发帖数: 1 | 1 你的情况是在医生诊所抽血/尿,然后收到OON lab的账单吗?还是医生给你开了单子你
自己去的lab?
你哪个州的?
先看一下你们州有没有啥州法可以处理类似的事情。我们NJ/NY都有法律约束这种
surprise bill,只要你首先去了INN的医生/医院,那么你就受法律保护。比如在手术
台上,你不可能去aruge麻醉医生到底在不在network里面。不过这种法律可能是我们左
臂州特色吧。。。。
你用的是大保险吗?可以去appeal试试看,我用过UHC和BCBS,感觉都还算讲理。如果感
觉保险不讲理的话,赶紧换吧,至少换一个有OON benefit的plan。这种surprise bill
血检/尿检是重灾区,很恶心。
没啥特别可行的办法。责任明显在医生,但是你去看医生前,应该已经签了一大堆的字
,基本上就代表着医生免责了。。。。
以后长些教训吧,美国这个医疗体系真的是毒瘤。看医生签字之前,在纸上留上相关的
statement比如说患者只同意血样送去xxxx检测,如果送去别的地方检测就是xxx医生违
背了患者的知情权,并签字日期。医生和诊断机构似乎都有利益勾结。我当初做MRI,
医生就... 阅读全帖 |
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w*******y 发帖数: 60932 | 2 This is the Black Friday deal live now on their website. It's $50 more than
BB but no waiting overnight in line. Do you think online retailers will
match the $250 price on Monday?
Product Features
o10.1" LED-backlit IPS multi-touch screen has an ultra-wide, 175viewing
angle that is perfect for sharing content
oGoogle Android3.0 (Honeycomb) Eee Pad Transformer meets the computing
needs of the on-the-go business professionals and students while being very
travel-friendly
oNVIDIATegra 2 dual core... 阅读全帖 |
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发帖数: 1 | 3 嗯,我当时是in network 90-10,OON是60-40
我不是车祸,是腰不舒服,怀疑腰椎间盘突出。开处方的医生是In network的,但他开
的那个MRI的诊所是OON,我反复确认了好几遍,那个医生说如果MRI找我要钱,他们给
付。
最后MRI找保险要5k多,保险公司付了2k多,然后还特意给我写了封信,说如果是被这
个MRI公司给黑了,千万联系他们,他们给我撑腰做主。。。。
以我的经验,一般copay10%的,好多私人诊所的医生就都懒得找你要了。比copay20或
者30块的那种其实总成本便宜不少。 |
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m*********k 发帖数: 10521 | 4 成功奖励 20 伪币的用户: pious, abz, almondmilk, amazona, Angelyimeng,
apolitical, BondJames, chempoly, clover17, dymg, dynthia, fairbanks,
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, WhiteMerlot, WillyBass, yoshiya, yuban, zhangjh, zhanglaosan, ... 阅读全帖 |
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i***s 发帖数: 39120 | 5 冠军食极唔肥,赛前曾狂食麦当劳增肥都徒劳。还曾惹整容传闻,她随后贴出童年照及与妈妈的合照澄清,童年照中的她,有一张甜美瓜子脸,小小年纪已是美人胚子。
2013年度的“香港小姐竞选决赛”前晚(9月1日)举行,十位候选佳丽经历一番激斗后,芳龄22岁、体重仅39 .5公斤的17号佳丽陈凯琳以大热姿态力压众劲敌,最终夺得17 14 7 8票数胜出,登上港姐冠军宝座,连同她当晚夺得的“最上镜小姐”奖,及早前夺得的“旅游大使奖”和“最受传媒欢迎奖”,小妮子成为四料港姐冠军,可谓众望所归!若翻阅近十年的港姐冠军资料,身材纤瘦娇小的陈凯琳,都可以算得上是“史上最瘦的港姐冠军”!而全晚自信心爆棚的15号大热佳丽蔡思贝屈居亚军,季军则是6号黑马刘佩玥。
吸取去年玩全民票选“服务器瘫痪”的教训,港姐决赛今年继续玩“民选”,三甲赛果一半由全香港市民及星级选民选出,一半由林峰、钟嘉欣等五位大会评审评分,最终无线公布有逾28万人投出逾53万票,并将一众佳丽的得分数在大屏幕公开,从第一名到最后一名的佳丽成绩一目了然,赛制相当残忍!不过玩真人秀也玩出了高收视,南都记者昨日从无线获悉,今届港姐决赛平均收视达29点,最高... 阅读全帖 |
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S*****r 发帖数: 1272 | 6 Oonly for medical. It is not a univ in some sense. Top 3 are thu,pku and
ustc in 1980s |
