l******u
发帖数: 3169 | 1 谢谢，我的core MF里面有VDIGX和JENSX，应该都属于这类，还买了相对便宜的FUSEX，
没办法，401K是公司指定fido的 |
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t*m
发帖数: 4414 | 2 VDIGX is very good, FUSEX simply reflect S&P 500. dollar cost average买下去
吧。
您401K里德FUSEX expense ratio是多少？ |
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t*m
发帖数: 4414 | 3 别学俺，亏了本罪过大了。
SDY
vanguard也有类似的产品。
Dividend Appreciation (VIG)
Vanguard High Dividend Yield ETF (VYM)
Vanguard Dividend Growth Fund (VDIGX)
风险的话， 年平均5% 应该不难。建议学习这个版上 Tim 这样的 INDEX 投资者， 建
立一个适当的 股票和债券的投资组合。 风险承担能力低的话考虑 50% EQUITY / 50%
BONDS， 甚至 60% EQUITY /40% B:
ETF |
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l******n
发帖数: 507 | 4 几年前买的Vanguard LifeStrategy Growth Fund还是亏得。想调整一下
想换成Vanguard Dividend Growth Fund (VDIGX)，怎么样？谢谢。 |
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C*******O
发帖数: 147 | 5 Vanguard Emerging Mkts Stock Idx: VEIEX 10%
Vanguard Total Stock Idx: VTSAX 20%
Vanguard Inflation-Protect Secs: VIPSX 30%
Vanguard REIT Index Inv: VGSIX 10%
Vanguard Tax-Managed Small Cap: VTMSX 10%
Vanguard Total Intl Stock Idx: VGTSX 10%
Vanguard Dividend Growth: VDIGX 10% |
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C*******O
发帖数: 147 | 6 Vanguard Long-Term Treasury: VUSTX 10%
Vanguard Emerging Mkts Stock Idx: VEIEX 10%
Vanguard Total Stock Idx: VTSAX 20%
Vanguard Inflation-Protect Secs: VIPSX 25%
Vanguard REIT Index Inv: VGSIX 10%
Vanguard Total Intl Stock Idx: VGTSX 10%
Vanguard Dividend Growth: VDIGX 15%
改了一下, 去掉了TAX MANAGED FUND, 增加了LONG TERM TREASURY.
OVERALL, STOCK 65% (DOMESTIC 45%, INTERNATIONAL 20%), BOND 35%. |
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S**C
发帖数: 2964 | 7 VWELX as core, use VGTSX or VFWIX to add international exposure (VG has no good active foreign funds), use VBMFX to get desired bond allocation if needed, use VEIPX, VDIGX or VDAIX/VIG to reach desired US allocation. They all invested in strong large-cap US multinationals. US Mid/Small Caps are richly valued, not a good place to be longer term (7-10 years), may be good as a trade.
Complicated? Then use VIG/VEU/BND to cover US/Foreign/Bond, use VBR for your play money.
A large portion of cash is ... 阅读全帖 |
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c*****e
发帖数: 314 | 8 恩，谢谢，明白了，可为什么Mid/small Caps不适合长期投资呢？
good active foreign funds), use VBMFX to get desired bond allocation if
needed, use VEIPX, VDIGX or VDAIX/VIG to reach desired US allocation. They
all invested in strong large-cap US multinationals. US Mid/Small Caps are
richly valued, not a good place to be longer term (7-10 years), may be good
as a trade.
your play money.
can-kicking landscape. |
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r******8
发帖数: 430 | 9 请看看这个组合怎么样？再谢
VANGUARD WELLINGTON INCOME FUND (VWELX)： 4000$
VANGUARD DIVIDEND GROWTH FD (VDIGX)： 3500$
VANGUARD BOND INDEX FD TOTAL BO (VBMFX)： 3500$
剩下500$还暂放在Vanguard Prime Money Market里。 |
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S**C
发帖数: 2964 | 10 You have good plans, a little better than ours, mainly on the bond side, we
have VBMPX, but I do not want to be in treasury at this time so I use IRA to
carry the bond load. We also lack a dedicated EM fund in our 401k, since we
want to overweight EM and especially Asian EM, so the lack of it in 401k
creates a headache for us.
