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z**k
发帖数: 945 | 3 我的good faith estimate显示是1%多一点
但是total closing cost 是2.5% of total loan
不知道这个算不算高 |
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k***a
发帖数: 2400 | 6 如果是没有费用的refi， 一般用rebate cover了，所以客人并没有付。
看下面两项，第二项比第一项大（B>A):
Origination Fee ： A
Your credit or charge (points) for the specific interest rate ： B |
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b********2
发帖数: 5191 | 8 1%算是正常. origination fee一般是broker commission + lender fee. |
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z**k
发帖数: 945 | 9 多谢各位
好像跟point有关系
网上说，很多公司
fee很低，但是收point的钱 |
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o*****p
发帖数: 5952 | 12 我们公司不收point, 在加州，欢迎和我们联系。 |
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x****u
发帖数: 473 | 14 in fact, for individuals, yes, you can submit the return with refund later
than 4/15. the only thing you need to know is that your refund cannot be
claimed after three years from the earlier of the tax return orgininal due
date(including extension) or the date you file the return. |
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m***i
发帖数: 32 | 15 有两篇文章in submission，能在EB1B申请时算作orgininal contributions吗？ |
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r***u
发帖数: 49 | 16 3号寄出， 8号acceptance。今天公司律师收到NOID。IO是0214。我这心里堵得跟大切
糕似的。
肯定了两项：orgininal contribution 和authorship
明确否定一项的是review，只有invitation letter，没有提供decision letter。我当
时不知道，公司律师也没有把关。不过我review本来就少，大概20篇，只有3篇journal
。刚刚翻了翻email，conf的review 怕是找不到evidence了。
final merits analysis
说独立引用太少只有30（PL只提了55篇引用，没有分他引自引）。我想到最直接的解决
办法是30天内攒review。可是这么短的时间怕是不够。
求问板上大牛有没有其他招？
本人其他背景：
EE，大公司工程师
14 conf paper，6 journal paper
55 citation （今天刚变56）
5封推荐信
1芬兰，1法国，1加拿大，1台湾，1美国（本校的）
多谢 |
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k**********4
发帖数: 16092 | 17 just to be clear, current lingustics do think all the languages
orgininated from a single common language. |
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c*****g
发帖数: 1856 | 18 en, i just finished 3 plus 1 of LOTR. i like it very much!
harry potter, i just had a glance, no comments.
LOTR, i would agree with comeon. but i would say, the language inside
is very elegant. I love the story, so, even sometimes there are a lot
of background discriptions or detailed paragraphes, But the whole
story still push me hard to finished it. untile everything is settled.
And after this, I told myself, I would buy more tolken's books about
mid-earth.
I love that movie, it is the orginin |
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