y****i
发帖数: 778 | 1 Many individual Muni bond已经非常接近去年五月的高点，八九月或年底低点建仓的
如果涨幅超过15%可以考虑获利了结，特别是超过15年的长期债券。
If your tax rate is low or have a IRA account, you can buy individual
corporate bonds.
I bought CUSIP 18683KAB7, a CLF bond yesterday at 99.545, yield 4.9% for 6
year early this month.
If you want shorter term, PSEC bond CUSIP 74348YKU4 4% yield, Maturity Date
01/15/2018 or CUSIP 74348YNJ6 4.5% yield, Maturity Date 04/15/2019. The
PSEC bond liquidity is worse than CLF because the difference of bid and ask
price c... 阅读全帖 |
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y****i
发帖数: 778 | 2 If your tax rate is low or have a IRA account, you can buy individual
corporate bonds.
I bought CUSIP 18683KAB7, a CLF bond yesterday at 99.545, yield 4.9% for 6
year early this month.
If you want shorter term, PSEC bond CUSIP 74348YKU4 4% yield, Maturity Date
01/15/2018 or CUSIP 74348YNJ6 4.5% yield, Maturity Date 04/15/2019. The
PSEC bond liquidity is worse than CLF because the difference of bid and ask
price can be $1-2 for PSEC in stead of $0.2 for CLF.
If you plan to sell the bond within 1-... 阅读全帖 |
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y****i
发帖数: 778 | 3 No, individual bonds are different with bond fund or ETF, please see bond
club to buy and sell individual tax free muni bond and taxable corporate or
muni/BAB bond.
http://www.mitbbs.com/club_bbsdoc/Bond.html
I can only recommemd corporate bonds which you can buy any time at Fidelity:
CUSIP 18683KAB7, a CLF bond coupon 4.8%, ask price $97.22, yield 5.32% till
10/1/2020 w/o call risk.
CUSIP 74348YAS0 (PSEC, coupon 5.85%) can offer you short term 4% yield to 9/
15/2014 if called or intermediate te... 阅读全帖 |
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y****i
发帖数: 778 | 4 No, individual bonds are different with bond fund or ETF, please see bond
club to buy and sell individual tax free muni bond and taxable corporate or
muni/BAB bond.
http://www.mitbbs.com/club_bbsdoc/Bond.html
I can only recommemd corporate bonds which you can buy any time at Fidelity:
CUSIP 18683KAB7, a CLF bond coupon 4.8%, ask price $97.237, yield 5.32% till
10/1/2020 w/o call risk.
CUSIP 74348YAS0 (PSEC, coupon 5.85%) can offer you short term 4% yield to 9/
15/2014 if called or intermediate t... 阅读全帖 |
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y****i
发帖数: 778 | 5 公司债券，如PSEC的债券，CUSIP 74348TAJ1，5.875 coupon, ask price $98, yield
6.1%. 如果买PSEC的股票，目前有12%的股息，风险当然比它的债券大。ETF中的BBN，
PTY都有8%的yield, 但有利率风险。长期来看如果你分散投资，收益率会接近8%。 |
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发帖数: 1 | 6 来自主题: RisingChina版 - 大盘新高，
哈哈 是滴
介绍一个神股 PSEC 买了吃分红 |
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y****i
发帖数: 778 | 7 All m-REIT has interest risk after 2014, and dividend will pay higher tax
from next year. However, for IRA or roth-IRA, m-REIT and business
development companies (BCD) like PSEC after 2014, may still give you double
digit yield for long-term. |
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y****i
发帖数: 778 | 8 Investor can set up bond ladder by themselves. If you are in bay area, I can
teach you on site how to invest in corporate and muni bond market within 2
hours. REIT, preferred stock fund, and Business Development Companies like
Psec can provide high yield in your Ira or Roth Ira. If you 401k has limit
selection, try to include one mixed bond fund with average rating bb+ to Bbb
-, similar to Mxlmx. However, most people may still struggle with down
payment and eager to have a house, for them, I can... 阅读全帖 |
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y****i
发帖数: 778 | 9 Dependent on how long term and in your taxable or tax deferred account. For
me, the easiest long term for taxable account is individual muni bond. It
guarantee your investment doubled for 15 years if you like semiannually
interest payment or 12 years if you choose zero coupon, and all interests
are tax free. If in your tax deferred account, then BBB Investment grade
corporate bond like Genworth 6-8 percent yield 7-9 year
maturity, m-REIT like ARR or AGNC 15 percent yield, business development
co... 阅读全帖 |
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y****i
发帖数: 778 | 10 Dependent on how long term and in your taxable or tax deferred account. For
me, the easiest long term for taxable account is individual muni bond. It
