c*******e
发帖数: 5818 | 1 两个之间，大概有3到4倍的差距。不过term with ROP，到期后，返还所有的premium。 |
|
n*q
发帖数: 258 | 2 Term with ROP就是一个joke，别以为赚到了。
仔细算一下就知道，这个其实很不划算。 |
|
L*S
发帖数: 1773 | 3 TERMS AND CONDITIONS
1. Limit one (1) $25 statement credit per American Express Card. To be
eligible, Cardmembers must enroll an eligible American Express Card in this
offer at ShopSmall.com. Prepaid and Corporate Cards are not eligible.
2. The number of enrollments is limited. Enrollment opens at 12:00AM MST (“
Mountain Standard Time”) on November 18, 2012, and will continue until 11:
59PM MST on November 24, 2012 unless the enrollment limit is reached sooner.
截止时间：山地时间11：59分
3. To receive the ... 阅读全帖 |
|
|
t****t
发帖数: 2269 | 5 最近收到俩pre-approval，寄来的东西没有Once per lifetime的条款，可是用了
invitation code在网上申请是，点开的term里就有。请问这种情况申请了还能拿到吗
？网上的term好像是general的。
或者说我打电话申请可以绕开？
最近很多钱要花，急需挣点的好卡。 |
|
发帖数: 1 | 6 【 以下文字转载自 Investment 讨论区 】
发信人: chefscut (jerk), 信区: Investment
标 题: 请问这种term life 算高还是低？
发信站: BBS 未名空间站 (Wed Jun 14 20:48:55 2017, 美东)
20年term life
男age 35, 25-39 per month for 250,000
Or 37-62 per month for 500,000
女age 32, 18.31-29.56 per month for 250,000
Or 27-45.60 per month for 500,000
这个价格range合理吗？ |
|
发帖数: 1 | 7 继续当伸手党。再问问现在这种情况应该搞终身险还是term呢
term。 |
|
d*******n
发帖数: 3851 | 8 谁有hilton 8w open bonus term的copy啊？amex 说我过去曾经有过这个卡的 不
qualify， 我怎么记得term当时不是这么说的啊。
多谢！ |
|
m******n
发帖数: 15691 | 9 登录ED后，提示pre-approved plat卡，然后看plat offer term，发现没有
have or have had 字样
如果不登录ED，直接查plat offer term 是有这些字样的 |
|
m*******9
发帖数: 58 | 10 我的basic short term disability insurance，公司免费的，但一个礼拜只给上线几
百刀，hr说我要加入supreme short term disability insurance，半个月交3刀，然后
就可以拿60%的工资。上班也不到一年。 |
|
w******s
发帖数: 504 | 11 我也有类似的问题，想take short-term disability leave。我的医生好像不给随便写
证明，我恢复的不错，估计拿不到6周以后的medical proof。有经验的mm给说说怎样让
医生给证明呢或拿到short-term disability leave payment？ |
|
t**********n
发帖数: 82 | 12 宝宝4月份要生了，想买个term life，问一下大家
版上买 term life insurance 都在那家买的啊？
我问了一圈， Banner life insurance 给的最低， 但大家有听过这家吗？
500，000----- 30年的 male $38.5, 20年 $ 22.35
30 年的female $ 33.69; 20年 $22.31
谢谢 |
|
m*********d
发帖数: 422 | 13 自动带的。
我们12个月后，可以休6个月的short term disability,100% pay, 如果还要休，就要
转成long term disability, 只有60%pay. |
|
p******t
发帖数: 3764 | 14 38周就算full term了，包括我自己，知道好几个mm都是full term，所以不难的。
first trimester我还跌了10磅呢，最后增重不多，不过好在都长在娃身上了 |
|
m*****r
发帖数: 551 | 15 我是在加州，short term disability总共产假cover包括: 产前4周，产后6或8周 (自
然产6周，剖腹产8周)，这期间可以从short term disability 得到55%工资。我工作的
地方是会发剩下的45%，和一周waiting period 的全部工资。 |
|
t******4
发帖数: 2300 | 16 life的目的是什么? 不就是为了万一大人有不测, 小孩的将来没有经济问题.