VTI has 0.05% ER if you want Total US market, PTTRX can be bought for $25K
in VG brokerage and $1K at Wells Fargo IRA, VWNAX is admiral class, $50K,
but I can go with VDIG... 阅读全帖 |
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l******n
发帖数: 697 | 11 Vanguard 买自己的基金多少钱?
值不值得开户? |
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m**x
发帖数: 8454 | 12 fidelity has tons of non-load fund also. I use fidelity. |
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f*********7
发帖数: 1040 | 13 请高手指点：vanguard Roth IRA 买哪个funds 比较合适？
PS：新手，对股票知识是白痴 （也 不准备买）。准备３０年后退休，可以承担low－
moderate risk。 可供选择的below： thanks
Mutual funds
General attributes
Name (Minimum)
Ticker
Asset
Class
Fund No.
Expense ratio
Admiral Treasury Money Market
VUSXX
Money Market
0011
0.09%
Federal Money Market
VMFXX
Money Market
0033
0.11%
Prime Money Market ($3,000 minimum)
VMMXX
Money Market
0030
0.16%
Short-Term Bond Index ($3,000 minimum)
VBISX
Bond - Short-term Investment
0132
0.20%
Short-Term Federal ($3... 阅读全帖 |
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r****m
发帖数: 1204 | 17 Large-cap dividend funds 很多， 比如Vanguard的VDIGX. |
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f*********7
发帖数: 1040 | 18 请高手指点：vanguard Roth IRA 买哪个funds 比较合适？
PS：新手，对股票知识是白痴 （也 不准备买）。准备３０年后退休，可以承担low－
moderate risk。 可供选择的below： thanks
Mutual funds
General attributes
Name (Minimum)
Ticker
Asset
Class
Fund No.
Expense ratio
Admiral Treasury Money Market
VUSXX
Money Market
0011
0.09%
Federal Money Market
VMFXX
Money Market
0033
0.11%
Prime Money Market ($3,000 minimum)
VMMXX
Money Market
0030
0.16%
Short-Term Bond Index ($3,000 minimum)
VBISX
Bond - Short-term Investment
0132
0.20%
Short-Term Federal ($3... 阅读全帖 |
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W***n
发帖数: 11530 | 19 A Third-Quarter Mutual Fund Scorecard
By Christine Benz | 09-30-15 | 06:00 AM | Email Article
After remarkably smooth sailing for six-plus years, many investors had been
bracing themselves for volatility. They got it in the third quarter of 2015,
when a broad swath of investment types--especially stocks--took a tumble.
Worries over global growth, especially in emerging markets, was the key
catalyst for the sell-off. Although stocks had started to look shaky earlier
in the quarter, the Federal Re... 阅读全帖 |
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发帖数: 1 | 20 widemouth大牛，我是在vanguard开的户。你说的那两个指数，具体是下面的哪一个啊？
Mutual funds
General attributes
Name (Minimum)Sort TickerSort Asset
ClassSort Fund No. Expense ratio
Federal Money Market ($3,000 minimum) VMFXX Money Market 0033
0.11%
Prime Money Market ($3,000 minimum) VMMXX Money Market 0030
0.16%
Treasury Money Market ($50,000 minimum) VUSXX Money Market
0011 0.09%
California Municipal Money Market ($3,000 minimum) VCTXX Money
Market... 阅读全帖 |
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b******m
发帖数: 1451 | 21 【 以下文字转载自 Investment 讨论区 】
发信人: llpbrace (pretty_Guy), 信区: Investment
标 题: 简单说一下美国的投资产品的回报率和风险
发信站: BBS 未名空间站 (Fri May 31 14:58:31 2013, 美东)
经常看到版上有些朋友说有“手里有闲钱，该怎么投资这类的问题”。于是我决定发一
个入门科普帖简单介绍下美国的投资产品和回报率，投资大牛请略过，转载请注明。某
些数据来源: Morgan Stanley 3D, Thomson Reuters, Kiplinger’s, Morningstar.
我是摩根士丹利新泽西分部的一名理财顾问，算是对理财有一个初步的了解。确实，对
于在美国生活时间不久而且手里有些闲钱的朋友，投资在美国是一个非常tricky的问题
。因为美国的金融市场和国内有不小的差别。另外种类繁多的investment vehicle也让
新手望而却步 。那么我以回报率来做参考，介绍下比较流行的一些投资产品。有一点
一定要申明，回报越大，风险越大，这是铁律。
<=2% An Apple drops o... 阅读全帖 |
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