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b********2 发帖数: 5191 | 2 【 以下文字转载自 SanFrancisco 讨论区 】
发信人: blueangel2 (Frank), 信区: SanFrancisco
标 题: 房子underwater的同学们有福了
发信站: BBS 未名空间站 (Wed Feb 1 02:16:27 2012, 美东)
http://finance.yahoo.com/news/obama-detail-broader-housing-refi
WASHINGTON (AP) -- The Obama administration is trying to fix a stubborn drag
on the economy by allowing all homeowners to refinance their mortgages at
lower interest rates even if they owe more than their homes are worth,
tackling a difficult issue of vital concern in states key to President
... 阅读全帖 |
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m******e 发帖数: 2515 | 3 在房价低于房屋贷款,房子Underwater的时候就可以看出人的道德水平了。此时绝大多
数老中比较不会不负责任的“Walk away",而绝大多数老美,无论是白人,黑人还是老
墨,会轻而易举地把房子扔给银行,把自己应尽的责任扔给其他安分守己的其他纳税人
。而政府bailout的时候也只会救这些不道德的准备“Walk away"的人,而那些虽
Underwater却愿意死撑承担责任的老中,却没有任何人怜悯。
联想到本版每次谈到道德和诚信问题,老中对自己都是不遗余力大加鞭伐,而对西方世
界的道德标准崇拜有加。其实老中身上发生的所谓的诚信问题无非是”贫贱夫妻百事衰
“,本质上还是因为中国整体上还太穷。在同样条件下,老中身上表现的道德和责任,
同其他族裔比起来算高的。
不信,你再看世界上最富强的美国在Katrina飓风时,缺衣少食的Luisana的灾民竟几天
内发生几千起强奸和几万起武装抢劫,导致姗姗来迟的美国大兵来了之后不是来救援,
而是来镇压骚乱。这种骚乱在中国是不可想象的。
老中身上发生的欺骗都是步入发达社会前的小打小闹,跟发达国家的超级诈骗不是一个
档次的。比如,前有世界100强排名前 |
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t******2 发帖数: 2265 | 4 A third of Chicago-area homes underwater
Story posted 2010.11.09 at 06:27 AM CST
The number of Chicago-area homes with negative equity in the Chicago area
continued to rise in the year’s third quarter, a troubling sign for a local
housing market struggling to recover.
Some 32.9 percent of all local single-family detached homes with mortgages
were underwater in September, meaning the homeowners owed more on the loans
than the properties are worth, according to new data from realty Web site
Zillow... 阅读全帖 |
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b********2 发帖数: 5191 | 5 http://finance.yahoo.com/news/obama-detail-broader-housing-refi
WASHINGTON (AP) -- The Obama administration is trying to fix a stubborn drag
on the economy by allowing all homeowners to refinance their mortgages at
lower interest rates even if they owe more than their homes are worth,
tackling a difficult issue of vital concern in states key to President
Barack Obama's re-election.
Obama on Wednesday was to draw attention to a proposal he outlined in his
State of the Union address to allow homeo... 阅读全帖 |
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f****6 发帖数: 4472 | 6 最近考了open water执照,以后想多拍些underwater的still和film,有兄弟也玩这个
么?有sony action cam和gopro hero4 silver,质量不太能接受啊。。。
有关于underwater case的建议更好啦,用的是5d3,16-35 mkii |
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g****k 发帖数: 417 | 7 get a sea and sea case for whatever camera u have and 2 underwater strobes
and u r set
prob want to go with wide angle lenses, since things look closer underwater |
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w*******y 发帖数: 60932 | 8 Vivitar Underwater Pocket Camcorder Kit
5 mega pixel CCD
MF lens, 2.0" LTPS LCD
32 MB built-in memory + SD card support
Camcorder + DSC + audio recorder + MP3 + PC CAM
General
Product Type Camcorder
Width 0.9 in
Depth 2.4 in
Height 4.4 in
Weight 3.5 oz
Enclosure Color Black
Main Features
Media Type Flash card
Color Support Color
Optical Sensor Type CMOS
Digital Zoom 8 x
Shooting Modes Digital photo mode
Exposure Modes Automatic
White Balance Automatic
D... 阅读全帖 |
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p***r 发帖数: 195 | 10 就是说,如果你的房子underwater
那政府帮忙给钱支付
如果你按期交钱,没有资助
而且有地域限制,只有加州,密歇根,内华达,佛罗里达的居民才能申请
请批判中国地域歧视的老将作为参考,批判中国的同时也批判美国以确保公平 |
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S******n 发帖数: 617 | 12 http://tinyurl.com/c3gcls
...30% of boomers aged 45 to 54, are underwater in their homes...
