D*****t
发帖数: 558 | 1 most people have two components in their retirement plans: stocks (or sstock
funds/ets) and bonds (or bond funds/etf). so the key question is: how much
do i put into stocks and how much bonds? Two ways to answer this question.
first one is a simple but kinda mechanical one: say you are 30 then you
allocate 30% to bonds. rest is stocks.
2nd one is based on your risk tolerance. Twice during the past 15 yrs or so,
stock market lost ~60% of its value at some point. if history is bound to
repeat itse... 阅读全帖 |
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