a********n
发帖数: 369 | 1 目前在downtown工作，最近刚刚开始考虑买房的事情，很弱的问下大家哪些区可以考虑
。。目前买了也是一个人住，所以不太打算去郊区。是不是lincoln park ，edge
water这些地方比较populat？另外目前也没有打算住很久，大概住个五年左右再换吧，
等绿卡。谢谢啊！ | c*********e
发帖数: 133 | | y***n
发帖数: 2806 | 3 5年准备换的，还是先租个房子吧。别折腾了。downtown工作了的单身一般都租房子住
，很少有买房的。 | g******4
发帖数: 6339 | 4
"Young Adults After the Recession: Fewer Homes, Fewer Cars, Less Debt"
After running up record debt-to-income ratios during the bubble economy of
the 2000s, young adults shed substantially more debt than older adults did
during the Great Recession and its immediate aftermath—mainly by virtue of
owning fewer houses and cars, according to a new Pew Research Center
analysis of Federal Reserve Board and other government data.
From 2007 to 2010, the median debt of households headed by an adult younger
than 35 fell by 29%, compared with a decline of just 8% among households
headed by adults ages 35 and older. Also, the share of younger households
holding debt of any kind fell to 78%, the lowest level since the government
began collecting such data in 1983.
Debt reduction among young adults during bad economic times has been driven
mainly by the shrinking share who own homes and cars, but it also reflects a
significant decline in the share who are carrying credit card debt, from 48
% in 2007 to 39% in 2010.
On the other side of the ledger, many more younger households were carrying
student loan debt after the recession than before: 40% had such debt in 2010
, up from 34% in 2007 and 26% in 2001.
These shifts in the debt profile of younger adults reflect a broader
societal shift toward delayed marriage and household formation that has been
under way for decades. This report analyzes the patterns of debt holding
and asset ownership among younger households over time.1 Here are its key
findings:
Home
The share of younger households owning their primary residence fell sharply
from 40% in 2007 to 34% in 2011. Among younger households, the fall in
ownership was accompanied by a decline in how many younger households had
debt secured by residential property.2 In 2007, 38% of younger households
had debt secured by residential property. By 2010 only 35% had such debt.
The median outstanding amount of residential property debt owed (by younger
households with such debt) fell from about $150,000 in 2007 to $128,000 in
2010.
Cars
In 2007, 73% of households headed by an adult younger than 25 owned or
leased at least one vehicle. By 2011, 66% of these young households had a
vehicle. Among households younger than 35, outstanding vehicle debt declined
from 2007 to 2010. In 2007, 44% of households younger than 35 had vehicle
debt. By 2010, only 32% had vehicle debt. The typical outstanding amounts
owed among young households with vehicle debt fell from $13,000 in 2007 to $
10,000 in 2010.
http://www.pewsocialtrends.org/2013/02/21/young-adults-after-th
【在 y***n 的大作中提到】
: 5年准备换的，还是先租个房子吧。别折腾了。downtown工作了的单身一般都租房子住
: ，很少有买房的。
| l******w
发帖数: 59 | 5 二十万左右的房子, 买和卖要两万多手续费. 五年之内房地产象现在上涨趋势, 手续
费肯定赚的回来. 如果碰上 short sale, foreclosure, 可以多赚一点. 就看您爱不爱
折腾了. Lincoln park, Streetville, River north 都可以, 二十万可以在安全地带
买一个1000 SF 房子.
Lily Liu
B&W Residential Agency
【在 a********n 的大作中提到】
: 目前在downtown工作，最近刚刚开始考虑买房的事情，很弱的问下大家哪些区可以考虑
: 。。目前买了也是一个人住，所以不太打算去郊区。是不是lincoln park ，edge
: water这些地方比较populat？另外目前也没有打算住很久，大概住个五年左右再换吧，
: 等绿卡。谢谢啊！
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