...18% of boomers aged 55 to 64 would owe money at close if they sold
their homes.
...The CEPR also found that people who were renting homes in 2004 will
have more wealth in 2009 than those who were owners. That's true for all
five wealth groups the study analyzed, from the poorest to the wealthiest. |
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s****s 发帖数: 368 | 14 我们06年1月买的房子,当时付了近340K,有两个J. P. Morgan Chase的mortgage,
first 6.125%,贷了270K, second 7.875%,贷了50K.现在房子市值约29-30万,first
loan还剩257K, second loan还有33K, 共290K,所以是接近underwater.
请教象我们这样的如何做refinance?我们没有现金,所以只能考虑no cost.谢谢! |
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M********I 发帖数: 848 | 15 【 以下文字转载自 Detroit_AA_Realestate_Mortgage 俱乐部 】
发信人: MortgageMI (frankofpfc@gmail), 信区: Detroit_AA_Realestate_Mortgage
标 题: What Is HARP? good news for whose house is underwater
关键字: HAPR,贷款,refinance
发信站: BBS 未名空间站 (Tue Oct 25 00:26:28 2011, 美东)
Home Affordable Refinance Program,HARP, was started in April 2009.
In order to be eligible for the HARP refinance program :
1. Your loan must be backed by Fannie Mae or Freddie Mac.
2. Your current mortgage must have been purchased by Fannie Mae ... 阅读全帖 |
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z*******6 发帖数: 1 | 16 Dear Colleagues:
We have one opening post-doctoral researcher position to work on Bio-
inspired Underwater Robotics. The candidates are expected to have background
in:
1). Robotics.
2). Dynamics and control.
3). Experimental studies of biologically inspired energy-efficient
propulsion mechanisms.
To apply, please send CV along with 2-3 sample publications to Mingjun Zhang
at [email protected]
/* */ |
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d**********n 发帖数: 3 | 17 【 以下文字转载自 Living 讨论区 】
发信人: DAVIDDREAMIN (DAVID), 信区: Living
标 题: 有没有mortgage underwater的,大家都怎么处理的
发信站: BBS 未名空间站 (Sun Jun 19 12:22:27 2011, 美东)
要是想海归呢 |
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h******n 发帖数: 29 | 19 Area of Underwater Wireless Sensor Networks, 电子通信工程领域的。
有兴趣的话,请站内告诉您的E-mail address,Name, Affiliation(单位),country
信息。 |
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c*******d 发帖数: 1763 | 20 I think Ben cares more about not letting U.S. get into liquidity trap, and
make US the second Japan.
Also, rumor said the housing market in Chicago had been supply > demand two
years ago already. With the weak economy recovery, it'll take very long time
for homes to get back to the level of 2006. The underwater price is the new
norm. |
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l*******7 发帖数: 93 | 21 有很多人的loan underwater ,不能refi,Obama的这个计划可以帮助不能refi的,不过
有些条件
你要看你的loan 是否已经卖给Freddie Mae or Fannie Mac,如果是,就符合。
另外你是否2009年6月1日以后没有做过reif,如果是也符合。
无论是primary house还是rental 都可以做。
这个计划要帮助那些2008年前后Bubble的时候买房的买到最高点,没有机会做refi的人
。具体详情请看如下内容。
你如果符合可以明天给你的agent 打电话询问一下。03/19可以submit给银行了。
另外重要一点是不用order appraisal 了,如果条件符合的话,可不要错过机会了。
HARP 2.0 Program Highlights
Unlimited loan-to-value (property value is no longer an issue when doing
this type of loans).
