S**C
发帖数: 2964 | 1 Your case can be made if VMMXX yield meaningfully more than FDIC insured
bank account, say 1-2% more, then sure why not? But currently VMMXX yield
only 0.02%. |
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K****D
发帖数: 30533 | 4 ☆─────────────────────────────────────☆
Alaa (懒人一个) 于 (Sat Sep 20 16:48:49 2008) 提到:
公司的401K在Vanguard里面，可选如下。新手上阵，啥也不懂，还请指教。一些背景情
况是现在30岁，比较偏向conservative的投资。多谢
Corn fund
Vanguard Prime Money Mkt Fund VMMXX
Vanguard Total Bond Mkt Idx Signal VBTSX （Bond funds）
Vanguard Balanced Index Signal VBASX （balance funds)
Vanguard Extended Mkt Index Signal VEMSX （domestic stock funds）
Vanguard Inst Index Fund Inst VINIX （domestic stock funds）
Vanguard Total Stock Mkt Ix Signal |
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m**********r
发帖数: 887 | 5 我不用 firstrade 不知道你能不能买vanguard的 MM？
VMFXX， VMMXX |
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p*****e
发帖数: 836 | 6 给大家晒晒我的401K。我的目标是长期的。大家觉的这样的组合行不？谢谢了.
VFINX 30%
VMMXX 10%
VGTSX 30%
VWNFX 30% |
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w*****n
发帖数: 74 | 7 下面是公司提供的401K计划中可选的基金列表。大家觉得选择哪些比较好，比例怎么分
配？
我的初步投资组合是 VFINX(40%),VEXMX(30%),VWIGX(30%)，大家觉得diversification
如何？还需要添加什么基金？多谢
Vanguard 500 Index Fund Investor Shares * VFINX 0040
Vanguard Explorer Fund Investor Shares * VEXPX 0024
Vanguard Extended Market Index Fund Investor Shares * VEXMX 0098
Vanguard Intermediate-Term Treasury Fund Investor Shares * VFITX 0035
Vanguard International Growth Fund Investor Shares * VWIGX 0081
Vanguard Long-Term Investment-Grade Fund In... 阅读全帖 |
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b**y
发帖数: 94 | 8 看来被secondcity鄙视了。
我是诚心来求教的，牛人们有什么好建议，还请不吝赐教。
下面是我Vangard上面的所有fund.
Group A Funds
Vanguard Target Retirement Income VTINX
Vanguard Target Retirement 2010 VTENX
Vanguard Target Retirement 2015 VTXVX
Vanguard Target Retirement 2020 VTWNX
Vanguard Target Retirement 2025 VTTVX
Vanguard Target Retirement 2030 VTHRX
Vanguard Target Retirement 2035 VTTHX
Vanguard Target Retirement 2040 VFORX
Vanguard Target Retirement 2... 阅读全帖 |
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q****x
发帖数: 7404 | 9 build a portfolio based on the following. go to morningstar.com to do your
research.
Vanguard Prime Money Mkt Fund VMMXX
Vanguard Total Bond Mkt Index Inv VBMFX
Vanguard Total Stock Mkt Idx Inv VTSMX
Vanguard Total Intl Stock Ix Inv VGTSX
PIMCO Total Return Admin PTRAX
Vanguard Wellington Fund Inv VWELX
Vanguard 500 Index Fund Inv VFINX
Vanguard Explorer Fund Investor VEXPX
Vanguard Extended Mkt Index Inv V... 阅读全帖 |
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t*m
发帖数: 4414 | 10 Big Bull, we are talking about long term investment (>10 years). You think
10 year return of agg will be lower than money market (e.g VMMXX)? |
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D*****t
发帖数: 558 | 11 In your current Roth IRA account, sell the fund you want to sell, and buy a
money market fund, such as VMMXX. Money market fund is equivalent to cash. |
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s*******e
发帖数: 240 | 12 投资新新手,刚开了vanguard的roth ira，求教fund怎么选
现在这个市场是不是放在cash (primary mutual fund VMMXX)比较好？不小心一下子都
放到VFINX了,转出来要交fee吗 |
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b****g
发帖数: 1912 | 13 刚roll over 401k到anguard，选了如下，
请大家评价一下， 选的如何， 需要调整不
后面的expense ratio是不是一年 收这个比例？
FIAX 0.05%
VGHCX 0.35%
VHDYX 0.19%
VLCAX 0.09%
VMMXX 0.17%
VGSLX 0.10%
VFORX 0.18%
thanks |
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f*********7
发帖数: 1040 | 14 请高手指点：vanguard Roth IRA 买哪个funds 比较合适？
PS：新手，对股票知识是白痴 （也 不准备买）。准备３０年后退休，可以承担low－
moderate risk。 可供选择的below： thanks
Mutual funds
General attributes
Name (Minimum)
Ticker
Asset
Class
Fund No.
