u*******r
发帖数: 864 | 1 保险责任人授意的驾驶，多数保险公司会理赔吧
https://answers.yahoo.com/question/index?qid=20080926040919AA492Ev
Shelby answered 6 years ago
If this happened at my company, the following is what would take place. We
would give you a disapproving look for letting your friend drive, and we
would take both you and your friend’s insurance information. Most likely,
if your friend is the one who was said to be driving; it would go under his
insurance, even if he was not listed on the rental contract. Because you
were the primary driver, you technically CAN give permission for someone
else to drive it that isn’t listed, even though that’s not generally a
good idea. I have filed claims like this before at my rental office and even
if there was an unauthorized driver who caused the accident, most likely it
would go thru that unauthorized driver’s insurance. There was one instance
that an unauthorized driver totaled one of my cars (he didn’t have
insurance), and the primary renter’s insurance had to legally pay for all
damages because their insured had entrusted the other driver w/ the keys. It
’s complicated, but honestly, I wouldn’t lose sleep over it. This happens
all the time.
Source(s):
Manager of Enterprise Rent-a-Car Rental Branch, 5 years |
V**3
发帖数: 12756 | 2 如果租车人自己有全保，可以这么说
除了租车人和开车人以外的人有全保也没用
his
【在 u*******r 的大作中提到】
: 保险责任人授意的驾驶，多数保险公司会理赔吧
: https://answers.yahoo.com/question/index?qid=20080926040919AA492Ev
:
: Shelby answered 6 years ago
: If this happened at my company, the following is what would take place. We
: would give you a disapproving look for letting your friend drive, and we
: would take both you and your friend’s insurance information. Most likely,
: if your friend is the one who was said to be driving; it would go under his
: insurance, even if he was not listed on the rental contract. Because you
: were the primary driver, you technically CAN give permission for someone
|
u*******r
发帖数: 864 | 3 priceline的不保？
【在 V**3 的大作中提到】
: 如果租车人自己有全保，可以这么说
: 除了租车人和开车人以外的人有全保也没用
:
: his
|
b********6
发帖数: 35437 | 4 RTFM
租车公司是车主，只有车主才可以指定authorized driver |
u*******r
发帖数: 864 | 5 貌似你没读我贴的那堆字母
【在 b********6 的大作中提到】
: RTFM
: 租车公司是车主，只有车主才可以指定authorized driver
|
m**********r
发帖数: 2099 | 6 你说的这种情况，是建立在开车人有negligence的情况下，可以先走车主保险，耗尽后
再走开车人保险。撞鹿的这个，可能开车人没有negligence，与你说的不同。另外，撞
鹿的那个，自己有车保吗？
还有，这个回答里面说的，非常像再说negligent entrustment，就是说租车的人明知
道开车的人开车技术不好还允许他开，这种情况，车主有negligence，车主的保险有责
任赔。这个撞鹿的事情，当然可以说例如开车的人虽然有驾照，但是基本没开过车，这
一次还要求在深夜三点钟开一辆从没开过的车，再加上几个人已经几千小时都没睡过觉
了，在这些情况下，签字的那个人仍旧让那个人开车，这个，签字人自己有negligence
，视保险合同，签字人的保险要赔。
his
【在 u*******r 的大作中提到】
: 保险责任人授意的驾驶，多数保险公司会理赔吧
: https://answers.yahoo.com/question/index?qid=20080926040919AA492Ev
:
: Shelby answered 6 years ago
: If this happened at my company, the following is what would take place. We
: would give you a disapproving look for letting your friend drive, and we
: would take both you and your friend’s insurance information. Most likely,
: if your friend is the one who was said to be driving; it would go under his
: insurance, even if he was not listed on the rental contract. Because you
: were the primary driver, you technically CAN give permission for someone
|
V**3
发帖数: 12756 | 7 孩子，在美国，只有白纸黑子的东西管用，剩下所有的东西都不管用
而且发生了事故都是往有利自己那方向去解读，你是保险公司你就知道该怎么做了
【在 u*******r 的大作中提到】
: 貌似你没读我贴的那堆字母
|
I*D
发帖数: 40035 | 8 撞鹿在GElCO算comprehensive, 保险公司赔…… |
p********7
发帖数: 18007 | 9 赔你的头 我就是geico
【在 I*D 的大作中提到】
: 撞鹿在GElCO算comprehensive, 保险公司赔……
|
u*******r
发帖数: 864 | 10 撞鹿在哪家都算comprehensive，我们讨论的是，租车公司未授权的司机出事故，租车
人买的保险管不管
【在 I*D 的大作中提到】
: 撞鹿在GElCO算comprehensive, 保险公司赔……
|
M*****l
发帖数: 4478 | 11 很多保险公司FAQ里都列了这条，highlight他们自己的保险合同，在租车时，如果你是
authorized driver，可以保。如果你不是，不能保。如果你是承租人但把车给别人开
，不能保。要么是这个回答问题的人遇上了一个极其棒槌的保险公司，要么是近几年保
险公司修订了保险合同。
【在 u*******r 的大作中提到】
: 貌似你没读我贴的那堆字母
|
u*******r
发帖数: 864 | 12 回答问题的人是enterprise的经理
【在 M*****l 的大作中提到】
: 很多保险公司FAQ里都列了这条，highlight他们自己的保险合同，在租车时，如果你是
: authorized driver，可以保。如果你不是，不能保。如果你是承租人但把车给别人开
: ，不能保。要么是这个回答问题的人遇上了一个极其棒槌的保险公司，要么是近几年保
: 险公司修订了保险合同。
|
s***v
发帖数: 4924 | 13 是enterprise的经理赔偿还是保险公司赔偿？
【在 u*******r 的大作中提到】
: 回答问题的人是enterprise的经理
|
