<=729K 5.000% 4.375% 4.125% 4.500%
APR 5.000% 4.375% 4.125% 4.500%
New purchase rate:
Loan Amount 30 yrs fix 15 yrs fix 5/1 ARM 7/1 ARM
<=... 阅读全帖 |
|
b*d
发帖数: 9308 | 4 Summary:
今天的利率比星期三略有下降。
Refinance rate with NO closing cost, NO impound:
Loan Amount 30 yrs fix 15 yrs fix 5/1 ARM 7/1 ARM
<=417K 4.875% 4.250% 3.750% 4.125%
APR 4.875% 4.250% 3.750% 4.125%
<=729K 5.000% 4.375% 4.000% 4.375%
APR 5.000% 4.375% 4.000% 4.375%
New purchase rate:
Loan Amount 30 yrs fix 15 yrs fix 5/1 ARM 7/1 ARM
<=... 阅读全帖 |
|
b*d
发帖数: 9308 | 5 Summary:
今天的利率比星期四有所下降,Conforming 30yrs fix 可以做到4.625%了。
Refinance rate with NO closing cost, NO impound:
Loan Amount 30 yrs fix 15 yrs fix 5/1 ARM 7/1 ARM
<=417K 4.750% 4.250% 3.625% 4.000%
APR 4.750% 4.250% 3.625% 4.000%
<=729K 4.875% 4.250% 3.875% 4.375%
APR 4.875% 4.250% 3.875% 4.375%
New purchase rate:
Loan Amount 30 yrs fix 15 yrs ... 阅读全帖 |
|
r******e
发帖数: 289 | 6 Conforming Loan (<=417k)
Purpose of Loan 30 YR 15 YR 5/1
Purchase Loan 4.750 4.125 3.375
Refinance Loan 4.750 4.250 3.500
The rates are based on criterion below and good for the time when they are
quoted:
Loan $ >=400K, FICO>=740, LTV<=80%( SFH) or 75%( Condo), primary residence.
There is no point, no fee for refinance but there is fee for purchase loan.
Rate change is subject to loan amount, impound and other conditions.
High Balance Loan (<=729k)
Purpose of Loan ... 阅读全帖 |
|
b*d
发帖数: 9308 | 7 Summary:
今天的利率比星期五略有下降。30年Conforming Purchase还可以做到4.625%.
Refinance rate with NO closing cost, NO impound:
Loan Amount 30 yrs fix 15 yrs fix 5/1 ARM 7/1 ARM
<=417K 4.750% 4.250% 3.500% 4.000%
APR 4.750% 4.250% 3.500% 4.000%
<=729K 4.875% 4.250% 3.750% 4.250%
APR 4.875% 4.250% 3.750% 4.250%
New purchase rate:
Loan Amount 30 yrs fix 15 yrs... 阅读全帖 |
|
r******e
发帖数: 289 | 8 Conforming Loan (<=417k)
Purpose of Loan 30 YR 15 YR 5/1
Purchase Loan 4.750 4.125 3.250
Refinance Loan 4.750 4.250 3.500
The rates are based on criterion below and good for the time when they are
quoted:
Loan $ >=400K, FICO>=740, LTV<=80%( SFH) or 75%( Condo), primary residence.
There is no point, no fee for refinance but there is fee for purchase loan.
Rate change is subject to loan amount, impound and other conditions.
High Balance Loan (<=729k)
Purpose of Loan ... 阅读全帖 |
|
b*d
发帖数: 9308 | 9 Summary:
今天的利率和星期一持平。
Refinance rate with NO closing cost, NO impound:
Loan Amount 30 yrs fix 15 yrs fix 5/1 ARM 7/1 ARM
<=417K 4.750% 4.250% 3.500% 4.000%
APR 4.750% 4.250% 3.500% 4.000%
<=729K 4.875% 4.250% 3.750% 4.250%
APR 4.875% 4.250% 3.750% 4.250%
New purchase rate:
Loan Amount 30 yrs fix 15 yrs fix 5/1 ARM 7/1 ARM
<=41... 阅读全帖 |
|
r******e
发帖数: 289 | 10 Conforming Loan (<=417k)
Purpose of Loan 30 YR 15 YR 5/1
Purchase Loan 4.750 4.125 3.250
Refinance Loan 4.875 4.250 3.500
The rates are based on criterion below and good for the time when they are
quoted:
Loan $ >=400K, FICO>=740, LTV<=80%( SFH) or 75%( Condo), primary residence.