30年的term已经可以让他们放心了.
whole life 还有许多其他名目繁多的insurance, 就是sale's pitch. 要知道一个
whole或者
啥有回报的insurance, salesperson在你签了合同后, 立马可以拿到3000左右的
commission.
你还在若干年内撤不了.
Kiplinger's finance 和 Money 多次提到term is enough. don't get hooked on
other fancy insurances.
越早买, 越便宜. 上网上看. 要找AAA level, 就可以了. |
|
c******n
发帖数: 448 | 17 是买term好，还是permanent好， universal, VUL, whole life,
term主要用来放出事，没事就白给了，不能用来养老，
permanent好像可以投资，不知道和401之类孰优孰劣，各位有什么推荐么？ |
|
h*******e
发帖数: 441 | 18 premium会涨的是 Annually Renewable Term, 现在不多了，（我们公司有，窃以为你
会不会看我们公司的）。
现在大多数的是 Level Term, 这个 premium是不变的。 |
|
a********r
发帖数: 810 | 19 我给CS打了电话，顺便问了问。
term的不会随着年龄和身体状况变化。但是如果这个group的都变了，就会稍微变化一
点。比如我的就涨了一刀，那说明我这个年龄段的都涨了。
非term的就是管一年的，但是年龄长了，也会涨很多。所以年轻的时候便宜，稍微老一
点就很贵了。 |
|
y******5
发帖数: 416 | 20 上周开会时讲了一个案例，一人买的Term到期没有去cancel合同，结果合同到期后自动
更新，继续从他的账户里charge钱。等他发现时都是好几个月后的事儿了，而且保费是
按他现在的年纪收取的，比原先贵好多。所以无论你们是在哪个公司买的Term，记得到
期时去取消合同，省得麻烦。
同理，只要不是终身交钱的whole life，储蓄型保险也是需要记得年限。当然，储蓄型
就算你忘记了，钱方面也没什么损失，多存的也是你自己的还多分利息。但大多人当初
买的时候就决定只交10年20年的，就要注意了。 |
|
n**********4
发帖数: 2719 | 21 先让他把公司的这些都搞清楚。我们公司long term short term disability都是直接
提供，还有一定额度的life. 但是life的太少，需要自己在外面买些。disability的都
不用自己再买了。 |
|
I*M
发帖数: 937 | 22 孩子要去芭蕾舞蹈学校，注册的时候看到这样的term。感觉完全是在推卸责任。请问这
样的term正常吗？谢谢大家！
I am aware and fully understand that there are risks and dangers associated
with participation in dance classes and different dance movements of the
varied dance disciplines. These movements and activities could result in
serious bodily injury, partial or total disability, or death....
I accept and assume all such risks and responsibilities for my child(ren)
and/or damages following such injury and/or disability however caused or
alleged t... 阅读全帖 |
|
m*******e
发帖数: 49 | 23 如题，请问J1 short term scholar可以享受china-U.S.的treaty免联邦税和州税吗？
我才问了实验室财务部门，告知我的信息显示有义务交税。
我猜测有可能是以下某个原因导致我必须交税，请知情人士指点下。
1）不是从中国申请J1的，项目完后会回日本继续读书。
2）刚到美国还没满10天，还没申请SSN。
3) short term scholar不享受免税。。。
谢谢了。 |
|
T*****T
发帖数: 640 | 24 【 以下文字转载自 AC 讨论区 】
发信人: TOMYMOT (一地鸡毛), 信区: AC
标 题: about the definitions of some technical terms of optical elememt drawing in Japanese format
发信站: BBS 未名空间站 (Mon Oct 23 12:05:05 2017, 美东)
Hi:
Does anyone like to help me confirm / share the definition of the following
technical terms in a drawing in Japanese format (I guess it is of a Japanese
format.):
面本数, Is it talking about the surface power in fringes?
