f*****h 发帖数: 72 | 1 事故简述:我在local道上直行(45mile),突然在10米不到前方左转路口有一辆凯迪拉克suv杀出来,我傻掉了,猛踩刹车但还是撞上了,两个车都失控滑了20多米,最后对方的车撞破了别人的铁丝网篱笆才停下来。
双方都没受伤,我就松了一口气,然后打911,来个两个警察。后来那老太太撒谎说她左转之前我刚换lane了,我和警察说她说的不是事实,我没有换lane。后来警察分析了一下路上的刹车痕迹,两个人讨论了一下。并和我车上的两个人交流了一下,对老太太说:你穿过马路之前要得确保所有的lane上都没有车!然后和我们说:对方的错,你们不要担心。
车还在拖车公司,刚和对方保险公司打电话,对方说report上说你有可能在事故前换lane了,所以你也contribute to the accident,就说没有义务陪我。。。
我该怎么办?处理我的事务的警察给我我他的名字和电话,是不是该给他打电话?
好担心,好郁闷,因为我的车是passat,修起来出了名的贵。
请大伙帮我出点主意!谢谢啦
谢谢大家的帮助(updated info):
我给我自己保险公司打了电话,我的保险是半保(reliable)的,所以会负担我自己的车维修。但是agent非常好,她说帮我和对方公司argue,如果不行的话,她再和处理我事故的警察打电话。我想下一步我就是直接起诉对方黑人大妈就行了吧?
这两天早上醒来,腰有点酸痛,不知道和这个事故有没有关系?如果去医院检查,费用怎么处理呢?
再次谢谢大家的回复! |
a9 发帖数: 21638 | 2 找律师。
后对方的车撞破
了一下路上的刹车
路之前要得确保所
【在 f*****h 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 事故简述:我在local道上直行(45mile),突然在10米不到前方左转路口有一辆凯迪拉克suv杀出来,我傻掉了,猛踩刹车但还是撞上了,两个车都失控滑了20多米,最后对方的车撞破了别人的铁丝网篱笆才停下来。 : 双方都没受伤,我就松了一口气,然后打911,来个两个警察。后来那老太太撒谎说她左转之前我刚换lane了,我和警察说她说的不是事实,我没有换lane。后来警察分析了一下路上的刹车痕迹,两个人讨论了一下。并和我车上的两个人交流了一下,对老太太说:你穿过马路之前要得确保所有的lane上都没有车!然后和我们说:对方的错,你们不要担心。 : 车还在拖车公司,刚和对方保险公司打电话,对方说report上说你有可能在事故前换lane了,所以你也contribute to the accident,就说没有义务陪我。。。 : 我该怎么办?处理我的事务的警察给我我他的名字和电话,是不是该给他打电话? : 好担心,好郁闷,因为我的车是passat,修起来出了名的贵。 : 请大伙帮我出点主意!谢谢啦 : 谢谢大家的帮助(updated info): : 我给我自己保险公司打了电话,我的保险是半保(reliable)的,所以会负担我自己的车维修。但是agent非常好,她说帮我和对方公司argue,如果不行的话,她再和处理我事故的警察打电话。我想下一步我就是直接起诉对方黑人大妈就行了吧? : 这两天早上醒来,腰有点酸痛,不知道和这个事故有没有关系?如果去医院检查,费用怎么处理呢? : 再次谢谢大家的回复!
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k******n 发帖数: 3154 | 3 100%对方的责任,即使你换lane了也是对方的责任 |
d******g 发帖数: 6966 | |
p*****n 发帖数: 981 | 5 告诉对方你有警察的report.
