i****a 发帖数: 36252 | | w*******9 发帖数: 1433 | 2 自然灾害一般是不赔的。不然所有的保险公司都可以倒闭了 | s*******n 发帖数: 2828 | 3 The government of Japan created the "Japanese Earthquake Reinsurance" scheme
in 1966, and the scheme has been revised several times since.[1][2]
Homeowners may buy earthquake insurance from an insurance company as an
optional rider to a fire insurance policy.[3] Insurers enrolled in the JER
scheme who have to pay earthquake claims to homeowners share the risk among
themselves and also the government, through the JER. The government pays a
much larger proportion of the claims if a single earthquake causes aggregate
damage of over about 1 trillion yen (about US $8.75 billion). The maximum
payout in a single year to all JER insurance claim filers is 4.5 trillion
yen (about US $39.4 billion); if claims exceed this amount, then the claims
are pro-rated among all claimants.[4]
【在 w*******9 的大作中提到】 : 自然灾害一般是不赔的。不然所有的保险公司都可以倒闭了
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