There is no point, no fee for refinance but there is fee for purchase loan.
Rate change is subject to loan amount, impound and other conditions.
High Balance Loan (<=729k)
Purpose of Loan ... 阅读全帖 |
|
b*d
发帖数: 9308 | 11 Summary:
今天的利率和星期二持平。
Refinance rate with NO closing cost, NO impound:
Loan Amount 30 yrs fix 15 yrs fix 5/1 ARM 7/1 ARM
<=417K 4.750% 4.250% 3.500% 4.000%
APR 4.750% 4.250% 3.500% 4.000%
<=729K 4.875% 4.250% 3.750% 4.250%
APR 4.875% 4.250% 3.750% 4.250%
New purchase rate:
Loan Amount 30 yrs fix 15 yrs fix 5/1 ARM 7/1 ARM
<=41... 阅读全帖 |
|
b*d
发帖数: 9308 | 12 Summary:
今天的利率和星期三持平。
Refinance rate with NO closing cost, NO impound:
Loan Amount 30 yrs fix 15 yrs fix 5/1 ARM 7/1 ARM
<=417K 4.750% 4.250% 3.500% 4.000%
APR 4.750% 4.250% 3.500% 4.000%
<=729K 4.875% 4.250% 3.750% 4.250%
APR 4.875% 4.250% 3.750% 4.250%
New purchase rate:
Loan Amount 30 yrs fix 15 yrs fix 5/1 ARM 7/1 ARM
<=41... 阅读全帖 |
|
r******e
发帖数: 289 | 13 Conforming Loan (<=417k)
Purpose of Loan 30 YR 15 YR 5/1
Purchase Loan 4.625 4.000 3.250
Refinance Loan 4.750 4.250 3.375
The rates are based on criterion below and good for the time when they are
quoted:
Loan $ >=400K, FICO>=740, LTV<=80%( SFH) or 75%( Condo), primary residence.
There is no point, no fee for refinance but there is fee for purchase loan.
Rate change is subject to loan amount, impound and other conditions.
High Balance Loan (<=729k)
Purpose of Loan ... 阅读全帖 |
|
b*d
发帖数: 9308 | 14 Summary:
今天的利率比星期四略有下降。
Refinance rate with NO closing cost, NO impound:
Loan Amount 30 yrs fix 15 yrs fix 5/1 ARM 7/1 ARM
<=417K 4.750% 4.250% 3.500% 4.000%
APR 4.750% 4.250% 3.500% 4.000%
<=729K 4.875% 4.250% 3.750% 4.250%
APR 4.875% 4.250% 3.750% 4.250%
New purchase rate:
Loan Amount 30 yrs fix 15 yrs fix 5/1 ARM 7/1 ARM
<=... 阅读全帖 |
|
r******e
发帖数: 289 | 15 Market is stable today as investors are still waiting for earnings report.
JP Moragan's upbeat reports seems to signal another run of stock market. For
new homebuyers, it is better to enjoy this silent period but should not
expect a long run.
Conforming Loan (<=417k)
Purpose of Loan 30 YR 15 YR 5/1
Purchase Loan 4.625 4.000 3.250
Refinance Loan 4.750 4.250 3.375
The rates are based on criterion below and good for the time when they are
quoted:
Loan $ >=400K, FICO>=7... 阅读全帖 |
|
r******e
发帖数: 289 | 16 Conforming Loan (<=417k)
Purpose of Loan 30 YR 15 YR 5/1
Purchase Loan 4.750 4.125 3.375
Refinance Loan 4.875 4.250 3.500
The rates are based on criterion below and good for the time when they are
quoted:
Loan $ >=400K, FICO>=740, LTV<=80%( SFH) or 75%( Condo), primary residence.