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S*****r 发帖数: 1272 | 7 Oonly for medical. It is not a univ in some sense. Top 3 are thu,pku and
ustc in 1980s |
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S*****r 发帖数: 1272 | 8 Oonly for medical. It is not a univ in some sense. Top 3 are thu,pku and
ustc in 1980s |
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S*****r 发帖数: 1272 | 9 Oonly for medical. It is not a univ in some sense. Top 3 are thu,pku and
ustc in 1980s |
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o****p 发帖数: 9785 | 10 各家不一样,我们是250 deductable,90/70,然后家庭oon的oop有2万多,但是oap的
oop只有3750,是ppo的一半,而且是100的coverage。 |
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o****p 发帖数: 9785 | 11 任何plan都带中医,关键那些免费做按摩做脸什么的中医都oon,因为in network去
claim不到几分钱。 |
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l**k 发帖数: 45267 | 13 没关系。只要是紧急情况入院,哪怕OON也可以全保
而且biogen这种公司的医疗保险非常好,搞不好是那种压根没有deductible,就只要付
copay的 |
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a********1 发帖数: 1476 | 14 i do have 3 will be drop off oon wed. |
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w*****m 发帖数: 20421 | 16 jimatssf和oon是一个人,shakeshasha跟他吵什么,坑还是那么的深啊 |
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发帖数: 1 | 17 我当年直接上的MRI,学生保险,还是OON的诊所,保险也没说啥。
看账单保险付了2k多,感觉那次保险公司被坑了,因为看到相同诊所在groupen上面团
购价才200刀。。。。。 |
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b****y 发帖数: 887 | 18 目前存在ALLY的ONLINE SAVING,利息只有1%。
听说CAPITAL OONE 360有个活动,打算开一个,放五万进去,放90天。值得搞吗?还有
别的好的投资打理吗?
谢谢各位会投资懂理财的精明大牛!! |
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c********y 发帖数: 743 | 19 你们之前之后和我们家状况都差不多,也是7个月之后睡觉变差,晚上醒来总要哭闹一
阵子,醒的次数增加。现在9个多月情况有所改善,醒来不怎么哭闹了,就是坐起来,
要吃奶,或者尿尿,吃几口到头再睡,一晚上大概2-3次,睡眠时间12小时左右。
问了Ped,Ped说,co-sleep和胸喂是主要原因。我观察俺家娃,觉得一是,这时候娃长
到这个年龄有了更多的意识,比如害怕,所以开始哭闹增加。二是,确实有长牙的问题
。三是,肠胃问题,比如晚饭的副食和奶消化不好。四是,没有经过sleep train,娃醒
来不知道怎么睡着,困的不舒服所以哭闹。
oons (seemoons) 的大作中提到: 】 |
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b*****a 发帖数: 905 | 20 情况是这样:
OB办公室向我的保险申报了prenatal care,保险公司同意之后指定医院A作为delivery
facility,因为OB在那里有privilege。可是,上次检查的时候,跟OB见面的时候说到
医院,她告诉我说,到时候会在医院B生产,并告诉我可以联系医院代表去参观。
后来我自己打电话给保险公司,得知医院B是out of network。于是今天检查的时候跟
OB讨论这个问题,她说没有关系,让我联系医院代表,医院代表会处理保险公司的问题
。而且,虽然她在医院A有privilege,但是不会去那里接生,她所有的病人都在医院B。
根据我的保险政策(贴在下面),貌似宝宝的部分都是100% cover,但是医院的其它服
务,如果是Out of Network,有copay和deductible。
HOSPITAL DRUGS:I/O HOSPITAL DRUGS I-100%/O-D&C
HOSPITAL MEDICAL:I/O HOSPITAL MEDICINE I- 100% O- D&C
HOSPITAL RADIOLOGY TECHNICAL:I/O HOSPITAL... 阅读全帖 |
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发帖数: 1 | 21 呃。。。首先你的医保公司比较烂,其次你在的州政策也比较烂,第三你的OB和lab都
比较烂。。。。我们当时也做了这个检查,大概3k刀。OB先开给了一个lab,然后我们
