f********i
发帖数: 563 | 1 2015 X1 Xdrive28 + Cold weather package + Moonroof + Technology package
MSRP: 37650
10K/year 36 months
0 Downpayment
Residual Value: 60%
MF:0.00081 with 7 MSDs
Selling Price: 34000 (~10% off)
Monthly payment (pre-tax): 428
2015年的不太好还价，可惜dealer没有2014年的库存了。 |
D*******0
发帖数: 2523 | 2 The numbers don't add up.
Obvuiously dealer cheated you somewhere.
【在 f********i 的大作中提到】
: 2015 X1 Xdrive28 + Cold weather package + Moonroof + Technology package
: MSRP: 37650
: 10K/year 36 months
: 0 Downpayment
: Residual Value: 60%
: MF:0.00081 with 7 MSDs
: Selling Price: 34000 (~10% off)
: Monthly payment (pre-tax): 428
: 2015年的不太好还价，可惜dealer没有2014年的库存了。
|
y*********n
发帖数: 238 | 3 too high..should be 1%, so about $380... your price can get you a 328xi.. |
f********i
发帖数: 563 | 4 Following is my own calculation:
Selling price: 34000 (bank fee not included)
Residue: 20400
depreciation: 13600/36 = 377.8
interest: (34000+20400) * 0.00081 = 44.064
Monthly: 377.8 + 44.064 = 421.864
correct me if I am wrong. |
D*******0
发帖数: 2523 | 5 Residua is MSRP * 60%, not selling price.
That's a big difference.
但你是zero down还是zero out door?
即使zero down, 也有快$2000的out of door cost (bank fee 725, 1st month,
registration).
假设$2000 rolled into your month payment (you pay zero out door), 我也只算
chu$420 before tax. |
f********i
发帖数: 563 | 6 多谢解释，Double500！
的确算错了，还好不算离谱（我的公式里面没有算上cost）
是zero out door。 |
