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全部话题 - 话题: pretax
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h*******9
发帖数: 308
1
来自主题: TAX版 - 401 (k)PRETAX 超过LIMIT问题
因为换工作,所以401 (K) PRETAX总额超了$8块几毛钱,我是事先告诉PAYROLL 的,让
他们最后一张PAYCHECK少放这点钱。但是因为新的公司总额不到$17,500,他们就疏忽
了,虽然我联系的时候说没问题。总之最后他们操作的时候还是多扣了那8快多钱。于
是我2个W2的401(K) PRETAX 超过了$17,500 8块多钱。我已经联系了公司,他们也帮
我改了RETIREMENT SAVING,把那点钱退给我了。就从401 (K)里扣除了。我刚收到一封
信。但是信上说1099 R要2016年才发给我,可以理解因为是2015年发出来的。那么就是
说对于2014年报税这些钱我就不管它。到2016年报2015年税的时候附上那个1099 R
FORM,是吗?
s******e
发帖数: 2181
2
来自主题: Investment版 - 401 k里放pretax还是after tax的roth
我更倾向于pretax,因为你就有更多的本金加入到炒钱的行列。
钱生钱的道理是谁的盘子大本金多,挣得就越多。土豪有10M闲钱,买个理财或存个银
行,每年只要4%的收益就是400k;你只有100k,每天小心翼翼作各种计算,一年下来20
%的return实际也只挣了20k。我们苦于没有本钱,有了本钱傻子也能赚大钱。
所以理财经理的那套拿别人的本钱来赚自己的钱,是我等需要学习一下的。
s**********d
发帖数: 36899
3
来自主题: Investment版 - 401 k里放pretax还是after tax的roth
你如果没有pretax的那么退休后就没有税那么现在roth的税就白交了。。。
v*********e
发帖数: 241
4
昨晚的这个X201(X201 i5,4G,320G,3Yr Warranty $765),存了个 quota $864(Pretax)
值得下手吗?谢!
1 SYS.3249CT CONFIGURED SYSTEM $841.50 $841.50
The above product code consists of the following component(s):
3249CTO THINKPAD X201 - $841.50
60Y7806 SBB INTELCI5-540M2.53GHZ3MBL3 $0.00
45M3090 VBB GENUWIN7PROFES.64 $0.00
60Y7932 SBB GWIN7PROF64 US ENGLISH $0.00
60Y7816 SBB 12.1WXGALED2X2UCIIAW/C+WBU $0.00
42X6309 VBB 4GBPC3-8500 1067MHZ2DIMM $0.00
44C5216 S
a*******0
发帖数: 444
5
paytub上扣的health insurance是pretax还是after tax的?多谢。
h********o
发帖数: 552
6
来自主题: Ohio版 - 401k是pretax的吧?
工作了三个月,公司开始提供401k, 结果拿到paystub发现出了federal tax withheld
和Ohio tax比之前少了点,city tax, social security tax和medicare都一分钱没少
charge。不是说401k是pretax的吗?
很困惑
m*****y
发帖数: 330
7
请问南湾或东湾有没有医保cover的免费隐形眼镜(Pretax Vision - VSP)可以领,谢
谢!
c********t
发帖数: 351
8
来自主题: Investment版 - 新手问一下401k, roth 401k and roth ira
我的理解是401K是公司资助的。有pretax或者roth两种。有些公司不资助roth,只有
pretax这部分。
选择roth还是pretax最终看你现在的税率t_c和将来的税率t_f。假设投入的本金为A
pretax,平均年收益为x
pretax=A*(1+x)^n*(1-t_f)
roth=A(1-t_c)*(1+x)^n
两个上限都是17000,所以放roth的话可以多放。A=17000/(1-t_c)
至于t_c和t_f哪个大就因人而异了。很多人max 401加上公司的match通常每年在2万以
上。假设平均每年有8%的增长,35年后有370万左右。每年取5%的话也要18万多,这个t
_f还是很高的。
S**C
发帖数: 2964
9
来自主题: Investment版 - After-tax 401(k) rollover
Now, the IRS is letting 401(k) participants transfer after-tax contributions
to a Roth IRA, where the money can grow tax-free. Whereas in the past,
anyone who did this had to transfer or “convert” some pretax money to the
Roth and pay income tax, it’s now possible to skip the tax entirely, says
Ed Slott, an IRA expert in Rockville Centre, N.Y.
It’s important to keep some rules in mind. Before moving after-tax
contributions to a Roth, those 59½ or older must first transfer their
pretax savin... 阅读全帖
t********e
发帖数: 931
10
Closing Cost Scams
NEW YORK (MONEY Magazine) -- Technology has magically lowered the price of
buying everything from stocks to airline tickets. But home buyers now pay
eight times the closing costs they paid 40 years ago. Here's how residents
of one Minnesota street were overcharged again and again on their home
purchases, many by thousands of dollars. And why your street probably isn't
all that different.
When Lewis Leung was buying his two-bedroom ranch in St. Louis Park, Minn.
in 2004, he rea... 阅读全帖
k*k
发帖数: 139
11
来自主题: Investment版 - 关于backdoor Roth IRA
在把pretax的Traditional IRA rollover到401k后,是不是要等一年才能投
aftertax traditional IRA并convert成Roth?否则在form 8606里计算basis的时
候,在该年rollover到401k的 pretax Traditional IRA仍然会被计算在内?
比如说,2014年3月把把pretax的Traditional IRA rollover到401k,在4/
15前仍然不能投2013年度的aftertax traditional IRA,而只能投2014年度
的。不知道我的理解对不对?
S**C
发帖数: 2964
12
来自主题: Investment版 - After-tax 401(k) rollover
The new rules are all spelled out in Notice 2014-54.
The employee’s 401(k) balance consists of $200,000 of pretax amounts and $
50,000 of after-tax amounts (it does not include a Roth subaccount). The
employee separates from service (i.e. quits, retires, or is fired) and
requests a distribution of $100,000. The pretax amount of the distribution
is $80,000 (four-fifths) and the after-tax amount of the distribution is $20
,000 (one-fifth). The happy resolution: “The employee is permitted to
alloca... 阅读全帖
t******o
发帖数: 135
13
似乎都是说如果做backdoor Roth的话最好不要有任何traditional IRA or Pretax IRA
. 如果以前公司的401k 已经converted 成了 pretax IRA, 由于这个pretax
IRA是否就没有必要做Roth IRA了?听起来既麻烦又容易trigger tax audit.