去了,那个lab说不收我们的保险,就给我们转去了另一个in network的lab。中间没需
要我们额外查任何信息。
后来又做了一个检查,只能去一个out of network的lab(属于事先跟OB反复确认过,
说无论如何我们都不用额外付钱),收费2500,保险公司只保了500,然后给我们寄来
账单,同时还给我们寄来了一个州法的宣传页(NJ/NY),说那个lab 2500的收费他们
认为不合理,但因为是OON保险公司也没啥办法。然后说如果lab找我们要钱的话,属于
surpise bill,不合法,可以去法庭起诉。。。。。 |
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发帖数: 1 | 22 呃。。。首先你的医保公司比较烂,其次你在的州政策也比较烂,第三你的OB和lab都
比较烂。。。。我们当时也做了这个检查,大概3k刀。OB先开给了一个lab,然后我们
去了,那个lab说不收我们的保险,就给我们转去了另一个in network的lab。中间没需
要我们额外查任何信息。
后来又做了一个检查,只能去一个out of network的lab(属于事先跟OB反复确认过,
说无论如何我们都不用额外付钱),收费2500,保险公司只保了500,然后给我们寄来
账单,同时还给我们寄来了一个州法的宣传页(NJ/NY),说那个lab 2500的收费他们
认为不合理,但因为是OON保险公司也没啥办法。然后说如果lab找我们要钱的话,属于
surpise bill,不合法,可以去法庭起诉。。。。。 |
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f****a 发帖数: 791 | 23 47th street btw 5 and 6 ave ... akdeniz....very good food.....try the
shishikebap
there is one turkish restaurant.oon 57th.. btw 8 and 9 ave..... food is not
that good...... |
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s*****n 发帖数: 2174 | 25 要看VSP的coverage怎么样, 很多plan, 还是去VSP的关系店便宜,
比在Costco用OON便宜多了。
尤其是加很多feature,比如什么high-index, transition什么的,
VSP关系店可能都全部cover, 自己不用多花一分钱。
去Costco只能配最basic的才行。 |
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s*****n 发帖数: 2174 | 26 我一开始就说了, 要看vsp的plan怎么样.
你在第一个回帖里面说costco用oon比vsp店用itn便宜, 太绝对了. |
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t******4 发帖数: 2300 | 27 Dear Bo$$
In thi$ life, we all need $ome thing mo$t de$perately. I think you $hould be
under$tanding of the need$ of u$ . worker$ who have given $o much $upport
including $weat and $ervice to your company.
I am $ure you will gue$$ what I mean and re$pond $oon.
Your$
$incerely,
Marian $hih
reply to her request
Dear Marian
I kNOw you have been working very hard.NOwadays,NOthing much has changed.
You must have NOticed that our company is NOt doing NOticeably well as yet.
NOw the newspaper ar |
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s****r 发帖数: 31686 | 28 As discussed in a previous article, part of responsible firearms ownership i
s making every reasonable effort to prevent unauthorized persons from gainin
g access to them. Unfortunately – despite often Herculean efforts by firear
ms owners – the Bureau of Alcohol, Tobacco, Firearms and Explosives (BATFE)
reports that thousands of firearms are stolen every year. While the goal of
the responsible firearms owner should be for their firearm never to be stol
en, there are steps that must be taken bot... 阅读全帖 |
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b*s 发帖数: 82482 | 29 参见一个homage单词的OED词条:
homage, n.
