m******t 发帖数: 165 | 1 I start to invest my money in stock 5-6 years ago, and heard many expert
claim dummy like me should not time market and it is never too late to
buy, and I believe the market will go up in a long term. so I bought
when I have spare money (huge bonus money) and hold, but my return is
poorer compared with bank saving interest rate in last 5 years. right
now I doubt the statement that the market will eventually go up in long
term.
so from now on, I want to change my investment method. when market s... 阅读全帖 |
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g********e 发帖数: 1142 | 2 sigh, simple ah
401K is almost a government plan.
The government can not even take care of itself,
how can we rely on it to take care of us when we are old?
Yeah, US government is most powerful government on earth, but it's still
resolving its problems by printing money bills, and moreover, the speed
print dollar bills is accelerating, even faster than inflation.
if you have 4 million in retirement account, and with a 6% annual return,
you monthly retirement income is about $26K/month. With that... 阅读全帖 |
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a****g 发帖数: 8131 | 3
For richer, for poorer, till bankrupcy, do us apart! |
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W**r 发帖数: 1492 | 4 cons – - Worst medical plan I have seen in 15 years of my carrer - my
neighborhood grocery store has a better medical plan for its employees.
- Medical plan is expensive too and benefits are way poorer (I bought mine
directly with Kaiser than going through Walmart last week as I did not
receive my plan medical cards after waiting for three months- Also buying
direct has better coverage and almost the same price)
- Pharmacy plan is useless (you can just go to Walmart pharmacy as that will
be chea... 阅读全帖 |
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H**********5 发帖数: 2012 | 5 I aglee,
for some hard algorithm test, there is only one great solution on the web
site.
if you use that solution, they said you cheat, if you use your own poorer
way,they said it is less effectively.
I guess they just do not want to hire u on the spot you onsite.
stories
questions. |
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o********e 发帖数: 609 | 6 It is already happening in LA. Wealthy neighborhoods such as Westwood pay
much higher property tax but the educational funds are distributed evenly to
poorer neighborhoods. Results: horrible middle and high schools in west LA. |
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d**********0 发帖数: 13081 | 7 ps, 为了我娘方便,我老公中文名字叫小马。 去年结婚纪念日的时候写的:
--------七年之痒 :有那么一个男人---------------
转眼还没来得及转脖子,就已经七年了。
都说 七年之痒 ,我说不怕, 痒了,挠挠。 小马说他每七年是个坎,总要有些不顺。
想想还真是,工作上,生活上,我们不停的挠啊挠,还挺忙的。
-- 后院盖了个办公室,从刨树挖坑,到贴保温层,加内墙,到刷漆,铺地板。
-- 全家出动回国,北京,杭州,上海,香港,天津,全都遛达一圈。
-- 公司最后一批裁人,也躲过去了。
-- 大儿子的高中,挠
-- 小儿子的小学,挠
-- 妈妈的房子,挠,
-- 翻译的书终于出版了。
-- 女儿的小hamster死了,又买了个更小的hamster.
-- 小马找到了“失散”二十多年的叔叔。
-- 大丫头搬出去了,自己独立了。
忙忙碌碌的挠来挠去的时候,按部就班的事情什么也没有耽误,生日的蛋糕,情人节的
晚餐,母亲节的礼物,纪念日的温哥华旅行,还有每天看似平常的一句“我爱你”,依
然不少。让人觉得,忙忙碌碌的折腾完了,躺在床上,至少可以喘口大气,有家真好,
有你真好。
七年了... 阅读全帖 |
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t*****e 发帖数: 15794 | 8 ft,
只惦记钱的前提是第二个老婆。
你老婆从年轻时就跟着你,
现在也没嫌过,
土话说,就是你的人了。
洋话说,就是,
to have and to hold from this day forward,
for better or for worse, for richer, for poorer,
in sickness and in health,
to love and to cherish;
from this day forward until death do us part。 |
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G***G 发帖数: 16778 | 9 Are you joking?
My English cannot be poorer. |
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p********t 发帖数: 1219 | 10 I already gave you an answer in a previous post. It seems that you didn't
get the point.
The scenario discussed is a tiny embarrassment, no matter how you exaggerate
it. If such an accidental misbehavior (which is actually not) causes the
girl feel no where to go, what is going to happen if her family is much
poorer, or she is less beautiful than some? Kill herself? If she has all
upper hands on her side, should the boy kill himself instead?