后对方的车撞破
了一下路上的刹车
路之前要得确保所
【在 f*****h 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 事故简述:我在local道上直行(45mile),突然在10米不到前方左转路口有一辆凯迪拉克suv杀出来,我傻掉了,猛踩刹车但还是撞上了,两个车都失控滑了20多米,最后对方的车撞破了别人的铁丝网篱笆才停下来。 : 双方都没受伤,我就松了一口气,然后打911,来个两个警察。后来那老太太撒谎说她左转之前我刚换lane了,我和警察说她说的不是事实,我没有换lane。后来警察分析了一下路上的刹车痕迹,两个人讨论了一下。并和我车上的两个人交流了一下,对老太太说:你穿过马路之前要得确保所有的lane上都没有车!然后和我们说:对方的错,你们不要担心。 : 车还在拖车公司,刚和对方保险公司打电话,对方说report上说你有可能在事故前换lane了,所以你也contribute to the accident,就说没有义务陪我。。。 : 我该怎么办?处理我的事务的警察给我我他的名字和电话,是不是该给他打电话? : 好担心,好郁闷,因为我的车是passat,修起来出了名的贵。 : 请大伙帮我出点主意!谢谢啦 : 谢谢大家的帮助(updated info): : 我给我自己保险公司打了电话,我的保险是半保(reliable)的,所以会负担我自己的车维修。但是agent非常好,她说帮我和对方公司argue,如果不行的话,她再和处理我事故的警察打电话。我想下一步我就是直接起诉对方黑人大妈就行了吧? : 这两天早上醒来,腰有点酸痛,不知道和这个事故有没有关系?如果去医院检查,费用怎么处理呢? : 再次谢谢大家的回复!
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p******1 发帖数: 1388 | 6 any one want the personal information who is chinese visiting scholor in the area of
medicine/ bio, and he enjoy the relationship with 尼哥猪?
yes, he came to this bord couple weeks ago and he said he enjoy palying with
尼哥猪.....
【在 d******g 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 又是尼哥猪
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A****1 发帖数: 726 | 7 Hi I had almost the same situation.
My car got hit at rear, policy report in favor of me. Just because the other
driver told his insurance company that I was driving then the light is red
the insurance company denied my claim. Event the policy report clearly
saying my light is yellow and the drive should let me clear the road then to
drive. (I saw green though).
I also need advice how to deal with them(both insurance company and the
driver.) Insurance company prefer the lie since they would be free from the
claim. |
p******1 发帖数: 1388 | 8 find lawyer, sue them to dead.
other
red
to
the
【在 A****1 的大作中提到】![](/moin_static193/solenoid/img/up.png) : Hi I had almost the same situation. : My car got hit at rear, policy report in favor of me. Just because the other : driver told his insurance company that I was driving then the light is red : the insurance company denied my claim. Event the policy report clearly : saying my light is yellow and the drive should let me clear the road then to : drive. (I saw green though). : I also need advice how to deal with them(both insurance company and the : driver.) Insurance company prefer the lie since they would be free from the : claim.
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i****a 发帖数: 36252 | 9 good diagram, clear description. good
On filing insurance claim, you can either:
I. file a claim with the other driver's insurance company directly. you
don't pay anything
or
II. file a claim with Your Own insurance company if you have full
coverage, then you have to pay deductible first because you are
technically filing a claim against your own insurance. then if it's
determined it's not your fault, your ins company will get all the money
back and refund your deductiable.
on fixing the car, you have 2 options:
A. get cash - if you do NOT want to fix the car or want to fix it cheap
and pocket the differece, get 3 free estimates from 3 different body
shops, fax them to the insurance company and ask for as much as possible
or
B. get the car fixed - send your car to good bodyshop, ask them to bill
the insurance directly. Usually insurance company recommended bodyshop
are good; avoid dealer because most dealers do not do body work, they
tow your car to a body shop nearby and charge you $2000 extra.
Call other party's insurance. demand car rental reimbursement, starting
from the day of the accident until the proprety damage claim is closed.
get a lawyer if you want to claim bodily injury. you can spend dozens of
hours on research, paper work and fighting with insurance company. Or
you can get a lawyer and do nothing other than going to the
doctor/therapy and usually get more money into your pocket.