View as:
Outline |
Full entry
Quotations:
Show all |
Hide all
Pronunciation: Brit. /hmd/ , U.S. /(h)ɑmd/ (also, chiefly in sense 3b)
Brit. /mɑ/ , U.S. /omɑ/
Forms: ME homoge, ME omage, ME umage, ME ummage, ME–15 hommage, ME–
homage; Sc. pre-17 homadge, pre-17 homag, pre-17 homege, pre-17 omage, pre-
17 ymage (perhaps transmission error), pre-17 17– homage. (Show Less)
Etymology: < Anglo-Norman homaige, humage, Anglo-Norman and Old French
omage, A... 阅读全帖 |
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l*y 发帖数: 21010 | 30 HOME
COVER
ABOUT US
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Lifestyle
Peter Hook Reflects On Joy Division & New Order
Posted by Paul Gleason on Mar 04, 2013 3 Comments
As bassist for Joy Division and New Order perhaps the 2 most important ban
ds of the post-punk movement in England Peter Hook is responsible for crea
ting some of the most memorable music of the past 35 years.
Joy Division抯 albums Unknown Pleasures and Closer are... 阅读全帖 |
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v******a 发帖数: 45075 | 33 下面几本书,哪位达人有或者知道可以免费(最好免注册,灌水)下到?在google, 百
度折腾了半天没找到。请大家帮个忙,小的包子一笼一笼的准备着 :)
A History of Russia
Nicholas V. Riasanovsky & Mark D. Steinberg
The Outline of History H. G. Wells
A Global History L. S. Stavrianos (7th ed) 不是 van Loon那套。有人看过van L
oon那套吗?请呱唧一下。 这套在amazon上要100多刀, 抢钱啊 -_-
The Structuralism ( jean Piaget)
The Revolt of the Masses by Jose Ortega Y Gasset
The Story of Mankind Arnold Toynbee |
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C****i 发帖数: 1776 | 34 CHAPTER XXI
Of Religious Worship, and the Sabbath Day
I. The light of nature showeth that there is a God, who hath lordship and so
vereignty over all, is good, and doth good unto all, and is therefore to be
feared, loved, praised, called upon, trusted in, and served, with all the he
art, and with all the soul, and with all the might.[404] But the acceptable
way of worshiping the true God is instituted by himself, and so limited by h
is own revealed will, that he may not be worshiped according to... 阅读全帖 |
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d*o 发帖数: 108 | 35 do i need to have oracle oon my system? or webdb is free? thanks. |
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n********k 发帖数: 2818 | 36 In vitro or in vivo study?
try to cut down ur backbone as much as possible, dependent on which vector
you use, this could be like 12-15kb, anything above 11/12kb is a bit
struggle and above 13/15 is a big one...
BTW, not my personal experience but common knowledge from the field, the
longest oone I worked is about 12kb I believe...it was fine...not great
though |
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r*********o 发帖数: 490 | 37 一封员工要求加薪的英文信,以及老板的回信
Dear Bo$$
In thi$ life, we all need $ome thing mo$t de$perately. I think you $hould be
under$tanding of the need$ of u$ . worker$ who have given $o much $upport
including $weat and $ervice to your company.
I am $ure you will gue$$ what I mean and re$pond $oon.
Your$ $incerely,
Marian $hih
第二天,她收到了老板的回信:
Dear Marian
I kNOw you have been working very hard.NOwadays,NOthing much has changed.
You must have NOticed that our company is NOt doing NOticeably well as yet.
NOw the news |
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m*********k 发帖数: 10521 | 38 "【JobHunting】
cityfish Apr 11. ● Made it!100个双黄包"
成功奖励 20 伪币的用户: JIANFEIBA, lm2013, aaronhayes, frank1243, alexx,
springring, zfu, lovefreedom, baihexj, itworker, pigo, siete77, lzqwwf,
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, wqhking, blahmouth, sanyecao, racolas, bailuobo, fishID, RXNT, vanmark,
pgg, joycehy... 阅读全帖 |
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w*******y 发帖数: 60932 | 39 Link:
http://hoover.com/products/details/uh70120/t-series-windtunnel-
Consumer Reports Best Buy!
List price $129.99, now on sale for $99.99.
Get 20% off + Free Shipping in honor of Breast Cancer Awareness at Hoover.
*Use promo codes SECRET20SALE and PINKFSU to get 20% off purchase price and
free shipping too!
There's no loss of suction* with Hooverpatented WindTunneltechnology
that removes embedded dirt** and minimizes scatter on carpet. Features
include: a powerful Hand Tool for precision clean... 阅读全帖 |
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w*******y 发帖数: 60932 | 40 I just bought this from Staples.