There is no point, no fee for refinance but there is fee for purchase loan.
Rate change is subject to loan amount, impound and other conditions.
High Balance Loan (<=729k)
Purpose of Loan ... 阅读全帖 |
|
b*d
发帖数: 9308 | 17 Summary:
今天的利率比星期五略有上升。
Refinance rate with NO closing cost, NO impound:
Loan Amount 30 yrs fix 15 yrs fix 5/1 ARM 7/1 ARM
<=417K 4.750% 4.250% 3.500% 4.000%
APR 4.750% 4.250% 3.500% 4.000%
<=729K 4.875% 4.250% 3.750% 4.250%
APR 4.875% 4.250% 3.750% 4.250%
New purchase rate:
Loan Amount 30 yrs fix 15 yrs fix 5/1 ARM 7/1 ARM
<=... 阅读全帖 |
|
b*d
发帖数: 9308 | 18 Summary:
今天的利率和星期二持平。
Refinance rate with NO closing cost, NO impound:
Loan Amount 30 yrs fix 15 yrs fix 5/1 ARM 7/1 ARM
<=417K 4.750% 4.250% 3.500% 4.000%
APR 4.750% 4.250% 3.500% 4.000%
<=729K 4.875% 4.250% 3.750% 4.250%
APR 4.875% 4.250% 3.750% 4.250%
New purchase rate:
Loan Amount 30 yrs fix 15 yrs fix 5/1 ARM 7/1 ARM
<=41... 阅读全帖 |
|
b*d
发帖数: 9308 | 19 Summary:
今天的利率和星期三持平。
Refinance rate with NO closing cost, NO impound:
Loan Amount 30 yrs fix 15 yrs fix 5/1 ARM 7/1 ARM
<=417K 4.750% 4.250% 3.500% 4.000%
APR 4.750% 4.250% 3.500% 4.000%
<=729K 4.875% 4.250% 3.750% 4.250%
APR 4.875% 4.250% 3.750% 4.250%
New purchase rate:
Loan Amount 30 yrs fix 15 yrs fix 5/1 ARM 7/1 ARM
<=41... 阅读全帖 |
|
b*d
发帖数: 9308 | 20 Summary:
今天的利率比星期四略有上涨。
Refinance rate with NO closing cost, NO impound:
Loan Amount 30 yrs fix 15 yrs fix 5/1 ARM 7/1 ARM
<=417K 4.750% 4.250% 3.500% 4.000%
APR 4.750% 4.250% 3.500% 4.000%
<=729K 4.875% 4.250% 3.750% 4.250%
APR 4.875% 4.250% 3.750% 4.250%
New purchase rate:
Loan Amount 30 yrs fix 15 yrs fix 5/1 ARM 7/1 ARM
<=... 阅读全帖 |
|
b*d
发帖数: 9308 | 21 Summary:
今天的利率和星期五持平。
Refinance rate with NO closing cost, NO impound:
Loan Amount 30 yrs fix 15 yrs fix 5/1 ARM 7/1 ARM
<=417K 4.750% 4.250% 3.500% 4.000%
APR 4.750% 4.250% 3.500% 4.000%
<=729K 4.875% 4.250% 3.625% 4.125%
APR 4.875% 4.250% 3.625% 4.125%
New purchase rate:
Loan Amount 30 yrs fix 15 yrs fix 5/1 ARM 7/1 ARM
<=41... 阅读全帖 |
|
r******e
发帖数: 289 | 22 Conforming Loan (<=417k)
Purpose of Loan 30 YR 15 YR 5/1
Purchase Loan 4.625 4.000 3.250
Refinance Loan 4.750 4.125 3.375
The rates are based on criterion below and good for the time when they are
quoted:
Loan $ >=400K, FICO>=740, LTV<=80%( SFH) or 75%( Condo), primary residence.