guarantee your investment doubled for 15 years if you like semiannually
interest payment or 12 years if you choose zero coupon, and all interests
are tax free. If in your tax deferred account, then BBB Investment grade
corporate bond like Genworth 6-8 percent yield 7-9 year
maturity, m-REIT like ARR or AGNC 15 percent yield, business development
co... 阅读全帖 |
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y****i
发帖数: 778 | 11 BBB Investment grade corporate bond like Genworth 6-8 percent yield 7-9 year
maturity, m-REIT like ARR or AGNC 15 percent yield, business development
company （BDC）like PSEC 10-11 percent yield. All are good for Ira or Roth
IRA, buy the dip for each section. |
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y****i
发帖数: 778 | 12 Muni bond with AGM or Mbia insured with 4-4.5 percent tax free return 6 -12
year mature. BBB investment grade bond like genworth 6-7 percent yield and m-
REIT like Arr, Agnc or BDC like PSEC in your IRA or combine these three
dependent on your risk tolerance. |
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y****i
发帖数: 778 | 13 You can rollover your 401k to IRA when you transfer jobs. If your income is
less than 173k for joint filers (110k for single), you can open a Roth IRA
and put $5000.
All following are good for IRA or Roth IRA, buy the dip for each section.
BBB Investment grade corporate bond like Genworth 6-8 percent yield 7-9 year
maturity, m-REIT like ARR or AGNC 15 percent yield, business development
company （BDC）like PSEC 10-11 percent yield.
Because you may return to China, you can also open an account usin... 阅读全帖 |
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y****i
发帖数: 778 | 14 corporate bond, m-REIT, BDC (business development company) like PSEC |
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y****i
发帖数: 778 | 15 Walmart corporate bond's yield is similar to treasury bond. Last year Exxon
mobile yield was even lower than treasury at some time. So the bubble and
risk of high rating corporate bond is the same as treasury bond. For junk
bond, many BB or even B grade bonds reach 4.5%. In low-rate environment,
more "high yield" bond issuers forge into 4% territory.
http://www.forbes.com/sites/spleverage/2013/01/25/in-low-rate-e
Thus, short term bond of best buy and dell which will be downgrade because
of LBO i... 阅读全帖 |
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y****i
发帖数: 778 | 16 Yes, bond holders have higher priority than stock holders.
http://www.moodys.com/researchdocumentcontentpage.aspx?docid=PB
From Moody's report, muni bonds had 65% recovery, compared with 49% for
corporate senior unsecured bonds.
Yes, they will return 100% principal if they do not bankrupt before maturity
date, that's why BBY 2016 bond has much lower risk than its 2021 bond even
the latter has much higher yield. Any time is OK to buy the high dividend
stock except last Sept or Oct when fiscal cli... 阅读全帖 |
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y****i
发帖数: 778 | 17 2年前是买muni的好时机。如果你经常盲从所谓专家的意见，是非常危险的。债券俱乐
部有自己买入individual bond的技巧，如果你有IRA，也可以考虑m-REIT like AGNC
or ARR and business develepment company like PSEC. 401k if you have multi
sector bond fund with average rating BB+ or emerging market corporate bond
fund, you can consider it.
http://www.mitbbs.com/club_bbsdoc/Bond.html |
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y****i
发帖数: 778 | 18 If you really worry about it, then just muni bond with AGM or MBIA insured.
Buy zero coupon bond will boost your yield, as well as taxable muni bond or
AMT bond, which is not attractive for high income investors with tax bracket
28% or above. AGNC, ARR, PSEC high dividend 11-15% yield m-REIT or BDC are
good choice for IRA or Roth at first, but also good in your taxable account
if you have 1 million asset to diversify. |
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y****i
发帖数: 778 | 19 2年前是买muni的好时机。如果你经常盲从所谓专家的意见，是非常危险的。债券俱乐
部有自己买入individual bond的技巧，如果你有IRA，也可以考虑m-REIT like AGNC
or ARR and business develepment company like PSEC. 401k if you have multi
sector bond fund with average rating BB+ or emerging market corporate bond
fund, you can consider it.
http://www.mitbbs.com/club_bbsdoc/Bond.html |
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y****i
发帖数: 778 | 20 If you really worry about it, then just muni bond with AGM or MBIA insured.
