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Carolinas版 - 申请了一次Macy 的信用卡,没来帐单,也就忘了
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进入Carolinas版参与讨论
1 (共1页)
B**********5
发帖数: 61
1
现在影响了信用分数,做 贷款有点问题,怎么办?
u****r
发帖数: 2053
2
You can only talk to Macy's to see they are willing to withdraw the
collection to credit beaurau, even with some penalty fees would be very good.
My suggestion is never apply any cc related to a certain brad for shopping,
unless you are brand-loyal and spend a lot of money regularly there.
Otherwise, it's not worth a credit inquiry just for 10-15% discount. Plus,
many people will forget to pay the bills, resulting a collection record,
which will last up to 7 years in their credit reports and hurt their credit
scores very badly.
B**********5
发帖数: 61
3
Thanks,已经不属于梅西管了

good.
,
credit

【在 u****r 的大作中提到】
: You can only talk to Macy's to see they are willing to withdraw the
: collection to credit beaurau, even with some penalty fees would be very good.
: My suggestion is never apply any cc related to a certain brad for shopping,
: unless you are brand-loyal and spend a lot of money regularly there.
: Otherwise, it's not worth a credit inquiry just for 10-15% discount. Plus,
: many people will forget to pay the bills, resulting a collection record,
: which will last up to 7 years in their credit reports and hurt their credit
: scores very badly.

s*****i
发帖数: 73
4
Pay the balance , ask the credit bureau to remove it. You would be fine.

【在 B**********5 的大作中提到】
: Thanks,已经不属于梅西管了
:
: good.
: ,
: credit

1 (共1页)
进入Carolinas版参与讨论
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