Was $299.99 on Sale $199.99 use $30 off Coupon in Circular to get it for $
169.99.
Yes - I can print directly from my HP Touchpad after I set the printer up to
work wirelessly.
FYI - YMMV - I was able to use a $50 printer trade at my Staples, but they
would not stack the $30 on top. (It is not a $50 eligible printer, hence
YMMV)
Mine was $133 OTD. 199-50-24 in rewards + tax = $133.00
HP Color LaserJet Pro CP1525NW Printer
Count on wireless, professional-quality ... 阅读全帖 |
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w*******y 发帖数: 60932 | 41 Here is another great deal from World Music Supply for those seeking a
higher end guitar.
Washburn ED170SWCE All Solid Acoustic Electric Guitar. (Solid Top, Back &
Sides) MSRP $1158.90
Clearance Sale $399.99
All Solid Wood Guitar (Solid Top, Solid Back, Solid Sides)
oDreadnought cutaway Body
oSolid Englemann Spruce top (satin finish)
oSolid Mahogany back (gloss finish)
oSolid Mahogany sides (gloss finish)
oQuarter sawn scalloped bracing
oOne piece solid Mahogany neck (satin finish)
oRosewood fin... 阅读全帖 |
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w*******y 发帖数: 60932 | 44 All Solid Wood Washburn Acoustic Electric with Fishman Presys Blend (
microphone and under saddle with blend control)
MSRP $1338.00
Reg $899.99
Sale $437.99
Free shipping
Link:
http://www.worldmusicsupply.com/search.aspx?si=&sp=washburn solid wood series
DESCRIPTION
Features that simply exemplify a quality crafted instrument
oDreadnought cutaway body
oSolid Englemann Spruce top (gloss finish)
oSolid Ovankol back (gloss finish)
oSolid Ovankol sides (gloss finish)
oQuarter sawn scalloped bracing
o... 阅读全帖 |
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w*******y 发帖数: 60932 | 45 MSRP $676.90
Reg $379.99
Sale $256.99
Link:
http://www.worldmusicsupply.com/Washburn-WD26SCE-Dreadnought-Ac
oSolid Cedar Top
oQuarter Sawn Scalloped Bracing
oRosewod Sides
oRosewood Back
oSatin Finished Mahogany Neck
oRosewood Fingerboard
oAbalone Soundhole Rosette
oMulti-layer Maple/Abalone Binding on Body
oMulti-layer Maple/Abalone Binding on Headstock
oRosewood Capped Headstock With MOP Washburn Logo & Stylized W Inlay
oMulti-layer Maple Binding on Back
oMulti-layer Maple Binding on Fingerboa... 阅读全帖 |
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w*******y 发帖数: 60932 | 46 Kohls:
http://www.kohls.com/upgrade/webstore/search_landing.jsp?ENDECA apron reversible&ENDECA_SEARCH_INPUT<>recs=12&ENDECA_SEARCH_INPUT<>N=4294450638&ENDECA_SEARCH_INPUT<>type=1&PRODUCT<>prd_id=845524892791247&FOLDER<>folder_id=1408474852262966&bmForm=endeca_search&bmFormID=1323538820292&bmSubmit=validate&bmUID=1323538820292
has a cute selection of Children's Christmas aprons on sale for $7 (
originally $19.99). With the 20% off code and free shipping the price would
be around $6 shipped!
oT... 阅读全帖 |
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w*******y 发帖数: 60932 | 47 MSRP $1338.00
Reg $799.99
Sale $649.99
Coupon -$201.00
After Coupon $448.99
Coupon Code: AllSolid760Wood
Free Shipping
Link:
http://www.worldmusicsupply.com/Washburn-WD760SWCE-Acoustic-Ele
oDreadnought cutaway body
oSolid Cedar top (gloss finish)
oSolid Ovankol back (gloss finish)
oSolid Ovankol sides (gloss finish)
oQuarter sawn scalloped bracing
oOne piece solid Mahogany neck (satin finish)
oRosewood fingerboard
oRosewood neck binding (no exposed fret tangs
oRosewood headstock cap
oRosewood he... 阅读全帖 |
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