precondition
x*******a
发帖数: 11067
14
来自主题: Money版 - 从一中产交多少税说开去
错了。这两天做了个TAX PLANNING,觉得大概应该是这样:
按你的Gross income = 200k
-34k 401K
- 5k pretax med insurance
- 5k pretax dep care fsa
-2.5k pretax fsa
= 153.5 k (modified gross income)
If Itemized deduction
State tax = 10k
Real Estate tax = 10k
Mortgage Interest = 20k
Exemptions = 3900 * 3(3 ppl family) = 10k
Total 50k
Taxable income = 150k - 50k = 100k
2014 Tax = 10162 + (100k-73.8k) * 0.25 ~16.5K Fed Tax
If AMT
= (153.5k - 82k) * 0.25 = 17.9K Fed Tax You hit AMT
TOTAL TAX = 17.9+10k = 27.9 TAX
CHILD TAX PHASE ... 阅读全帖
b*******e
发帖数: 125
15
马云真tmb狠,真tmb毒
好,做business,发股票 就得要这样的。
本贴不构成任何方向的投资建议
希望大家能看明白:
wall street journal:
http://online.wsj.com/articles/alibaba-restructures-agreements-
全文:
Alibaba Restructures Agreements With Alipay
Move Would Give Chinese Firm Bigger Share of Earnings From Its Financial-
Services Affiliate
Alibaba Group Holding Ltd. moved to address investor concerns ahead of its
pending initial public offering by restructuring agreements to gain a bigger
share of earnings from financial-services affiliate Alipay.... 阅读全帖