There is no point, no fee for refinance but there is fee for purchase loan.
Rate change is subject to loan amount, impound and other conditions.
High Balance Loan (<=729k)
Purpose of Loan ... 阅读全帖 |
|
b*d
发帖数: 9308 | 23 Summary:
今天的利率和星期一持平。
Refinance rate with NO closing cost, NO impound:
Loan Amount 30 yrs fix 15 yrs fix 5/1 ARM 7/1 ARM
<=417K 4.750% 4.250% 3.500% 4.000%
APR 4.750% 4.250% 3.500% 4.000%
<=729K 4.875% 4.250% 3.625% 4.125%
APR 4.875% 4.250% 3.625% 4.125%
New purchase rate:
Loan Amount 30 yrs fix 15 yrs fix 5/1 ARM 7/1 ARM
<=41... 阅读全帖 |
|
b*d
发帖数: 9308 | 24 Summary:
今天的利率和星期二持平。
Refinance rate with NO closing cost, NO impound:
Loan Amount 30 yrs fix 15 yrs fix 5/1 ARM 7/1 ARM
<=417K 4.750% 4.250% 3.500% 4.000%
APR 4.750% 4.250% 3.500% 4.000%
<=729K 4.875% 4.250% 3.625% 4.125%
APR 4.875% 4.250% 3.625% 4.125%
New purchase rate:
Loan Amount 30 yrs fix 15 yrs fix 5/1 ARM 7/1 ARM
<=41... 阅读全帖 |
|
b*d
发帖数: 9308 | 25 Summary:
今天的利率比星期三有所上升,下午又降回来了。
Refinance rate with NO closing cost, NO impound:
Loan Amount 30 yrs fix 15 yrs fix 5/1 ARM 7/1 ARM
<=417K 4.750% 4.250% 3.500% 4.000%
APR 4.750% 4.250% 3.500% 4.000%
<=729K 4.875% 4.250% 3.625% 4.250%
APR 4.875% 4.250% 3.625% 4.250%
New purchase rate:
Loan Amount 30 yrs fix 15 yrs fix 5/1 ARM 7/... 阅读全帖 |
|
b*d
发帖数: 9308 | 26 Summary:
今天的利率比星期四略有下降。
Refinance rate with NO closing cost, NO impound:
Loan Amount 30 yrs fix 15 yrs fix 5/1 ARM 7/1 ARM
<=417K 4.750% 4.250% 3.500% 4.000%
APR 4.750% 4.250% 3.500% 4.000%
<=729K 4.875% 4.250% 3.625% 4.250%
APR 4.875% 4.250% 3.625% 4.250%
New purchase rate:
Loan Amount 30 yrs fix 15 yrs fix 5/1 ARM 7/1 ARM
<=... 阅读全帖 |
|
b*d
发帖数: 9308 | 27 Summary:
今天的利率和星期五持平。
Refinance rate with NO closing cost, NO impound:
Loan Amount 30 yrs fix 15 yrs fix 5/1 ARM 7/1 ARM
<=417K 4.750% 4.250% 3.500% 4.000%
APR 4.750% 4.250% 3.500% 4.000%
<=729K 4.875% 4.250% 3.625% 4.250%
APR 4.875% 4.250% 3.625% 4.250%
New purchase rate:
Loan Amount 30 yrs fix 15 yrs fix 5/1 ARM 7/1 ARM
<=41... 阅读全帖 |
|
b*d
发帖数: 9308 | 28 Summary:
今天的利率比星期一有所上涨。
Refinance rate with NO closing cost, NO impound:
Loan Amount 30 yrs fix 15 yrs fix 5/1 ARM 7/1 ARM
<=417K 4.875% 4.250% 3.500% 4.000%
APR 4.875% 4.250% 3.500% 4.000%
<=729K 5.000% 4.375% 3.625% 4.125%
APR 5.000% 4.375% 3.625% 4.125%
New purchase rate:
Loan Amount 30 yrs fix 15 yrs fix 5/1 ARM 7/1 ARM
<=... 阅读全帖 |
|
b*d
发帖数: 9308 | 29 Summary:
今天的利率比星期二略有上涨。
Refinance rate with NO closing cost, NO impound:
Loan Amount 30 yrs fix 15 yrs fix 5/1 ARM 7/1 ARM
<=417K 4.875% 4.250% 3.500% 4.000%
APR 4.875% 4.250% 3.500% 4.000%
<=729K 5.000% 4.375% 3.625% 4.125%