NO Credit score minimum is required.
Appra... 阅读全帖 |
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r******d 发帖数: 1879 | 22 五大银行被罚20B,主要用于underwater mortgage refinance
最早明天正式宣布.
(房市见底啦, 房托) |
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r*******u 发帖数: 8732 | 23 Underwater Eruption at West Mata Volcano (2 of 2)
最深海火山爆發首曝光
【明報專訊】美國科學家使用水底探測器,首次拍攝得全球有紀錄以來最深的海底火山
爆發奇景。科學家形容這是地質學一次重要發現,影像及所採集的熔岩樣本將有助了解
太平洋地殼與地球板塊的活動、海底地殼的形成及研究生物如何在極端環境下生存。
首見「玻安岩」形成過程
全球有八成的火山爆發都是在海底發生,而今次拍得的西馬塔海底火山(West Mata
volcano)爆發,位於太平洋薩摩亞群島西南約225公里附近的海底1200米。科學家在去
年首次偵測到火山有爆發象。為了探求海底火山爆發的真實面貌,美國國家科學基金
會與國家海洋大氣機構,聯同華盛頓大學的專家,在今年5月帶同深海探測儀器到西馬
塔附近海域。
從探測器拍下的片段可見,大量溫度高達2500℃的紅色岩漿從火山口噴出,同時釋出大
量濃煙,形成如核爆的煙雲。岩漿遇到冰冷海水後變成黑色,形成新的火山岩。探測器
即時抽取熔岩樣本研究。科學家說,火山爆發讓他們首次看到一種叫玻安岩(Boninite
)的物質的形成過程,科學家過往只 |
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i*********5 发帖数: 19210 | 24 【 以下文字转载自 Swimming 讨论区 】
发信人: ironman2015 (1/2 ironman x3), 信区: Swimming
标 题: GoPro HERO3: Black Edition vs HERO2 (Underwater Comparison)
发信站: BBS 未名空间站 (Sun Dec 23 23:32:03 2012, 美东) |
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L***s 发帖数: 290 | 25 amazon上20多刀灯的review里这么写的,貌似没什么大鱼。
个人认为underwater light的原理是把灯光覆盖水域的鱼吸引到灯前来。因为是非自然
的,所以对覆盖水域以外的鱼无效。而覆盖水域跟灯的功率和水的浑浊度有关,高功率
的灯吸引到大鱼的概率自然大些。
考虑不周之处还请指正:) |
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a****l 发帖数: 141 | 27 who knows where to buy underwater camera? |
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a*********x 发帖数: 7174 | 29 【 以下文字转载自 PhotoProcessing 讨论区 】
发信人: arsilverfox (Alli), 信区: PhotoProcessing
标 题: behind the scenes – first underwater shoot.
发信站: BBS 未名空间站 (Fri Oct 21 00:54:28 2011, 美东)
我第一次下水拍片的behind the scenes~x]
(其实也不算第一次,但是是第一次我behind the camera~XD) |
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r*********n 发帖数: 13992 | 30 NON Working Canon 5dII exposed to small amount of sea water entering
underwater housing.
Camera was momentarily wet and dried out immediately card retained images.
Canon will not repair the unit "Beyond Economical Repair".
http://www.fredmiranda.com/forum/topic/974911 |
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a*********x 发帖数: 7174 | 31 【 以下文字转载自 PhotoProcessing 讨论区 】
发信人: arsilverfox (Alli), 信区: PhotoProcessing
标 题: behind the scenes – first underwater shoot.