发帖数: 1
16
你转的时候broker应该有跟你讲。假如你401k里既有pretax的contribution又有after
tax的contribution,转的时候pretax部分转到traditional IRA账号里(没有的话开一
个),after tax部分转到Roth IRA里(同理,没有的话开一个)。这样年底保税的时
候不用交一分钱税。如果你pretax部分转到Roth IRA里话要交税的。具体怎么个交法要
请有识人士指教或者问accountant了。
d*u
发帖数: 147
17
可是算了一下自己的paycheck,也不是gross income的4。2%和1。45%,而是gross
income 减了一部分,但也不到所有pretax deduction,这是怎么回事?
另外,这样说来,这些pretax deduction只能减少federal tax 和state tax吗?
pretax deduciton 还有什么好处?
xiexie
p*********r
发帖数: 7944
18
The new rules are all spelled out in Notice 2014-54. Example 4 says it all.
The employee’s 401(k) balance consists of $200,000 of pretax amounts and $
50,000 of after-tax amounts (it does not include a Roth subaccount). The
employee separates from service (i.e. quits, retires, or is fired) and
requests a distribution of $100,000. The pretax amount of the distribution
is $80,000 (four-fifths) and the after-tax amount of the distribution is $20
,000 (one-fifth). The happy resolution: “The employee... 阅读全帖
p*********r
发帖数: 7944
19
来自主题: Zhejiang版 - After Tax 401K contribution是什么?
The new rules are all spelled out in Notice 2014-54. Example 4 says it all.
The employee’s 401(k) balance consists of $200,000 of pretax amounts and $
50,000 of after-tax amounts (it does not include a Roth subaccount). The
employee separates from service (i.e. quits, retires, or is fired) and
requests a distribution of $100,000. The pretax amount of the distribution
is $80,000 (four-fifths) and the after-tax amount of the distribution is $20
,000 (one-fifth). The happy resolution: “The employee... 阅读全帖
D********n
发帖数: 978
20
年关到...
ZURICH—Credit Suisse Group, which had emerged from the crisis relatively
unscathed, disclosed plans to scale back its investment bank, squeeze more
profits from private banking and slash 3,500 jobs.
In July, Credit Suisse, Switzerland's second-largest bank after UBS AG, said
it would reverse a hiring spree of the last couple of years, when the bank
hired employees from rivals that had suffered sharply during the financial
crisis. It then announced cuts of 2,000 jobs, as the bank adjusted ... 阅读全帖
y*****l
发帖数: 5997
21
来自主题: _pennystock版 - Re: Can somebody post IBD 50 list? (转载)
【 以下文字转载自 Chinook 俱乐部 】
发信人: IamPC (IamPC), 信区: Chinook
标 题: Re: Can somebody post IBD 50 list?
发信站: BBS 未名空间站 (Thu Oct 13 18:46:16 2011, 美东)
金瓦肯定说为什么不翻译成picks,我实在没时间,哪位有时间帮忙翻一下?谢了!
1 Alexion Pharma65.18999999+33+49+16+4822334
Drugmaker viewed to post 16% EPS gain in Q3, lowest in several years.
2 Lululemon Athletica50.94999998+45+73+39+40362532
Apparel maker expected to improve EPS 46% this year, 27% next.
3 Ulta Salon Cos & Fra65.58999899+44+52+52+232187
Beauty–salon chain's sales accelerate ... 阅读全帖
l****z
发帖数: 29846
22
来自主题: USANews版 - What The Top U.S. Companies Pay In Taxes
Christopher Helman, 04.13.11, 07:10 PM EDT
For all the outcry over GE, a number of corporate titans are paying much
higher rates than the average citizen.
image
In Detail: What The Top 20 U.S. Companies Pay In Taxes
As many Americans finish up their personal tax returns over the next few
days, they'll marvel with horror at how much hard-earned cash gets siphoned
up by the government. At times like this, it's satisfying to have a
corporate bogeyman to hate--like General Electric, which has faced ... 阅读全帖
l****z
发帖数: 29846
23
来自主题: USANews版 - Ford to Hire 2,200 White-Collar Workers
By MIKE RAMSEY
DETROIT—Ford Motor Co., F +1.08% which turned in one of its most profitable
years ever in North America in 2012, said it plans to hire 2,200 salaried
workers in 2013, primarily in product development, manufacturing and
information technology.
The planned increase in white-collar workers is the largest in more than a
decade, the Dearborn, Mich., auto maker said in a statement. The company
currently has roughly 28,000 salaried employees in North America.
Ford is coming off a strong ... 阅读全帖
a*******9
发帖数: 1987
24
来自主题: FleaMarket版 - [老ID代订] Marriott 白金代订 $35+
可接受的价格(必须明码标价!):
白金代订Marriott旗下酒店,每次stay第一晚 我返你$30左右,以后每晚返$15或更多,
可定多个房间,多倍返现。match 版上offer
注:需在1/1 - 4/15/2017之间入住。
付款方式说明:
1. 在官网marriott.com查好入住的酒店, 房型, 日期