The parents should teach the kids to get used to diffe... 阅读全帖 |
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b*********k 发帖数: 335 | 11 【 以下文字转载自 Military 讨论区 】
发信人: bluedropddk (bluedropddk), 信区: Military
标 题: 常春藤名校录取有多腐败The Myth of American Meritocracy
发信站: BBS 未名空间站 (Mon Feb 23 20:35:25 2015, 美东)
常春藤名校录取有多腐败? 此博文包含图片 (2015-02-23 10:01:24)转载▼
标签: 杂谈 歧视 亚裔 分类: 美国见闻
读罗恩·昂茨(Ron Unz)的长文《美国任人唯贤的神话》
昂茨是一个犹太裔的商人,哈佛本科,斯坦福理论物理硕士。他试图获得共和党1994年
加州州长竞选的党内提名但没有成功,但当时他获得了34.3%的选票,被人笑称为“物
理学书呆子的竞选”。他写于2012年的这篇38页长文《美国任人唯贤的神话》(The
Myth of American Meritocracy)在美国教育界如同重磅炸弹,其翔实的资料(有120
处引文)和严密的逻辑使得他的论点极难被反驳。他甚至在论述中逐一讨论了反方论点
和论据,让人更难以挑战他... 阅读全帖 |
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p*******m 发帖数: 20761 | 12
一口水喷到屏幕上
Vs. Hikvision/Ezviz
Compared to Hikvision's low cost Value/Value Plus cameras and/or Ezviz, the
Nest Cam Outdoor is limited by shorter IR range/poorer nighttime image
quality, is more expensive than many models, and does not include SD card
recording, requiring a minimum investment of $10/month. Additionally,
Hikvision offers several indoor and outdoor models compatible with the Ezviz
(under both brand names) with varying lens options, giving users more
flexibility in camera selection.... 阅读全帖 |
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d********r 发帖数: 303 | 13 Go to following link. choose the link to "brain cancer" it is an NIH lecture
(for none clinicians) on brain tumors. in particular glioma.
http://videocast.nih.gov/PastEvents.asp?c=45
Also, here is another good link in China on glioma.
http://cache.tianya.cn/techforum/content/100/621740.shtml
My opinion is, since the patient is an adult, his tumor most likely will be
high grade glioma. The prognosis is poor. Also it is difficult to do surgery
in brain stem, which makes the prognosis poorer still. |
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b*******s 发帖数: 308 | 14 Poorer guy!
一起的砖块砸的重伤,手指皮肉青紫,破裂,手指甲完全脱落,脚趾是被自行车辐条打
烂皮肉,指甲完全脱落。现在基本上都回想不起来是哪一个指头了,外观上也没有任何
差别。只有年轻时菜刀切掉半个手指(大半个指甲)的伤痕还能从指甲边际上看出一点
点来 |
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m*****a 发帖数: 2609 | 15 100% sure it is poorer.
I post this because I am and have been so so "impressed" by the card quality
. No other card can compete, period. This new card actually slightly
warpping (if you press one edge, you can get about 2mm gap from the opposite
edge of the card to the desk). I attach a picture of what the printed
number looks like. Remember I just get it. It is brand new, not worn out for
one year in my pocket. |
|
f**********2 发帖数: 2401 | 16 don't want to be mean; but never ask us for donation again. lots of poorer
people need help than you. |
|
s*******s 发帖数: 9926 | 17 再写一篇
Dear XXX,
I strongly urge a "No" vote on SCA-5. SCA-5 allows public universities to
use race in admissions decisions. In 1997 former President Bill Clinton
insisted that he wants to continue in this direction--tilting the government
's emphasis from "race-based" programs like affirmative action toward
initiatives that target "economic need". That's where President Clinton
thinks this whole thing needs to be going. Programs to aid disadvantaged
students should focus on economic need alone an... 阅读全帖 |
|
Q*S 发帖数: 395 | 18 我不知道你是如何阅读文献的。你文章中引用的数据原文在 PubMed 检索到的结论如下:
http://www.ncbi.nlm.nih.gov/pubmed/21709933
CONCLUSIONS: There is an inverse exponential relation between countries'
rates of Cesarean deliveries and infant or maternal mortality rates. Very
low Cesarean rates (less than 15%) are associated with poorer maternal and
child outcomes. Cesarean rates greater than 15% were neither correlated to
higher maternal nor child mortality, nor to low weight-at-birth.