后对方的车撞
破
了一下路上
的刹车
路之前要得确
保所
【在 f*****h 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 事故简述:我在local道上直行(45mile),突然在10米不到前方左转路口有一辆凯迪拉克suv杀出来,我傻掉了,猛踩刹车但还是撞上了,两个车都失控滑了20多米,最后对方的车撞破了别人的铁丝网篱笆才停下来。 : 双方都没受伤,我就松了一口气,然后打911,来个两个警察。后来那老太太撒谎说她左转之前我刚换lane了,我和警察说她说的不是事实,我没有换lane。后来警察分析了一下路上的刹车痕迹,两个人讨论了一下。并和我车上的两个人交流了一下,对老太太说:你穿过马路之前要得确保所有的lane上都没有车!然后和我们说:对方的错,你们不要担心。 : 车还在拖车公司,刚和对方保险公司打电话,对方说report上说你有可能在事故前换lane了,所以你也contribute to the accident,就说没有义务陪我。。。 : 我该怎么办?处理我的事务的警察给我我他的名字和电话,是不是该给他打电话? : 好担心,好郁闷,因为我的车是passat,修起来出了名的贵。 : 请大伙帮我出点主意!谢谢啦 : 谢谢大家的帮助(updated info): : 我给我自己保险公司打了电话,我的保险是半保(reliable)的,所以会负担我自己的车维修。但是agent非常好,她说帮我和对方公司argue,如果不行的话,她再和处理我事故的警察打电话。我想下一步我就是直接起诉对方黑人大妈就行了吧? : 这两天早上醒来,腰有点酸痛,不知道和这个事故有没有关系?如果去医院检查,费用怎么处理呢? : 再次谢谢大家的回复!
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i****a 发帖数: 36252 | 10 nothing to worry. just say clearly and firmly that, no, you did not change
lane.
if they deny your claim, or don't give you 100% reimbursement, take this
to small claims court, sue the other driver.
后对方的车撞破
了一下路上的
刹车
路之前要得确保
所
【在 f*****h 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 事故简述:我在local道上直行(45mile),突然在10米不到前方左转路口有一辆凯迪拉克suv杀出来,我傻掉了,猛踩刹车但还是撞上了,两个车都失控滑了20多米,最后对方的车撞破了别人的铁丝网篱笆才停下来。 : 双方都没受伤,我就松了一口气,然后打911,来个两个警察。后来那老太太撒谎说她左转之前我刚换lane了,我和警察说她说的不是事实,我没有换lane。后来警察分析了一下路上的刹车痕迹,两个人讨论了一下。并和我车上的两个人交流了一下,对老太太说:你穿过马路之前要得确保所有的lane上都没有车!然后和我们说:对方的错,你们不要担心。 : 车还在拖车公司,刚和对方保险公司打电话,对方说report上说你有可能在事故前换lane了,所以你也contribute to the accident,就说没有义务陪我。。。 : 我该怎么办?处理我的事务的警察给我我他的名字和电话,是不是该给他打电话? : 好担心,好郁闷,因为我的车是passat,修起来出了名的贵。 : 请大伙帮我出点主意!谢谢啦 : 谢谢大家的帮助(updated info): : 我给我自己保险公司打了电话,我的保险是半保(reliable)的,所以会负担我自己的车维修。但是agent非常好,她说帮我和对方公司argue,如果不行的话,她再和处理我事故的警察打电话。我想下一步我就是直接起诉对方黑人大妈就行了吧? : 这两天早上醒来,腰有点酸痛,不知道和这个事故有没有关系?如果去医院检查,费用怎么处理呢? : 再次谢谢大家的回复!
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|
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p*****n 发帖数: 981 | 11 you can report to your own insurance company and let them handle it for you.
other
red
to
the
【在 A****1 的大作中提到】![](/moin_static193/solenoid/img/up.png) : Hi I had almost the same situation. : My car got hit at rear, policy report in favor of me. Just because the other : driver told his insurance company that I was driving then the light is red : the insurance company denied my claim. Event the policy report clearly : saying my light is yellow and the drive should let me clear the road then to : drive. (I saw green though). : I also need advice how to deal with them(both insurance company and the : driver.) Insurance company prefer the lie since they would be free from the : claim.
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r*********n 发帖数: 13992 | 12 对对方的保险公司说你被撞后现在脖子酸疼,腰也难受需要看医生。 |
i****a 发帖数: 36252 | 13 don't need to say that to the insurance company. just send them the bills
when you are done with treatments. preferable handled by a lawyer
【在 r*********n 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 对对方的保险公司说你被撞后现在脖子酸疼,腰也难受需要看医生。
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t******6 发帖数: 9093 | 14 你要是全保就方便很多,让自己的公司去处理
半保的话麻烦。需要自己argue也许需要去court |
f*****h 发帖数: 72 | |
j******o 发帖数: 4219 | 16 这个图上最好把两个车的颜色区分开,留着以后上庭有用。不管你有没有换lane都是对
方责任,先威胁一下对方保险公司,如果不行就court,对方就软了。 |
i****a 发帖数: 36252 | 17 get a lawyer if you want to claim bodily injury. you can spend dozens of
hours on research, paper work and fighting with insurance company. Or
you can get a lawyer and do nothing other than going to the
doctor/therapy and usually get more money into your pocket.