2. 将入住信息及guest name发至mitbbs信箱,你的名字会是second guest,如需取消
reservation请及早告知,或自行取消
3. 我帮你订房间并转发confirmation email,你使用你的ID以及信用卡办理入住,退
房时需保证Receipt有我名字或帐号,并将receipt转发给我。如果你有AAA rate,
government rate等你也可以用
4. Non-cc Paypal快速转账给你 (stay credits 在我账号里出现后)
其他补充说明:
a. 老ID,多年marriott白金会员。我拿stay credit你拿返现,同时享受白金会员待遇:
room upgrade(upon availability),... 阅读全帖
p**f
发帖数: 3549
25
来自主题: Investment版 - 刚毕业,401k一问
单身wsn刚毕业,加州。刚加入401k plan,有点疑问。
我知道:
1)pretax, aftertax, roth这些概念(公司也有roth的选项),见附件图片。
2)每年帐户投入上限不超过17k
放401k最大目的是为了省税吧。那些投资,也打算挣钱,不亏就不错了。
我的问题:
1)据说bonus的税比工资高?那我是不是应该把bonus这个75%的钱填满?然后再考虑
放Biweekly pay?
2)今年还剩下2个月,假设到年底能拿2w刀,如果把2012年的17k也填满,我基本拿不
到钱了?
3)对单身wsn,是不是pretax和roth各放一半比较好?
谢谢了!
l********g
发帖数: 863
26
来自主题: Investment版 - 新人请教关于401k
刚毕业,啥都不懂,来请教一下。
公司的说法是
Each year you may make pretax and/or post-tax contributions via payroll
deduction, up to the annual limit allowed by Internal Revenue Service
regulations. You are immediately eligible to participate in the plan and
are 100-percent vested in the contributions.
The company matches your pretax and post-tax contributions, dollar for
dollar, up to a maximum match of four percent of your eligible earnings. The
company match to the company’s 401(k) plan is discretionary based on... 阅读全帖
h**l
发帖数: 4883
27
来自主题: Investment版 - Traditional IRA 还是Roth IRA
Roth 和 traditional的limit都是5500。 但是Roth 是after tax 的钱,也就是说能投
入的pretax的钱比 traditional 多。 traditional 投入100块,收益100块,将来拿到
160块。 Roth 能投入125块pretax也就是100块after tax的钱,将来能拿到200块。