为了方便网友阅读,翻成中文:
“结论:各国家的剖腹产率与母婴死亡率呈负指数相关。极低的剖腹产率 (<... 阅读全帖 |
|
a*****g 发帖数: 19398 | 19 长篇文章:Why Do Americans Stink at Math?
When Akihiko Takahashi was a junior in college in 1978, he was like most of
the other students at his university in suburban Tokyo. He had a vague sense
of wanting to accomplish something but no clue what that something should b
e. But that spring he met a man who would become his mentor, and this relati
onship set the course of his entire career.
Takeshi Matsuyama was an elementary-school teacher, but like a small number
of instructors in Japan, he taught no... 阅读全帖 |
|
b*********k 发帖数: 335 | 20 【 以下文字转载自 Military 讨论区 】
发信人: bluedropddk (bluedropddk), 信区: Military
标 题: 常春藤名校录取有多腐败The Myth of American Meritocracy
发信站: BBS 未名空间站 (Mon Feb 23 20:35:25 2015, 美东)
常春藤名校录取有多腐败? 此博文包含图片 (2015-02-23 10:01:24)转载▼
标签: 杂谈 歧视 亚裔 分类: 美国见闻
读罗恩·昂茨(Ron Unz)的长文《美国任人唯贤的神话》
昂茨是一个犹太裔的商人,哈佛本科,斯坦福理论物理硕士。他试图获得共和党1994年
加州州长竞选的党内提名但没有成功,但当时他获得了34.3%的选票,被人笑称为“物
理学书呆子的竞选”。他写于2012年的这篇38页长文《美国任人唯贤的神话》(The
Myth of American Meritocracy)在美国教育界如同重磅炸弹,其翔实的资料(有120
处引文)和严密的逻辑使得他的论点极难被反驳。他甚至在论述中逐一讨论了反方论点
和论据,让人更难以挑战他... 阅读全帖 |
|
发帖数: 1 | 21 我是一个十年纪的学生,我和一些中国的高中生组成了Azure Sky,这是一个网课团队
,前期对各种网课模式和各种英文教学方法进行研究,找到适合乡镇网课学习的模式。
半年来,我们支教云南高三学生,效果显著(见前面学生视频和公众号博文)。目前团
队的支教站点从云南扩大到江西乡镇中学、河南农村留守儿童中学、北京光爱孤儿学校
。为更好的服务,我们将编制印刷英语学习手册10000份; 同时募资为贫困学子买复读
机和教材;今年的计划,将在云南承办农村夏令营,鼓励乡镇学生,积极努力向上。
AzureSky is an organization created by high-schoolers in China. Its
goal is to help enchance students' English in some of the poorer provinces
in China, such as Jianxi, Yunnan, and Henan, through weekly lessons on QQ, a
Skype-like software. They are norma... 阅读全帖 |
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p*i 发帖数: 1328 | 22 Your arguments are based on many unfounded assumptions. Knowing that SAT is
an important factor for college admission while poorly preparing it also
indicates that the applicant will be unlikely to excel academically. On the
other hand, there are many second or third tier colleges that people with
poorer academic performance can go. If it is a diamond, it will shine
anywhere, not necessarily in elite schools.
an
term.
score
job |
|
|
g*****o 发帖数: 1564 | 24 这是胡扯吧,rich get richer, poor get poorer
这本身分析就有问题,家境很大程度上跟上什么学校都是correlated
家长本身的言行举止包括在parenting style之内?概念有点混淆啊
我的parenting style就是要让小孩儿上滥校,让他在丛林里长大。。。。。
要是真的没关系就好了,我就学庄子好了,无为而治 |
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s*******s 发帖数: 9926 | 25 再写一篇
Dear XXX,
I strongly urge a "No" vote on SCA-5. SCA-5 allows public universities to
use race in admissions decisions. In 1997 former President Bill Clinton
insisted that he wants to continue in this direction--tilting the government
's emphasis from "race-based" programs like affirmative action toward
initiatives that target "economic need". That's where President Clinton
thinks this whole thing needs to be going. Programs to aid disadvantaged
students should focus on economic need alone an... 阅读全帖 |
|
a*****g 发帖数: 19398 | 26 长篇文章:Why Do Americans Stink at Math?