APR 5.000% 4.375% 3.625% 4.125%
New purchase rate:
Loan Amount 30 yrs fix 15 yrs fix 5/1 ARM 7/1 ARM
<=... 阅读全帖 |
|
b*d
发帖数: 9308 | 30 Oh, 看来这个职业的门槛还是低了一点，怪不得要搞个NMLS出来刷掉一批人呢。 |
|
|
|
|
k******o
发帖数: 3328 | 34 As like other CA agent here, unless you have FICO score, legally we have to
run your credit score. This is hard pull which might lower your FICO score
by about 10-20 points. However, if you have multiple hard pull on your FICO
for the same reason (i.e. purchasing house) during the specific period of
time (i.e. 2 month), all of those could be regarded as one (1) hard pull.
I, as a licensed mortgage broker, will cover the credit pull cost for you.
It is completely FREE for you.
If you have not had... 阅读全帖 |
|
k******o
发帖数: 3328 | 35 Most state has its own licensing requirement. My CA license (NMLS# 333430)
limits my business primarily on CA boundary only. |
|
c**m
发帖数: 1457 | 36 Best case for 15 year fixed is 3.25% up to $1800 rebate in addition to no closing cost
Best case for 30 years is 3.875 with up to $2200 rebate in addition to no closing cost
Best case for 5/1 ARM 2.75% with up to $800 rebate in addition to no closing cost
Lmitations might apply. Please call for details.
Name: Hongmei Wang
Cell: 774-567-0483
NMLS# 616734
email: h*****[email protected] |
|
t****e
发帖数: 24 | 37 serving MA, NJ & CT
Best cases
After lock, Rate automatically float down lower rate if rates goes
down after sending to underwriting.
Please call for details.
Name: Hongmei Wang
email: h*****[email protected]
NMLS: 616734
Cell: 774-567-0483 |
|
k******o
发帖数: 3328 | 38 redfin, ziprealty, realtor, etc. Or ask your agent to access in NMLS listing. |
|
o*****d
发帖数: 18 | 39 推荐我买房的direct lender，诚实可信，
Brad Bennett
Mortgage Advisor
NMLS# 268281
626-224-3375 Direct
626-410-1167 FAX
Platinum Home Mortgage Corp.
140 E. Via Verde Ave. #260
San Dimas, CA. 91773 |
|
n*******i
发帖数: 21 | 40 我推荐一个吧
VBAA Compass的Loan Phan
Loan Thanh Phan
Mortgage Banking – Mortgage Banking Officer III
Tel. 505 504 6862 - Fax 866 534 1930 – loan.phan@
bbvacompass.com
Uptown – 2444 Louisiana Blvd NE, Ste 200, Albuquerque, NM 87110
NM-AQ-UT-MGT - www.bbvacompass.com/mortgages/lphan - NMLS# 595174 |
|
A**J
发帖数: 275 | 41 【 以下文字转载自 Chicago 讨论区 】
发信人: AuBJ (AuBJ), 信区: Chicago
标 题: Mortgage Loan Officer
发信站: BBS 未名空间站 (Tue Aug 20 13:46:22 2013, 美东)
Hello,
Anybody could help to answer the following question?
By LI state law, if mortgage loan officer A accept a loan application on 2/1
/2013, he left the employer on 2/20/2013, the loan was originated on 5/15/
2013 and was originated by Loan Officer B.
Which NMLS# should the loan carry, A or B?
