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Actuary版 - Help on the offer
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相关话题的讨论汇总
话题: offer话题: salary话题: low话题: my话题: company
进入Actuary版参与讨论
1 (共1页)
c*d
发帖数: 53
1
I just got an offer from the health care insurance for
an entry-level position. I have FM, P and MFE exam passed.
I checked the DWSimpson salary survey and found out the
offer is lower than the median number for two exams passed
without experience.
I heard from other employee in the company that they always
offer lower than average salary and I should always negociate.
And it looks like it's true.
My question is:
Do you also feel the salary is too low to accept and I should
at leat try to negot
M***e
发帖数: 836
2
the dwsimpson number is a total comp figure that incl bonus etc...
not sure abt the negotiation part... the last thing a company wants to do in
this economy is to raise salary levels... worth trying if u got the guts...
c*d
发帖数: 53
3
Thank you so much for the reply!
I noticed that it stated the salary is "excl sign-on", so I thought
it's just base salary. is it not true?

in
..

【在 M***e 的大作中提到】
: the dwsimpson number is a total comp figure that incl bonus etc...
: not sure abt the negotiation part... the last thing a company wants to do in
: this economy is to raise salary levels... worth trying if u got the guts...

Y*H
发帖数: 1582
4
i would negociate if you did well in ur intern & they liked you a lot & you
are the only outstanding candidate.
otherwise i would take it and switch in 1 year or so.
c*d
发帖数: 53
5
I believed that I did well in my intern, not sure about the other
two parts though. And the HM did mention that there were tons of
applications for the position.
For the last sentence, does it mean that you do think the offer is
too low?
Thanks for the reply, YRH!

you

【在 Y*H 的大作中提到】
: i would negociate if you did well in ur intern & they liked you a lot & you
: are the only outstanding candidate.
: otherwise i would take it and switch in 1 year or so.

M***e
发帖数: 836
6
read again...
"This is not a full range of compensation packages. We find that the
salaries + bonuses of 80% of the actuaries that we speak with fall within
these ranges (the top and bottom 10% are excluded)."

【在 c*d 的大作中提到】
: Thank you so much for the reply!
: I noticed that it stated the salary is "excl sign-on", so I thought
: it's just base salary. is it not true?
:
: in
: ..

c*d
发帖数: 53
7
多谢了!
我对工资也没什么期望值,给我offer就很高兴了,但是
也不想日后为这个心里有疙瘩(主要是实习的同事告诉我
好几次要协商),所以如果是个公平的工资那就最好了。
另外,我刚才已经把协商的邮件发出去了,等到回复我会
来更新,希望也能给以后的人提供一些经验。

【在 M***e 的大作中提到】
: read again...
: "This is not a full range of compensation packages. We find that the
: salaries + bonuses of 80% of the actuaries that we speak with fall within
: these ranges (the top and bottom 10% are excluded)."

s**********l
发帖数: 629
8
better talk during the negotiation process, email not recommended...
I**R
发帖数: 1309
9
I actually prefer doing this via email, at least for myself
because I'd like to list all my reasons and also understand
the whole package of the offer. I find it is more accurate
and comprehensive this way. Just my 2c.

【在 s**********l 的大作中提到】
: better talk during the negotiation process, email not recommended...
I**R
发帖数: 1309
10
not to suggest u should go either way, but, IMHO, it is
really not a big deal if u can get $2,000 more. normally
it is not a problem to negotiate, but there is risk (low)
that the company could yank the offer.

Was that before this kind of economy?

【在 c*d 的大作中提到】
: 多谢了!
: 我对工资也没什么期望值,给我offer就很高兴了,但是
: 也不想日后为这个心里有疙瘩(主要是实习的同事告诉我
: 好几次要协商),所以如果是个公平的工资那就最好了。
: 另外,我刚才已经把协商的邮件发出去了,等到回复我会
: 来更新,希望也能给以后的人提供一些经验。

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进入Actuary版参与讨论
C*****3
发帖数: 4215
11
normally i would negotiate because the offer is pretty low, but given this
year's economy, i'm not sure if that's a good idea.
if anything, after your first year, they will give you a big raise if you do
well and they started you low (cause otherwise, they are afraid of you
leaving too)

【在 c*d 的大作中提到】
: I believed that I did well in my intern, not sure about the other
: two parts though. And the HM did mention that there were tons of
: applications for the position.
: For the last sentence, does it mean that you do think the offer is
: too low?
: Thanks for the reply, YRH!
:
: you

Y*H
发帖数: 1582
12
the offer i accepted 1.5 yrs ago w/ 2 exams at a health company is 52.5K w/o
relocation reimbursement, which is a little low IMO (my another offer is
55K plus 3K relocation).
Again, I would just take it in this economy. You can always apply for other
jobs down the road. What matters now is to get into the door ASAP.

