e*****5 发帖数: 4 | 1 最近发生一起 小车祸,想请教一下各位下一步该怎么做?
上周晚9:00 左右停在红灯下(我是第二辆 车, 就是说我前面还有一辆车),红灯依
旧, 但是一辆从后面开来的车 不知是没刹车或是刹晚了,直接撞到我的车尾,幸运我
和我的孩子都带安全带(ALWAYS)所以人没事儿。 可是BUMPER TOTALLY SCRATCHED
AND MY TRUNK CAN NOT BE CLOSED TIGHTLY (WILL BE A GAP THERE -- ABOUT 0。5
-1 INCH AFTER CLOSE)。 后面这辆车里有4 个 ( 2 BOYS 2 GIRLS) TEEN,
AROUND 18 YEARS OLD,白孩子,他们想跑,也不肯交换保险,所以我就报警了,警察
来了写了报告 还给THE TEEN DRIVER 开了罚单,告诉我 GET THE POLICY REPORT
AFTER 5 BUSINESS DAY MYSELF。
警察说这辆车有保险, 在这个TEEN DRIVER’S MOM 名 下.
我下一步该做什么?我的车是10年(2000 年 JAPANESS CAR), | i****a 发帖数: 36252 | 2 On filing insurance claim, you can either:
I. file a claim with the other driver's insurance company directly. you don'
t pay anything
or
II. file a claim with Your Own insurance company, then you have to pay
deductible first because you are technically filing a claim against your own
insurance. then if it's determined it's not your fault, your ins company
will get all the money back and refund your deductiable.
on fixing the car, you have 2 options:
A. get cash - if you do NOT want to fix the c | i****a 发帖数: 36252 | 3 if you only have liability, then call other driver's insurance
0。5
【在 e*****5 的大作中提到】 : 最近发生一起 小车祸,想请教一下各位下一步该怎么做? : 上周晚9:00 左右停在红灯下(我是第二辆 车, 就是说我前面还有一辆车),红灯依 : 旧, 但是一辆从后面开来的车 不知是没刹车或是刹晚了,直接撞到我的车尾,幸运我 : 和我的孩子都带安全带(ALWAYS)所以人没事儿。 可是BUMPER TOTALLY SCRATCHED : AND MY TRUNK CAN NOT BE CLOSED TIGHTLY (WILL BE A GAP THERE -- ABOUT 0。5 : -1 INCH AFTER CLOSE)。 后面这辆车里有4 个 ( 2 BOYS 2 GIRLS) TEEN, : AROUND 18 YEARS OLD,白孩子,他们想跑,也不肯交换保险,所以我就报警了,警察 : 来了写了报告 还给THE TEEN DRIVER 开了罚单,告诉我 GET THE POLICY REPORT : AFTER 5 BUSINESS DAY MYSELF。 : 警察说这辆车有保险, 在这个TEEN DRIVER’S MOM 名 下.
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