When Akihiko Takahashi was a junior in college in 1978, he was like most of
the other students at his university in suburban Tokyo. He had a vague sense
of wanting to accomplish something but no clue what that something should b
e. But that spring he met a man who would become his mentor, and this relati
onship set the course of his entire career.
Takeshi Matsuyama was an elementary-school teacher, but like a small number
of instructors in Japan, he taught no... 阅读全帖 |
|
p*******h 发帖数: 184 | 27 转发一个关于这个话题的文章,结论是晚上学一开始很有优势,但是这个优势上了中学
后就逐渐消失。年纪小的宝宝和年纪大的宝宝在一起学的快。
Erin Odom and her husband, of Mooresville, N.C., spent months last year
debating what to do about kindergarten for their daughter. They worried that
her fifth birthday fell too close to their school's cutoff date, which
would make her one of the youngest children in the class. Their nursery
schoolteacher assured them that their daughter would do "just fine" moving
ahead, Ms. Odom says, but "we didn't just want her to survive scho... 阅读全帖 |
|
u*****a 发帖数: 6276 | 28 Laura Spence became a high-profile story when she was turned down by Oxford
With schools in London outperforming the rest of the country, does this mean
that region should be taken into account? The most recent figures show
there were about 60 pupils accepted from the north-east of England compared
with more than 660 from London.
Should deprivation be judged by where pupils live or where they go to school
, which could be in another higher-achieving local authority? Or should it
be the type of i... 阅读全帖 |
|
u*****a 发帖数: 6276 | 29 Independent schools have a disproportionate number of top A-level grades
Since Mr Nicholson arrived, annual applications have risen from 13,000 to 17
,500.
But this is controversial territory.
Just as the university is attacked for elitism, it also faces complaints
that its efforts to encourage applications from poorer youngsters create an
unfair bias against talented independent school pupils.
So how does social background - so-called "contextualised information" - get
taken into account in the... 阅读全帖 |
|
u*****a 发帖数: 6276 | 30 雅虎评论:
The suit, however, is getting strong pushback from Asian American student
and civil rights organizations, who suspect that Students for Fair
Admissions—and its parent organization, Project for Fair Representation,
which is run by activist Edward Blum—are more interested in ending
affirmative action than making sure Asian American students get equal
treatment in college admissions. The lawsuit inspired a Twitter hashtag, #
IAmNotYourWedge, and a petition condemning the suit as a thinly veil... 阅读全帖 |
|
b*********k 发帖数: 335 | 31 读罗恩·昂茨(Ron Unz)的长文《美国任人唯贤的神话》
昂茨是一个犹太裔的商人,哈佛本科,斯坦福理论物理硕士。他试图获得共和党1994年
加州州长竞选的党内提名但没有成功,但当时他获得了34.3%的选票,被人笑称为“物
理学书呆子的竞选”。他写于2012年的这篇38页长文《美国任人唯贤的神话》(The
Myth of American Meritocracy)在美国教育界如同重磅炸弹,其翔实的资料(有120
处引文)和严密的逻辑使得他的论点极难被反驳。他甚至在论述中逐一讨论了反方论点
和论据,让人更难以挑战他的论述。
可惜的是,这样的真知灼见不能为今天的主流媒体所容,这篇文章很快就“沉下去”了
。他这篇文章的篇幅如此之大,以至于连华裔家长也没几个读完。
正因为此,我特意写了一个浓缩篇,算是节约一下大家的时间,但是本人水平有限,还
是强力推荐大家去读原文:The Myth of American Meritocracy
常春藤录取制度的时代背景
昂茨文中第一页就点明了整个问题的大背景:今日美国贫富悬殊愈演愈烈,中产阶级每
况愈下。在这种向上流动性大减,“胜者全拿”的社会里,对绝大多数... 阅读全帖 |
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a*****g 发帖数: 19398 | 32 Seven New York City schools are participating in a pilot program aimed at
making the schools more diverse. The schools will retain a portion of their
available seats for low-income students and English-language learners.
NEW YORK (AP) — Gentrification has been coming fast to Brooklyn's Crown
Heights neighborhood. The influx of wealthier, white residents is being
reflected in the hallways of Public School 705.