Buy zero coupon bond will boost your yield, as well as taxable muni bond or
AMT bond, which is not attractive for high income investors with tax bracket
28% or above. AGNC, ARR, PSEC high dividend 11-15% yield m-REIT or BDC are
good choice for IRA or Roth at first, but also good in your taxable account
if you have 1 million asset to diversify. |
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y****i
发帖数: 778 | 21 If you think the interest rate will go up and economy is better, you can try
business development companies (BDC) like PSEC which has higher yield (12%)
than most junk bonds. |
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p***2
发帖数: 374 | 23 是啊，这个PSEC或者BCD公司的风险主要是什么？ 看了跟Dow Jones的对比图，只要股
票市场跌，它跌的一样或更多。
这个跟买5）是类似的吧。 |
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k***s
发帖数: 277 | 24 准备高些中长期的投资。
看了些股票，觉得有些股票的分红很高，居然>10%,
比如NLY, AGNC, FSC, ARCC, PSEC, IVR
而且这些都是market cap >1B 的，属于close end funds或Mortgage REITs.
比较一下那些分红很高的蓝筹股，很少有分红>5%的。
有没业内人士分析一下，这些有什么问题？ （比如风险很大，或者是庞氏骗局什么的）
还是这些年牛市、房市不错所以表现也不错。如果情况一有变化
他们就卷铺盖走人了了。
多谢 |
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y****i
发帖数: 778 | 26 Yes, you made several mistakes but not a big deal.
Many investors tried to listen to the expert's recommendations and typically
found the things worked for others did not work for them.
Why?
Because investment is personal. Too many investors look like aggressive are
actually more conservative than they thought.
As a human being, we need the money every day and cash flow is more
important than the return.
If you don't have much money for long term like 401k, be conservative and
individual investm... 阅读全帖 |
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y****i
发帖数: 778 | 27 PSEC and CLF bonds are investment grade and I don't think they will default
before 2021 as long as their stocks are still there. |
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l****i
发帖数: 473 | 28 buy PSEC. 1% Dividend every month. |
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w****r
发帖数: 245 | 29 大侠，分类都分好了，求神签
# Basic Materials, Agricultural Chemicals
AGU Agrium Inc.
AVD American Vanguard Corp.
CAGC China Agritech Inc.
CF CF Industries Holdings, Inc.
CGA China Green Agriculture, Inc.
CMP Compass Minerals International
COIN Converted Organics Inc.
IPI Intrepid Potash, Inc.
MON Monsanto Co.
MOS Mosaic Co.
NOEC New Oriental Energy & Chemical
POT Potas... 阅读全帖 |
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l*********t
发帖数: 371 | 30 waht about PSEC?
I have been holding it for a while, divident 10.33% |
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n**x
发帖数: 606 | 31 Russell 2000:
AAON
AAT
AATI
AAWW
ABAX
ABBC
ABCB
ABCD
ABCO
ABD
ABFS
ABG
ABM
ABMD
ABVT
ACAT
ACC
ACCL
ACET
ACHN
ACIW
ACLS
ACO
ACOM
ACOR
ACPW
ACTG
ACTV
ACUR
ACW
ACXM
ADC
ADPI
ADTN
ADVS
AEA
AEC
AEGR
AEIS
AEL
AEPI
AF
AFAM
AFCE
AFFX
AFFY
AFP
AFSI
AGII
AGM
AGX
AGYS
AH
AHC
AHS
AHT
AI
AIMC
AIN
AINV
AIQ
AIR
AIRM
AIS
AIT
AKR
AKRX
ALC
ALCO
ALE
ALG
ALGN
ALGT
ALIM
ALJ
ALK
ALKS
ALNC
ALNY
ALOG
ALSK
ALTE
ALTH
ALX
AM
AMAG
AMCC
AMED
AMKR
AMN
AMPE
AMRC
AMRI
AMRS
AMSC
AMSF
AMSG
AMSWA
AMWD
ANAC
ANAD
ANDE
ANEN
ANGO
ANH... 阅读全帖 |
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j***z
发帖数: 1130 | 32 8/24 我拿了10个点走了，你们差不多也走吧
8/23 今天大盘熊涌，受大盘影响买盘非常犹豫，但是持股的兄弟们也HOLD非常坚决，
都在等
ER所以一整天盘面都非常清淡，最后买盘HOLD不住了，最后半个小时进场了。
熊涌澎湃的时候不跌就是好票
兄弟们HOLD住，等ER出来， 什么时候走，我会通知大家
8/22 PSEC，业绩稳定，最重要的是年分红11%，PE只有6.79.