Well I do not think so."It's income you already received regardless you
invest it or not........
s**********d
发帖数: 36899
28
来自主题: Investment版 - Max out 401k 有什么不好的?risk?
有误。
往pretax里加钱,现在的tax savings好算,基本就是你的marginal tax
rate (fed+state+local),可能会有两部分不同的,再加上可能的因为AGI
降低而带来的其他节省。
未来的退休后同样。你现在可能已经有了一些pre-tax retirement回头会
每年取,也可能会有一些pension, cash balance之类,再加上social
security。如果你再加钱进去,那么新加的到时候平摊到每年,还是往上加
到marginal tax rate。
非常重要的是,如果你现在没有多少pre-tax retirement,那么以后每年
你提的taxable income就是很少,税率很低。你现在放钱到pre-tax,现在
立刻省百分之好几十,而到时候付很少税。
只有你现在已经预计退休后pretax balance会很高了才能考虑是不是Roth
更合算。再然后才能可虑是不是用taxable account。
r****m
发帖数: 1204
29
这么个简单问题怎么吵成这样了? 我举个例子来说明一下吧:
a) I currently have a Roth IRA account at Fidelity. 这点不重要, 但还是说一
下。
b) I currently have a rollover IRA account at Fidelity, the money is from my
previous job, and is pretax, total amount is $45K. 这点很重要。 如果mitbbs
允许, 我要highlight “pretax” 和 “$45K”.
c) 我现在想做backdoor Roth。我就又开了个after-tax Traditional IRA account
and contributed $5K to it.
d) At this time, based on the IRA aggregation rule under IRC Section 408(d)(
2) -
my non-deductible contribution amount is $5K (假设没有其他... 阅读全帖
f*******n
发帖数: 12623
30
来自主题: Investment版 - 问个back door roth的问题
哪个顺序无所谓。
就算你先投Traditional IRA,跟着再rollover到401k,因为rollover到401k那些事完
全pretax的,所以无论如何rollover到401k那些都投nondeductible之前的那些pretax
的钱。剩下的就是after tax的钱。
s******n
发帖数: 3946
31
来自主题: Investment版 - 问个back door roth的问题
如果帐号既有pretax也有aftertax就复杂一点,因为市场是在变的,要保证拿出来的不含
after tax部分

pretax
f*******n
发帖数: 12623
32
来自主题: Investment版 - 问个back door roth的问题
Traditional 401k有pretax和after-tax的。但是IRS规定从IRA rollover只能rollover
pretax的。
s******n
发帖数: 3946
33
来自主题: Investment版 - after tax 401k有人研究过吗
2015年度的新动向有人研究过吗
看了好几篇文章不知道如何分配capital gain的。
研究结果是after tax的growth还是算pretax, 但是转的时候可以分成两笔, aftertax
contribution去roth, growth部分去pretax ira, irs2014-54通知澄清了这一点
即使转roth的时候growth必须付税, 如果能after tax立即转roth, 付的税也可以忽略
s******n
发帖数: 3946
34
来自主题: Investment版 - after tax 401k有人研究过吗
你糊涂了啊,转到pretax ira还可以转回pretax 401k,不影响你搞backdoor roth, 退
一万步即使做不了roth backdoor,after tax 401k可以转roth的上限比backdoor roth
高多了
u****e
发帖数: 99
35
来自主题: Investment版 - 请教 403b 和 IRA
403b is similar to 401k, sponsored by employer. Tax defer maximum 18k. You
can also use a combination of pretax and Roth option, combined cap 18k.
IRA stands for Individual Retirement Account, not related to employer. You
can choose wherever you like to open it. I'd recommend vanguard. Just use
target retirement 2045 if you don't know where to start. Annual cap 5500 for
2015.
Sequence of investment
1. 403b up to employer match, pretax
2. Roth IRA. If your income exceeds direct contribution limit... 阅读全帖
h*********u
发帖数: 324
36
来自主题: Investment版 - 关于 BACKDOOR Roth IRA
做了一些研究。不少人对BACKDOOR Roth IRA 很推崇。 但是,如果想要使用backdoor
Roth IRA. 你就不能有pretax traditional IRA.否则转的时候有麻烦。
我的理解是:
如果 previous employer 401k don't have good investment selection. By roll
over it to pretax traditional IRA, you get better investment option, if you
can earn more than 5k a year by doing that, there is no need to keep you
money in old employer plan just to keep backdoor option open.
不知我有么有什么没考虑到。
另外,对于after tax IRA, 是不是IRS 有记录, 你的本金是after tax 的? 否则取
得时候, 本息一起收税, 不就double tax 了。