The elementary school is still half black and more than a quarter Hispanic,
but Princip... 阅读全帖 |
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h****5 发帖数: 674 | 33 Agree. I went back last year after I stayed in the States for 8 years.
People get richer and they make jokes on America. My home town is a small
town in Northeast. Even in the second-tiered cities the taxi drivers said
America is going down.If RMB appreciate in the future a lot of Chinese that
strive so hard to get green card and where they are right now in the States
will be poorer than the average people in China. Sad but truth.And more
Chinese living in America will regret coming to the State |
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I**********0 发帖数: 17 | 34 From The Business Insider
Editor's note: Michael Snyder is editor of theeconomiccollapseblog.com
The 22 statistics detailed here prove beyond a shadow of a doubt that the
middle class is being systematically wiped out of existence in America.
The rich are getting richer and the poor are getting poorer at a staggering
rate. Once upon a time, the United States had the largest and most
prosperous middle class in the history of the world, but now that is
changing at a blinding pace.
So why are we wi |
|
a******1 发帖数: 61 | 35 Does "innercity" mean "inner city": "The inner city is the central area of a
major city or metropolis. In the United States, Canada, United Kingdom and
Ireland, the term is often applied to the poorer parts of the city centre
and is sometimes used as a euphemism with the connotation of being an area,
perhaps a ghetto or slum, where residents are less educated and more
impoverished and where there is more crime. Sociologists in these countries
sometimes turn this euphemism into a formal designati |
|
O******n 发帖数: 1505 | 36 I think besides the supermarket argument other parts of OP is OK.
China is still in short of many basic infrastructures but it's catching up
FAST. Within 10 years US little town material life will be less enjoyable
than a typical Chinese 3rd-tier town life (e.g. capital of the poorer
provinces or satelite cities around the 1/2 tier) |
|
G**********0 发帖数: 391 | 37 ☆─────────────────────────────────────☆
xiaofeiyan (小飞燕) 于 (Tue Dec 7 16:21:11 2010, 美东) 提到:
2010年7月28日 美国比中国好,但美国绝不是天堂
最近开心网上冒出许多对比美国和天朝的文章,夸张程度让我实在看不下去了,出来揭
露一下事实吧。。。
首先要承认的是,美国的确比中国好,从经济,法律,社会治安,社会保障,基础设施
,医疗水平等各方面上看,世界第一强国不是吹出来的,但是美国也不是像她的名字那
么完美,也不是那些文章描述中的天堂。下面我就几个比较著名的以讹传讹的例子进行
说明。
误导一:收入: 美国人均工资四,五千美金一个月。
美国的统计人均年薪是三万五千美金,这好比是高盛2009年人均薪酬77.5万美金,但是
我认识的在会计部门工作的员工加奖金刚到10万美金,所以说人均是被拉起来的。律所
,投行,基金,银行,医生等行业的薪资水平远高于其他行业,大城市的收入也会比中
小城市和农村高一些。在纽约这样的大城市,一份正常行业白领工作的薪水在4.5-9万
美金,但是由于税收很高,到手只有... 阅读全帖 |
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K**********i 发帖数: 22099 | 38 【 以下文字转载自 USANews 讨论区 】
发信人: daigaku (๑۩۞۩๑), 信区: USANews
标 题: 2010年美国48%新生儿依赖Medicaid
发信站: BBS 未名空间站 (Mon Sep 9 19:56:22 2013, 美东)
Nearly Half Of U.S. Births Already Covered By Medicaid
By Matthew Mientka | Sep 8, 2013 12:14 AM EDT
Nearly Half U.S. Births Covered By Medicaid
(Creative Commons) As politicians continue to debate Medicaid expansion,
researchers say nearly half of American babies are born in situations
covered by the federal health program.
A new an... 阅读全帖 |
|
I****r 发帖数: 795 | 39 thanks.
yep. but it will make me less poorer. hah |
|
l*******o 发帖数: 12469 | 40 Posted By crranky ~ 21st August 2012
Back in 2007 I started a free Blogspot web site in the gaming space. Within
6 months, via Google Adsense (and a couple other rev sources) it was bring
in $3,800 a month. (CORRECTION: the 3,800 was not Google Adsense alone).
