h*****x 发帖数: 47 | 1 大侠,这题对您是小菜一碟吧。给讲讲怎么做。多谢您了!
题目如下,请把您用的formula给写上。多谢!
Assume that on your 26th birthday, you have fully repaid your student loan,
and you start to put money into your Roth IRA account for retirement purpose
. You are able to deposit $5,000 into the account each year, and the first
deposit is made on your 26th birthday. Five years later, you are allowed
and are able to contribute an additional $1,000 per year (i.e., a deposit of
$6,000 per year). Assuming that from there on, every five years, the | h*****x 发帖数: 47 | 2 谁知道用excel怎么做这题?下面是一道例题,解法一模一样,只有future value不一
样,是$80000 ,所以用excel算得annual return是5.47%,请查看例题。
虽然有这个例题,可是老师把formula给删除了,所以,我不知道那个5.47%是怎么算出
来的。
例题:
Return on Investment 5.472432%
Post Retire Return 5.472432%
Cost of Living Adjustment 0.000000%
First Contirbution $5,000
First Withdrawal $0
Total Contribution $304,000
Age Beginning Balance Returns (%) Dollar Return Annual Contribution Ending
Balance
26 $0.00 5.47% $- $5,000 $5,000.00
27 $5,000.00 5.47% $273.6 | p**z 发帖数: 1311 | | h*****x 发帖数: 47 | 4 Hi, pzgz, greetings. The teacher requires using excel. | h*****x 发帖数: 47 | 5 用excel的what-if功能可以算出答案, 7.42% | a******h 发帖数: 908 | |
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