发帖数: 1
37
来自主题: Investment版 - 关于 401K 的选项
18000是pretax和roth的总和。
54000是可以放入401k的资金的总额。包括18000+公司给你match的部分+你的after tax
contribution.
比如,你放18000在pretax, 公司给你match 6000. 这样你还可以放54000-18000-6000=
30000 after tax contribution.
要不要放呢?我的建议是,如果收入比较高,家庭财政可以承担,尽量放。好处是:
1. 如果有投资,after tax里面的钱是tax deferred. 比直接用brokerage account要
好。
2. After tax 401k可以convert成Roth IRA. 如果立刻转换没有gain的情况下没有任何
tax implication,因为本身就是你after tax的钱. 转成Roth IRA后就灵活很多,可以
给小孩上大学,可以给自己当退休金,买房子可以拿出来一些,还可以当遗产留给小孩
J*X
发帖数: 1001
38
来自主题: Investment版 - 关于 401K 的选项
没搞懂,你这计算里的3万可以自己放?具体谈谈?


: 18000是pretax和roth的总和。

: 54000是可以放入401k的资金的总额。包括18000 公司给你match的部分 你的
after tax

: contribution.

: 比如,你放18000在pretax, 公司给你match 6000. 这样你还可以放54000-18000
-6000=

: 30000 after tax contribution.

: 要不要放呢?我的建议是,如果收入比较高,家庭财政可以承担,尽量放。好处
是:

: 1. 如果有投资,after tax里面的钱是tax deferred. 比直接用brokerage
account要

: 好。

: 2. After tax 401k可以convert成Roth IRA. 如果立刻转换没有gain的情况下没
有任何

: tax implication,因为本身就是你after tax的钱. 转成Roth IRA后就灵活很多
,可以

B******5
发帖数: 4676
39
来自主题: Investment版 - 401K after-tax rollover的问题
我感觉最好的option是:
1. 前公司的pretax 401k转入traditional IRA
2. 前公司的after-tax 401k rollover到Roth IRA
3. 如果还想take backdoor conversion的话可以把已有的traditional IRA roll in现
employer的pretax 401k
这样Roth IRA还是免税
g*****a
发帖数: 215
40
来自主题: Investment版 - roll over旧的401k到IRA还是新的401k
旧工作的401k (有roth和pretax两部分,pretax占多数),请问大家是rollover现在
的401k,还是到ira划算?
如果ira划算的话,我现在的ira在fidelity,是roth,fidelity说可以开traditional
ira然后分别rollover两部分。请问和直接rollover所有balance到roth ira(交tax)
相比,哪个好一些?多谢!
m********6
发帖数: 58
41
来自主题: JobHunting版 - 加州工资要打折扣啊
Taking into consideration state tax. Pretax income of $260k in CA will yield
the same paychecks as Pretax income of $250k in NY.
l*****k
发帖数: 1059
42
不好意思喔算错了。应该是 1.22 ~ 1.27. Life is tough in CA
Let's say your federal tax bracket is 39.6% + 2.35% (Medicare) ~= 42%. And
CA tax is 12.3%
In Seattle, your pretax is X1, your aftertax income will be X1 * (1-42%) =
X1 * 0.58
In CA, your pretax is X2, your afterax income will be X2 * (1 - 42% - 12.3%)
= X2 * 0.457
If you want to have the same amount of after tax income, you must have
X2 = (0.58 / 0.467) * X1 = 1.27 X1
If your federal tax bracket is 35%, and CA tax is 11.3%, then X2 = 1.22 * X1
l*****k
发帖数: 1059
43
不好意思喔算错了。应该是 1.22 ~ 1.27. Life is tough in CA
Let's say your federal tax bracket is 39.6% + 2.35% (Medicare) ~= 42%. And
CA tax is 12.3%
In Seattle, your pretax is X1, your aftertax income will be X1 * (1-42%) =
X1 * 0.58
In CA, your pretax is X2, your afterax income will be X2 * (1 - 42% - 12.3%)
= X2 * 0.457
If you want to have the same amount of after tax income, you must have
X2 = (0.58 / 0.467) * X1 = 1.27 X1
If your federal tax bracket is 35%, and CA tax is 11.3%, then X2 = 1.22 * X1
t****g
发帖数: 35582
44
来自主题: Living版 - 养小孩好贵!
daycare花几年就完事了。
东北部,我的体会,如果你能搞出20% down来,贷你家pre tax income x2基本上不用
操心钱的事,包括两个孩子daycare,401K可以max,IRA可以max,也有钱平时小烧个这
呀那的,每年花几千出去玩一趟或者回国问题不大。
贷pretax x3的话,一个娃无压力,两个开始发现自己存不了钱,月光。
贷pretax x4的话,亚历山大。
w**t
发帖数: 1037
45
我怎么觉得没有 double tax
借出来的钱 是 pretax.你用它付首付,
还回去的钱是 after tax. 不是扯平了?
这么理解,我把还回去的钱当成当初借出来的那笔钱,哪里 double tax 了?
举个极端例子,401k 借 5 万,放着不动,过一阵子再还回去,这总不是 after tax
的钱。不算 double tax 吧? 再进一步,
把那5万花掉,用自己钱补上,没看出有啥区别。
虽然你还回去的钱将来要再 tax.但时借出来花的钱是 pretax. 还是扯平。
哪位解释下我的理解有何不对。
i****4
发帖数: 1906
46
Shares of American Airlines jumped Tuesday after the company said that new
credit-card deals will increase pretax income by $1.55 billion over the next
three years.
Most airlines have a single credit card issuer, but American is taking a new
route.
American will continue offering credit cards from Citi, a relationship that
has lasted nearly three decades. The airline also struck a new agreement
with Barclay's card business, which was the credit card provider for US
Airways before that carrier me... 阅读全帖
t******g
发帖数: 937
47
please READ the link before you reply:
"
The first, and by far the most common, is a pretax 401(k) contribution; the
money compounds on a tax-deferred basis and the whole kitty is ultimately
taxed upon withdrawal.
In addition, some plans also allow for Roth contributions, meaning that the
investor contributes money that has already been taxed but enjoys tax-free
compounding; withdrawals of contributions plus investment earnings are tax-
free in retirement.
Finally, some 401(k) plans allow contri... 阅读全帖
s******e
发帖数: 114
48
来自主题: Money版 - 请教关于after-tax 401k(已考古)
先给个赞。
4是可以workaround,从IRS找的,
Can I roll over my after-tax contributions to a Roth IRA and the earnings on
my after-tax contributions to a traditional IRA?
Yes. Earnings associated with after-tax contributions are pretax amounts in
your account. Thus, after-tax contributions can be rolled over to a Roth
IRA without also including earnings. Under Notice 2014-54, you may roll
over pretax amounts in a distribution to a traditional IRA and, in that case
, the amounts will not be included in income... 阅读全帖
W***n
发帖数: 11530
49
来自主题: Stock版 - AIG has 9 lives, hahaha
AIG Profit Climbs 27% to $2.33 Billion on Investments
By Zachary Tracer and Noah Buhayar - Aug 2, 2012 5:43 PM ET
American International Group Inc. (AIG), the insurer majority-owned by the U
.S. Treasury Department, said profit increased 27 percent on investments and
improvements at its property-casualty unit.
Net income rose to $2.33 billion, or $1.33 a share, from $1.84 billion, or $
1, a year earlier, the New York-based insurer said today in a statement.
Operating profit, which excludes some ... 阅读全帖
W***n
发帖数: 11530
50
来自主题: Stock版 - HP axes 5000 jobs
HP sees up to 5,000 job cuts as part of restructuring plan
Reuters Reuters 4 hours ago
FILE PHOTO - A Hewlett-Packard logo is seen at the company's Executive
Briefing Center in Palo Alto, California January 16, 2013. REUTERS/Stephen
Lam/File Photo
(Reuters) - HP Inc now expects 4,500 to 5,000 employees to leave the company
by the end of fiscal 2019 as part of an ongoing restructuring plan, the PC
maker said on Tuesday.
In October 2016, HP's board had approved a restructuring plan to be
implemen... 阅读全帖
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