亚斯
P－V值（最适R适用后）Is it talking about IRR P-V value? |
|
y**n
发帖数: 814 | 25 【 以下文字转载自 Military 讨论区 】
发信人: yuan (yuanfen), 信区: Military
标 题: term bbs 这两天连不上了？
发信站: BBS 未名空间站 (Tue Mar 17 22:36:26 2015, 美东)
公司的VPN
这两天直接连bbs.mitbbs.com port 22
怎么连不上了？
有别的同学能连term的吗？
谢谢。 |
|
a*****s
发帖数: 3643 | 26 【 以下文字转载自 SanFrancisco 讨论区 】
发信人: airways (Good Luck to Me), 信区: SanFrancisco
标 题: 请推荐Term Insurance
发信站: BBS 未名空间站 (Wed Jul 13 01:15:39 2011, 美东)
要有孩子了，最近家里人有的癌症的，打算买个保险，没买过Term Insurance，请推荐
一个，谢谢。 |
|
e*****7
发帖数: 31 | 27 I wrote a short piece last year about option trading. Among three strategies
I discussed in that article, two of them focused on leap and one of them on
earnings and special event play. Here I would like to offer some of
strategies and trading rules on short term options - options that will
expire in one or two month based on my own success and failures in the past.
Due to trading restrictions in my current company I can't trade short term
options. Some of rules discussed here are based on my ex |
|
p*p
发帖数: 287 | 28 in terms of 1-2 weeks may be 7/14
it meets:
1. A extreme high p/c >3.5 already happened in previous several days
2. IV of option is at the peak in the mid term range(>6 months)
3. p/c on that day >2
Here are dates meeting the above criteria
4/15/2005
10/12/2005
1/23/2006
5/23/2006
6/13/2006
7/13/2006
3/5/2007
8/9/2007
11/26/2007
1/22/2008
3/14/2008
7/14/2008
1 out of 12 is not local bottom
11 out of 12 are bottom
you do the math |
|
b********y
发帖数: 5829 | 29 By Jeannine Aversa, AP Economics Writer , On Saturday January 23, 2010, 3:27
pm
WASHINGTON (AP) -- Two key senators predicted Saturday that embattled
Federal Reserve Chairman Ben Bernanke will be confirmed for a second term.
Senate Banking Committee Chairman Chris Dodd, D-Conn., and former Senate
Budget Committee Chairman Judd Gregg, R-N.H., said in a statement Saturday
that Bernanke is the right person to help guide the economy back from the
worst recession since the 1930s.
Bernanke's term expi |
|
h*****d
发帖数: 860 | 30 最后要去算那个D-10表（不用交），其实简单来讲就这么回事。
supppose你有7万（1040 line43)要交税，然后这里面有1万（1040 line13）是long-
term capital
你做两种算法
a) 7万的税--9881
b) 6万的税+1万*0.28=8169+2800=10969
1040 line44填a) b)中小的那个。
这样看来long term capital 根本就没有啥意义啊。除非你收入特高最后那一万的税率
超过28%，否则根本没有好处。
或者我理解错了？请知道的朋友指正！ |
|
l*******g
发帖数: 48 | 31 long term it should be
short term, hard to say, still possible to drop
but seems a good bargain for now |
|
J**S
发帖数: 25790 | 32 我买的基金是90天Short-term Redemption Period，我10月16日买的。
但是10月和12月有31天，那么，我的寂静是不是14日就可以卖了，而不用交Short-term
Redemption费？ |
|
d***y
发帖数: 13 | 33 想开始琢磨计划一下税务的事情，在turbo tax 里play around, 去掉了所有W-2收入，
只剩下capital gain short term,
我expect to see the 25% tax calculation, 但是turbo tax 只算成差不多13%. 我反
复double check 了，是stock short
term gain... 怎么回事啊？ 少交税当然好，但这turbo tax 怎么算的啊？
其实我是想看看，house mortgage interest 可不可以从 stock capital gain 里
deduct... 大侠们指教一下？ |
|
w****l
发帖数: 6122 | 34 today is probably the short term bottom,
if on Wednesday,VXX closed below today's closed price, the short term bottom
will be confirmed.
FX also shows the strength of bulls, Aussie and Canadian dollar draw a
picture of upside engulfing. My only concern is the crazy buying of Swiss
franc.
no need to consider short the stock market unless today's low point is
broken.
rumor said Goldman like FED's decision,
http://www.zerohedge.com/news/goldmans-take-fed-returns-moentar
More attention need to put ... 阅读全帖 |
|
x*****u
发帖数: 186 | 35 Don't worry. You would get both.