即使股票不涨，光拿着吃分红也是非常有肉啊。
这么低的PE，业绩又不错，绝对是被低估的一只
BTW，给CHS发包子的时候忘了算手续费，现在包子不够了，求个包子当路费，另有PICK酬
谢。不过丑话说在前头，俺给PICK，跟不跟是你的事，莫要怪我。 |
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g**********r
发帖数: 605 | 33 PSEC不错，我也持有。 不过建议回到$11以下再入。 |
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l*****7
发帖数: 2844 | 34 这个我看懂了
主要是这次选举完全是维持现状,之前两边喊的太凶,完全不会软下来,所以明显觉得
fiscal cliff不能解决
还有德国的数据,draghi的comments 无疑雪上加霜
不过,今天感觉两边的tone 软了一些
也许利好,会有小反弹,但是还会大盘震荡往下走,最近两三个星期吧
昨天清空了C 和 JPM
留下了 AIG, PSEC, |
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l*****7
发帖数: 2844 | 35 你要是喜欢dividend
可以看看 PSEC |
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l*****7
发帖数: 2844 | 36 psec
不错
每年11%的dividiend |
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l*****7
发帖数: 2844 | 37 如果你对dividend感兴趣，可以去dividend.com看看
JE，ARR，PSEC每年都超过10%
但是他们是小公司
自己注意风险 |
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p*******f
发帖数: 530 | 38 明菜大牛，我有你推荐的PSEC. yield 也不错。 |
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k***s
发帖数: 277 | 39 【 以下文字转载自 Investment 讨论区 】
发信人: kenjs (乔峰.Leon), 信区: Investment
标 题: 中长期投资，几个股票的问题
发信站: BBS 未名空间站 (Sat Oct 26 19:27:38 2013, 美东)
准备高些中长期的投资。
看了些股票，觉得有些股票的分红很高，居然>10%,
比如NLY, AGNC, FSC, ARCC, PSEC, IVR
而且这些都是market cap >1B 的，属于close end funds或Mortgage REITs.
比较一下那些分红很高的蓝筹股，很少有分红>5%的。
有没业内人士分析一下，这些有什么问题？ （比如风险很大，或者是庞氏骗局什么的）
还是这些年牛市、房市不错所以表现也不错。如果情况一有变化
他们就卷铺盖走人了了。
多谢 |
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s**l
发帖数: 379 | 40 PSEC的股票好象几年都很平坦, 浮动基本10%以内. 是不是跟12%利息的银行差不多了?
感觉象是买了就不用盯的股票. 也许我太乐观了, 你能具体讲讲风险吗?
yield |
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a******n
发帖数: 148 | 41 psec的dividend是怎么发的啊？直接每月发到股票账号里吗？我1月中买的，怎么没见
到分红呀？
? |
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r******y
发帖数: 97 | 46 上周小买150股@10.30， 不知能否涨回来，唉 |
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w**k
发帖数: 6722 | 47 ACSF ARCC ARCP ARCPP BHBK DLR ENBL FAST FELP FGP FI GAIN HBNC HELI HK HLF
HRTG ISBC MDCA MRD NEP NGVC NLY OXLC PBFX PGC PINC PSEC QPAC SAEX SAGE SGM
SGMS |
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w**k
发帖数: 6722 | 48 AGNC AI AINV ALDW AMID AMTG ANH APO ARCP ARI ARP ARR
ATLS BBDO BBEP BDCL BPT CELP CET CFP CG CGA CH CHKR
CHMI CIG CIM CLMT CMLP CMO CTCM CVEO CYS DHY DOM DX
EARN EC ECT EFC EMES EROC ETJ EVEP FSAM FSC FULL
FXCM GLDI GNI GOF HCAP HIHO HLSS HTS IGD IID INTX IST
IVR IXP JMI JPEP KCAP LEJU LGCY LINE LNCO LRE MCC
MEMP MFA MITT MLPL MORT MRCY MSB MTG... 阅读全帖 |
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j*****v
发帖数: 7717 | 50 PSEC
每個月都派利息。現在年yield在目前價位大概是13%。
所以沒跌到$7以下都不算賠本。如果上升那就股價和yield雙收。
不過公司市值不大，入場需謹慎。 |
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