z****n
发帖数: 5870 | 1 2012 Odyssey + 2006 Civic
A. Bodily Injury $100,000 each person $300,000 each accident
B. Property Damage $100,000 each accident
C. Medical Payments $25,000 each person
D. Uninsured Motorists Bodily Injury $50,000 each person $100,000 each
accident
E. Uninsured Motorists Property Damage $50,000 each accident $250
deductible applicable to PD Liability
F. Collision Actual Cash Value less $250 deductible
G. Comprehensive Actual Cash Value less $250 deductible
H. Extended Transportation Expenses See Endorsement $40 per day/$1,200
maximum
我怎么记得谁以前在版上发过说medical payment要买到$1M/person? 真的有那个必要
吗？
还是我记错了？ | T***u
发帖数: 1468 | 2 bodily injury coverage应该高于你的net worth
保护自己的uninsured motorist coverage也要高点
Property damage coverage多点少点都可以 | l*******g
发帖数: 27064 | | z****n
发帖数: 5870 | 4 你是说这一个
C. Medical Payments $25,000 each person
要从$25,000/person换成 $30万 or $50万/person?
【在 l*******g 的大作中提到】
: 30/50万 medical
: 1m没必要
| s**********u
发帖数: 2749 | 5 $1MM是伞险吧
【在 z****n 的大作中提到】
: 2012 Odyssey + 2006 Civic
: A. Bodily Injury $100,000 each person $300,000 each accident
: B. Property Damage $100,000 each accident
: C. Medical Payments $25,000 each person
: D. Uninsured Motorists Bodily Injury $50,000 each person $100,000 each
: accident
: E. Uninsured Motorists Property Damage $50,000 each accident $250
: deductible applicable to PD Liability
: F. Collision Actual Cash Value less $250 deductible
: G. Comprehensive Actual Cash Value less $250 deductible
| T*********s
发帖数: 20444 | 6 如果你有医疗保险c可以降成0
ABD都买到顶
E合适，不用变
其余也不用变
【在 z****n 的大作中提到】
: 你是说这一个
: C. Medical Payments $25,000 each person
: 要从$25,000/person换成 $30万 or $50万/person?
| T***u
发帖数: 1468 | 7 普通美国中年人net worth十几万，买30万保险是合理的
资产多了，就应该多买保险。资产超过50万，就应该考虑umbrella insurance
30万也好100万也好，每年premium只差几十块
200万的umbrella每年大约300块
: 30/50万 medical
: 1m没必要
【在 l*******g 的大作中提到】
: 30/50万 medical
: 1m没必要
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