发信站: BBS 未名空间站 (Fri Oct 21 00:54:28 2011, 美东)
我第一次下水拍片的behind the scenes~x]
(其实也不算第一次,但是是第一次我behind the camera~XD) |
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n****4 发帖数: 12553 | 32 Thank God it is not in India; otherwise they may hit an underwater corpse
and then flip. |
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x******1 发帖数: 224 | 33 为了eb1 求审稿机会,robotics PHD, 方向: robotics, sensor, AI,underwater
robotics, surgical robotics, LIDAR, control, SLAM
请站内,提供CV和profile。
先谢谢各位了! |
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i*********5 发帖数: 19210 | 35 【 以下文字转载自 Swimming 讨论区 】
发信人: ironman2015 (1/2 ironman x3), 信区: Swimming
标 题: GoPro HERO3: Black Edition vs HERO2 (Underwater Comparison)
发信站: BBS 未名空间站 (Sun Dec 23 23:32:03 2012, 美东) |
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w*******y 发帖数: 60932 | 36 Stylus Tough 6000 10MP 3.6x optical zoom 2.7" LCD Digital Underwater Camera
$139:
http://www.buydig.com/shop/usertpl.aspx?fle=dailydeals.html
shipped
Waterproof (10ft.)
Shockproof(5ft.)
Freezeproof(14 degrees F/-10 degrees C)
3.6x Wide Angle Optical Zoom
10 Mega Pixels
2.7 inch LCD
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w*******y 发帖数: 60932 | 37 BuyDig.Com having deals on Underwater Cameras with Free shipping.
1. Canon Powershot D10 Waterproof, Freezeproof, Shockproof Digital Camera $
268.88
Link:Link:
http://www.buydig.com/shop/product.aspx?sku=CNPSD10&omid=168&ref=email3&tab=descript
Specifications:
For those with a taste for adventure, there's a camera as bold as the active
life you lead. It's the Canon PowerShot D10. Waterproof, freezeproof and
shockproof; it's tough enough to take what you dish out. Plus it's got all
the high perfo |
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w*******y 发帖数: 60932 | 38 Canon runs a sale through their own store for underwater enclosures for
following cameras:
G9 - WP-DC21 - $89
SD950IS - WP-DC19 - $89
SD900IS - WP-DC7 - $89
SD870IS - WP-DC17 - $89
SD770IS - WP_DC23 - $89
SD1000 - WP-DC13 - 89
SD750 - WP-DC14 - $89
Tax for some (at least for me), shipping is $11.99, but use code SHIPBTS
for free shipping on $100+. There are couple camera cases available for
around $12 as fillers...
Link:
http://www.usa.canon.com/cusa/consumer/standard_display/underwater_photo |
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T*R 发帖数: 36302 | 42 Qing Chen
HHPE Tier 4 CPE Senior Engineer at Cummins Inc.
Columbus, IndianaMechanical or Industrial Engineering
Current
Cummins Inc.
Previous
Cummins Fuel System,
Institute of Underwater Engineering, SJTU,
SDARI Consultant
Education
Georgia Institute of Technology
Recommendations
1 person has recommended Qing
Websites
My Lab
105
connections
Join LinkedIn and access Qing’s full profile. It’s free!
As a LinkedIn member, you’ll join 400 million other professionals who are
sharing connections, ideas... 阅读全帖 |
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g****h 发帖数: 481 | 43 你个傻逼,真是随口喷粪,水下海豚潜泳15米的规则1998年规则就有了
Similarly, the dolphin-kick underwater swimming technique is now also used
for butterfly. Consequently, in 1998 FINA introduced a rule limiting
swimmers to 15 meters underwater per lap before they must surface. After
underwater swimming for freestyle and backstroke, the underwater swimming
technique is now also used for butterfly, for example by Denis Pankratov (
Russia) or Angela Kennedy (Australia), swimming large distances underwater
with a dolphin kick. FIN... 阅读全帖 |
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M********0 发帖数: 215 | 44 New Mortgage Plan Floated
Underwater Borrowers Current on Payments Would Get Help.