A year later the site was receiving 110,000 uniques, 1.5 million page views
and over $10,000 a month (with multiple rev sources). This juggernaut was a
simple blog of mostly daily posts about a certain game and in most cases
those blog pos... 阅读全帖 |
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c**2 发帖数: 8496 | 41 I have a worse day than you. near $1000 poorer than yesterday's high point.
And also a new addition of a time bomb ABK that potentially further loss of
$1200+. If ABK plunges tomorrow, my YTD earning will back to negative,
just like in mid-February. |
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k********n 发帖数: 18523 | 42 i am even poorer..
I have $4850 refund. |
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a**1 发帖数: 213 | 43 in my county the median house income is about 100k. poverty line is 60k for
a house of 4, which means can get state aid.
your client is not a typical middle class family. many American families
have quite some money, if they can inherit their parents' house and
insurance.
many middle class Chinese families are relatively poorer because there is no
wealth accumulation over the years.
out
is
That
her
Even |
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m*****i 发帖数: 4342 | 44 "many American families have quite some money. many middle class Chinese
families are relatively poorer"
I am not quite sure about that. I think Most of Chinese families are far
better off compare with their American's counter part.
for
no |
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N********n 发帖数: 8363 | 45
Typical myopic, gutless "breaking east wall to repair west wall" strategy.
Truth about currency devaluation:
1. A strong currency only hurts exports over the short run. Nobody seems
to remember that the German mark was at .25, and the Japanese yen at 300
before the Nixon devaluation of 1971. The mark afterwards quintupled, and
the yen has almost quadrupled since then.
2. A strong currency reduces the cost of imports, helping to keep prices
in check. If the price of your currency doubles, ... 阅读全帖 |
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s********u 发帖数: 1054 | 46 Deal on Ireland's euro85B bailout could come Sunday
Irish official says EU-IMF loan deal could come Sunday, rejects report of
high interest rate
ShareretweetEmailPrintTopics:InternationalEconomy, Government & Policy
In this photo taken on Nov. 25 2010 an exit sign hangs beside a sign from
the Bank of Ireland at one of its branches in Central Dublin, Ireland.
Senior bonds of Allied Irish Banks and Bank of Ireland slumped Friday, Nov.
26, 2010, amid concern the government will force holders of suc... 阅读全帖 |
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a****b 发帖数: 3588 | 47 看完了。
总的来说,还是倾向于SW没有做。能和数位大学同学在毕业N年后还如此亲密的女生,
不太可能那么心狠手辣。
ZL很可怜。她父母亲更可怜
below is what SW wrote in one email:
"
Anyway, no matter what happens, I always repeat to
myself, that I am not the poorest person in world and
I will never be knocked down. There are too many
examples that people sufferied much much more that I
do. So what I'm now experiencing is nothing. For
example, Zhu Ling's family is more poorer, and they
sufferred much much more. Of cause I don't like their
way of doing things but it's... 阅读全帖 |
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g********5 发帖数: 10335 | 48 China's economy will be bigger than the U.S. economy by 2016, says the IMF,
using a special measure of economic size called "purchasing price parity."
Measured in dollars, the U.S. GDP will still be 70% bigger than China's by
then, but the trend is unmistakable: At some point, barring a wreck of China
's economic freight train, China will eclipse the U.S. to become the largest
economy in the world.
What will this mean?
Well, psychologically, it will mean that Americans will have to get used to
t... 阅读全帖 |
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A********d 发帖数: 52 | 49 http://thewallstreetoperator.blogspot.com/2011/08/case-of-bear-
The Case of a Bear Market ...
For all the hoopla in the stock market, 2011 has been an extremely choppy
market. At this writing, S&P 500 has gone no where since the start of the
year. However the time is finally ripe for a bear break ...
In my last market missive, I talked about some dangerous signs pointing to
market internal deterioration, let's review what has happened since May 15,
2011.
Nasdaq made a nominal high of 2887.75 on ... 阅读全帖 |
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s******8 发帖数: 4192 | 50 嘿嘿。你这套推理,第一条就错了。
因为,The more government tax, the more benefit government distributes.
The more benefit people receive, the less people are willing to find job.
The less people are willing to find job, the higher companies will need to
pay to people.
Higher tax and higher salary prevent companies to hire more people, but more
and more people are unemployed.
After 99 weeks unemployment benefits, most people are not competitive any
more and they are going to lose job forever!!!
You may say poor peo... 阅读全帖 |
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