I have two accounts with CAF holdings. One only received the short-term
dividend while the other received the long-term dividend. I bet by next
Tuesday, they will all show up. |
|
p****a
发帖数: 4829 | 36 Short-term bottom is here and mid-term bottom is either here or not too far
away.
I do not see any chance for SPY to go below 1350.
If you are all cash now, then you should feel lucky and should really
consider to load up some beaten-up badly good stocks. |
|
p*********r
发帖数: 4593 | 37
One year is enough.
Actually, you should sell your shares at the end of last year because
2012 long term tax rate is 15%.
If you still like APA, you can just re-purchase it. This year the long term
rate will be changed to 20% if I remember correctly. |
|
m*z
发帖数: 234 | 38 不知道有没有前辈问过这个问题
假设我在2月1日以$10/股买了100股A，6月1日我以20/股又买了200股A，第二年的2月2
日我以30/股卖了100股A，那我卖股票赚的钱到底是long-term 还是short term
capital gain呢？ |
|
i**t
发帖数: 921 | 39 不涨没天理了。 所有股票都涨歪了， 苹果很便宜的啦。
growth concern is overblown. people is China is able to afford the 5s - it
is expensive at the front, but long term cost is actually low, and overall
experience is better. People start to realize that. in the near term, ipad
news next month will come into headline soon. ER expectation will be high as
well. |
|
l***o
发帖数: 5337 | 40 【 以下文字转载自 TAX 讨论区 】
发信人: letgo (过不沾衣), 信区: TAX
标 题: long term capital gain 和 tax bracket
发信站: BBS 未名空间站 (Sat Dec 14 15:51:06 2013, 美东)
今年的long term capital gain比较多，突然想到一个问题，就是这影响不影响tax
bracket？
比如一个人capital gain是1M，但工资只有100k，capital gain部分是按照20%+3.8%交
联邦税，那工资部分是按照哪个bracket交税？100k还是1.1M?
谢谢！ |
|
k******a
发帖数: 2436 | 41 The problem is for $ you pay as tax is also part of AGI, not outside of AGI.
The steps are:
Decided non capital gain AGI
Add capital gain to AGI (this is unfortunate)
Decide bracket tax rate using AGI and other info
Decide long term capital gain tax rate based on marginal bracket
Decide the capital gain tax amount
In other words, your long term capital gain tax rate is a fixed %. Your
income tax rate is a list of % numbers, each with an associated dollar
amount. |
|
|
h*****7
发帖数: 6781 | 43 比如说我现在持有一些 call option，一年以后卖掉，这个盈利可以用long-term tax
rate 报税吗？
还是说必须exercise option，买入share，一年以后卖掉share才可以用long-term |
|
b*****3
发帖数: 154 | 44 问得是short term还是long term capital gain吧 |
|
x*********n
发帖数: 28013 | 45 对吧？
那不拿dividend，直接继续投资stock，
意义在哪里？
假设dividend 100块。假设现在再投资 半年以后价格一样。
直接拿， 大部分人 在 15% tax bracket里面。拿到85块。
在投资， 如果short term，走 35%， long term，还是15%，
再投资的意义在哪里？难道说再投资了，这笔100块就不算gain了？ |
|
B******e
发帖数: 16928 | 46 Every morning go ask yourself: does the info today change your perception of
the long-term potential of the certain company you are investing in today?
If not, why whine at short-term market fluctuations? |
|
w**********u
发帖数: 913 | 47 A mature investor/speculator should have both long-term positions to catch
the market trend and short-term ones for fun...
of
? |
|
f*******e
发帖数: 5277 | 48 By just looking at the numbers, TAL has negative growth in EPS and huge debt
. May not be a good choice for long term either. I didn't spend more time
other than looking at the key statistics so it may be possible that there
are reasons to believe the negative growth is temporary and the company is
fundamentally healthy in the long term. However, the diving in the past
months may indicate something changed fundamentally in the company. |
|
D**********r
发帖数: 31 | 49 you are ta guru
today was good entry for short term.
dont know long term as i dont know its fa. |
|
s********i
发帖数: 17328 | 50 不放心把它的worksheet打出来看，上面有详细的计算
term
★ 发自iPhone App: ChineseWeb 16 |
|