【在 c*d 的大作中提到】
: I believed that I did well in my intern, not sure about the other
: two parts though. And the HM did mention that there were tons of
: applications for the position.
: For the last sentence, does it mean that you do think the offer is
: too low?
: Thanks for the reply, YRH!
:
: you

o*******g
发帖数: 47
13
这年头,如果有公司让我去干,多少钱我都愿意阿。我过了4门了。
c*d
发帖数: 53
14
我的情况是在电话的时候对方没有给我讨价还价的机会,就是
大概介绍了一下offer的情况,然后就说会发邮件给我,问我大
概什么时候会回复,就酱紫了

【在 I**R 的大作中提到】
: I actually prefer doing this via email, at least for myself
: because I'd like to list all my reasons and also understand
: the whole package of the offer. I find it is more accurate
: and comprehensive this way. Just my 2c.

c*d
发帖数: 53
15
"it is really not a big deal if u can get $2,000 more."
早看到你这句话我就不麻烦了,主要是恰好认识的两个人都觉得
刚拿第一个offer的时候价钱比较重要,并且告诫我说一开始低
很容易以后就一直低。我现在自己估计公司应该不至于就收回
offer(真得就因为这个就收回offer的话我觉得那也没什么可
留恋的),但是如果因此让HM有不好的印象也觉得挺不好的

【在 I**R 的大作中提到】
: not to suggest u should go either way, but, IMHO, it is
: really not a big deal if u can get $2,000 more. normally
: it is not a problem to negotiate, but there is risk (low)
: that the company could yank the offer.
:
: Was that before this kind of economy?

c*d
发帖数: 53
16
早看到你的,coco123的,还有前面大家的回复的话,我就直接
接受offer了。。。现在就等着看明天有没有消息了,有的话我
会来更新。
多谢大家!

/o
other

【在 Y*H 的大作中提到】
: the offer i accepted 1.5 yrs ago w/ 2 exams at a health company is 52.5K w/o
: relocation reimbursement, which is a little low IMO (my another offer is
: 55K plus 3K relocation).
: Again, I would just take it in this economy. You can always apply for other
: jobs down the road. What matters now is to get into the door ASAP.

c*d
发帖数: 53
17
接着努力,不要放弃!

【在 o*******g 的大作中提到】
: 这年头,如果有公司让我去干,多少钱我都愿意阿。我过了4门了。
G******y
发帖数: 1831
18
It is a little bit low but considering current economic situation,
it maybe very true they have many other good candidates in line waiting.
I would softly negotiate a raise around $3000 with reasons.
They might end up given you a one-time bonus instead of annual salary
though.

【在 c*d 的大作中提到】
: I just got an offer from the health care insurance for
: an entry-level position. I have FM, P and MFE exam passed.
: I checked the DWSimpson salary survey and found out the
: offer is lower than the median number for two exams passed
: without experience.
: I heard from other employee in the company that they always
: offer lower than average salary and I should always negociate.
: And it looks like it's true.
: My question is:
: Do you also feel the salary is too low to accept and I should

c*d
发帖数: 53
19
Thanks for the reply, goneaway.
I actually didn't specify how much I want to increase. I just
pointed out the salary range shown on dwsimpson and asked if
the salary could be increased a little bit. Maybe my negotiation
is too weak and almost equals to not have asked for increase at all...
Anyway, I''m waiting to see what the company's response is and
will let you know.

【在 G******y 的大作中提到】
: It is a little bit low but considering current economic situation,
: it maybe very true they have many other good candidates in line waiting.
: I would softly negotiate a raise around $3000 with reasons.
: They might end up given you a one-time bonus instead of annual salary
: though.

G******y
发帖数: 1831
20
That is pretty good way, or "soft negociation". A higher salary
will make you feel much more appreciated. There is nothing wrong
trying to get every penny that you are worth. As I said, the
company may end up giving you a sign-up bonus, which is not
bad either. Try to pass exams and accumulate experience as
quick as possilbe in the future so you will be fine.