迪拉克suv
杀出来,我傻掉了,猛踩刹车但还是撞上了,两个车都失控滑了20多米,最后对方的车
撞破了别人的
铁丝网篱笆才停下来。
她左转之前我
刚换lane了,我和警察说她说的不是事实,我没有换lane。后来警察分析了一下路上的
刹车痕迹,
两个人讨论了一下。并和我车上的两个人交流了一下,对老太太说:你穿过马路之前要
得确保所有的
lane上都没有车!然后和我们说:对方的错,你们不要担心。
lane了,所
以你也contribute to the accident,就说没有义务陪我。。。
的车维修。
但是agent非常好,她说帮我和对方公司argue,如果不行的话,她再和处理我事故的警
察打电话。
我想下一步我就是直接起诉对方黑人大妈就行了吧?
用怎么处理
呢?
【在 f*****h 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 事故简述:我在local道上直行(45mile),突然在10米不到前方左转路口有一辆凯迪拉克suv杀出来,我傻掉了,猛踩刹车但还是撞上了,两个车都失控滑了20多米,最后对方的车撞破了别人的铁丝网篱笆才停下来。 : 双方都没受伤,我就松了一口气,然后打911,来个两个警察。后来那老太太撒谎说她左转之前我刚换lane了,我和警察说她说的不是事实,我没有换lane。后来警察分析了一下路上的刹车痕迹,两个人讨论了一下。并和我车上的两个人交流了一下,对老太太说:你穿过马路之前要得确保所有的lane上都没有车!然后和我们说:对方的错,你们不要担心。 : 车还在拖车公司,刚和对方保险公司打电话,对方说report上说你有可能在事故前换lane了,所以你也contribute to the accident,就说没有义务陪我。。。 : 我该怎么办?处理我的事务的警察给我我他的名字和电话,是不是该给他打电话? : 好担心,好郁闷,因为我的车是passat,修起来出了名的贵。 : 请大伙帮我出点主意!谢谢啦 : 谢谢大家的帮助(updated info): : 我给我自己保险公司打了电话,我的保险是半保(reliable)的,所以会负担我自己的车维修。但是agent非常好,她说帮我和对方公司argue,如果不行的话,她再和处理我事故的警察打电话。我想下一步我就是直接起诉对方黑人大妈就行了吧? : 这两天早上醒来,腰有点酸痛,不知道和这个事故有没有关系?如果去医院检查,费用怎么处理呢? : 再次谢谢大家的回复!
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i****a 发帖数: 36252 | 18 is your car drivable? how bad is the damage? how much does your car worth?
rent a car for now. and see if your own agent can get you anywhere. if it
needs to go to court, tow your car to a shop or your home
garage and store it there.
【在 f*****h 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 车还放在拖车地方,如果起诉她的话,该怎么做?
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f*****h 发帖数: 72 | 19 No, it's not drivable, and the police report damage estimation is 1500, my
car is worth about 3000~4000. The vehicle was still left at the company
where it was initially towed. Do I have to tow it back to my home? Or, just
leave it there at the first place.
Thank you!
【在 i****a 的大作中提到】![](/moin_static193/solenoid/img/up.png) : is your car drivable? how bad is the damage? how much does your car worth? : rent a car for now. and see if your own agent can get you anywhere. if it : needs to go to court, tow your car to a shop or your home : garage and store it there.
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l**w 发帖数: 865 | 20 find a lawyer and file body injure claim. |
|
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i****a 发帖数: 36252 | 21 they charge storage fee by day, something like $20/day
it is likely your car will be totaled.
so you have 3 possible out comes from insurance claim:
1. they accept your claim soon
- then they'll take care of all the charges form the towing company.
then you don't need to worry about this.