Thanks, |
|
s***y
发帖数: 3299 | 42 The Internal Revenue Service (IRS) and the Social Security Administration (
SSA) have suspended certain services as a result of the federal government
shutdown. As a result, we are currently unable to complete 4506-T, ProScan
SSN and SSN Confirm orders.
While the SSA and IRS service lapses have affected 4506-T & SSN verification
products, at this time other government-related programs and products
appear to be unaffected, including:
1. Fannie Mae
2. Freddie Mac
3. OFAC Specially Design... 阅读全帖 |
|
R********8
发帖数: 45 | 43 Yes, I do mortgage loans in CA with high closing ratios. Please contact me
for the quotation a**********[email protected]. Thank you.
我從事貸款業已有16年經驗。若各位讀友有任何買屋、重新貸款上的問題，或想得到
即時報價，請歡迎和我連絡 （909）263-5859。a**********[email protected]
孙于婷
Ashley Sun
ACG Funding
Broker Associate
NMLS#304000
Lic#01273047
dailylowrate.com
Direct: 909-263-5859
eFax: 888-258-5568 |
|
R********8
发帖数: 45 | 44 If you will refinance or move in the next few years, I don't suggest to pay
point to buy down the rate.
我從事貸款業已有16年經驗。若各位讀友有任何買屋、重新貸款上的問題，或想得到
即時報價，請歡迎和我連絡 （909）263-5859。a**********[email protected]
孙于婷
Ashley Sun
ACG Funding
Broker Associate
NMLS#304000
Lic#01273047
dailylowrate.com
Direct: 909-263-5859
eFax: 888-258-5568 |
|
R********8
发帖数: 45 | 45 From the mortgage lender's point of view, if your annual income is $200k,
and you don't have other liabilities (assuming other conditions like credit
scores, working experiences, etc all qualify), you should be able to qualify
for $900,000 house with 20% down. If you are in CA and need loan pre-
approval, please do not hestiate to contact me. Thank you.
http://www.mitbbs.com/club_bbsdoc/Mortgagepro.html
我從事貸款業已有16年經驗。若各位讀友有任何買屋、重新貸款上的問題，或想得到
即時報價，請歡迎和我連絡 （909）263-5859。a**********[email protected]
孙... 阅读全帖 |
|
|
R********8
发帖数: 45 | 47 If you are in CA and needs mortgage loan, please contact me. I am a broker.
我從事貸款業已有16年經驗。若各位讀友有任何買屋、重新貸款上的問題，或想得到
即時報價，請歡迎和我連絡 （909）263-5859。a**********[email protected]
孙于婷
Ashley Sun
ACG Funding
Broker Associate
NMLS#304000
Lic#01273047
dailylowrate.com
Direct: 909-263-5859
eFax: 888-258-5568 |
|
R********8
发帖数: 45 | 48 When you are comparing the mortgage, rate is not the only concern. You have
to concern about the services, and the ability to close on-time. Sometimes
, it's harder to work with bigger institutes. If you are in CA, please
welcome to call or email any questions to a**********[email protected].
我從事貸款業已有16年經驗。若各位讀友有任何買屋、重新貸款上的問題，或想得到
即時報價，請歡迎和我連絡 （909）263-5859。a**********[email protected]
孙于婷
Ashley Sun
ACG Funding
Broker Associate
NMLS#304000
Lic#01273047
dailylowrate.com
Direct: 909-263-5859
eFax: 888-258... 阅读全帖 |
|
o*****p
发帖数: 5952 | 49 有电话号码，找的到人，而且此人有NMLS贷款执照，而非助理，可以试试。毕竟你个人
信息都在申请文件里。 |
|
l********w
发帖数: 289 | 50 找到chase做preapproval letter，结果今天收到email，附件里第一个是我们的信息，
后几个都是别人的信息，last name和公寓楼地址都是一个，铁定是发错人了。信里面
包括那个人的SSN，地址，生日信息，这种情况找谁投诉？太不象话了，拿着我们的隐
私信息这样草率的发email。
这个人自己说是Mortgage Banker，有NMLS ID，是和chase投诉，还是和什么委员会说
？ |
|