【在 c*d 的大作中提到】
: Thanks for the reply, goneaway.
: I actually didn't specify how much I want to increase. I just
: pointed out the salary range shown on dwsimpson and asked if
: the salary could be increased a little bit. Maybe my negotiation
: is too weak and almost equals to not have asked for increase at all...
: Anyway, I''m waiting to see what the company's response is and
: will let you know.

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j******m
发帖数: 612
21
Pointing out the DWS survey will not help you at all. First the survey is
inflated for the entry level jobs. Secondly, it is old relative to the
economy situation right now. If I were you, I would take it right away. You
should be happy with or without $2000/yr. You don't have too much bargain
power anyway nowadays. For most companies I know, entry level jobs are
almost dead. Only interns have some chances.
c*d
发帖数: 53
22
I agree with your point. The problem is that I don't have other
choice now since I've already sent out the negotiation email
before I got to see so many replies here. I can only wait and
hope for the best.

You

【在 j******m 的大作中提到】
: Pointing out the DWS survey will not help you at all. First the survey is
: inflated for the entry level jobs. Secondly, it is old relative to the
: economy situation right now. If I were you, I would take it right away. You
: should be happy with or without $2000/yr. You don't have too much bargain
: power anyway nowadays. For most companies I know, entry level jobs are
: almost dead. Only interns have some chances.

I**R
发帖数: 1309
23

hehe,你不会期待能够多要到5k以上吧?

【在 c*d 的大作中提到】
: "it is really not a big deal if u can get $2,000 more."
: 早看到你这句话我就不麻烦了,主要是恰好认识的两个人都觉得
: 刚拿第一个offer的时候价钱比较重要,并且告诫我说一开始低
: 很容易以后就一直低。我现在自己估计公司应该不至于就收回
: offer(真得就因为这个就收回offer的话我觉得那也没什么可
: 留恋的),但是如果因此让HM有不好的印象也觉得挺不好的

c*d
发帖数: 53
24
不是阿,我看到的重点是“no big deal”,而不是后面的那个2k,呵呵

【在 I**R 的大作中提到】
:
: hehe,你不会期待能够多要到5k以上吧?

I**R
发帖数: 1309
25
恩,为了表彰你在大盘逆势下个股坚挺的表现,特授予
“bloody market 公关红旗手”称号。并奖励包子10个!
P.S. 欢迎分享招工经验。

【在 c*d 的大作中提到】
: 不是阿,我看到的重点是“no big deal”,而不是后面的那个2k,呵呵
c*d
发帖数: 53
26
多谢奖励,还是第一次吃包子:) 等offer正式签了之后会
来分享找工经历。

【在 I**R 的大作中提到】
: 恩,为了表彰你在大盘逆势下个股坚挺的表现,特授予
: “bloody market 公关红旗手”称号。并奖励包子10个!
: P.S. 欢迎分享招工经验。

I**R
发帖数: 1309
27
记下了。

【在 c*d 的大作中提到】
: 多谢奖励,还是第一次吃包子:) 等offer正式签了之后会
: 来分享找工经历。

x**********g
发帖数: 146
28
ccd, did you get response from the company?
c*d
发帖数: 53
29
看来包子也不是那么好吃的:)

【在 I**R 的大作中提到】
: 记下了。
c*d
发帖数: 53
30
我正要来更新。今天刚收到回复,公司同意给涨几K。
聊胜于无,也算是期望中的最好结局吧。
也希望这个经历能供将来大家借鉴。

【在 x**********g 的大作中提到】
: ccd, did you get response from the company?
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G******y
发帖数: 1831
31
cong! you should feel much better now

【在 c*d 的大作中提到】
: 我正要来更新。今天刚收到回复,公司同意给涨几K。
: 聊胜于无,也算是期望中的最好结局吧。
: 也希望这个经历能供将来大家借鉴。

I**R
发帖数: 1309
32
恩,让你赊账已经不错了吧=)

【在 c*d 的大作中提到】
: 看来包子也不是那么好吃的:)
s********a
发帖数: 1100
33
a little bit lower
my friend get around 55k with 2 or 3 exams
1 (共1页)
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话题: offer话题: salary话题: low话题: my话题: company