State and federal officials are pushing a plan that could help some "
underwater" borrowers get refinancing assistance in the latest government
bid to break a legal impasse with big banks over alleged foreclosure abuses
and ease problems in the housing market.
WSJ's Nick Timiraos has details of a proposed plan that would give mortgage
-holders who are underwater access to refinancing assistance. Photo by Joe
Raedl... 阅读全帖 |
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W*******l 发帖数: 1868 | 45 看看你的200米打水是什么水平。
8 TIPS FOR FASTER KICKS
Swimming World Magazine, Sep 2005 by Goldsmith, Wayne
The role of kicking in swimming is a matter for study, research, debate and
discussion, but one thing we do know: better kicking equals better swimming.
There are eight key elements that will help improve your kick:
1 LOOSE LEGS
The key to fast swimming and fast kicking is to stay loose and relaxed.
Too many swimmers think fast kicking means hard kicking. The great swimming
coach, Yoda, once said, "Unl... 阅读全帖 |
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W*******l 发帖数: 1868 | 46 这个我贴过的。今早25yard Kick 了21"35,好像比原来快了一点点。
下面的几个要点很好。
8 TIPS FOR FASTER KICKS
Swimming World Magazine, Sep 2005 by Goldsmith, Wayne
The role of kicking in swimming is a matter for study, research, debate and
discussion, but one thing we do know: better kicking equals better swimming.
There are eight key elements that will help improve your kick:
1 LOOSE LEGS
The key to fast swimming and fast kicking is to stay loose and relaxed.
Too many swimmers think fast kicking means hard kicking. The great swi... 阅读全帖 |
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T**********e 发帖数: 29576 | 47 浮标探测器在水下300米能收到信号,现在要把6000米的潜艇运过来了。
PERTH, Australia (AP) — An Australian aircraft hunting for the missing
Malaysian jet picked up a new possible underwater signal on Thursday in the
same area search crews previously detected sounds that were consistent with
an aircraft's black boxes.
The Australian navy P-3 Orion, which has been dropping sound-locating buoys
into the water near where the original sounds were heard, picked up a "
possible signal" that may be from a man-made source, said Angus Ho... 阅读全帖 |
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w*******e 发帖数: 53 | 48 这是San Francisco Chronicle 上关于湾区房市走势的最新分析文章,应该算比
较中立、中肯。
全国光房市就Wipe Out了 6 个Trillion的财富,Obama的1个Trillion的救市计划能够
带来通货膨胀?看来是庸人自忧了。
http://www.sfgate.com/cgi-bin/article.cgi?f=/c/a/2009/05/26/MNR
--------------------
Signs of more trouble ahead for housing market
Carolyn Said, Chronicle Staff Writer
Tuesday, May 26, 2009
Print E-mail
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Sha... 阅读全帖 |
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h******d 发帖数: 4761 | 49 http://www.knifecenter.com/item/WIWASPKATB/wasp-injection-knife
WASP Injection Knife 5-1/4" Blade, Tapered Grip (Black)
Click to Enlarge No Reviews, Be the first to review this item!
Part Number: WIWASPKATB
Manufacturer: WASP Injection Systems Price:$499.95 Select Qty: 1 2 3 4 5
6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 Typically ships within 10 days
This item is not available for export.Share with Friends
Overview Reviews WIWASPKATB: Model 12 - Tapered Grip (Black)
WASP Injection Systems
A... 阅读全帖 |
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a****g 发帖数: 8131 | 50 【 以下文字转载自 Stock 讨论区 】
发信人: vankie (似水流年), 信区: Stock
标 题: Government to Deploy Broader Mortgage Aid
发信站: BBS 未名空间站 (Sat Sep 4 03:55:12 2010, 美东)
Government to Deploy Broader Mortgage Aid
By NICK TIMIRAOS
The Obama administration on Tuesday will launch its most ambitious effort at
reducing mortgage balances for homeowners who owe more than their homes are
worth.
Officials say between 500,000 and 1.5 million so-called underwater loans
could be modified through the program, the first initiative to... 阅读全帖 |
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