Expense ratio
Admiral Treasury Money Market
VUSXX
Money Market
0011
0.09%
Federal Money Market
VMFXX
Money Market
0033
0.11%
Prime Money Market ($3,000 minimum)
VMMXX
Money Market
0030
0.16%
Short-Term Bond Index ($3,000 minimum)
VBISX
Bond - Short-term Investment
0132
0.20%
Short-Term Federal ($3... 阅读全帖 |
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w*r
发帖数: 11 | 15 刚工作的小白，请大牛们帮忙看下分配合不合理。
我的分配：
Vanguard Value Index Fund Admiral Shares VVIAX 0506 20.00%
Vanguard Growth Index Fund Admiral Shares VIGAX 0509 30.00%
Vanguard 500 Index Fund Admiral Shares VFIAX 0540 40.00%
Vanguard Total Bond Market Index Fund VBTLX 0584 10.00%
可选funds：
Short-Term Reserves
Vanguard Prime Money Mkt Fund VMMXX 0.16%
Vanguard Retire Savings Trust IV — 0.43%
Bond Funds
Vanguard Tot Intl Bond Ix Adm... 阅读全帖 |
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s***z
发帖数: 631 | 16 VMMXX， 看它的expense ratio 居然是 0.16%.
这是不是说即使临时在那里放些钱，不仅没有利息，还要收费？ |
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f*********7
发帖数: 1040 | 17 请高手指点：vanguard Roth IRA 买哪个funds 比较合适？
PS：新手，对股票知识是白痴 （也 不准备买）。准备３０年后退休，可以承担low－
moderate risk。 可供选择的below： thanks
Mutual funds
General attributes
Name (Minimum)
Ticker
Asset
Class
Fund No.
Expense ratio
Admiral Treasury Money Market
VUSXX
Money Market
0011
0.09%
Federal Money Market
VMFXX
Money Market
0033
0.11%
Prime Money Market ($3,000 minimum)
VMMXX
Money Market
0030
0.16%
Short-Term Bond Index ($3,000 minimum)
VBISX
Bond - Short-term Investment
0132
0.20%
Short-Term Federal ($3... 阅读全帖 |
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发帖数: 1 | 18 widemouth大牛，我是在vanguard开的户。你说的那两个指数，具体是下面的哪一个啊？
Mutual funds
General attributes
Name (Minimum)Sort TickerSort Asset
ClassSort Fund No. Expense ratio
Federal Money Market ($3,000 minimum) VMFXX Money Market 0033
0.11%
Prime Money Market ($3,000 minimum) VMMXX Money Market 0030
0.16%
Treasury Money Market ($50,000 minimum) VUSXX Money Market
0011 0.09%
California Municipal Money Market ($3,000 minimum) VCTXX Money
Market... 阅读全帖 |
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j******3
发帖数: 18319 | 19 【 以下文字转载自 Investment 讨论区 】
发信人: portage (portage), 信区: Investment
标 题: 401K投资的组合-走过路过的给看看,有包子
发信站: BBS 未名空间站 (Tue Mar 23 15:56:36 2010, 美东)
给大家晒晒我的401K。我的目标是长期的。大家觉的这样的组合行不？谢谢了.
VFINX 30%
VMMXX 10%
VGTSX 30%
VWNFX 30% |
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