2. they deny your claim, and then a month later you win in court, so
they will still need to pay you
- then they'll take care of all the charges, then you still don't need
to worry about this.
3. they deny your claim, and then a month later you loss in court
- I think this is unlikely. but this is the situation you need to worry
about. at that time you'll need to pay the towing company yourself.
if #1 does not happen, you can pay the towing/storage fees, tow your car
back to your home garage and store it there. keep all the receipts
if it turned out to be #2, then you can get your money back by showing
them the receipts.
this way, if unlucky #3 happens, you minimize your lost by taking the
car out sooner than later.
can also try to talk to the towing company, let them know insurance is
not paying and ask for a reducing in fees.
also talk to your insurance agent to see what they suggest/.
1500, my
company
just
【在 f*****h 的大作中提到】![](/moin_static193/solenoid/img/up.png) : No, it's not drivable, and the police report damage estimation is 1500, my : car is worth about 3000~4000. The vehicle was still left at the company : where it was initially towed. Do I have to tow it back to my home? Or, just : leave it there at the first place. : Thank you!
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i****a 发帖数: 36252 | 22 and again, as many others suggested, I also strongly suggest you go find
an auto accident lawyer.
a good lawyer will take care of everything for you, including the issues
with your car.
you pay nothing to the lawyer, even if you loss the case. they take 1/3
from the injury payment.
my
just
【在 f*****h 的大作中提到】![](/moin_static193/solenoid/img/up.png) : No, it's not drivable, and the police report damage estimation is 1500, my : car is worth about 3000~4000. The vehicle was still left at the company : where it was initially towed. Do I have to tow it back to my home? Or, just : leave it there at the first place. : Thank you!
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c*******e 发帖数: 8624 | 23 老黑就这么下贱
迪拉克suv杀出来,我傻掉了,猛踩刹车但还是撞上了,两个车都失控滑了20多米,最
后对方的车撞破了别人的铁丝网篱笆才停下来。
她左转之前我刚换lane了,我和警察说她说的不是事实,我没有换lane。后来警察分析
了一下路上的刹车痕迹,两个人讨论了一下。并和我车上的两个人交流了一下,对老太
太说:你穿过马路之前要
report上说你有可能在事故前换lane了,所以你也contribute to the accident,就说
没有义务陪我。。。
的车维修。但是agent非常好,她说帮我和对方公司argue,如果不行的话,她再和处理
我事故的警察打电话。我想下一步我就是直接起诉对方黑人大妈就行了吧?
用怎么处理呢?
【在 f*****h 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 事故简述:我在local道上直行(45mile),突然在10米不到前方左转路口有一辆凯迪拉克suv杀出来,我傻掉了,猛踩刹车但还是撞上了,两个车都失控滑了20多米,最后对方的车撞破了别人的铁丝网篱笆才停下来。 : 双方都没受伤,我就松了一口气,然后打911,来个两个警察。后来那老太太撒谎说她左转之前我刚换lane了,我和警察说她说的不是事实,我没有换lane。后来警察分析了一下路上的刹车痕迹,两个人讨论了一下。并和我车上的两个人交流了一下,对老太太说:你穿过马路之前要得确保所有的lane上都没有车!然后和我们说:对方的错,你们不要担心。 : 车还在拖车公司,刚和对方保险公司打电话,对方说report上说你有可能在事故前换lane了,所以你也contribute to the accident,就说没有义务陪我。。。 : 我该怎么办?处理我的事务的警察给我我他的名字和电话,是不是该给他打电话? : 好担心,好郁闷,因为我的车是passat,修起来出了名的贵。 : 请大伙帮我出点主意!谢谢啦 : 谢谢大家的帮助(updated info): : 我给我自己保险公司打了电话,我的保险是半保(reliable)的,所以会负担我自己的车维修。但是agent非常好,她说帮我和对方公司argue,如果不行的话,她再和处理我事故的警察打电话。我想下一步我就是直接起诉对方黑人大妈就行了吧? : 这两天早上醒来,腰有点酸痛,不知道和这个事故有没有关系?如果去医院检查,费用怎么处理呢? : 再次谢谢大家的回复!
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n****w 发帖数: 2379 | |