c**m
发帖数: 1457 | 1 $800k house with $400k 贷款
30 年 3.875% with $1500 回扣.
15 年 3.125% with $800 回扣.
7/1: 3.125% with $500 回扣
5/1: 2.875% |
l******g
发帖数: 1623 | 2 15年前几年最低到过多少？
【在 c**m 的大作中提到】
: $800k house with $400k 贷款
: 30 年 3.875% with $1500 回扣.
: 15 年 3.125% with $800 回扣.
: 7/1: 3.125% with $500 回扣
: 5/1: 2.875%
|
c**m
发帖数: 1457 | 3 2.5%. 现在是过去17个月的新低.
【在 l******g 的大作中提到】
: 15年前几年最低到过多少？
|
l******g
发帖数: 1623 | 4 那我再等等
【在 c**m 的大作中提到】
: 2.5%. 现在是过去17个月的新低.
|
t*m
发帖数: 4414 | 5 why only borrow 400K? should borrow 640K, given the money is so cheap now. |
c**m
发帖数: 1457 | 6 You can borrow as much as you want. This is just an example.
And I agree with you that we should borrow as much as we could since it's so
cheap now.
【在 t*m 的大作中提到】
: why only borrow 400K? should borrow 640K, given the money is so cheap now.
|
r*******t
发帖数: 8550 | 7 Your quote is misleading because the sample is with 50% downpayment (very
rare) and the rest loan amount is within the regular limit of $417k.
Could you give a sample of $800k house with $640k loan ($160k downpayment)
in an area with regular conforming loan limit of $417k?
【在 c**m 的大作中提到】
: $800k house with $400k 贷款
: 30 年 3.875% with $1500 回扣.
: 15 年 3.125% with $800 回扣.
: 7/1: 3.125% with $500 回扣
: 5/1: 2.875%
|
c**m
发帖数: 1457 | 8 wow.雨夜 Long time no see.
Per your request. here is the quote for $800k 房价 with $640k 贷款:
30 年: 4.0% $1000 回扣;
15 年: 3.25% with $2000 cost or 3.625% $1000回扣
7/1: 3。375% $1000回扣。
5/1: 3.0% $500 回扣
【在 r*******t 的大作中提到】
: Your quote is misleading because the sample is with 50% downpayment (very
: rare) and the rest loan amount is within the regular limit of $417k.
: Could you give a sample of $800k house with $640k loan ($160k downpayment)
: in an area with regular conforming loan limit of $417k?
|
t*m
发帖数: 4414 | 9 Rates are really good.
"15 年: 3.25% with $2000 cost or 3.625% $1000回扣"? True?
【在 c**m 的大作中提到】
: wow.雨夜 Long time no see.
: Per your request. here is the quote for $800k 房价 with $640k 贷款:
: 30 年: 4.0% $1000 回扣;
: 15 年: 3.25% with $2000 cost or 3.625% $1000回扣
: 7/1: 3。375% $1000回扣。
: 5/1: 3.0% $500 回扣
|
c**m
发帖数: 1457 | 10 Yes, If you pay $2000 cost, you get 3.25% or 3.625% with $1000 rebate in
addition to no point no closing cost. I feel the former is a better choice.
【在 t*m 的大作中提到】
: Rates are really good.
: "15 年: 3.25% with $2000 cost or 3.625% $1000回扣"? True?
|
l*****o
发帖数: 192 | 11 刚刚问了别的mortgage broker，比楼主的要好。
【在 c**m 的大作中提到】
: $800k house with $400k 贷款
: 30 年 3.875% with $1500 回扣.
: 15 年 3.125% with $800 回扣.
: 7/1: 3.125% with $500 回扣
: 5/1: 2.875%
|
c**m
发帖数: 1457 | 12 新ID 啊，欢迎新人！ 不会又是 Citizens Bank 了吧？
【在 l*****o 的大作中提到】
: 刚刚问了别的mortgage broker，比楼主的要好。
|
c**m
发帖数: 1457 | 13 我来顺带公布一下Citizens Bank的利率：
$800 house, $400k loan, purchase.
【在 c**m 的大作中提到】
: 新ID 啊，欢迎新人！ 不会又是 Citizens Bank 了吧？
|
c**m
发帖数: 1457 | 14
【在 c**m 的大作中提到】
: 我来顺带公布一下Citizens Bank的利率：
: $800 house, $400k loan, purchase.
|
