a**v
发帖数: 357 | 1 星期二被疑民菊气得七窍生烟,就跑去做refinance,省得想起这帮狲滓心烦。搞到利息3
.75。也算芯里平衡了点。至少下个月忙closing,不用想这邦昏啖。 |
T******r
发帖数: 2937 | 2 3.75 30 years?
息3
【在 a**v 的大作中提到】
: 星期二被疑民菊气得七窍生烟,就跑去做refinance,省得想起这帮狲滓心烦。搞到利息3
: .75。也算芯里平衡了点。至少下个月忙closing,不用想这邦昏啖。
|
a**v
发帖数: 357 | |
E*****5
发帖数: 1068 | |
a**v
发帖数: 357 | 5 试图抓住底部是浪费时间。我很满意3.75.
Besides, the interest rate is higher today according to zillow :) |
q****g
发帖数: 1190 | 6 我刚搞到3.25的refinance，要交6，7百块就可以了
3.375一分不用交
15年
【在 a**v 的大作中提到】
: 试图抓住底部是浪费时间。我很满意3.75.
: Besides, the interest rate is higher today according to zillow :)
|
a*******r
发帖数: 122 | |
a**v
发帖数: 357 | 8 It's all depends on your principle and rebate point amount. Rate is more or
less the same this week. I got a few hundred back at closing which will be
applied to insurance. |
W**t
发帖数: 27 | 9 是很气人啊，添堵。
息3
【在 a**v 的大作中提到】
: 星期二被疑民菊气得七窍生烟,就跑去做refinance,省得想起这帮狲滓心烦。搞到利息3
: .75。也算芯里平衡了点。至少下个月忙closing,不用想这邦昏啖。
|
j****n
发帖数: 3465 | 10 没卡都敢买房，你牛！
息3
【在 a**v 的大作中提到】
: 星期二被疑民菊气得七窍生烟,就跑去做refinance,省得想起这帮狲滓心烦。搞到利息3
: .75。也算芯里平衡了点。至少下个月忙closing,不用想这邦昏啖。
|
|
|
a**v
发帖数: 357 | 11 我倒觉得买房子和驴卡没那么大关系. 如果工作稳定,就慢慢住着.就算被雷了,有驴卡
的一样要卖房子.所以也没啥区别.寐郭那么forclosure,不大多是贡民吗？ |
c*********h
发帖数: 125 | 12 只要是ｐｄ２００８以后的，或者刚工作的，联系ｎｉｕ一起来做提前交４８５这个项
目吧。
大家都会从这个项目上得到巨大的好处，再也不担心１４０以后的排期了， 现在这就
是绿卡申请的瓶颈。。
现在NIU迫切需要人来做这个项目，已经有３个人，需要更多的人力， 资金不是问题
！！ |
s*****m
发帖数: 2024 | 13 靠, BSO阿
NY的人都惨死了
息3
【在 a**v 的大作中提到】
: 星期二被疑民菊气得七窍生烟,就跑去做refinance,省得想起这帮狲滓心烦。搞到利息3
: .75。也算芯里平衡了点。至少下个月忙closing,不用想这邦昏啖。
|
a**v
发帖数: 357 | 14 BSO what? 你那意思是说咱们没绿卡还不容许买房/refinance了不成? 再说最近利息低
也不是什么秘密,谁也没拦着您老去refinance呀。 |
E********t
发帖数: 2447 | 15 not sure which state you are in. 3.75 for 15Y is no where close to a good
deal in many states. Unless you have an average FICO
【在 a**v 的大作中提到】
: 15
|
a**v
发帖数: 357 | 16 I believe that this thread is being taken into the wrong direction. My whole
point is NOT about getting best deal, but doing something meaningfully
positive to offset any negative I might think at the time. Although, the
negative factor has been greatly reduced after I clears my mind.
Secondly, I would like to explain you a few things about the mortgage rate.
It’s meaningless to compare the rate directly. It depends on so many
factors: how much is your loan amount, how much lender rebates you wanted to
get the cover your closing cost, and if you want to cash back from the loan
. For example, if your closing cost is $3K and want pay nothing at closing.
Then you will get different rate if you have 300K loan or 100K loan. For
300K loan, a lender credit of 1% will be enough for cover the closing cost.
However, for 100k loan, you will need to go with a 3% lender credit,
therefore, a higher interested rate. Of course, if you want cash out, then
you get hit another 0.5% on credit. The base interested rate for 15 years
hovers around 3.125-3.375% last week with good credit. You can get an idea
on what the interested rate you can get depends on your specific loan
condition. |
e******7
发帖数: 144 | |
