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Automobile版 - BMW DEALER的延保与 GEICO的保险比较, 哪个划算?
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话题: dealer话题: geico话题: insurance话题: breakdown话题: mechanical
进入Automobile版参与讨论
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F***i
发帖数: 176
1
2012 X5, 开的不多, 两年多才刚刚1w 迈出头.
用GEICO 保险, Mechanical Breakdown Insurance 一直在用, 因此可以继续加, 只要
不断, 可以用7年10w迈.价格原来是25/月, 现在涨到大约36$月.250 deductible.
刚才Dealer打电话问要不要买延保, 经过一番讨价还价,最后拿到的是
到2020年8月(6年),6w 迈, 延保(不包括maintaince plan), 一次性付款, $3500.
100 deductible,仅包括发动机,机械,悬挂,变速,空调,电子等,磨损部分,如换机油,换
刹车油,换轮胎等都不包.
这个plan 说是6年, 实际上因为原厂保修还有1年半, 所以实际上增加的时间是4.5年.
现在的情况是, 暂时接受了dealer的plan, dealer承诺30天内取消可以全额退款, 不知
道dealer给的计划是不是好,希望各位前辈给点意见.
附录:摘自GEICO
What is Mechanical Breakdown Insurance?
Mechanical Breakdown Insurance is similar to a dealer's warranty but it is
usually much more affordable than a car dealership's extended warranty and
in some instances covers much more.
A $250 deductible applies to each covered loss except when the vehicle is
still covered under the manufacturer's basic factory warranty, in which case
a $100 deductible applies. It can only be added when the vehicle is a new
vehicle, is fewer than 15 months old, the odometer reads fewer than 15,000
miles, and you are the first titleholder of the vehicle. Once purchased, MBI
can be renewed for up to 7 years or 100,000 miles (whichever comes first).
This material is intended for general information only. It does not expand
coverage beyond the policy contract. Please refer to your policy contract
for any specific information or questions on applicability of coverage.
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话题: dealer话题: geico话题: insurance话题: breakdown话题: mechanical